MILMO Show

Lacey Langford
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MILMO Show

The MILMO® Show is all about military money and entrepreneurship. It's everything you need to know about making, saving, and investing money wisely. Lacey Langford, AFC®, interviews inspiring guests about personal finance, entrepreneurship, investing, life in the military, and more.

  1. 4D AGO

    Small Change, Big Impact: Fighting Veteran Homelessness with Everyday Giving

    Veteran homelessness is a heartbreaking reality that still exists in communities across the country. While many of us want to help, it can be hard to know where to start, or feel like what we can give really makes a difference. In this episode, Tom McLean and I are talking about how small, everyday actions can add up to real change for veterans in need. We talk about the current crisis of veteran homelessness, what meaningful support looks like, and how anyone, military or civilian, can take action that matters. Tom serves as Senior Vice President and Military Retail Executive for Armed Forces Bank, having worked for the company for 17 years. He is responsible for sales, business development and financial outreach at military banking locations around the country. He spends time focused on Associate development, coaching, marketing, business development, financial education initiatives, supporting installation activities and community outreach. https://milmo.co/podcast/veteran-homelessness For more MILMO, follow at: MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

    35 min

  2. JUL 7

    Letter to My Younger Enlisted Self

    Taking the oath and raising your right hand is a big moment. For many of us, it’s one we never forget. But imagine if you could hand your younger enlisted or officer self a letter on that day. A letter full of the wisdom, hard work, and growth that military life and life itself were going to teach you.  In this episode, I’m doing just that. This is a letter I would have given to my 19-year-old self on the day I swore into the U.S. Air Force. I hope it resonates with you or someone you love who’s just starting out. https://milmo.co/podcast/younger-enlisted-self For more MILMO, follow at: MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

    11 min

  3. JUN 30

    Modern Money Habits That Quietly Lead to Debt

    There’s a quiet shift happening in the way we spend money and it’s costing us more than we realize. Small payments, auto-splits, and “buy now, pay later” options have become the new normal, and while they seem harmless, they’re creating habits that lead to quiet, creeping debt. Especially in the military community, where transitions and tight budgets are already part of the equation, these modern money habits can quickly get out of hand and lead to mounting debt. In this episode, I’m digging into the everyday spending behaviors that seem like smart choices but often backfire. I’ll talk about how things like Pay Later options, subscription overload, and loan stacking are affecting military families and what you can do instead to protect your finances and build real financial stability. https://milmo.co/podcast/modern-debt-habits For more MILMO, follow at: MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

    10 min

  4. JUN 23

    Behavioral Finance for Military Life in Every Situation

    When it comes to money, our emotions often drive the decisions we make and that’s especially true in military life, where constant change, separation, and stress can shape how we spend, save, and communicate with those we love. But if we don’t understand our financial behaviors, we can find ourselves repeating the same mistakes over and over, leading us to feel stuck. In this episode, I discuss the world of behavioral finance with Cherie Stueve and how it applies to military households. We talk about why comparison is a financial trap, how our upbringing influences our money habits, and the surprising role of intensity in financial arguments. Cherie offers practical advice and small steps you can take today to make smarter money moves. Cherie Stueve, PhD, CFP®, AFC®, FFC®, FBS®, CAP®, is a lifelong learner and financial educator, counselor, coach, planner, and researcher. During her spouse’s 20-year Coast Guard career, Cherie navigated frequent relocations before portal, virtual career and education options. That experience drives her commitment to helping military spouses build flexible, resilient careers in personal finance. For the past three years, she and her spouse, Tim have supported scholarships for military spouses to attend conferences and pursue professional development, including MilMoneyCon. https://milmo.co/podcast/behavioral-finance-for-military-life For more MILMO, follow at: MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

    49 min

  5. JUN 16

    Why Identity Work Is the Missing Step in Military Transition

    Transitioning out of the military isn’t just about finding a new job. It’s about redefining who you are. For many service members, especially those in the Special Operations community, leaving the military can feel like losing a piece of your identity, your purpose, and sense of belonging. In this episode, Kelly McGraw shares how to navigate the emotional and mental side of transition with tools that go beyond resumes and LinkedIn profiles. She discusses how the Honor Foundation is assisting service members through both its elite program and the new Vector Accelerator, enabling veterans to reclaim their sense of identity, purpose, and community as they transition into civilian life.  Kelly is the Chief Impact Officer at The Honor Foundation (THF), where she joined in 2020 to build a diversified funding stream and sustain the organization’s mission into the future.  Prior to THF, she directed the development efforts at other notable nonprofits, including The National Pediatric Cancer Foundation, Horizons Hampton Roads, and the Navy SEAL Foundation.  Kelly also has 9 years of corporate experience in sales, marketing, and consulting. https://milmo.co/podcast/missing-step-in-military-transition For more MILMO, follow at: MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

    26 min

  6. JUN 9

    College Money Moves for Military Families

    Planning for college is already overwhelming, but for military families, the maze of VA and DoD education benefits adds another layer of complexity. The good news? These resources can be a huge asset—if you know how to use them. In this episode, Kate Horrell shares smart, practical strategies from her new book College Finances for Military Families. You’ll learn how to maximize the GI Bill, avoid common pitfalls, and create a college funding plan that actually works for your family. Whether you’re a service member, spouse, or parent of future college students, this episode will help you turn confusion into confidence—and save real money in the process. Kate is an award-winning personal financial educator who helps the military community make the most of their pay and benefits.  With over 10 years working with thousands of clients and readers, she understands the concerns of currently serving, retired, and veteran families. She shares the most up-to-date information in understandable terms, and highlights how rules, programs, and laws will directly impact our personal finances. https://milmo.co/podcast/college-money-moves-for-military-families For more MILMO, follow at: MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

    39 min

  7. JUN 2

    Sales and Self Belief Make or Break Your Business

    Many people say they want to start a business, build wealth, or make an impact, but the truth is, they often stop short when things get tough. Whether it’s fear, self-doubt, or a lack of direction, those roadblocks can keep people stuck. In this episode, T. Shane Johnson shares how he pushed past rock bottom and used his military experience, mental toughness, and belief in sales to build a life on his own terms. You’ll learn how he bounced back from homelessness, what it really takes to succeed in business, and why believing in yourself is the foundation of any good business. T.Shane is a veteran, and with his daughter, they’re building America’s first indoor hydroponic coffee farm. With a patent-pending system and nationwide retail traction, they’re on a mission to grow sustainable, U.S.-made coffee—year-round, farm-to-cup, and family-owned. https://milmo.co/podcast/sales-and-self-belief-make-or-break-your-business For more MILMO, follow at: MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

    28 min

  8. MAY 26

    Is What You Say and Do in Alignment?

    Today is Memorial Day, a day of honor, reflection, and gratitude. Our community knows better than anyone that it's not just a long weekend or the unofficial start of summer. It's a time to remember the brave men and women who took an oath and gave everything in service to our country. Their sacrifice is the reason we have the freedom to chase our goals and live with purpose. In honor of those who took bold, selfless action for us, I wanted to release this episode. It’s a reminder that the best way to honor their legacy is not just with words, but with our actions. We have the privilege to build, grow, and live freely. Let’s not waste it. In this episode, I’m putting a spotlight on the gap between your intention and your action. If you've been all talk and little follow-through, this is your kick in the pants to step it up.  https://milmo.co/podcast/is-what-you-say-and-do-in-alignment For more MILMO, follow at: MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

    7 min
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4.8
out of 5
60 Ratings

About

The MILMO® Show is all about military money and entrepreneurship. It's everything you need to know about making, saving, and investing money wisely. Lacey Langford, AFC®, interviews inspiring guests about personal finance, entrepreneurship, investing, life in the military, and more.

Information

  • Creator
    Lacey Langford
  • Years Active
    2018 - 2025
  • Episodes
    346
  • Rating
    Clean
  • Copyright
    © MILMO
  • Show Website
    MILMO Show

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