Your Next Dollar: Money Management for High Earners

NerdWallet Wealth Partners

NerdWallet Wealth Partners’ Your Next Dollar podcast helps high earners learn how to build wealth while still spending on what they value most. At this stage, you can afford anything, but not everything. When is it okay to splurge on your dream vacation or luxury gym? And how do you grow your wealth while doing it? Host Andrew Giancola digs into the decisions that come with a growing income: equity compensation, investing, housing, benefits, taxes, and every big life moment in between. Whether your top priority is family, financial freedom, health, or the experiences that make life worth living, this video podcast helps you think through where your next dollar should go.  Join host Andrew Giancola, with regular appearances from NerdWallet Wealth Partners' fiduciary financial advisors, as they tackle many of the biggest financial questions facing high earners, including: – Investing and wealth building: Tax-aware investing, diversified portfolios, index funds and ETFs, tax-loss harvesting, Roth IRA conversions, mega backdoor Roth contributions, real estate investing, and maximizing tax-advantaged accounts like 401(k)s, IRAs, and HSAs. – Equity compensation: Making informed decisions about restricted stock units (RSUs), incentive stock options (ISOs), non-qualified stock options (NSOs), employee stock purchase plans (ESPPs), vesting schedules, and when to sell versus hold company stock. – Financial planning and big decisions: High-income tax planning, charitable giving, donor-advised funds, retirement planning, financial independence (FIRE), cash flow management, buying a home, paying down debt versus investing, benefits selection, and when to consider hiring a fiduciary financial advisor. – Values-based spending and lifestyle trade-offs: How to splurge without derailing your financial goals, budgeting for travel and experiences, aligning your spending with what matters most, and balancing enjoying life today with building wealth for tomorrow. – Wealth protection and legacy: Estate planning, trusts, 529 plans and college funding, life and disability insurance, umbrella insurance, and what it takes to build generational wealth for your family. If you're looking for your new favorite personal finance podcast — built for high-earning  professionals — follow Your Next Dollar from NerdWallet Wealth Partners. We think You'll love Your Next Dollar if you like podcasts like: The White Coat Investor Podcast, Making a Millionaire, The Money Guy Show, Ready for Retirement, Money for Couples with Ramit Sethi, I Will Teach You to Be Rich, All the Hacks, Stay Wealthy, ChooseFI, The Iced Coffee Hour, or The Money with Katie Show. NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional.

  1. 6d ago

    Earning 6 Figures But Can't Save? The Life Transition Trap

    Sign up for the ⁠Employee Equity Webinar ⁠on September 24! Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com Check out our COAST Fire episode on YouTube: https://www.youtube.com/watch?v=DQQsgTjEhJk Learn how to keep building wealth through marriage, kids, and other big life transitions. Host Andrew Giancola and NerdWallet Wealth Partners CEO Ryan Sterling break down how high earners can keep building wealth while navigating major life transitions — like getting married, having kids, and buying a home. They share strategies like setting a minimum savings floor and building a separate life transition fund so these milestones don't derail bigger financial goals. NerdWallet Wealth Partners, LLC (“NWWP”) is an SEC-registered investment adviser. Registration does not imply skill or training nor does it constitute an endorsement by any securities regulator.  The content presented by NWWP is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies and examples discussed are intended to be general in nature, may not reflect the experience of any particular client, are subject to change at any time based upon market or other conditions and may not be suitable for every individual. All investments involve risk, including potential loss of principal invested. Investment past performance is not a guarantee of future results. Before making any investment decision seek advice from a qualified investment, legal or tax professional.

  2. Sep 15

    The 5 Splurges We'd Buy Again (And 5 We Regret)

    Sign up for the Employee Equity Webinar on September 24! Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com Learn what splurges are actually worth it — and which ones high earners tend to regret. Host Andrew Giancola and NerdWallet Wealth Partners CEO Ryan Sterling break down the spending categories that they think can actually improve your life as your income climbs — including buying back your time, investing in your health, travel, and professional help. They also each rank their top five purchases and the ones they would take back. NerdWallet Wealth Partners, LLC (“NWWP”) is an SEC-registered investment adviser. Registration does not imply skill or training nor does it constitute an endorsement by any securities regulator.  The content presented by NWWP is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies and examples discussed are intended to be general in nature, may not reflect the experience of any particular client, are subject to change at any time based upon market or other conditions and may not be suitable for every individual. All investments involve risk, including potential loss of principal invested. Investment past performance is not a guarantee of future results. Before making any investment decision seek advice from a qualified investment, legal or tax professional.

  3. Sep 8

    How Wealthy People Buy Cars (Cash vs. Finance vs. Lease)

    Secure your spot for the ⁠Employee Equity Webinar ⁠on Thursday, September 24! Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com Learn what paying cash, financing, and leasing a car can really cost you before you sign anything at the dealership. Host Andrew Giancola and NerdWallet Wealth Partners CEO Ryan Sterling compare paying cash, financing, and leasing a car, and where you could take big hits in each case. They also walk through a filter for keeping a car payment and a maintenance budget inside your income.Then, a Redditor with a $716,000 household income asks whether to buy a $100,000 electric SUV. NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional.

  4. Sep 1

    Stealth Wealth: Why the Richest People Don't Look Rich

    Secure your spot for the ⁠⁠Employee Equity Webinar ⁠⁠on Thursday, September 24! Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com Check out JC’s Channel! Visit https://www.youtube.com/@thefrugalrich  Learn how quiet millionaires build wealth and what to do when family judges how you spend it. Host Andrew Giancola and The Frugal Rich creator JC Rodriguez break down the everyday habits behind quiet millionaires, from housing and cars to what they teach their kids about money. Then, a high earner asks how to enjoy the money they built without setting off envy at home. JC Rodriguez is an independent contractor of NerdWallet, Inc., the parent company of NerdWallet Wealth Partners LLC (NWWP). NWWP is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional.

  5. Aug 25

    The 6 Numbers I Tracked to Become a Millionaire

    Secure your spot for the ⁠⁠Employee Equity Webinar ⁠⁠on Thursday, September 24! Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com Learn the six numbers to track as you’re building wealth and why spending more money can feel surprisingly stressful. Host Andrew Giancola shares the six financial numbers he personally tracks, and NerdWallet Wealth Partners CEO Ryan Sterling weighs in on which ones might be worth skipping. Then, they unpack a Reddit post about the guilt and stress that can come with increasing your spending as your income grows. NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional.

  6. Aug 18

    Starting at 40? Here's the Investing Playbook I'd Use

    Secure your spot for the ⁠⁠Employee Equity Webinar ⁠⁠on Thursday, September 24! Investing Framework Over 40: nerdwalletwealthpartners.com/40 Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com Learn why feeling behind on money at 40 does not mean it is too late to catch up. Host Andrew Giancola and NerdWallet WealthPartners CEO Ryan Sterling break down the framework they would use to catch up on saving and investing if you feel like you started too late, covering everything from building up your emergency fund to choosing the right retirement accounts and controlling your three biggest expenses. NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional.

  7. Aug 11

    8 Money Milestones to Hit before 40

    Secure your spot for the ⁠⁠Employee Equity Webinar ⁠⁠on Thursday, September 24! Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com Coast FIRE Calculator: nerdwalletwealthpartners.com/coast Learn eight money milestones before 40 that show real wealth-building progress, and ways to properly handle a large, unexpected windfall. Host Andrew Giancola and NerdWallet Wealth Partners CEO Ryan Sterling break down eight financial milestones high earners should consider hitting before 40 — covering savings rate, debt, insurance, and building a plan around what you actually value. NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional.

  8. Aug 4

    The 3 Biggest Money Decisions to Look Into Before You Turn 50

    Secure your spot for the ⁠⁠Employee Equity Webinar ⁠⁠on Thursday, September 24! Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com Learn how high earners can decide when enough money is truly “enough” to reclaim their time. Host Andrew Giancola and NerdWallet Wealth Partners CEO Ryan Sterling break down three decisions worth making before 50: figuring out how much money is actually enough, deciding what you're willing to sacrifice to get there, and knowing when extra savings stop making a real difference in your life. NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional.

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NerdWallet Wealth Partners’ Your Next Dollar podcast helps high earners learn how to build wealth while still spending on what they value most. At this stage, you can afford anything, but not everything. When is it okay to splurge on your dream vacation or luxury gym? And how do you grow your wealth while doing it? Host Andrew Giancola digs into the decisions that come with a growing income: equity compensation, investing, housing, benefits, taxes, and every big life moment in between. Whether your top priority is family, financial freedom, health, or the experiences that make life worth living, this video podcast helps you think through where your next dollar should go.  Join host Andrew Giancola, with regular appearances from NerdWallet Wealth Partners' fiduciary financial advisors, as they tackle many of the biggest financial questions facing high earners, including: – Investing and wealth building: Tax-aware investing, diversified portfolios, index funds and ETFs, tax-loss harvesting, Roth IRA conversions, mega backdoor Roth contributions, real estate investing, and maximizing tax-advantaged accounts like 401(k)s, IRAs, and HSAs. – Equity compensation: Making informed decisions about restricted stock units (RSUs), incentive stock options (ISOs), non-qualified stock options (NSOs), employee stock purchase plans (ESPPs), vesting schedules, and when to sell versus hold company stock. – Financial planning and big decisions: High-income tax planning, charitable giving, donor-advised funds, retirement planning, financial independence (FIRE), cash flow management, buying a home, paying down debt versus investing, benefits selection, and when to consider hiring a fiduciary financial advisor. – Values-based spending and lifestyle trade-offs: How to splurge without derailing your financial goals, budgeting for travel and experiences, aligning your spending with what matters most, and balancing enjoying life today with building wealth for tomorrow. – Wealth protection and legacy: Estate planning, trusts, 529 plans and college funding, life and disability insurance, umbrella insurance, and what it takes to build generational wealth for your family. If you're looking for your new favorite personal finance podcast — built for high-earning  professionals — follow Your Next Dollar from NerdWallet Wealth Partners. We think You'll love Your Next Dollar if you like podcasts like: The White Coat Investor Podcast, Making a Millionaire, The Money Guy Show, Ready for Retirement, Money for Couples with Ramit Sethi, I Will Teach You to Be Rich, All the Hacks, Stay Wealthy, ChooseFI, The Iced Coffee Hour, or The Money with Katie Show. NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional.