Tropical MBA: Entrepreneurship & Founder Lifestyle

Dan Andrews; Ian Schoen

With 10M+ downloads and thousands of listener meetups worldwide, the TMBA Podcast is the hub for 7 & 8-figure founders who’ve built life-changing businesses while attaining personal freedom. New episodes every Thursday morning.

  1. 1D AGO

    #849 Advanced Personal Finance for Entrepreneurs

    We're often great at making money, terrible at managing it. Multi-exit entrepreneur David McKeegan joins us to discuss personal finance built specifically for founders: The "refrigerator number" — what it is and how to find yours The 4% rule — is it still relevant, and what rate would you actually bet on? Concentration vs. diversification: when to double down and when to spread out Portfolio construction for 7-8 figure entrepreneurs (ETFs, TIPS, bonds — the real breakdown) 🎙️ Tropical MBA is a podcast for entrepreneurs building location-independent businesses. 🔔 Subscribe for weekly episodes on business, money, and the entrepreneurial lifestyle. Find Dave https://www.linkedin.com/in/david-mckeegan-mba-ea-b7bb6613/ Hang out exclusively with 7+ figure founders in DC BLACK https://dynamitecircle.com/dc-black Our sponsor, Bento - Email marketing for bootstrapped founders https://bentonow.com/tmba CHAPTERS (00:00:00) — How Much Money Is “Enough”? (00:06:06) — The “Refrigerator Number” That Defines Freedom (00:19:13) — The 4% Rule and Your Personal Pension (00:28:27) — Why Founders Are Rich on Paper but Exposed (00:30:15) — Concentrate to Build Wealth, Diversify to Protect It (00:36:30) — The Simple Portfolio Behind an Eight-Figure Exit CONNECT: Dan@tropicalmba.com Ian@tropicalmba.com Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Justin Tan, Matt Gartland, Ayman Al-Abdullah, Lucy Bella. PLAYLIST: An 8-figure exit and revisiting the 1,000-day principle How to Build a 6-Figure Digital Business with Claude Code 4 Ways to Start a Business From Scratch in 2026

    44 min
  2. MAR 6

    #848 The $10K Projects You Never Do (AI Just Changed That)

    Dan talks with Taylor Pearson about a new wave of “agentic AI” tools like Claude Code — and how founders are using them to tackle projects that used to take days or weeks. From analyzing financials to running workflows and speeding up big internal projects, these tools can act more like a business collaborator than a chatbot. They also walk through how to take the first step if you want to start experimenting. Find Taylor Get started with Claude Code Hang out exclusively with 7+ figure founders in DC BLACK Bento - Email marketing for bootstrapped founders CHAPTERS (00:00:00) AI “Superpowers” for Founders (00:00:43) A New Wave of AI Tools (00:00:57) Sponsor: Bento (00:02:32) The First Time Taylor Tried Claude Code (00:04:21) The $10K Projects Sitting on Your To-Do List (00:05:13) Real Ways Founders Are Using AI Agents (00:05:32) AI as the Operating System for Your Business (00:13:07) The Breakthrough: AI That Reads and Writes Your Files (00:20:44) The New AI Arbitrage (00:25:16) What AI Is Weirdly Good (and Bad) At (00:27:36) Why It’s an Exciting Time to Be a Founder Again CONNECT: Dan@tropicalmba.com Ian@tropicalmba.com Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Justin Tan, Matt Gartland, Ayman Al-Abdullah, Lucy Bella. PLAYLIST: Can Your Business Beat the S&P 500? How to Build a 6-Figure Digital Business with Claude Code 4 Ways to Start a Business From Scratch in 2026

    34 min
  3. FEB 26

    #847 From Semi-Retired to 1.3 Million Views on YouTube ft. Richard “RJ” Jalichandra

    A semi-retired 6-time CEO accidentally went viral on YouTube, and turned it into a real business case study. Dynamite Circle member and DC BLACK facilitator, Richard “RJ” Jalichandra, joins us this week to talk about how a small channel can still transform your company. Plus, the hidden struggles of 7+ figure founders, defining your “enough number,” and why a little retirement planning today can actually improve your decisions right now. LINKS RJ’s YouTube Channel Meet RJ and other lifestyle founders doing YouTube Hang out exclusively with 7+ figure founders in DC BLACK Bento will beat your current email bill — up to 70% off or $300 in credits CHAPTERS (00:04:18) How RJ Got Into YouTube (00:07:04) The Algorithm vs What You Want to Create (00:10:44) How to Build an Audience in 2026 (00:16:19) RJ’s Creative Process for YouTube (00:19:16) Economic Opportunities for Mid-Cap Channels (00:23:17) The #1 Struggle of 7-8 Fig Founders (00:30:16) Scale for Wealth or Optimize For Lifestyle? (00:33:10) The Importance of Retirement Planning CONNECT: Dan@tropicalmba.com Ian@tropicalmba.com Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Justin Tan, Matt Gartland, Ayman Al-Abdullah, Lucy Bella. PLAYLIST: Can Your Business Beat the S&P 500? How to Build a 6-Figure Digital Business with Claude Code 4 Ways to Start a Business From Scratch in 2026

    44 min
  4. FEB 12

    #845 How to Build a 6-Figure Digital Business with Claude Code

    How long would it take to revamp your entire business? For Elliott Zelinskas: three weeks. Using Claude Code, he rebuilt his 4-year website, generated 100+ SEO pages, automated YouTube creation and publishing, and replaced parts of his tech stack. All without a dev team. Is agentic AI the next evolution of entrepreneurship? LINKS Follow Elliott on X Follow Elliott on Instagram Meet Elliott and other lifestyle founders inside Dynamite Circle Hang out exclusively with 7+ figure founders in DC BLACK Bento will beat your current email bill — up to 70% off or $300 in credits Million Dollar Weekend by Noah Kagan Live Well on Less Than You Think by Fred Brock CHAPTERS (00:00:00) Intro (00:02:39) Meet Elliott & His Business (00:07:05) How Elliott Started Using Claude Code (00:11:16) Upsides and Downsides of Agentic AI (00:15:13) Simple But Powerful Use Cases for Agentic AI (00:22:07) Six Tips for Non-Tech Founders (00:33:18) Security, Risk, and How to Decide What to Build (00:46:42) Digital Nomading and Personal Finance CONNECT: Dan@tropicalmba.com Ian@tropicalmba.com Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Justin Tan, Matt Gartland, Ayman Al-Abdullah, Lucy Bella. PLAYLIST: Bad Hiring Advice That Can Actually Work: 9 Tactics for Lifestyle Founders 4 Ways to Start a Business From Scratch in 2026 “Scaling on Steroids” with AI Automation ft. Juan Montero

    54 min
  5. JAN 29

    #843 Bad Hiring Advice That Can Actually Work: 9 Tactics for Lifestyle Founders

    Dan and Ian share 9 pieces of hiring advice that are typically considered “bad,” but can actually work pretty well for smaller bootstrapped teams - and especially lifestyle businesses. LINKS Bento will beat your current email bill — up to 70% off or $300 in credits “Who” by Geoff Smart and Randy Street Remote First Recruiting: Land your next hire in 21 days or less Meet lifestyle founders inside Dynamite Circle Hang out exclusively with 7+ figure founders in DC BLACK CHAPTERS (00:03:42) Tip 1: Just Hire a Recruiter (00:07:11) Tip 2: Work With Friends and Family (00:10:34) Tip 3: Use AI For Onboarding (00:12:02) Tip 4: Go Easy on the W2s (00:14:52) Tip 5: You Don’t Need a Mission-Based Culture (00:20:16) Tip 6: If You Hire the Wrong Person, Let Them Go (00:22:54) Tip 7: It Doesn’t Have to Be More Than the Math (00:25:45) Tip 8: Not Hiring Can Work Out Great (00:30:30) Tip 9: Polarize Your Managing Style CONNECT: Dan@tropicalmba.com Ian@tropicalmba.com Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Justin Tan, Matt Gartland, Ayman Al-Abdullah, Lucy Bella. PLAYLIST: What We Learned From Running a 7-Figure Remote Business in 2025 The 9-5 is Dead, This is the Socially Acceptable Lottery Ticket “The World Is Ending.” These 5 Businesses Are Still Making Millions

    35 min
  6. JAN 22

    #842 What We Learned From Running a 7-Figure Remote Business in 2025

    Dan and Ian take a candid look back at 2025, share highlights and lowlights from the year, and give a sneak peek into what’s next for Dynamite Circle. LINKS Bento will beat your current email bill — up to 70% off or $300 in credits Ramit Sethi’s Money for Couples Remote First Recruiting: Land your next hire in 21 days or less Meet lifestyle founders inside Dynamite Circle Hang out exclusively with 7+ figure founders in DC BLACK CHAPTERS (00:01:56) Personal Finance: The First Step to Entrepreneurship (00:09:02) Why You Need an Annual Theme (00:13:03) Business Updates (00:19:45) Professional Empowerment for Your Team Leaders (00:25:53) Consistency in Delivering a Great Product (00:30:31) What We’ve Learned from Hosting Executive Coaching (00:34:36) Under the Hood at Dynamite Circle (00:41:02) Highlights and Lowlights of 2025 (00:49:03) Our Themes for 2026 CONNECT: Dan@tropicalmba.com Ian@tropicalmba.com Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Justin Tan, Matt Gartland, Ayman Al-Abdullah, Lucy Bella. PLAYLIST: How to Actually Build Systems in Your Small Business ft. Layla Pomper The 9-5 is Dead, This is the Socially Acceptable Lottery Ticket Your 2026 Business Plan in 36 Minutes [FREE Resource]

    53 min
4.9
out of 5
467 Ratings

About

With 10M+ downloads and thousands of listener meetups worldwide, the TMBA Podcast is the hub for 7 & 8-figure founders who’ve built life-changing businesses while attaining personal freedom. New episodes every Thursday morning.

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