Amit Dubey on UPI Frauds, Digital Arrest Scam and Cyber Hacking | Sanjay Kathuria Podcast EP63 In this episode of the Sanjay Kathuria Podcast, we host Amit Dubey, one of India’s leading cyber security experts who has worked with agencies like NIA, RAW, and CBI, uncovering some of the most dangerous cyber frauds in the country . This episode exposes the shocking reality of the Digital Arrest Scam, where people have lost ₹60 lakh to ₹5 crore within minutes. From fake investment apps and WhatsApp trading scams to AI-based identity fraud and data theft, Amit Dubey breaks down how these scams actually work and why even highly educated people fall into these traps. In this deep conversation, we uncover how scammers already have your data before calling, how one link can hack your entire phone, and the real ways to protect your money, identity, and digital life in 2026. 📘 What You’ll Learn ✅ What is Digital Arrest Scam & how it works ✅ How scammers get your data before calling ✅ Why intelligent people lose crores ✅ Fake trading apps & WhatsApp scams ✅ AI-based voice & identity fraud ✅ How hackers access accounts without passwords ✅ Loan apps & blackmail scam reality ✅ How to protect your money & personal data ✅ UPI fraud prevention strategies ✅ Questions to ask before every payment ⏱️ Timestamps 00:00 : Intro – Digital Arrest Scam Reality 01:23 : Meet Cyber Expert Amit Dubey 02:20 : Real Case: Mental Pressure & Suicide 04:25 : Types of Cyber Crimes 05:39 : Cybercrime Explained Simply 08:00 : Digital Arrest Scam Explained 14:20 : Hackers Already Know Your Password 15:25 : Two Types of Internet Users 18:00 : One Link Can Empty Your Phone 20:12 : UP CM Twitter Hack Case 20:50 : Session Hijacking Explained 25:52 : 99% Frauds Before the Call 27:12 : Loan Apps Stealing Data 29:34 : Social Media Data Theft 36:06 : Data Value & Global Tech Power 36:49 : Why Your Data is Worth Millions 43:29 : AI Scams Future Warning 43:45 : Insurance Fraud Reality 45:07 : Why Victims Send Money 48:52 : Weirdest Cybercrime Case 53:15 : Stop UPI Fraud Tips 54:07 : Why Avoid UPI Apps 58:40 : Never Click Unknown Links 01:01:29 : Clone Website Scams 01:04:35 : Detect Fake Links Tool 01:06:05 : RBI Preparedness 01:10:10 : Biggest Mistake People Make 01:14:40 : Face Used in Fraud Case 01:16:58 : RBI New Anti-Fraud Plan 01:21:00 : Scam Call Case Study 01:22:15 : Crypto Fraud Reality 01:29:30 : 5 Questions Before Payment 01:35:06 : Spoofing Fraud Explained 01:38:38 : Episode Outro 🔗 Guest Socials LinkedIn: https://www.linkedin.com/in/amitdubey 📲 Sanjay Kathuria Podcast Handles Instagram: https://www.instagram.com/sanjaykathuriapodcast YouTube (Main): https://www.youtube.com/@SanjayKathuriaPodcast YouTube (Clips): https://www.youtube.com/@Sanjaykathuriapodcastclips Facebook: https://www.facebook.com/sanjaykathuriapodcasts Spotify: https://open.spotify.com/show/1VDdqFLEvqtKIr3pJuu1ep?si=I50k9_sCSVqSwOF62ugrIw 🙋♂️ Connect with Sanjay Kathuria: Instagram: https://www.instagram.com/financebysanjay Facebook: https://facebook.com/financebysanjay LinkedIn: https://linkedin.com/in/sanjaykathuria Twitter: https://twitter.com/sanjaykathuria YouTube: https://www.youtube.com/@Sanjay_Kathuria 🧵 Hashtags #DigitalArrest #CyberCrime #AmitDubey #OnlineScam #FinancialSafety #CyberSecurity #UPIFraud #SanjayKathuriaPodcast 🔍 SEO Tags digital arrest scam, cyber fraud 2026, amit dubey cyber security, online scam how it works, how hackers steal data, investment scam, whatsapp trading scam, loan app scam, cyber crime awareness, financial fraud prevention, ai scam fraud, identity theft scam, upi fraud prevention, spoofing scam explained, cyber security podcast, sanjay kathuria podcast 📬 Want to Come on Our Podcast : Email Us : Sanjaykathuriapodcast@gmail.com 📚 About the Podcast The Sanjay Kathuria Podcast brings you India’s top investors, entrepreneurs, and wealth creators. Learn how the top 1% manage and multiply money in simple, actionable ways.