Plan to Prosper

Stonecrop Wealth Advisors

Plan to Prosper is a faith-driven podcast that helps Christians steward their finances with wisdom, purpose, and peace. Each episode offers practical financial guidance rooted in timeless biblical principles. This isn’t about get-rich-quick strategies or prosperity gospel promises. It’s about honoring God with your money, planning with diligence, and building lasting wealth for future generations. Whether you’re just starting your financial journey or looking to align your finances with your faith, Plan to Prosper brings clarity, encouragement, and eternal perspective.

  1. 1d ago

    Personal Financial Advice is Personal: Why One-Size-Fits-All Fails

    Can following popular financial rules actually damage your family's financial future? What works wonders for someone else might quietly derail your stewardship when applied in the wrong season. In this episode of Plan to Prosper, Logan and Dalton break down why generic financial rules can lead faithful stewards astray. While concepts like maxing out a Roth IRA, aggressively eliminating all debt, buying a home, or choosing Roth contributions sound universally wise, their real-world impact hinges entirely on your income, age, tax situation, and liquidity. Walking through four practical case studies, they reveal how following generic guidance without context can result in excess contribution penalties, high-interest debt, or illiquidity, and how seeking wise, personalized counsel helps you steward wealth with clarity and purpose. What You'll Learn: Why maxing out a Roth IRA can sometimes trigger unexpected IRS penalties or consumer debt How to weigh paying down a low-interest mortgage against investing for the long term The hidden risks of homeownership and why renting is not throwing money away When traditional retirement contributions offer far more value than a Roth 401(k) Subscribe for future episodes filled with practical tools and timeless biblical wisdom. Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed. Disclosures: https://www.stonecropadvisors.com/disclosures

    Personal Financial Advice is Personal: Why One-Size-Fits-All Fails
  2. Nov 4

    Your November Check-In: 5 Things to Do Before the End of the Year

    December has a way of sneaking up fast, and entering the holidays without a clear plan can quietly derail your finances for months. Taking a few intentional steps right now will help protect your hard-earned money, eliminate unnecessary stress, and keep your stewardship on track. In this episode of Plan to Prosper, Logan and Dalton share five practical financial moves you should make before the year ends. They walk through budgeting for holiday spending without piling up debt, reviewing your tax withholdings to avoid April surprises, auditing your insurance coverage, navigating required minimum distributions, and creating an intentional plan for next year's cash flow before lifestyle inflation sets in. What You'll Learn: How to budget for holiday giving and travel without carrying balances into January Key tax considerations, from paycheck withholding checks to donating appreciated assets How to evaluate open enrollment, life insurance needs, and required minimum distributions (RMDs) A simple framework to allocate raises or bonuses toward giving, saving, and spending Subscribe for future episodes filled with practical tools and timeless biblical wisdom. Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed. Disclosures: https://www.stonecropadvisors.com/disclosures

    Your November Check-In: 5 Things to Do Before the End of the Year
  3. Oct 28

    10 Unhinged Money-Saving Tips Worth Stealing

    Would you freeze your credit cards in a block of ice just to stop impulse spending? When it comes to saving money, the line between clever behavioral strategy and outright absurdity gets blurry fast. In this episode of Plan to Prosper, Logan and Dalton break down ten unconventional, viral money-saving tips from social media to separate genuine financial wisdom from impractical extremes. From transforming paid-off car payments into automatic wealth builders to setting up practical friction against impulse spending, they explore how intentional habits, environmental design, and self-control help us honor God with our household resources. What You'll Learn: How adding intentional friction to spending habits curbs impulse buying The asset snowball method for turning completed debt payments into lasting savings When extreme frugality actually saves money versus when it just wastes valuable time Practical ways to leverage free community resources like your local library Subscribe for future episodes filled with practical tools and timeless biblical wisdom. Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed. Disclosures: https://www.stonecropadvisors.com/disclosures

    10 Unhinged Money-Saving Tips Worth Stealing
  4. Oct 21

    Can Christians Want to Be Wealthy?

    Is wanting to build wealth a sign of greed, or can financial success actually be an act of faithful stewardship? If you have ever felt guilty about growing your net worth, you are not alone. In this episode of Plan to Prosper, Logan and Dalton explore the tension many believers feel between pursuing financial success and honoring God. By comparing money to other good gifts like food, rest, and physical health, they break down why the existence of a sinful extreme like greed does not make wealth itself evil. Discover why biblical warnings focus on the condition of your heart rather than the size of your bank account, how faithful stewardship naturally yields financial margin, and why building wealth can dramatically expand your capacity to bless others and advance the Kingdom of God. What You'll Learn: Why financial health is a form of biblical stewardship, not evidence of greed The vital difference between loving money and managing it faithfully How to balance diligent long-term planning with authentic Christian contentment Why biblical warnings target heart attitudes rather than account balances Subscribe for future episodes filled with practical tools and timeless biblical wisdom. Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed. Disclosures: https://www.stonecropadvisors.com/disclosures

    Can Christians Want to Be Wealthy?
  5. Oct 14

    The Business Owner's Financial Playbook

    Is your business truly building generational wealth, or is it secretly your greatest financial risk? In this episode of Plan to Prosper, Logan and Dalton walk through the complete financial playbook for business owners, from starting and structuring a company to maintaining personal diversification and executing a kingdom-focused exit strategy. They discuss how to separate business revenue from personal wealth, manage productive debt, utilize retirement accounts like Solo 401(k)s and SIMPLE IRAs, protect your family with key person insurance and buy-sell agreements, and incorporate tax-efficient charitable giving before selling a business. What You'll Learn: How business revenue, profit, cash flow, and personal wealth differ from one another How to use retirement plans like Solo 401(k)s and SIMPLE IRAs to build personal wealth outside your company Key protection strategies including umbrella coverage, key person insurance, and buy-sell agreements Smart exit strategies, business valuations, and tax-efficient charitable giving with Donor-Advised Funds Subscribe for future episodes filled with practical tools and timeless biblical wisdom. Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed. Disclosures: https://www.stonecropadvisors.com/disclosures

    The Business Owner's Financial Playbook
  6. Oct 7

    Good Debt, Bad Debt, and Everything in Between

    Is there actually such a thing as good debt, or are you simply borrowing money from your future self? In this episode of Plan to Prosper, Dalton breaks down the critical differences between productive debt and consumption debt, helping you evaluate whether borrowing aligns with your long term financial goals. Grounded in Proverbs 22:7, this conversation explores high interest credit cards, mortgage payoff strategies, HELOCs, and 401(k) loans so you can maintain true financial freedom and honor God with your wealth. What You'll Learn: The true difference between productive debt and dangerous consumption debt How to weigh the Debt Snowball vs. Debt Avalanche strategy for your situation The hidden risks of using HELOCs or 401(k) loans to pay off credit cards A 10 question debt checklist to evaluate any borrowing decision before you sign Subscribe for future episodes filled with practical tools and timeless biblical wisdom. Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed. Disclosures: https://www.stonecropadvisors.com/disclosures

    Good Debt, Bad Debt, and Everything in Between
  7. Sep 30

    I Spent Too Much Money... Now What?

    Did a bad financial decision or sudden emergency leave you underwater? Financial setbacks do not have to be permanent, and you can get back to solid ground. In this episode of Plan to Prosper, Logan and Dalton discuss how to bounce back when you have overspent or faced a major unexpected expense. Drawing lessons from Dave Ramsey's story of building, losing, and rebuilding wealth, they walk through a clear hierarchy for stopping the financial bleeding, restoring your emergency fund, and managing debt without destroying your long-term plan. What You'll Learn: How to identify whether your setback was a preventable mistake, an unavoidable emergency, or a combination of both. A practical 7-step hierarchy to rebuild your finances in the right order. How to properly structure and protect your emergency fund using cash buffers and sinking funds. Tactical ways to increase income temporarily and avoid overcorrecting during recovery. Subscribe for future episodes filled with practical tools and timeless biblical wisdom. Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed. Disclosures: https://www.stonecropadvisors.com/disclosures

    I Spent Too Much Money... Now What?
  8. Sep 23

    What Benjamin Franklin Teaches Us About Building Wealth Today

    Are taxes and the economy really the main things holding your finances back? Long before modern financial software and complex investment strategies, Benjamin Franklin observed that our own habits often tax us far more than external circumstances. In this episode of Plan to Prosper, Logan and Dalton examine Benjamin Franklin's classic essay, The Way to Wealth, and break down how its core principles apply to building wealth today. They discuss why your earning capacity is your first major asset, how to keep personal oversight of your finances even when working with professionals, and how lifestyle creep quietly erodes wealth. Most importantly, they reflect on why true financial stewardship requires humility, character, and recognizing God's hand in all our endeavors. What You'll Learn: Why your time and earning capacity are your primary wealth-building assets The danger of financial abdication and why you must know your core numbers How small recurring expenses and lifestyle creep silently drain your wealth Why financial virtues must be rooted in reliance on God rather than self-reliance Subscribe for future episodes filled with practical tools and timeless biblical wisdom. Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

    What Benjamin Franklin Teaches Us About Building Wealth Today

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About

Plan to Prosper is a faith-driven podcast that helps Christians steward their finances with wisdom, purpose, and peace. Each episode offers practical financial guidance rooted in timeless biblical principles. This isn’t about get-rich-quick strategies or prosperity gospel promises. It’s about honoring God with your money, planning with diligence, and building lasting wealth for future generations. Whether you’re just starting your financial journey or looking to align your finances with your faith, Plan to Prosper brings clarity, encouragement, and eternal perspective.

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