Reverse Mortgage Radio

Bruce Simmons
  • 5.0 (1)
  • Education

Unlock the door to a financially free retirement with 'Reverse Mortgage Radio' – your go-to source for savvy financial insights in the world of reverse mortgages. Dive deep into the untapped potential of your home equity with industry experts, real-life success stories, and cutting-edge strategies that set us apart. Tune in to 'Reverse Mortgage Radio' and transform your golden years from uncertain to unbelievable. Hit subscribe and start redefining retirement on your terms today!

  1. Navigating the Colorado Retirement Squeeze: Property Taxes, Housing Traps, and the HECM Solution

    2d ago

    Navigating the Colorado Retirement Squeeze: Property Taxes, Housing Traps, and the HECM Solution

    Are you "house rich but cash poor"? In this episode, Bruce Simmons explores the growing "cost burden" on Colorado seniors. We dive into the Harvard research showing why 1 in 3 retirees is struggling, the massive property tax hikes hitting the Front Range, and a brilliant "downsize and upgrade" strategy that can put $500,000 back in your pocket.

    30 min
  2. Understanding the 60% Rule and Modern Spouse Protections

    Jun 4

    Understanding the 60% Rule and Modern Spouse Protections

    Learn how the "60% rule" and updated Non-Borrowing Spouse protections create a more stable and secure retirement for Colorado homeowners.

    29 min
  3. Two Advanced Strategies to Boost Retirement Income with an HECM

    May 29

    Two Advanced Strategies to Boost Retirement Income with an HECM

    Discover two sophisticated ways to leverage a reverse mortgage for purchase. Learn how to buy multifamily properties for rental income and how "overfunding" a line of credit can create a massive, tax-free retirement safety net.Two Advanced Strategies to Boost Retirement Income with an HECM

    29 min
  4. People Over Paperwork: What's Changing in Reverse Mortgages

    May 22

    People Over Paperwork: What's Changing in Reverse Mortgages

    This week on Reverse Mortgage Radio, we take you behind the scenes of a major industry summit in Knoxville. From the influx of younger, ethical lenders to the academic research that’s changing how financial advisors view home equity, we’re talking about why this business is more about "people work" than "paperwork." Tune in to learn how a reverse mortgage can be a strategic tool for your retirement, not a last resort.

    29 min
  5. Understanding Reverse Mortgage Interest Rates

    May 13

    Understanding Reverse Mortgage Interest Rates

    Many homeowners assume reverse mortgages work just like traditional loans, but the interest rate structure is actually quite different. This episode breaks down the "Interest Rate Puzzle," explaining the difference between the expected rate (which determines borrowing power) and the initial rate (what is actually charged). Listeners will learn why the 10-year Treasury index matters, how interest rate "caps" protect applicants during processing, and why the flexibility of an adjustable rate often outweighs the perceived safety of a fixed rate.

    30 min
  6. Buckle Up: Navigating the 'Turbulence' of Your Reverse Mortgage Journey

    May 6

    Buckle Up: Navigating the 'Turbulence' of Your Reverse Mortgage Journey

    What happens after signing a reverse mortgage application? This episode explores the process using the analogy of a long-distance flight. From the "security screening" of underwriting to navigating the "turbulence" of appraisals and title searches, learn what it takes to reach the destination: financial stability. This guide covers common hurdles like HOA verifications and property condition requirements to ensure a smooth landing for Colorado homeowners.

    29 min
  7. 3 Reasons a Reverse Mortgage Is Actually GOOD for Your Kids

    Apr 30

    3 Reasons a Reverse Mortgage Is Actually GOOD for Your Kids

    Many seniors worry that a reverse mortgage will "steal" their children's inheritance, but the reality is often the exact opposite. This episode explores three major reasons why adult children encourage their parents to tap into their home equity, from maintaining independence to protecting the family estate from future debt.

    30 min
  8. Pre-Appraisal Prep: Is Your House Ready for a Reverse Mortgage?

    Apr 22

    Pre-Appraisal Prep: Is Your House Ready for a Reverse Mortgage?

    Bruce Simmons explains why he visits homes personally to spot appraisal hurdles like missing handrails or CO2 detectors before they stall your loan.

    29 min
See All (119)

About

Unlock the door to a financially free retirement with 'Reverse Mortgage Radio' – your go-to source for savvy financial insights in the world of reverse mortgages. Dive deep into the untapped potential of your home equity with industry experts, real-life success stories, and cutting-edge strategies that set us apart. Tune in to 'Reverse Mortgage Radio' and transform your golden years from uncertain to unbelievable. Hit subscribe and start redefining retirement on your terms today!

Information

  • Creator
    Bruce Simmons
  • Years Active
    2025 - 2026
  • Episodes
    119
  • Rating
    Clean
  • Copyright
    © Copyright 2024 Bruce Simmons
  • Show Website
    Reverse Mortgage Radio

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