Money Talk

Skyler Fleming
  • 5.0 (19)
  • SELF-IMPROVEMENT
  • UPDATED WEEKLY
Money Talk

Money Talk was born after the host, Skyler Fleming, realized that so many issues we all face with our finances could be solved with a simple conversation. He realized this when working at a credit union as a call center supervisor (ask him about some of the crazy stories from this job). Countless issues and situations were resolved after a simple money talk! So, after moving on from that job, Money Talk was born! With over 150+ episodes and nearly 4 years of creating content Money Talk continues to evolve and help everyone, young and old, get started with personal finance. Check out Money Talk weekly for expert interviews and fascinating stories.  Learn more at moneytalk.show

  1. 2D AGO

    How to Ignore The News and Stick to Your Plan with Jonathan Blau - 187

    Send me a text In this episode of Money Talk, I sit down with Jonathan Blau, the founder and CEO of Fusion Family Wealth, to tackle one of the most overlooked but powerful financial habits: ignoring the news. We dig into why obsessing over current events can derail your financial plan, how emotions sneak into our money decisions, and what it actually takes to build a plan that can weather the emotional rollercoaster of investing. Jonathan brings a ton of behavioral insight, and we share practical steps you can take to avoid FOMO, build a resilient plan, and make better decisions with less stress. If you’ve ever felt anxious because of a headline or tempted to time the market, this episode is for you. 💰 This Week’s Money Talking Points What value does ignoring current events bring you?When was the last time you felt emotion around a financial decision?How can you build a plan that will withstand the emotional rollercoaster?📌 Resources & Mentions: Learn more about Jonathan Blau’s firm: https://www.fusionfamilywealth.com/ 📲 Join the conversation on Reddit: https://www.reddit.com/r/moneytalk/ Support the show Sign up for my newsletter: https://money-talk.kit.com/64cbd24b05 Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resources Sign up for a free trial with MyBudgetCoach and select me as your money coach: https://www.mybudgetcoach.com/coaches/skyler-fleming Find even more Money Talk at moneytalk.show/quick-links "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

    33 min

  2. JUL 3

    Estate Planning for Young Adults with Joe Clark - 186

    Send me a text In this episode, I sit down with Joe Clark, CFP®, to talk about a topic that’s crucial but often ignored by young adults: estate planning. I know, it sounds like something for older folks, but trust me, there are simple, powerful steps you can take right now to make sure your assets go where you want them to go. We break down the jargon, simplify the process, and share real-life examples of why this matters way more than you think. Whether you’re single, married, have kids, or just starting out financially, this episode is for you. 💰 This Week’s Money Talking Points How can you get started with estate planning? What are some of the documents and terms you need to be aware of with estate planning? How can you bring up estate planning to older members of your family? ⏱️ Episode Timestamps 03:00 – What is estate planning, really? 04:30 – Wills explained 06:00 – The importance of how your assets are titled 07:00 – Probate & how to avoid it 10:00 – Are beneficiary designations enough? 13:00 – Naming a guardian for your children 14:00 – Healthcare directives and power of attorney 17:00 – The Cheesecake Factory analogy 19:00 – Estate planning as an evolving process 21:00 – Joe’s biggest lesson learned in his 20s 📚 Resources & Mentions Joe Clark’s website: YourLifeAfterWork.com Book recommendations: Atomic Habits by James ClearTiny Habits by BJ FoggSupport the show Sign up for my newsletter: https://money-talk.kit.com/64cbd24b05 Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resources Sign up for a free trial with MyBudgetCoach and select me as your money coach: https://www.mybudgetcoach.com/coaches/skyler-fleming Find even more Money Talk at moneytalk.show/quick-links "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

    35 min

  3. JUN 26

    Automatic Financial Freedom with The Budget Besties - 185

    Send me a text This episode is one of my absolute favorites—we’re diving deep into what I call the personal finance superpower: automation. I’m joined by two great guests, Shana and Vanessa, also known as The Budget Besties. These two are financial coaches and co-hosts of the “Financial Coaching for Women” podcast, and they’re on a mission to make budgeting fun, simple, and judgment-free. We talk through how automation can reduce stress, simplify your finances, and even improve your relationships. I also share my personal journey of finally automating credit card payments. Whether you're new to automation or ready to take it to the next level with ideas like a "Direct Deposit IRA," this episode is packed with actionable ideas that will help you gain control, reduce anxiety, and live financially free. 💰 This Week’s Money Talking Points How could you simplify with separation?How would you benefit from a specific account dedicated to spending?What is a direct deposit IRA?⏱️ Episode Highlights & Timestamps: [00:02:00] – My story: finally setting up auto-pay for credit cards [00:04:30] – What is financial automation? “Make your bank your assistant.” [00:08:30] – The psychological barrier to trusting automation [00:11:00] – Points vs. high-yield savings—what’s really worth more? [00:14:00] – Multiple accounts: simplifying, not complicating [00:16:30] – Living in your spending account: the “anti-budget” approach [00:18:30] – Automation as a relationship tool: freedom from micromanaging [00:20:00] – Gamifying savings buckets and why naming them matters [00:22:00] – Why spreadsheets (like mine!) might be overkill for most people [00:30:00] – The first step to financial independence: living a month ahead 📎 Resources & Mentions: The Budget Besties Podcast: Financial Coaching for Women Learn their automation system step-by-step: budgetbesties.com/automate Support the show Sign up for my newsletter: https://money-talk.kit.com/64cbd24b05 Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resources Sign up for a free trial with MyBudgetCoach and select me as your money coach: https://www.mybudgetcoach.com/coaches/skyler-fleming Find even more Money Talk at moneytalk.show/quick-links "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

    49 min

  4. JUN 19

    Doing Better with Money By Talking About It with Ralph Estep Jr - 184

    Send me a text In this episode, I’m joined by Ralph Estep Jr., a seasoned financial coach and host of The Ask Ralph Show. We dive into why simply talking about money can be the game-changer you need to make smarter financial decisions. Ralph and I swap some crazy credit union stories, reflect on the importance of financial literacy, and explore how humility, simplicity, and consistency are core traits of financial success. You’ll walk away from this episode feeling empowered to talk more openly about money and build better habits, one conversation at a time. 💰 This Week’s Money Talking Points What’s a financial mistake you’ve learned to avoid because of others?How important are regular money talks to you?Which of the 5 traits do you need to work on to do better with your money? (Intentionality, Discipline, Learning, Generosity, Gratefulness)⏱️ Key Timestamps [02:00] – Quitting my job to become a CFP + why regular money talks made it possible [04:00] – Why money talks matter: Learning from others' mistakes [06:30] – Missed opportunities when you don’t talk about money (like prepaying your mortgage) [08:30] – The power of starting young and saving early [10:30] – Even high earners live paycheck to paycheck—here’s why [12:00] – Employer match = free money. Why are you stepping over it? [16:30] – My hot take on credit card hacking and keeping things simple [20:00] – Emergency fund reality check: Start with $10/week [24:00] – Conversations = solutions. Don’t suffer in silence [27:30] – Let go of shame. Today can be your fresh financial start [29:00] – Ralph’s 5 traits of financially successful people 🔗 Mentions & Resources Ralph Estep Jr.'s Website: FinanciallyConfidentChristian.com FREE BOOK: Mastering Your Finances: financiallyconfidentchristian.com/master Support the show Sign up for my newsletter: https://money-talk.kit.com/64cbd24b05 Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resources Sign up for a free trial with MyBudgetCoach and select me as your money coach: https://www.mybudgetcoach.com/coaches/skyler-fleming Find even more Money Talk at moneytalk.show/quick-links "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

    48 min

  5. JUN 12

    The Importance of Financial Planning for Young Adults with Joel Miller - 183

    Send me a text In this week’s episode, I sat down with Joel Miller, a Certified Financial Planner™ and the founder of Flames Financial Planning, to break down the intimidating idea of financial planning into something approachable, doable, and even enjoyable. We talked all about how young adults can get started with building a financial plan, why it’s not just for the wealthy, and how small steps can create big results over time. Plus, I share a personal story about the chaos we experienced with my wife’s student loans and why it’s so important to advocate for yourself when things go sideways. Joel brings great energy and practical wisdom to this conversation, making it a must-listen for anyone who's ever thought, "I'll start planning my finances later." Whether you're just starting out in your career or trying to figure out your next money move, this episode will give you the tools and mindset to get going now. 💰 This Week’s Money Talking Points: How can you start building a financial plan?What small area can you begin with?How can sharing your financial plan with others help?⏱️ Time Stamps: [02:00] Skyler’s Story Time: The Nelnet Student Loan Nightmare [07:00] What Is Financial Planning, Really? [08:30] Taking One Step at a Time [10:00] The Importance of Emergency Funds [13:00] Gaining Confidence in Spending [14:30] Sinking Funds as a Game-Changer [17:30] Uniqueness of Every Financial Plan [20:00] Financial Planning Isn’t Just for the Wealthy [23:00] Written Goals = Real Progress [26:00] Estate Planning for Young Adults [29:00] Other Easy Wins: 401(k) Match, Roth IRA, Avoiding Car Debt 🔗 Resources & Mentions: Flames Financial Planning: Learn more about Joel’s practice at https://flamesfp.com Text Joel: 952-300-9632 Support the show Sign up for my newsletter: https://money-talk.kit.com/64cbd24b05 Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resources Sign up for a free trial with MyBudgetCoach and select me as your money coach: https://www.mybudgetcoach.com/coaches/skyler-fleming Find even more Money Talk at moneytalk.show/quick-links "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

    47 min

  6. JUN 5

    Tax-Efficient Investing with Patrick Huey - 182

    Send me a text This week’s episode is packed with practical investing wisdom and a whole lot of tax-saving strategies. I sat down with Patrick Huey, CFP®, author, small business owner, and host of History Lessons for the Modern Investor, to break down the often-confusing world of tax-efficient investing. We tackled everything from Roth vs. traditional accounts to how to actually use a taxable investing account — and even touched on one of the most underrated tools out there: the HSA. Whether you’re just getting started or you’ve been investing for years, this episode is all about helping you keep more of what you earn. 💰 This Week’s Money Talking Points: How can you use a taxable investing account?How do you open an IRA?What should you invest in within your 401k?⏱️ Episode Breakdown – Key Topics & Timestamps: [04:30] Why taxes matter when investing – “It’s not what you make, it’s what you keep” [05:30] Traditional 401ks and IRAs: benefits, downsides, and the hidden “partner” (the government) [07:45] Who traditional accounts might still make sense for [09:30] Why Roth IRAs are considered the “holy grail” of investing [11:00] Building good investing habits early (yes, even $200/month matters!) [13:30] Capital gains 101 – what they are and how they’re taxed [15:00] What is a taxable investing account really, and why should you consider one [17:45] Use ETFs instead for a more tax-efficient approach [18:30] Capital gains harvesting – how to take advantage of the 0% tax bracket [20:30] Using taxable accounts for medium-term goals like buying a home [21:45] Asset location vs. asset allocation – understanding the difference [23:00] All about HSAs – the triple-tax-advantaged powerhouse [27:00] Why tax planning beats tax filing, and how to think ahead with your strategy 🔗 Resources & Mentions: Patrick Huey’s Website: Victory Independent Planning Patrick’s Podcast: History Lessons for the Modern Investor Support the show Sign up for my newsletter: https://money-talk.kit.com/64cbd24b05 Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resources Sign up for a free trial with MyBudgetCoach and select me as your money coach: https://www.mybudgetcoach.com/coaches/skyler-fleming Find even more Money Talk at moneytalk.show/quick-links "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

    42 min

  7. MAY 29

    Building Understanding and Getting on the Same Page with Travis Parry - 181

    Send me a text In this week's episode, I sat down with the Dr. Travis Parry to talk about one of the most game-changing aspects of your financial life—getting on the same page. Whether you’re married, engaged, or single and want to better understand your own money mindset, this episode is packed with tools and insights that will help you level up. We talk about understanding your money history, why shared goals matter more than shared bank accounts, and how regular communication can build deep financial intimacy. Dr. Parry—author of Achieving Balance and Marry and Grow Rich, founder of the Make Time Institute, and father of eight—shares powerful stories and practical tools to help couples and individuals alike break through financial misalignment. If you’ve ever felt like you're speaking a different financial language than your spouse or just want to better align with your future goals, this one’s for you! 💰 Money Talking Points What page are you trying to get to?How would it feel to be in sync with your goals or your spouse?What challenges need to be overcome to get on the same page?🕒 Time Stamps & Key Conversations [03:00] – What is a money history? How family origin influences your financial habits. [05:00] – Scarcity vs. abundance mindset—how your beliefs about money shape your behavior. [08:00] – Skyler shares a personal breakthrough in financial communication with his wife. [09:00] – How communication (or lack of it) can make or break your financial life. [13:00] – Financial infidelity and why trust is so crucial in money management. [15:00] – Joint accounts vs. joint goals—what matters more for true alignment? [18:00] – Setting up a system: Money Monday meetings, spending plans, and routines. [23:00] – 3 big steps to get on the same page: [30:00] – Final advice: Be a good steward of what you have now to prepare for more. 🔗 Links & Resources 📚 Travis’s Book – Marry and Grow Rich: marryandgrowrichbook.com 🌐 Make Time Institute (Travis’s site): maketimeinstitute.com Support the show Sign up for my newsletter: https://money-talk.kit.com/64cbd24b05 Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resources Sign up for a free trial with MyBudgetCoach and select me as your money coach: https://www.mybudgetcoach.com/coaches/skyler-fleming Find even more Money Talk at moneytalk.show/quick-links "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

    44 min

  8. MAY 22

    Using Our Emotions to Our Financial Benefit with Egle Aleknaviciute - 180

    Send me a text In this episode of Money Talk, we’re diving into the emotional side of money—because let’s be real, it’s not all about math. I’m joined by Egle Aleknaviciute, a wealth, business, and purpose strategist who brings a unique mix of financial expertise and emotional intelligence. We explore why saving can feel painful, how vision boards can actually boost your savings, and how to harness your emotions, not be controlled by them, when it comes to money. If you’ve ever struggled with guilt around spending or felt like saving was a loss, this one’s for you. 💰 Money Talking Points What system can help take the pain out of savings for you?How can a vision board help you?What is your why with your money?🕒 Key Time Stamps 03:30 – Automating your savings to reduce decision fatigue06:00 – Emotions vs. logic: why emotion always wins08:00 – Stock market fear, emotional triggers, and making smart choices11:30 – Vision boards: how they connect your goals with your subconscious13:00 – The magic of awareness and writing down your dreams15:00 – How opportunities appear when you start dreaming17:30 – Shifting beliefs and allowing yourself to enjoy your money19:00 – Why your "why" is the foundation for financial focus21:30 – Advertisement immunity: resisting marketing through purpose23:00 – Logic justifies emotion—so control the emotion first🔗 Links & Resources 🌐 Connect with Egle Aleknaviciute: www.egle-aleknaviciute.com🎙️ Past Episodes Mentioned: Whiteboards mentioned in the episode with the CoastFI CoupleSupport the show Sign up for my newsletter: https://money-talk.kit.com/64cbd24b05 Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resources Sign up for a free trial with MyBudgetCoach and select me as your money coach: https://www.mybudgetcoach.com/coaches/skyler-fleming Find even more Money Talk at moneytalk.show/quick-links "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

    35 min
See All (193)

Trailer

5
out of 5
19 Ratings

About

Money Talk was born after the host, Skyler Fleming, realized that so many issues we all face with our finances could be solved with a simple conversation. He realized this when working at a credit union as a call center supervisor (ask him about some of the crazy stories from this job). Countless issues and situations were resolved after a simple money talk! So, after moving on from that job, Money Talk was born! With over 150+ episodes and nearly 4 years of creating content Money Talk continues to evolve and help everyone, young and old, get started with personal finance. Check out Money Talk weekly for expert interviews and fascinating stories.  Learn more at moneytalk.show

Information

  • Creator
    Skyler Fleming
  • Years Active
    2021 - 2025
  • Episodes
    193
  • Rating
    Clean
  • Copyright
    © 2025 Money Talk
  • Show Website
    Money Talk

You Might Also Like

To listen to explicit episodes, sign in.

Stay up to date with this show

Sign in or sign up to follow shows, save episodes, and get the latest updates.
Select a country or region

Africa, Middle East, and India

Asia Pacific

Europe

Latin America and the Caribbean

The United States and Canada