The Doctor’s Lounge | BFD Podcast

Business For Doctors
  • 0.0 (0)
  • Education
  • Updated Weekly

The Doctor’s Lounge | BFD Podcast - your go-to space for real conversations about the business side of medicine. Each episode brings together expert voices and real-world insights across finance, HR, legal, education and leadership – all tailored to Australian doctors, GPs, and practice owners. Whether you're building your first practice, managing a growing team, or just trying to make sense of Medicare changes, we've got you covered. Brought to you by Business for Doctors.

  1. Aug 21

    The Lending Advantage Most Doctors Are Leaving on the Table

    Banks view doctors as low-risk, meaning access to 95% LVR (Loan-to-Value Ratio) loans with LMI (Lenders Mortgage Insurance) waivers - saving you tens of thousands in Lenders Mortgage Insurance. But most doctors miss this: as your LVR improves over time, you could qualify for significantly better rates but only if you're proactive. In this conversation with Sam Taylor from BFD Finance, we break down how banks assess risk, fixing vs. variable, and what the current market means for doctors.

    The Lending Advantage Most Doctors Are Leaving on the Table

  2. Aug 14

    Are You Financially Behind? You Might Be Surprised.

    In a volatile financial climate, many doctors feel like they're falling behind. In this clip, financial planner Shaun from NOR Financial explains why a holistic view can instantly relieve stress. He also shares a powerful story of helping a client save $40,000 on their annual insurance premiums.

    Are You Financially Behind? You Might Be Surprised.

  3. Aug 7

    Are Doctors a 'Risk' to Banks?

    To a bank, a doctor's career path can look like a red flag. Constant rotations between hospitals, shifting states, and the jump from a PAYG registrar to a self-employed fellow can scream "instability" to a credit assessor. In this segment of The Doctors' Lounge, finance expert Jessica Clausen from BFD Finance explains why that's a flawed perspective. She breaks down how a doctor's complex income (from overtime and rural loadings to locum work) is often misunderstood by lenders who crave predictability. Tune in to hear how she fights for doctors to secure the better loan deals they deserve, right from their training years.

    Are Doctors a 'Risk' to Banks?

  4. Jul 17

    Super Fund Insurance: The Hidden Risk for Doctors

    Most doctors assume their superannuation provides adequate insurance, but default cover often leaves them dangerously exposed. Financial planner Thomas Rutter reveals why "any occupation" policies can be catastrophic for medical specialists, how benefit periods might be limited to just two years, and why doctors' high earning capacity makes underinsurance a critical risk. Discover the gaps in your coverage before it's too late.

    Super Fund Insurance: The Hidden Risk for Doctors

  5. Jul 10

    Navigating Practice Sustainability: Medicare Changes, Corporate Challenges, and the Future of Independent Clinics

    In this insightful episode of the Doctors' Lounge podcast, Dr. April Armstrong discusses the critical challenges facing Australian medical practices today. She explores how recent Medicare rebate increases fall short of health inflation, the impact of government-funded bulk billing clinics on private practice, and why smaller family-run practices are at risk of corporate acquisition. Dr. Armstrong also shares her vision for BFD's expansion into coaching, international conferences, and specialised practice management education, while emphasising the importance of work-life balance for healthcare professionals.

    Navigating Practice Sustainability: Medicare Changes, Corporate Challenges, and the Future of Independent Clinics

  6. Jun 26

    Industrial Property: A Hidden Gem for Doctors with Tal Eloss and Rafi Peer

    The federal budget has reshaped the property market, leaving many doctors seeking new investment avenues. In this episode, Tal Eloss and Rafi Peer from One Group Property explain why industrial property is a resilient alternative to residential. Learn about its unique advantages and discover the critical mistakes doctors make when leasing their practice. Tune in for expert advice on building a robust portfolio in a changing landscape.

    Industrial Property: A Hidden Gem for Doctors with Tal Eloss and Rafi Peer

  7. Jun 19

    The Critical Skill Missing From Your Medical Training with Young Han

    Medical specialist accountant Young-Han from RSM joins the Doctors' Lounge podcast to expose the gap that's holding GPs back: MBS education. From registrars to multi-site practice owners, discover why understanding the Medicare Benefits Schedule transforms "fast medicine" into sustainable holistic care. Learn the audit risks you're unknowingly carrying, and why a two-day workshop could revolutionise your practice.

    The Critical Skill Missing From Your Medical Training with Young Han

  8. May 1

    Lease or Buy? Property Strategies for Doctors Building or Expanding a Practice

    We’re joined by Tal Eloss from 1Group Property Advisory to unpack one of the biggest decisions doctors face when starting or growing a practice: should you lease or buy your property? Tal explains why your property strategy should never come before your business strategy, and how staying flexible can open up better opportunities, especially in competitive locations. He walks through the critical due diligence every doctor must undertake, from analysing demographics and competition to ensuring a site is actually fit for purpose through test fits, planning approvals, and building assessments. A key part of the conversation focuses on common (and costly) mistakes. Many doctors assume their solicitor will handle commercial negotiations or overlook approvals required by strata or building management, issues that can delay or completely derail a project. Tal highlights why understanding approval pathways, timelines, and hidden constraints is essential before committing to any site. We also explore evolving trends in healthcare property, including the shift away from traditional street-front clinics, the growing importance of online visibility, and how factors like parking and accessibility can significantly impact patient experience and business success. Whether you're launching your first practice, relocating, or expanding, this episode offers practical, experience-based insights to help you make smarter property decisions and avoid costly pitfalls.

    Lease or Buy? Property Strategies for Doctors Building or Expanding a Practice
See All (42)

About

The Doctor’s Lounge | BFD Podcast - your go-to space for real conversations about the business side of medicine. Each episode brings together expert voices and real-world insights across finance, HR, legal, education and leadership – all tailored to Australian doctors, GPs, and practice owners. Whether you're building your first practice, managing a growing team, or just trying to make sense of Medicare changes, we've got you covered. Brought to you by Business for Doctors.

Information

You Might Also Like