19 episodes

We’re proud to be payments nerds – we love sharing perspectives on all things payments. The Payments Nerds podcast features expert guests who explore the most important issues, topics and trends to consider in payments today.

If you are a payments nerd too, or are a little bit curious about what’s going on the payments world, just download the “Payments Nerds” podcast from The Clearing House.

Payments Nerds The Clearing House

    • Business
    • 4.9 • 22 Ratings

We’re proud to be payments nerds – we love sharing perspectives on all things payments. The Payments Nerds podcast features expert guests who explore the most important issues, topics and trends to consider in payments today.

If you are a payments nerd too, or are a little bit curious about what’s going on the payments world, just download the “Payments Nerds” podcast from The Clearing House.

    18: Streamlining Payment Processes in a Digital Economy w/ Rachel Pike

    18: Streamlining Payment Processes in a Digital Economy w/ Rachel Pike

    Most people only think about payments when sending or receiving money, but behind the scenes, as many #paymentnerds know, there’s a number of moving parts in the payment process.
    Rachel Pike, Chief Growth Officer at Modern Treasury, guides us through the roadmap of the payment lifecycle to discuss:

    The evolution of real time payments (RTP)
    Delivering a delightful customer experience
    RTP system’s biggest challenges
    What's next for RTP

    OPTIONAL: Check out these resources we mentioned during the podcast:

    Rachel Pike, Chief Growth Officer at Modern Treasury

    Want to hear more episodes like this? Find us on Apple Podcasts, Stitcher, and the Payment Nerd’s website.
    Listening on a desktop & can’t see the links? Just search for Payment Nerds in your favorite podcast player.

    • 22 min
    17. Evolution of Real-Time Payments Across Financial Services w/ Carlos Rotger & Steven Bernstein

    17. Evolution of Real-Time Payments Across Financial Services w/ Carlos Rotger & Steven Bernstein

    Across America, the need for at-home banking has risen, along with the need for real-time capabilities.
    As more Americans have taken a hold of their finances, more financial services are moving the needle faster than ever before to meet customer expectations of 24/7/365 control and access.
    Carlos Rotger & Steven Bernstein were guests on the Payments Nerds podcast, talking specifically about a digital savings product utilizing the RTP® network that has evolved between their two companies. 
    In this episode, we talk all about: 

    Why consumers are using this product and vocalizing their needs
    How J.P. Morgan Chase & Digit work together to make this happen
    The search for electronification and instantaneous payments today
    How instantaneous payments have eternally shaped financial services 

    Find this interview and many more by subscribing to Payments Nerds on Apple Podcasts, on Spotify, or on our website.

    • 32 min
    16. Get Funded the Way You Do Business: 7 Days a Week

    16. Get Funded the Way You Do Business: 7 Days a Week

    For small businesses, cash flow is one of the most crucial aspects of business right now. Will you have enough money coming in to operate the business in a way that is sustainable? Do you have access to your funds when you need them? What happens when at close of business on Saturday, you need funds to open on Sunday and don’t have access to them? How do you operate when your funds are tied up in ACH? Adam Carter & Sarah Cichoski were guests on the Payments Nerds podcast, talking specifically about a new real-time merchant funding product using the RTP® network developed between their two companies. In this episode, we talk all about:  Why the small businesses are the ones that are needing this solution the most How U.S. Bank & Elavon went about creating this real-time merchant product  The overwhelming feedback they’ve received from their customers  How using the RTP network provides a competitive advantage in this space Find this interview and many more by subscribing to Payments Nerds on Apple Podcasts, on Spotify, or on our website.

    • 20 min
    15. Why Payments Platform Modernization Is Changing Finance

    15. Why Payments Platform Modernization Is Changing Finance

    As consumers, most of us expect great digital experiences.  And COVID-19 is converting the last holdouts to Amazon. It’s time we ask the same of financial institutions. On the latest episode of Payments Nerds, I sit down with Wade Hobbs, Vice President, Solution Strategy at Viewpointe, and Susan Kent, Enterprise Technology Strategist at Truist.  We discuss the race behind the scenes at some of the largest financial institutions to modernize their payments.  Payments platform modernization — it’s a mouthful, but it’s why pretty soon, your payments will keep up with your contactless groceries.  We went over: What payments platform modernization means The technologies like AI fueling the trend Why COVID-19 has made digital no longer an option, but a necessity

    • 22 min
    14. Instant Payments and Other Everyday Uses for the RTP® Network

    14. Instant Payments and Other Everyday Uses for the RTP® Network

    Our listeners keep asking us one question: What are folks actually doing with RTP® payments in their everyday lives? Today, we want to answer that question. In this episode of Payments Nerds, I speak with Jeff Rayis, Director of Treasury & Financial Management, Michigan State University, and Parker Nolan, FMI Scholar at Michigan State University’s Eli Broad College of Business. We discuss MSU's emergency student loan program and its use as an RTP network case study. Plus, we talk about: Why the emergency student loan program needed a boost  How Parker got in the Spartan Blockchain Innovation Competition How funds get delivered in real-time using the student loan app and the challenges the project had to overcome The future of RTP at MSU Why Jeff and Parker are total payments nerds.

    • 26 min
    13. What's in Demand When It Comes to RTP?

    13. What's in Demand When It Comes to RTP?

    Often, banks, especially community banks, will say there's no demand for RTP®. No one's asking for this, they say. But some folks on the ground argue that isn't so. What's the scoop on RTP® and fintechs? In this episode of Payments Nerds, I speak with Jesse Honigberg, technology chief of staff, and Matt Brazda, product manager, at Cross River. Their company is helping empower millions of customers and is writing the future of banking through API-driven products. Jesse, Matt, and I discuss the demand in the marketplace from fintechs as it applies to RTP®. Plus, we talk about: Why RTP specifically resonates well with fintechs. How RTP helps facilitate developing partnerships with fintechs. Challenges associated with providing RTP to fintech partners. Opportunities that come with providing RTP to fintech partners. Why Jesse and Matt are total payments nerds.   Find this interview and many more by subscribing to Payments Nerds on Apple Podcasts, on Spotify, or on our website.

    • 23 min

Customer Reviews

4.9 out of 5
22 Ratings

22 Ratings

Joe Casali ,

Leo Lipis

Great episode. Leo’s comment about his childhood dinner conversation, I would say qualifies him for Geek/Nerd royalty!!

KNR55 ,

I love this niche podcast!

As part of the production team on this show, I always love when there is a show dedicated to a specific interest. Payments Nerds does a great job discussing how to make payments easier and more efficient.

lesleycrews ,

Pumped about this show!

It's safe to say that everyone needs to know more about payments. This show will help you understand everything you need to know about them! As part of the production team for this show, I'm stoked to see where this show is headed. The first two episodes are great. Content is engaging and interesting, and production quality is 10/10! Don't miss out!

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