Henssler Money Talks

Henssler Financial

Henssler Money Talks is your trusted resource for your money, your future, your life. We discuss current market conditions and financial planning encompassing spending, saving, taxes, investments, insurance, retirement, estate plans, and more. We are here to answer your financial questions—email drgene@henssler.com or call 1-855-429-9166.  Money Talks: Your trusted resource for your money, your future, your life.

  1. 5d ago

    August 29, 2026: Debt, Discounts, & Donations

    How much national debt is too much? We start with a listener question inspired by an economics lesson from the 1970s, comparing the nation’s debt with the size of the economy and discussing what could signal that the debt burden is becoming harder to sustain. We also examine the bond market’s role in keeping government borrowing in check and what could eventually threaten the U.S. dollar’s status as the world’s dominant reserve currency. Then, Henssler Mortgage Advisors’ Shanna Squires joins us to break down mortgage rate buydowns. From paying points for a permanently lower rate to temporary buydowns and seller concessions, we look at what buyers are actually paying for, what goes in to calculating your break-even point, and why plans to sell or refinance can change the equation. Finally, a listener considering a sizable charitable gift asks whether it makes more sense to donate cash or highly appreciated stock. We explore the potential tax advantages of donating appreciated securities, why selling the stock first can change the outcome, and whether donating the shares and then buying the investment back could provide an opportunity to reset cost basis while maintaining market exposure. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.  Henssler Money Talks August 29, 2026  |  Season 40, Episode 35 Timestamps and Chapters 6:51: $40 Trillion in Debt: How Worried Should We Be?25:16: Buying Down Mortgage Rates: Worth It or Waste?38:01: Turning Stock Gains into Charitable GivingFollow Henssler:   Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/  Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks. See important disclosures at Henssler.com

  2. Aug 22

    August 22, 2026: Swipe, Spend, and Scroll

    Credit cards can be a useful financial tool, but between rewards, premium perks, and an endless stream of advice about how to use them, it’s easy for the basics to get lost. We start with the habits that matter most, from budgeting and consumer protections to paying balances in full, and discuss why how you use a credit card may matter more than which card you choose. Then, we look at the growing appeal of premium credit cards, particularly among younger consumers willing to pay hefty annual fees for airport lounges, travel credits, dining perks, and points. When do those benefits justify the price, and when does chasing rewards simply encourage more spending? Finally, we turn to the financial advice filling social media feeds. Finfluencers can introduce younger investors to valuable concepts like building credit, saving, and opening a Roth IRA, but popularity doesn’t necessarily equal expertise. We discuss how to distinguish useful financial education from advice that’s oversimplified, self-serving, or potentially risky — and why good financial habits still matter no matter where you get your advice. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.  Henssler Money Talks August 22, 2026  |  Season 40, Episode 34 Timestamps and Chapters 6:06: Playing Your Cards Right17:45: Points, Perks & Premium Prices33:40: Good Advice, Bad Advice & the FinfluencerFollow Henssler:   Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/  Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks. See important disclosures at Henssler.com

  3. Aug 15

    August 15, 2026: Student Loan Decisions, a Healthcare Revival & Record Highs

    Some financial decisions can’t be made by looking at just one number. This week, we start with major changes coming to federal student loan repayment and why married borrowers may need to consider not only their monthly payment, but how their tax-filing status affects both their cash flow and bigger financial picture. Then, a listener asks whether it’s time to rethink a healthcare fund he’s owned for 25 years. We examine what’s changed in the sector, how artificial intelligence could reshape parts of the healthcare industry, and why deciding whether an investment still belongs in your portfolio requires looking beyond recent performance to your allocation, goals, and time horizon. Finally, with the stock market continuing to reach record territory, we tackle a familiar question: What do you do with fresh cash when stocks are already at all-time highs? From rebalancing and paying down high-interest debt to fixed income, diversification, and putting money into the market gradually, we explore ways to put your next dollar to work without trying to predict the next correction. We wrap up with a look at the latest market moves and what’s been driving them. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.  Henssler Money Talks August 15, 2026  |  Season 40, Episode 33 Timestamps and Chapters 6:07: For Better or for Worse… and for Student Loans13:00: Healthcare Stocks: Look Back or Look Ahead?27:12: All-Time Highs Aren’t a Stop Sign36:21: What’s Been Moving the MarketFollow Henssler:   Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/  Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks. See important disclosures at Henssler.com

  4. Aug 8

    August 8, 2026: Borrow Against It, Save for It, Count on It?

    Accessing cash, building savings, and planning for retirement all involve choices between what we need today and what we may need tomorrow. We begin with securities-backed lines of credit and the heightened risks of borrowing against a concentrated stock position, including maintenance calls and forced sales when the share price falls.  Next, we examine Radish, a proposed employer-funded savings plan designed to help workers save without contributing from their paychecks and consider how it compares with 401(k)s, pensions, and cash compensation.  Finally, we look beyond the alarming headlines surrounding Social Security to explain what the projected shortfall could mean for Gen X — and how investors can prepare for an uncertain outcome without assuming their benefits will disappear. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.  Henssler Money Talks August 8, 2026  |  Season 40, Episode 32 Timestamps and Chapters 5:05: Borrowing Against Your Portfolio: Strategic Liquidity or Risk on Top of Risk?25:39: Could Radish Take Root? A New Approach to Workplace Savings36:35: Will Social Security Be There for Gen X?  Follow Henssler:   Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/  Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks. See important disclosures at Henssler.com

5
out of 5
13 Ratings

About

Henssler Money Talks is your trusted resource for your money, your future, your life. We discuss current market conditions and financial planning encompassing spending, saving, taxes, investments, insurance, retirement, estate plans, and more. We are here to answer your financial questions—email drgene@henssler.com or call 1-855-429-9166.  Money Talks: Your trusted resource for your money, your future, your life.

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