Plan to Prosper

Stonecrop Wealth Advisors

Plan to Prosper is a faith-driven podcast that helps Christians steward their finances with wisdom, purpose, and peace. Each episode offers practical financial guidance rooted in timeless biblical principles. This isn’t about get-rich-quick strategies or prosperity gospel promises. It’s about honoring God with your money, planning with diligence, and building lasting wealth for future generations. Whether you’re just starting your financial journey or looking to align your finances with your faith, Plan to Prosper brings clarity, encouragement, and eternal perspective.

  1. 2d ago

    The Business Owner's Financial Playbook

    Is your business truly building generational wealth, or is it secretly your greatest financial risk? In this episode of Plan to Prosper, Logan and Dalton walk through the complete financial playbook for business owners, from starting and structuring a company to maintaining personal diversification and executing a kingdom-focused exit strategy. They discuss how to separate business revenue from personal wealth, manage productive debt, utilize retirement accounts like Solo 401(k)s and SIMPLE IRAs, protect your family with key person insurance and buy-sell agreements, and incorporate tax-efficient charitable giving before selling a business. What You'll Learn: How business revenue, profit, cash flow, and personal wealth differ from one another How to use retirement plans like Solo 401(k)s and SIMPLE IRAs to build personal wealth outside your company Key protection strategies including umbrella coverage, key person insurance, and buy-sell agreements Smart exit strategies, business valuations, and tax-efficient charitable giving with Donor-Advised Funds Subscribe for future episodes filled with practical tools and timeless biblical wisdom. Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed. Disclosures: https://www.stonecropadvisors.com/disclosures

    The Business Owner's Financial Playbook
  2. Oct 7

    Good Debt, Bad Debt, and Everything in Between

    Is there actually such a thing as good debt, or are you simply borrowing money from your future self? In this episode of Plan to Prosper, Dalton breaks down the critical differences between productive debt and consumption debt, helping you evaluate whether borrowing aligns with your long term financial goals. Grounded in Proverbs 22:7, this conversation explores high interest credit cards, mortgage payoff strategies, HELOCs, and 401(k) loans so you can maintain true financial freedom and honor God with your wealth. What You'll Learn: The true difference between productive debt and dangerous consumption debt How to weigh the Debt Snowball vs. Debt Avalanche strategy for your situation The hidden risks of using HELOCs or 401(k) loans to pay off credit cards A 10 question debt checklist to evaluate any borrowing decision before you sign Subscribe for future episodes filled with practical tools and timeless biblical wisdom. Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed. Disclosures: https://www.stonecropadvisors.com/disclosures

    Good Debt, Bad Debt, and Everything in Between
  3. Sep 30

    I Spent Too Much Money... Now What?

    Did a bad financial decision or sudden emergency leave you underwater? Financial setbacks do not have to be permanent, and you can get back to solid ground. In this episode of Plan to Prosper, Logan and Dalton discuss how to bounce back when you have overspent or faced a major unexpected expense. Drawing lessons from Dave Ramsey's story of building, losing, and rebuilding wealth, they walk through a clear hierarchy for stopping the financial bleeding, restoring your emergency fund, and managing debt without destroying your long-term plan. What You'll Learn: How to identify whether your setback was a preventable mistake, an unavoidable emergency, or a combination of both. A practical 7-step hierarchy to rebuild your finances in the right order. How to properly structure and protect your emergency fund using cash buffers and sinking funds. Tactical ways to increase income temporarily and avoid overcorrecting during recovery. Subscribe for future episodes filled with practical tools and timeless biblical wisdom. Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed. Disclosures: https://www.stonecropadvisors.com/disclosures

    I Spent Too Much Money... Now What?
  4. Sep 23

    What Benjamin Franklin Teaches Us About Building Wealth Today

    Are taxes and the economy really the main things holding your finances back? Long before modern financial software and complex investment strategies, Benjamin Franklin observed that our own habits often tax us far more than external circumstances. In this episode of Plan to Prosper, Logan and Dalton examine Benjamin Franklin's classic essay, The Way to Wealth, and break down how its core principles apply to building wealth today. They discuss why your earning capacity is your first major asset, how to keep personal oversight of your finances even when working with professionals, and how lifestyle creep quietly erodes wealth. Most importantly, they reflect on why true financial stewardship requires humility, character, and recognizing God's hand in all our endeavors. What You'll Learn: Why your time and earning capacity are your primary wealth-building assets The danger of financial abdication and why you must know your core numbers How small recurring expenses and lifestyle creep silently drain your wealth Why financial virtues must be rooted in reliance on God rather than self-reliance Subscribe for future episodes filled with practical tools and timeless biblical wisdom. Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

    What Benjamin Franklin Teaches Us About Building Wealth Today
  5. Sep 16

    The Danger of Concentration: Why Biblical Diversification Protects Your Wealth

    Can a single wrong investment decision erase decades of faithful saving and financial discipline? In this solo episode, Logan unpacks the hidden threat of concentration risk and explains how King Solomon's ancient wisdom in Ecclesiastes 11:2 provides the foundation for sound financial planning today. In this episode of Plan to Prosper, Logan breaks down the core principles of portfolio diversification across equities, fixed income, and alternative asset classes. You will learn how spreading investments across different market sectors, geographic regions, company sizes, and uncorrelated assets helps protect your hard-earned wealth against unexpected market downturns. What You'll Learn: How concentration risk can destroy decades of hard work in a matter of months Why Ecclesiastes 11:2 predates modern portfolio theory on managing risk The fundamental building blocks of equities, fixed income, and alternative assets Real-world lessons from 2008 and 2022 on how uncorrelated assets protect wealth Subscribe for future episodes filled with practical tools and timeless biblical wisdom. Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

    The Danger of Concentration: Why Biblical Diversification Protects Your Wealth
  6. Sep 9

    Lessons from a Gas Station Attendant: The Truth About Living Below Your Means

    True wealth is rarely built by showing off, but by creating quiet financial margin. How does a humble janitor leave behind an $8 million estate, and what does it reveal about our own spending habits? In this episode of Plan to Prosper, Logan and Dalton explore the story of Ronald Read, a Vermont gas station attendant and janitor who quietly built an $8 million fortune. They examine Proverbs 13:7, the difference between looking rich and being financially healthy, and how to define living below your means at every income level. Learn how thinking in percentages rather than dollar amounts can help you avoid lifestyle creep, steward your resources wisely, and build margin to honor God and bless others. What You'll Learn: The key difference between looking wealthy and actually building long-term financial health How living below your means looks at $50k, $100k, $200k, and $500k income levels A practical percentage framework for giving, saving, spending, and taxes How to balance wise frugality without making money or extreme saving an idol Subscribe for future episodes filled with practical tools and timeless biblical wisdom. Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

    Lessons from a Gas Station Attendant: The Truth About Living Below Your Means
  7. Sep 2

    Understanding Trump Accounts: Building Generational Wealth for Your Children

    Are Trump Accounts the best way to give your child a financial head start, or are traditional accounts still superior? In this episode of Plan to Prosper, Logan and Dalton take a deep dive into the newly launched Trump Account, breaking down the tax rules, the $1,000 government contribution, and how it compares to 529s, Custodial Roth IRAs, and UTMAs so you can steward your family's finances with purpose. What You'll Learn: Who qualifies for the $1,000 government contribution and the $5,000 annual limit Key differences between Trump Accounts, 529 plans, Custodial Roth IRAs, and UTMAs Strategic planning opportunities including age-18 Roth conversions How to choose the right investment tool to honor God and serve your child's future Subscribe for future episodes filled with practical tools and timeless biblical wisdom. Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

    Understanding Trump Accounts: Building Generational Wealth for Your Children
  8. Aug 26

    Your Financial Plan Is Lying To You (Sort Of)

    Why does your financial plan look like a smooth, predictable line when market reality is an unpredictable rollercoaster? The truth is your plan isn't predicting your exact future: it's showing whether your strategy will work over decades. In this episode of Plan to Prosper, Logan and Dalton explore why financial plan projections look unrealistically smooth compared to the messy reality of investing. They break down why average annual return assumptions (like 9%) don't mean steady returns every year, how tools like Monte Carlo simulations stress-test portfolios against market uncertainty, and why enduring short-term volatility is the essential price of admission for long-term growth and faithful biblical stewardship. What You'll Learn: Why a financial plan projection is a long-term map rather than a short-term forecast. What an average 9% return actually looks like through real market cycles and downturns. Why market volatility is the price of admission for equity investing. How Monte Carlo simulations stress-test your portfolio across thousands of potential paths. Subscribe for future episodes filled with practical tools and timeless biblical wisdom. Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

    Your Financial Plan Is Lying To You (Sort Of)

Ratings & Reviews

5
out of 5
3 Ratings

About

Plan to Prosper is a faith-driven podcast that helps Christians steward their finances with wisdom, purpose, and peace. Each episode offers practical financial guidance rooted in timeless biblical principles. This isn’t about get-rich-quick strategies or prosperity gospel promises. It’s about honoring God with your money, planning with diligence, and building lasting wealth for future generations. Whether you’re just starting your financial journey or looking to align your finances with your faith, Plan to Prosper brings clarity, encouragement, and eternal perspective.

You Might Also Like