Solopreneur Life

Andy Hill

Solopreneur Life is a podcast for people building one-person businesses on purpose. This show is for side hustlers who want to turn their work into a sustainable solo business without burnout, hustle culture, or chasing endless growth. There is no talk of building to the moon here. Instead, we focus on finding a comfortable level of income, protecting it, and creating space to actually live life outside of work. Host Andy Hill shares transparent interviews with real solopreneurs who have intentionally built one-person businesses that support their lives. You will hear honest conversations about money, time freedom, lifestyle design, and what it truly takes to make the leap from employee to owner. Alongside interviews, Andy also shares solo episodes with practical guidance and lessons from his own solopreneur journey. Solopreneur Life is about margin over more, confidence over chaos, and building a business that helps you own your time.

  1. 3d ago

    How Many Business Bank Accounts Do You Really Need? (I Use Just 2)

    How many business bank accounts does a solopreneur actually need? Two, three, or even five? When we're building a profitable one-person business, managing our money shouldn't become another full-time job. While popular strategies like Profit First recommend multiple bank accounts, a simpler approach might work just as well. In this episode of Solopreneur Life, we're exploring five checkpoints to help us determine how many business bank accounts we really need. We'll look at how to separate business and personal finances, build a business emergency fund, create a monthly budget, and decide when additional accounts make sense. We'll also share how Hill Media manages hundreds of thousands of dollars in annual revenue using just two business bank accounts, one checking and one savings, along with budgeting tools like Monarch Money and QuickBooks. Whether we're just starting our solopreneur journey or looking to simplify an established business, we'll discover how to create a financial system that supports profitability, reduces stress, and helps us work toward a 20–25 hour workweek. Because the goal isn't to have the most bank accounts. It's to build a business that supports our life, not the other way around. Resources: One-on-One Solopreneur Coaching:https://marriagekidsandmoney.com/solopreneurcoaching Own Your Time (Book):https://marriagekidsandmoney.com/book Leave a Voicemail for the Show:https://marriagekidsandmoney.com/voicemail Live Oak Bank (Business Emergency Fund):https://marriagekidsandmoney.com/liveoakbank Monarch Money (Business Budgeting):https://marriagekidsandmoney.com/monarchmoney Credits: Host: Andy HillEditor: Johnny SohlPodcast Support: Michelle Ahmed

    How Many Business Bank Accounts Do You Really Need? (I Use Just 2)
  2. Oct 14

    Revenue is a Terrible Way to Measure Business Success

    What if building a million-dollar business isn't actually the best measure of success? As solopreneurs, we often celebrate revenue milestones, but how much of that money are we actually keeping? And more importantly, how much time, energy, and freedom are we sacrificing to earn it? In this episode of Solopreneur Life, we challenge the idea that bigger revenue automatically means a better business. We explore four important checkpoints for measuring business success, including profitability, time freedom, lifestyle, and what we're truly optimizing for. We'll also share how we've grown Hill Media to around $300,000 in annual revenue while intentionally moving toward a three-day, 20–25 hour workweek. Plus, we'll discuss the challenge of pursuing a million-dollar business without sacrificing the family time, health, and freedom that inspired us to become solopreneurs in the first place. If we're building a business to create more freedom, shouldn't we measure success by more than just revenue? One-on-One Solopreneur Coaching with Andy Hill:https://marriagekidsandmoney.com/solopreneurcoaching Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind:https://marriagekidsandmoney.com/book Leave a Voicemail for the Show:https://marriagekidsandmoney.com/voicemail Free Solopreneur Scorecard (Measure Your Success Beyond Revenue):https://marriagekidsandmoney.com/calculators/solopreneur-scorecard/ Live Oak Bank (Business Emergency Fund):https://marriagekidsandmoney.com/liveoakbank Credits: Host: Andy HillEditor: Johnny SohlPodcast Support: Michelle Ahmed

    Revenue is a Terrible Way to Measure Business Success
  3. Oct 7

    How Much Should You Pay Yourself as a Solopreneur?

    When our businesses start making consistent money, it can be tempting to put every available dollar back into growth. We have taxes, software, contractors, marketing, operating expenses, and plenty of new opportunities competing for our cash. But if we're doing meaningful work inside our businesses, we shouldn't always be the last people getting paid. In this episode of Solopreneur Life, we walk through five steps for figuring out how much to pay ourselves without relying on a one-size-fits-all percentage. We discuss how to treat ourselves as part of the team, understand the true cost of running our businesses, determine the right way to compensate ourselves, and allow our businesses to create wealth for our families. We also explore how to decide which dollars should stay in the business for reserves and reinvestment and which dollars may have a better job outside of it. We'll also look at Andy's current Hill Media goal budget, including how he thinks about team compensation, operating expenses, family wealth, reserves, and reinvestment. Because ultimately, our businesses shouldn't exist just to pay our software companies, contractors, vendors, and everyone else around us. They should support our lives too. Resources: 💰 GustoPayroll software Andy uses to pay himself through Hill Media:https://marriagekidsandmoney.com/gusto (referral link) 📘 Own Your Time10 Financial Steps to Put Your Family First and Escape the Corporate Grind:https://marriagekidsandmoney.com/book 🎙️ Leave a Voicemail for the ShowHave a solopreneur question you'd like us to answer on a future episode?https://marriagekidsandmoney.com/voicemail Credits: Host: Andy HillEditor: Johnny SohlPodcast Support: Michelle Ahmed

    How Much Should You Pay Yourself as a Solopreneur?
  4. Sep 23

    How to Measure Business Success (Beyond Just Profit)

    What does a successful business actually look like? For a long time, we tend to measure success with one number: money. More revenue, more profit, a bigger business. But if growing our businesses requires sacrificing our health, relationships, or all of our available time, are we really winning? In this episode of Solopreneur Life, we introduce the Solopreneur Scorecard, a new way for us to measure business success beyond just profit. The scorecard looks at six important areas: owning our time, money, business, health, relationships, and contribution. We’ll walk through each category, including where things are going well and where there may be room to improve. We also explore the "14-day test" for determining whether we truly own our businesses, why finding our "enough number" can help us stop endlessly chasing more revenue, and how improving one area of our lives can create a positive ripple effect across the others. If we’re trying to build profitable one-person businesses without turning them into another demanding 50 or 60-hour-per-week job, this episode can help us redefine what success really looks like. RESOURCES & NOTES: 📊 Take the Free Solopreneur Scorecard:https://marriagekidsandmoney.com/calculators/solopreneur-scorecard/ 💼 Solopreneur Coaching with Andy Hill (One-on-One):https://marriagekidsandmoney.com/solopreneurcoaching 📘 Own Your Time:https://marriagekidsandmoney.com/book 🎙️ Leave a Voicemail for the Show:https://marriagekidsandmoney.com/voicemail CREDITS Host: Andy HillEditor: Johnny SohlPodcast Support: Michelle Ahmed

    How to Measure Business Success (Beyond Just Profit)
  5. Sep 16

    How to Avoid Burnout (Without Slowing Down Your Business) | Elizabeth Svoboda

    The Art of Pacing by Elizabeth Svoboda: ⁠https://amzn.to/43PQFBk (Amazon affiliate) As solopreneurs, it can feel like we always need to be pushing harder, working longer, and giving 110%. But what if slowing down at the right moments actually helps us accomplish more? In this episode of Solopreneur Life, we sit down with award-winning science writer Elizabeth Svoboda, author of The Art of Pacing, to explore how we can find a healthier middle ground between the endless sprint and complete disengagement. Elizabeth shares what entrepreneurs can learn from elite athletes about balancing intense effort with meaningful recovery. We discuss why the cycle of overworking and crashing is so difficult to break, how chronic stress can affect our health, and why working more hours doesn't necessarily mean getting more done. We also explore the idea of "rigid flexibility," how to build real recovery into our workweeks, why scrolling social media isn't necessarily rest, and how pacing ourselves can help us build businesses we actually have the energy to enjoy for years to come. If we're trying to build a one-person business that supports our life, not the other way around, learning when to push and when to recover may be one of the most important skills we can develop. RESOURCES: Elizabeth Svoboda: https://elizabethsvoboda.com/ The Art of Pacing by Elizabeth Svoboda: https://amzn.to/43PQFBk Freedom App: https://marriagekidsandmoney.com/freedomapp Own Your Time by Andy Hill: https://marriagekidsandmoney.com/book CREDITS: Host: Andy HillGuest: Elizabeth SvobodaEditor: Johnny SohlPodcast Support: Michelle Ahmed

    How to Avoid Burnout (Without Slowing Down Your Business) | Elizabeth Svoboda
  6. Sep 9

    How Much Cash Should I Keep in My Business?

    How much cash should we keep in our business? As our businesses grow, it can feel reassuring to watch that business bank balance get bigger. But at some point, we need to ask an important question: What job is this additional dollar doing by staying in the business? In this episode of Solopreneur Life, we break down a simple framework for deciding how much cash to keep in a small business. We look at four important buckets: operating cash, taxes, a business emergency fund, and money set aside for growth opportunities. We also discuss why keeping three to six months of necessary business expenses in an emergency fund can provide more than financial security. It can give us the time and flexibility to make better decisions when revenue drops, a major client leaves, or our business needs to pivot. Finally, we explore what to do when all of those needs are covered and we still have excess cash. Because our goal isn't just to build a business with a big bank account. We want to build profitable businesses that help us grow our wealth, own more of our time, and create the lives we actually want to live. RESOURCES & NOTES: Solopreneur Coaching (One-on-One):https://marriagekidsandmoney.com/solopreneurcoaching Own Your Time:https://marriagekidsandmoney.com/book Gusto (Payroll Service):https://marriagekidsandmoney.com/gusto Live Oak (Business Savings Account):https://marriagekidsandmoney.com/liveoakbank Chase (Business Checking Account):https://marriagekidsandmoney.com/chasebusinesschecking Leave a Voicemail for the Show:https://marriagekidsandmoney.com/voicemail CREDITS: Host: Andy HillEditor: Johnny SohlPodcast Support: Michelle Ahmed

    How Much Cash Should I Keep in My Business?
5
out of 5
4 Ratings

About

Solopreneur Life is a podcast for people building one-person businesses on purpose. This show is for side hustlers who want to turn their work into a sustainable solo business without burnout, hustle culture, or chasing endless growth. There is no talk of building to the moon here. Instead, we focus on finding a comfortable level of income, protecting it, and creating space to actually live life outside of work. Host Andy Hill shares transparent interviews with real solopreneurs who have intentionally built one-person businesses that support their lives. You will hear honest conversations about money, time freedom, lifestyle design, and what it truly takes to make the leap from employee to owner. Alongside interviews, Andy also shares solo episodes with practical guidance and lessons from his own solopreneur journey. Solopreneur Life is about margin over more, confidence over chaos, and building a business that helps you own your time.

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