Rich Mom Poor Mom | A Substack Podcast on parenting + motherhood

Have it all but get it how you live
  • 5.0 (9)
  • KIDS & FAMILY
  • UPDATED WEEKLY

Navigating motherhood and life from two different perspectives. Jamelle is a corporate girlie with a Harvard PhD and a very demanding career. Precious is a real estate professional gettin it out the mud navigating the struggles of making a dollar out of fifteen cents. The Rich Mom Poor Mom Podcast is real talk about the daily challenges, differences and similarities between these two perspectives! jamellewd.substack.com

Episodes

  1. Can I afford another kid?

    FEB 12

    Can I afford another kid?

    Navigating Parenthood: Financial and Emotional Considerations for a Second ChildIn this episode of 'Rich Mom, Poor Mom,' hosts Precious and Jamelle delve into Chloe's heartfelt dilemma of whether to try for a second baby amidst financial and emotional concerns. Chloe and her husband, both scientists earning a combined $200,000, are worried that another child would strain their finances and mental health. Precious and Jamelle share personal stories, practical advice, and community strategies to manage the cost of childcare, advocating for affordable solutions while emphasizing the enriching long-term benefits of expanding the family. The episode also explores overcoming the anxiety of added responsibilities and the resilience required to manage a larger family. Comment and subscribe on substack https://jamellewd.substack.com/s/rich-mom-poor-mom-podcast and send us an email at RichMomPoorMom.Pod@gmail.com to join the conversation!00:00 The Big Question: Should We Have Another Baby?00:48 Introducing Rich Mom, Poor Mom01:11 Can We Afford Another Child?01:31 Personal Reflections on Having More Kids03:40 The Emotional and Evolutionary Aspects of Parenthood08:35 Financial Realities of Childcare12:34 Story Time: Rich Mom, Poor Mom Experiences15:54 Overthinking Parenthood Decisions17:22 The Long-Term Perspective on Having Kids21:53 PhD and Pregnancy: A Personal Story25:17 The Stress of Job Hunting and Pregnancy26:16 Defending the Thesis While Pregnant27:16 Introducing the Get It How You Live Segment27:34 Chloe's Dilemma: To Have Another Baby or Not?31:04 Affordable Childcare Solutions45:50 Exploring Government Assistance Programs48:21 Gratitude and Closing Remarks This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit jamellewd.substack.com

    50 min
  2. no judgement zone: retirement savings edition

    FEB 3

    no judgement zone: retirement savings edition

    not financial advice, just real conversation from real people's experience.In this episode of 'Rich Mom, Poor Mom,' hosts Precious and Jamelle dive into the topic of 401(k)s and retirement planning. They address the common feelings of shame and guilt many Americans experience due to being behind on retirement savings. The hosts discuss practical steps for understanding and managing 401(k) accounts, including contributions and employer matches. They share a heartfelt letter from Kendra, a listener who took an early retirement and has faced financial struggles. The episode emphasizes the importance of starting retirement savings early, navigating career paths, and the psychological aspects of financial planning. Jamelle and Precious also offer gratitude and practical advice for those feeling overwhelmed by the complexities of retirement accounts.00:00 Introduction and Common Financial Struggles00:34 Meet the Hosts: Precious and Jamelle00:53 Listener Appreciation and Call to Action02:05 Understanding 401(k) Basics04:53 Listener Letter: Kendra's Story11:14 Planning for Retirement: Key Considerations19:46 Employer Matching and Personal Contributions27:15 Rolling Over Your 401k: Simplifying the Process27:56 Understanding the Role of Different Banks28:32 Corporate Support for Financial Questions29:11 The Intimidation Factor of Financial Knowledge30:04 The Reality of YouTube Finance Experts30:38 Psychological Barriers to Financial Planning32:47 Common Confusions About 401k and IRA Transfers36:39 The Importance of Pre-Tax Contributions38:27 Penalties and Taxes on Early Withdrawals42:35 Comparing Entrepreneurship and Corporate Benefits47:47 Seeking Professional Financial Advice51:04 Gratitude and Final Thoughts Subscribe to the podcast page, comment and send us an email at RichMomPoorMom.Pod@gmail.com to join the conversation! This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit jamellewd.substack.com

    55 min
  3. Saving with Young Kids, Big Expenses

    JAN 29

    Saving with Young Kids, Big Expenses

    Struggles and Strategies: Navigating Family FinancesIn this episode of 'Rich Mom, Poor Mom,' hosts Precious, a real estate professional, and Jamelle, a Harvard PhD working in tech, delve into the complexities of saving money amidst life's unpredictable challenges. The discussion kicks off with data on American savings habits, highlighting financial insecurities many face. They share personal anecdotes, including Precious's story of rediscovering forgotten savings and learning to stretch money during tough times, and Jamelle's experience of the financial strain of supporting a family member in need. This episode also addresses listener Emily from Atlanta, who earns a substantial income yet feels financially unstable due to high childcare costs and intentional luxury spending. The hosts weigh in on her situation and share their insights on balancing financial responsibilities with personal enjoyment. The episode wraps up with gratitude reflections and a call for listeners to share their experiences and insights for the 'Get It How You Live' segment. email: RichMomPoorMom.Pod@gmail.com comment on substack: https://jamellewd.substack.com/s/rich-mom-poor-mom-podcast00:00 Introduction and Intentions00:19 Meet the Hosts00:44 The Savings Struggle01:26 Shocking Savings Statistics02:54 Parenting and Financial Sacrifices03:57 Story Time: Rich Mom, Poor Mom Moments08:55 Personal Financial Lessons11:07 Financial Anxiety and Planning22:40 Listener's Letter: Balancing Quality and Savings26:29 Living Responsibly on a High Income28:25 Budgeting for Enjoyment29:40 Building Generational Wealth31:02 The Value of Intentional Spending34:20 Balancing Free Will and Savings Goals45:51 The Importance of Accountability51:51 Gratitude and Closing Thoughts This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit jamellewd.substack.com

    54 min
  4. newborn stage | keep your relationship in tact

    JAN 14

    newborn stage | keep your relationship in tact

    Navigating Motherhood and Marriage: The Realities of the Newborn StageIn this episode of 'Rich Mom, Poor Mom,' hosts Precious and Jamelle discuss the challenges of the newborn stage from their unique perspectives. They delve into the sleep deprivation and emotional stress that comes with caring for a newborn, citing statistics on postpartum depression and marital distress. Both hosts share personal stories: Precious recounts a difficult period during her newborn's stage while grieving her mother's loss, and Jamelle describes a pivotal moment in her marriage when she realized the need for balance and understanding in her relationship. The episode also features listener letters seeking advice on balancing high-stress careers and newborn care, emphasizing the importance of setting realistic expectations and supporting each other through different phases of marriage and parenting. email RichMomPoorMom.Pod@gmail.com to join the conversation.00:00 The Reality of Parenthood: You Can't Have It All00:21 Introducing Rich Mom, Poor Mom00:40 The Newborn Stage: A Bootcamp for Parents01:38 The Toll of Sleep Deprivation and Postpartum Challenges02:49 The Blame Game and Marital Strain06:10 Story Time: A Pivotal Moment in Marriage18:33 Precious' Story: Grief and Postpartum Struggles22:19 A Night of Chaos: Baby Falls from Bed23:34 Handling the Aftermath: Parenting Challenges25:38 Listener Letters: Balancing Career and Family30:03 Advice for New Parents: Managing Expectations33:36 Listener Letters: Navigating Newborn Sleep Deprivation45:05 Gratitude and Closing Remarks This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit jamellewd.substack.com

    46 min
  5. asking or sending money to family or friends

    JAN 8

    asking or sending money to family or friends

    Lending Money to Family and Friends: Boundaries and Cultural DifferencesIn this episode of 'Rich Mom, Poor Mom,' Precious, a real estate professional from St. Louis, and Jamelle, a Harvard PhD working in tech from Atlanta, discuss the challenges of lending money to family and friends. They explore the emotional and financial impact of such decisions and share personal anecdotes. They also address cultural expectations, particularly in immigrant families, where sending money back home is common. The episode includes listener letters seeking advice on setting boundaries with financially dependent loved ones, and the hosts provide insights and strategies for handling these difficult situations. The show concludes with a gratitude segment and a call for listeners to share their own experiences.00:00 Introduction and Personal Anecdote00:31 Meet the Hosts: Precious and Jamelle00:55 The Dilemma of Lending Money to Family and Friends06:23 Cultural Considerations and Statistics on Lending21:36 Story Time: Personal Experiences with Lending32:12 The Unexpected $2034:21 Cultural Perspectives on Borrowing Money37:38 Family Dynamics and Financial Support40:01 Listener Letters: Financial Boundaries55:21 Advice for Gigi: Setting Financial Boundaries with Friends01:06:23 Gratitude and Closing Remarks This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit jamellewd.substack.com

    1h 8m
  6. childcare - my partner is helpless?

    JAN 8

    childcare - my partner is helpless?

    Balancing Childcare and Careers: Real Stories and Hard TruthsIn this episode of Rich Mom, Poor Mom, hosts Precious, a St. Louis-based real estate professional and mother of two, and Jamelle, a Harvard PhD tech professional living in Atlanta, discuss the critical topic of daycare management. Amid personal anecdotes and statistics, they address the high costs and the impact of daycare on career and family finances. They highlight valuable resources like government subsidies and stress the importance of stable childcare. Additionally, they respond to a listener's letter about managing work, childcare, and an unhelpful partner, offering candid advice on business management and relationship dynamics during challenging times.00:00 Introduction and Setting the Stage00:27 Meet the Hosts: Precious and Jamelle00:47 Daycare Management Challenges02:18 The Financial Impact of Daycare03:04 Government Assistance Programs03:45 Statistics on Childcare09:21 Personal Stories: Precious's Experience19:07 Personal Stories: Jamelle's Experience28:09 Navigating Childcare Challenges28:46 The Importance of Structured Time30:23 Get It How You Live: Listener Letters30:44 Wendy's Story: Balancing Work and Family32:55 Advice for Wendy: Managing Business and Relationships53:56 Final Thoughts and Listener Engagement This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit jamellewd.substack.com

    55 min
  7. Welcome to Rich Mom Poor Mom

    JAN 7

    Welcome to Rich Mom Poor Mom

    Rich Mom, Poor Mom: Balancing Motherhood and Careers Across Income LevelsIn this episode of Rich Mom, Poor Mom, hosts Precious and Jamelle introduce their unique podcast that explores motherhood from two different financial perspectives—that of a moderate income making ends meet and a high-earning professional. They discuss the importance of addressing financial planning and everyday challenges faced by mothers across the socioeconomic spectrum, from setting up retirement accounts to managing childcare. The episode also delves into the complexities of balancing work with raising children, the psychological impacts of seeking help, and the importance of community support. They answer a listener's dilemma about stay-at-home parenting expectations and share personal stories about their experiences with motherhood, demonstrating the diverse challenges and solutions each perspective brings to the table.00:00 Introduction to Rich Mom, Poor Mom00:23 Defining Rich Mom and Poor Mom01:32 The Value of Different Perspectives04:51 Topics We'll Cover in the Podcast08:22 Story Time: Childhood Memories21:08 Reflecting on the Importance of a Supportive Village22:02 Challenges in Cultivating Relationships24:05 Introducing the 'Get It How You Live' Segment24:28 Natasha's Letter: Balancing Household Responsibilities25:27 Relating to Natasha's Situation31:12 The Modern Parenting Struggle38:30 Gratitude and Closing Remarks This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit jamellewd.substack.com

    41 min
  8. Introducing Rich Mom, Poor Mom

    12/30/2025

    Introducing Rich Mom, Poor Mom

    Rich Mom, Poor Mom: Navigating Motherhood and Financial RealitiesIntroducing... Rich Mom, Poor Mom. A podcast by Jamelle and Precious share their experiences balancing motherhood with demanding careers. They discuss financial stress and managing household responsibilities from two distinct perspectives - one as a high-earning tech professional and the other as a real estate agent making ends meet. The upcoming podcast will feature listener stories, Jamelle, and Precious personal anecdotes navigating the pressures of being a working mom while emphasizing the importance of real conversations about these realities. Email: richmompoormom.pod@gmail.com. 00:00 Introduction to Rich Mom, Poor Mom 00:07 Meet the Hosts: Jamelle and Precious 00:55 Who is this for? 02:53 Get It How You Live: Listener Stories 03:08 Listener Story teaser: Wendy from Houston 03:34 Listener Story teaser: Natasha from ATL This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit https://jamellewd.substack.com/s/rich-mom-poor-mom-podcast This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit jamellewd.substack.com

    4 min
  • 8 Episodes

5
out of 5
9 Ratings

About

Navigating motherhood and life from two different perspectives. Jamelle is a corporate girlie with a Harvard PhD and a very demanding career. Precious is a real estate professional gettin it out the mud navigating the struggles of making a dollar out of fifteen cents. The Rich Mom Poor Mom Podcast is real talk about the daily challenges, differences and similarities between these two perspectives! jamellewd.substack.com

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