Money Talk

Skyler Fleming

Money Talk was born after the host, Skyler Fleming, realized that so many issues we all face with our finances could be solved with a simple conversation. He realized this when working at a credit union as a call center supervisor (ask him about some of the crazy stories from this job). Countless issues and situations were resolved after a simple money talk! So, after moving on from that job, Money Talk was born! With over 200+ episodes and 4+ years of creating content Money Talk continues to evolve and help everyone, young and old, get started with personal finance. Check out Money Talk weekly for expert interviews and fascinating stories. Learn more at moneytalk.show ---------- Want to be a guest on Money Talk? Send Skyler Fleming a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1636686037273x29083478632176240

  1. 5D AGO

    Where to Get Started with FinTech with Brittany Flammer - 212

    In this week’s episode of Money Talk, I sat down with Brittany Flammer, a certified financial coach, mom of five, and spreadsheet-loving budgeting pro, to explore how FinTech can actually make managing your money easier. Brittany went from living close to the poverty line with five kids to building an $800,000 net worth, and now she helps others start and stick with budgeting. Together, we tackled budgeting apps, automation, credit-building tools, and even full DIY financial planning strategies with approachable tips for any stage of your money journey. 💰 This Week’s Money Talking Points What is your favorite budgeting app?What’s the biggest struggle you have with FinTech?Do you prefer pen and paper or a digital app?🔗 Resources & Mentions: Connect with Brittany Flammer: brittanyflammer.comBudgeting Tools Mentioned: Google Sheets, EveryDollar, Monarch MoneyBanking & Savings Tools: Ally Bank (Buckets), SoFi (Vaults & Relay), Wealthfront (Categories)Financial Planning & Tracking: Empower (formerly Personal Capital), Projection LabEstate Planning: Trust & WillCredit Building & Monitoring: Chime Secured Card, WalletHub, AnnualCreditReport.comFlat-Fee and Advice-Only Planning: Hello Nectarine, Advice-Only Network⏱ Time Stamps: [02:29] Brittany’s favorite budgeting method and why spreadsheets still win [04:18] Biggest struggles people face with FinTech apps [06:19] Pen & paper vs. digital budgeting—what actually works [14:49] Beyond budgeting: high-yield savings, estate planning, and identity protection [22:28] Where beginners should start with budgeting and tracking spending [26:00] Tools and strategies for starting to invest [30:37] Building credit and protecting your identity with smart tools Support the show Check out Financial Planning for Young Adults on Spotify Schedule a free Money Talk at https://moneytalk.show/chat "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/ Want to be a guest on Money Talk? Send Skyler Fleming a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1636686037273x290834786321762400

    41 min
  2. 12/25/2025

    Give Money Beyond The Holidays with Rebecca Herbst - 211

    In this week’s episode of Money Talk, I sat down with Rebecca Herbst, a financial literacy advocate, early retiree, and founder of Yield and Spread, to talk about generosity and giving beyond the holiday season. We dove into how you can create a mindset of generosity, build habits that make giving natural, and even give in ways that fit your financial independence journey. Rebecca brings a thoughtful and empowering perspective on using your money as a tool for good without derailing your own financial goals. Whether you’re just starting your path to financial independence, in the thick of wealth-building, or already enjoying early retirement, this episode will help you reframe generosity, overcome the fear of giving, and start making a real impact. You’ll walk away with practical steps to start small, give consistently, and feel confident that your money is doing meaningful work. 💰 This Week’s Money Talking Points What does generosity mean to you?How can you be generous without lots of money?How has giving impacted your life?🔗 Resources & Mentions: Yield and Spread: Learn more about Rebecca’s nonprofit and the Philanthropy Pledge at yieldandspread.org/moneytalkThe Life You Can Save by Peter Singer: https://www.thelifeyoucansave.org/wp-content/uploads/2022/11/The_Life_You_Can_Save_eBook.pdfPhilanthropy Calculator: See how giving impacts your FI timeline at Yield and Spread⏱ Timestamps: [02:08] Rebecca defines generosity and the three ways to give [04:00] Reframing scarcity mindset and realizing your global wealth [08:00] Starting small and building a giving habit you won’t miss [12:00] Moving from fear to confidence in charitable giving [16:10] Creating a simple system to make generosity automatic [24:00] The personal finance community’s next evolution: generosity [28:00] How to continue giving long after the holidays [32:30] Rebecca’s journey: FI, early retirement, and growing into generosity [40:10] The power of community and seeing others live it out Support the show Check out Financial Planning for Young Adults on Spotify Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resources Find even more Money Talk at moneytalk.show/quick-links "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/ Want to be a guest on Money Talk? Send Skyler Fleming a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1636686037273x290834786321762400

    44 min
  3. 12/18/2025

    Learning How to Ride Our Money BIKE with Anthony Weaver - 210

    In this week's episode of Money Talk, I sat down with Anthony Weaver, host of the About That Wallet podcast, to dive into his BIKE Method for managing money. Anthony grew up experiencing financial hardship, and now he’s on a mission to help people simplify their finances and feel confident with their money. Together, we break down how to use the BIKE Method. Budget, Income, Knowledge, and Execution to create a solid foundation and start moving toward real financial freedom. Whether you’re just starting to get serious about your money, looking for ways to grow your income, or trying to figure out why your financial plans keep stalling, this conversation will give you the tools and encouragement to take small, meaningful steps forward. Anthony shares personal stories, practical tips, and a mindset shift that makes managing money feel doable—no matter where you’re starting from. 💰 This Week’s Money Talking Points Why is talking about money important?Why should people consider creating content around personal finance?Are budgets important?🔗 Resources & Mentions: About That Wallet Podcast: https://www.aboutthatwallet.com/⏱ Timestamps: [00:02:01] Why talking about money is really about better communication [00:08:06] Breaking down the BIKE Method: Budget, Income, Knowledge, Execution [00:09:00] Budgeting as the foundation and how it protects against emergencies [00:14:52] The role of income and shifting from a scarcity to abundance mindset [00:17:35] Building knowledge to spot opportunities and avoid costly mistakes [00:24:02] Execution: Taking small, confident steps to build real momentum [00:33:02] Why progress beats perfection and the importance of giving yourself grace

    39 min
  4. 12/11/2025

    How to Get Started with Real Estate with Mike Turner - 209

    In this week’s episode of Money Talk, I sat down with Mike Turner, a real estate entrepreneur, author, and educator with over 20 years of experience building wealth through real estate. Mike brings a fresh, practical take on how to get started without betting the farm, the mistakes to avoid, and why he now focuses on manufactured homes and partnership-based investing to create real passive income streams. Whether you’re just curious about real estate or ready to take your first step, this episode will help you see investing in a new light. We break down REITs versus direct investing, why debt can be so risky, and how to start building income streams that aren’t tied to your time. 💰 This Week's Money Talking Points: What excites you about real estate investing?Why does real estate seem so daunting?How does real estate impact someone’s wealth🔗 Resources & Mentions: Mike Turner Life: Learn more about Mike’s work, resources, and free investment club at https://miketurnerlife.comFinancial Planning for Young Adults: My new podcast to help young adults start their financial journey—linked in the show notes⏱ Time Stamps: [04:05] The excitement of building income streams and financial freedom [08:00] Why real estate feels so risky—and the dangers of leverage [13:30] REITs vs. direct real estate investing: where to start [16:11] Mike’s low-risk strategy: affordable housing and manufactured homes [21:10] Partnering instead of borrowing to remove risk [28:00] The importance of networking and finding mentors in real estate [33:10] Common mistakes new investors make and how to avoid them [36:17] Mike’s biggest lesson: building income not tied to your time Support the show Check out Financial Planning for Young Adults on Spotify Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resources Find even more Money Talk at moneytalk.show/quick-links "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/ Want to be a guest on Money Talk? Send Skyler Fleming a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1636686037273x290834786321762400

    42 min
  5. 12/04/2025

    Replay - Lessons Learned from Over 700+ Episodes with Matt and Joel from How to Money - 208

    In this week’s episode of Money Talk, I’m bringing you one of my favorite throwback interviews with Matt and Joel from the How to Money podcast. These guys have recorded 700+ episodes and bring an incredible mix of practical money advice, humor, and real-life experience to the conversation. We talked all about how money conversations start awkwardly, why talking about money matters so much, and how your financial focus naturally evolves from the nuts and bolts to creating the life you actually want to live. Whether you’re just starting out on your financial journey, stuck in the debt payoff stage, or thinking about how to use your money to buy back your time, this episode will give you encouragement, practical tips, and a hopeful perspective on how your money story can change over the years. We also talk about how to start money conversations with friends, spouses, and peers without making it weird, plus why hobbies are an essential part of your financial plan! 💰 This Week's Money Talking Points: How has your view on money changed over the yearsWhat money podcasts or books are you interested in right now?How would you spend your time if money wasn’t an issue?🔗 Resources & Mentions: Matt & Joel’s Podcast: How to MoneyMy new podcast: Financial Planning for Young Adults: https://www.youtube.com/@FPYApodRecommended Reads:The Automatic Millionaire by David Bach: https://amzn.to/3XfI7jPThe One Page Financial Plan by Carl Richards: https://amzn.to/4oVgt7PTax Planning to and Through Early Retirement by Cody Garrett & Sean Mullaney: https://amzn.to/4pA4pcl⏱ Time Stamps: [04:00] Breaking the stigma and normalizing money talks [07:20] How their own money conversations evolved over 700+ episodes [12:15] Why hobbies and lifestyle design matter just as much as the math [20:45] Talking about money in marriage and setting shared goals [28:29] Biggest lessons learned from years of podcasting about money [32:35] Practical tips for starting money conversations with friends or peers [39:15] My personal money reflections and this week’s Money Talking Points If you enjoyed this throwback and want to hear more classic episodes from the Money Talk archives, let me know on Spotify or YouTube! And don’t forget to check out Financial Planning for Young Adults if you or someone you know is ready to take the first step toward a confident financial future.

    46 min
  6. 11/27/2025

    How to Become Empowered with Money with Michelle Malawer - 207

    In this week’s episode of Money Talk, I sat down with Michelle Malawer, a money coach who empowers high‑earning women to build confidence with their finances and create wealth‑funded lives they love. We talked about shifting your mindset to see money as a tool, why safe and judgment‑free conversations about money are so powerful, and how to build the life you imagine with the resources you already have. Whether you’re navigating debt and feeling stuck, finally making a strong income and wanting to use it intentionally, or just curious how to have healthier money conversations, this episode will give you the perspective and strategies to start using money to design the life you want. 💰 This Week’s Money Talking Points Why is talking about money important?What challenges do women face with money?What do you think of one-size-fits-all financial advice?🔗 Resources & Mentions: Connect with Michelle Malawer on LinkedIn: Michelle MalawerBook Mentioned: Unbound: A Woman’s Guide to Power by Kasia Urbaniak: https://amzn.to/49XjekoBook Recommendation: The Automatic Millionaire by David Bach: https://amzn.to/47VuWed⏱ Time Stamps: [02:28] Why talking about money matters and how it can change your financial future [07:46] The unique challenges women face with money and real client stories [12:13] Creating safe environments for open, judgment‑free money conversations [19:15] How to start dreaming bigger and giving yourself permission to desire [21:34] Shifting from money as a goal to money as a tool for life design [26:00] Client transformations and using money to create your vision [29:18] Michelle’s personal journey from debt and shame to empowerment [31:31] Final takeaways and the one thing Michelle wishes she had known sooner Support the show Check out Financial Planning for Young Adults on Spotify Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resources Find even more Money Talk at moneytalk.show/quick-links "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/ Want to be a guest on Money Talk? Send Skyler Fleming a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1636686037273x290834786321762400

    35 min
  7. 11/20/2025

    How Mindset Plays a Role with Our Money with Shari Rash - 206

    In this week’s episode of Money Talk, I’m joined by Shari Rash, a nationally recognized financial advisor, money mindset expert, and host of Everyone’s Talking Money. Shari has been named a 2024 Best Wealth Manager and Advisor Under 40 by Investment News, and she brings incredible insight into how our mindset shapes the way we save, spend, and feel about our money. Together, we break down why numbers aren’t the whole story, how to use money as a tool to reach your goals, and the small mindset shifts that can completely change your financial life. Whether you’re someone who avoids money conversations entirely or a super-saver who still feels anxious about spending, this episode will help you understand your emotional relationship with money and give you practical strategies to create a healthier, happier approach. We talk about moving away from extremes, aligning your spending with your values, and the power of awareness when it comes to your first money memory. 💰 This Week’s Money Talking Points: What kind of role does mindset play in our relationship with money?What’s an example of an unhealthy money mindset you might recognize in yourself?What does a healthy money mindset look like, and how can you start building one?🔗 Resources & Mentions: Shari Rash – Everyone’s Talking Money Podcast & Resources: everyonestalkingmoneypodcast.comShari’s Financial Planning Firm: GWA Wealth⏱ Time Stamps: [03:34] Shari shares how emotions shape our money decisions [07:22] The dangers of extreme saving and the “miser mindset” [11:45] Healthy money mindsets and aligning spending with your values [16:39] Automation and paying your “future self” first [27:00] Viewing money as a tool instead of an end goal [33:17] Building awareness with your first money memory [37:20] Shari’s advice for getting started and her personal reflection Support the show Check out Financial Planning for Young Adults on Spotify Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resources Find even more Money Talk at moneytalk.show/quick-links "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/ Want to be a guest on Money Talk? Send Skyler Fleming a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1636686037273x290834786321762400

    45 min
  8. 11/13/2025

    Handling Life’s Curveballs with Mark Teague - 205

    In this episode, I sat down with Dr. Mark Teague to talk about something we all face but rarely discuss openly: life's curveballs. From unexpected job losses to career transitions and financial pressures, Mark shares his unique framework for handling whatever life throws your way. With a background that spans from growing up on a farm to leading teams in banking and finance, Mark brings both traditional wisdom and modern insights to help working families build resilience and meaningful legacies. We dive deep into his "blob versus frame" approach to problem-solving, discuss why inflation is crushing the working class, and explore how accepting life as a series of problems can actually make you more successful. This is a conversation about resilience, practical financial wisdom, and building a life that matters even when things don't go according to plan. 💰 Money Talking Points How do you handle unexpected career or life transitions? What role does resilience play in financial success? How can working-class families build a meaningful legacy 🔗 Resources & Links Mark's Website: aworkingmansguide.com 🕰️ Key Timestamps [00:03:00] - Mark introduces the "blob versus frame" concept for problem-solving [00:09:00] - Why accepting life as a series of problems makes you a serious person others can rely on [00:12:50] - Simplify when pressure hits: break problems into separable components [00:16:40] - The burden of freedom: why you must be willing to change [00:22:20] - Inflation as a policy choice and why it's crushing working families [00:23:20] - Warning: we're marching toward a bond market crisis

    35 min

Trailer

5
out of 5
34 Ratings

About

Money Talk was born after the host, Skyler Fleming, realized that so many issues we all face with our finances could be solved with a simple conversation. He realized this when working at a credit union as a call center supervisor (ask him about some of the crazy stories from this job). Countless issues and situations were resolved after a simple money talk! So, after moving on from that job, Money Talk was born! With over 200+ episodes and 4+ years of creating content Money Talk continues to evolve and help everyone, young and old, get started with personal finance. Check out Money Talk weekly for expert interviews and fascinating stories. Learn more at moneytalk.show ---------- Want to be a guest on Money Talk? Send Skyler Fleming a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1636686037273x29083478632176240

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