Plain Talk

Plain Talk is a podcast hosted by Rob Port and Chad Oban focusing on political news and current events in North Dakota. Port is a columnist for the Forum News Service published in papers including the Fargo Forum, Grand Forks Herald, Jamestown Sun, and the Dickinson Press. Oban is a long-time political consultant.

  1. 8H AGO · VIDEO

    655: Do we have any other choices but Medicare for all? (Video)

    Now that the government shutdown is over, Congress will need to figure out what to do about an impending spike in health insurance premiums for Americans (including tens of thousands of North Dakotans) who purchase individual plans through the Affordable Care Act exchanges. Those premiums currently enjoy heavy subsidies that are set to expire at the end of the year unless Congress renews them, which would mean dramatic cost increases for the insured. On the other side of that coin is that years of fiscal profligacy, which has become particularly acute under the terms of Presidents Donald Trump and Joe Biden, has left our nation with little capacity to continue them. We are already $38 trillion in debt, and adding a couple of trillion dollars more every year. But the debate over the subsidies is beside the point Marvin Lein said on this episode of Plain Talk. Lein is a retired healthcare professional with 30 years of senior healthcare administrative and CEO experience, including managing large multi-entity, private, for-profit physician practices. He served as CEO of Mid Dakota Clinic in Bismarck from 2013 to 2022. According to him, moving Americans to a single-payer system for delivering health care is the only sustainable path forward. "We've run the current model, the free market model, to the point where we can no longer bury, redistribute, hide systemwide costs," he said, and while we can have a debate about whether the status quo, where most Americans get their health insurance through a third party, is truly a "free market," he has a point. He recalled that when he started in 1994, the industry reacted strongly to the Centers for Medicare & Medicaid Services setting price controls, fearing it would be "socialized healthcare" and "the end of healthcare." "Well, that didn't happen," he said, arguing that a Medicare-for-all plan could bring spiking prices under control. "Medicare is price setting. Medicare is managed delivery. Right? Medicare is much more like the European model than the insurance products that you and I purchase on the commercial marketplace. which is the old model that is failing has failed." Also on this episode, guest co-host Pat Finken and I discussed my story about a stalker in North Dakota's state house and the City of Fargo's ongoing efforts to annex a proposed AI data center despite objections from just about everybody else. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

    1h 2m
  2. 9H AGO

    655: Do we have any other choices but Medicare for all?

    Now that the government shutdown is over, Congress will need to figure out what to do about an impending spike in health insurance premiums for Americans (including tens of thousands of North Dakotans) who purchase individual plans through the Affordable Care Act exchanges. Those premiums currently enjoy heavy subsidies that are set to expire at the end of the year unless Congress renews them, which would mean dramatic cost increases for the insured. On the other side of that coin is that years of fiscal profligacy, which has become particularly acute under the terms of Presidents Donald Trump and Joe Biden, has left our nation with little capacity to continue them. We are already $38 trillion in debt, and adding a couple of trillion dollars more every year. But the debate over the subsidies is beside the point Marvin Lein said on this episode of Plain Talk. Lein is a retired healthcare professional with 30 years of senior healthcare administrative and CEO experience, including managing large multi-entity, private, for-profit physician practices. He served as CEO of Mid Dakota Clinic in Bismarck from 2013 to 2022. According to him, moving Americans to a single-payer system for delivering health care is the only sustainable path forward. "We've run the current model, the free market model, to the point where we can no longer bury, redistribute, hide systemwide costs," he said, and while we can have a debate about whether the status quo, where most Americans get their health insurance through a third party, is truly a "free market," he has a point. He recalled that when he started in 1994, the industry reacted strongly to the Centers for Medicare & Medicaid Services setting price controls, fearing it would be "socialized healthcare" and "the end of healthcare." "Well, that didn't happen," he said, arguing that a Medicare-for-all plan could bring spiking prices under control. "Medicare is price setting. Medicare is managed delivery. Right? Medicare is much more like the European model than the insurance products that you and I purchase on the commercial marketplace. which is the old model that is failing has failed." Also on this episode, guest co-host Pat Finken and I discussed my story about a stalker in North Dakota's state house and the City of Fargo's ongoing efforts to annex a proposed AI data center despite objections from just about everybody else. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

    1h 2m
  3. 2D AGO · VIDEO

    654: 'We have some challenges coming up' (Video)

    North Dakotans like to get a lot of work out of their public servants. Perhaps, in particularly, those working in the judiciary. The "judicial system has somewhere between 160,000 and 180,000 cases each year," Chief Justice Jon Jensen said on this episode of Plain Talk. Given that the state only has "55 district court judges," this creates "a pretty large case load that each one of our district court judges has to manage each year." Those judges also have to cover a lot of legal territory given that they're of general jurisdiction. "We don't have a criminal court judge, a civil court judge, a family court judge, or a juvenile court judge. Every one of our judges has to do every one of those things," Jensen said. "If you can imagine judges get up in the morning, they may have family law cases in the morning, criminal cases in the afternoon. It's a lot to ask from them at the district court level." Yet, despite this work load, Jensen pointed out that North Dakota judges operate at a high level. "We have docket currency rates that are at the top of the United States," he said, also noting that out of the 160,000 to 180,000 cases that are heard each year, the state only sees about "300 appeals per year." Jensen announced recently that, though he's committed to finishing the current 10-year term he was elected to on the North Dakota Supreme Court, which ends in 2030, he's stepping down as chief justice. But in doing so, he's reflecting on his accomplishments in that position, which includes increasing the pay for judges, as well as taking steps to lighten burdens. He called the state legislature "a very good partner" in raising pay, increasing staffing, and creating new judgeships. "We have some challenges coming up," Jensen was quick to add, which includes a reopening of online access to court records, something the court attempted years ago but shut down quickly after it became clear that lawyers and court officials weren't doing a good enough job redacting private information from the files. Also on this episode, guest co-host Pat Finken and I discussed the possible end of the government shutdown, the looming fight over what the government can do to address health care costs, and the legal challenge to North Dakota's corrupt practices law for politicians. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

    59 min
  4. 2D AGO

    654: 'We have some challenges coming up' (Audio)

    North Dakotans like to get a lot of work out of their public servants. Perhaps, in particularly, those working in the judiciary. The "judicial system has somewhere between 160,000 and 180,000 cases each year," Chief Justice Jon Jensen said on this episode of Plain Talk. Given that the state only has "55 district court judges," this creates "a pretty large case load that each one of our district court judges has to manage each year." Those judges also have to cover a lot of legal territory given that they're of general jurisdiction. "We don't have a criminal court judge, a civil court judge, a family court judge, or a juvenile court judge. Every one of our judges has to do every one of those things," Jensen said. "If you can imagine judges get up in the morning, they may have family law cases in the morning, criminal cases in the afternoon. It's a lot to ask from them at the district court level." Yet, despite this work load, Jensen pointed out that North Dakota judges operate at a high level. "We have docket currency rates that are at the top of the United States," he said, also noting that out of the 160,000 to 180,000 cases that are heard each year, the state only sees about "300 appeals per year." Jensen announced recently that, though he's committed to finishing the current 10-year term he was elected to on the North Dakota Supreme Court, which ends in 2030, he's stepping down as chief justice. But in doing so, he's reflecting on his accomplishments in that position, which includes increasing the pay for judges, as well as taking steps to lighten burdens. He called the state legislature "a very good partner" in raising pay, increasing staffing, and creating new judgeships. "We have some challenges coming up," Jensen was quick to add, which includes a reopening of online access to court records, something the court attempted years ago but shut down quickly after it became clear that lawyers and court officials weren't doing a good enough job redacting private information from the files. Also on this episode, guest co-host Pat Finken and I discussed the possible end of the government shutdown, the looming fight over what the government can do to address health care costs, and the legal challenge to North Dakota's corrupt practices law for politicians. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

    59 min
  5. NOV 7 · VIDEO

    653: 'Somebody has to lose, and nobody wants to lose' (Video)

    "I'm optimistic that they're going to do it," North Dakota Insurance Commissioner Jon Godfread said on this episode of Plain Talk, referring to Congress approving an extension to enhanced subsidies for health insurance policies sold on the individual marketplace exchanges. "I'm hopeful that they do it because I think it's the it is the right thing to do." The subsidies are central to the ongoing shutdown of the federal government, with Democrats refusing to reopen the government without a deal to extend them, and Republicans saying they'll only cut a deal like that once the government is open again. Godfread, whose office approved new rates for the current open enrollment plan last week based on the assumption that the subsidies will be continued, has warned that without them millions of Americans, and tens of thousands of North Dakotans, would face dramatic cost increases. Despite his prediction, he does see the possibility where Congress doesn't renew them. "There is certainly a scenario and a reality where neither side wins on this," he said. "I think both sides are so dug into that somebody has to lose, and nobody wants to lose." Godfread says he's been working with North Dakota's federal delegation — Senators John Hoeven and Kevin Cramer, along with Rep. Julie Fedorchak — to get this point across. "The point, again, that I've made with our delegation is, guys, the consumers are the ones who are losing here." But even given his support for extending the subsidies, Godfread warns that's not going to fix anything. "It's a $440 billion subsidy over the life of this. It's very, very expensive," he said, saying the real solution is addressing health care costs. Godfread discussed different solutions to that, from increased price transparency to using regulatory authority to impose some price controls, but also said there's a point where the status quo is going to collapse and leave no choice but a complete take over. "That's exactly what I've said to our to our healthcare providers, in those conversations, that guys, you are advocating for a Medicare for all system," Godfread said. "And I said, we're going to get to a point where nobody can afford this stuff. The only person that can bail it out is going to be the federal government and then we're going to have Medicare for all." Also on this episode, co-host Chad Oban and I discussed the ongoing problems at the North Dakota Commerce Department, when the government shutdown will end, and the federal lawsuit filed by noted advocate for dishonesty Brandon Prichard. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

    57 min
  6. NOV 6

    653: 'Somebody has to lose, and nobody wants to lose' (Audio)

    "I'm optimistic that they're going to do it," North Dakota Insurance Commissioner Jon Godfread said on this episode of Plain Talk, referring to Congress approving an extension to enhanced subsidies for health insurance policies sold on the individual marketplace exchanges. "I'm hopeful that they do it because I think it's the it is the right thing to do." The subsidies are central to the ongoing shutdown of the federal government, with Democrats refusing to reopen the government without a deal to extend them, and Republicans saying they'll only cut a deal like that once the government is open again. Godfread, whose office approved new rates for the current open enrollment plan last week based on the assumption that the subsidies will be continued, has warned that without them millions of Americans, and tens of thousands of North Dakotans, would face dramatic cost increases. Despite his prediction, he does see the possibility where Congress doesn't renew them. "There is certainly a scenario and a reality where neither side wins on this," he said. "I think both sides are so dug into that somebody has to lose, and nobody wants to lose." Godfread says he's been working with North Dakota's federal delegation — Senators John Hoeven and Kevin Cramer, along with Rep. Julie Fedorchak — to get this point across. "The point, again, that I've made with our delegation is, guys, the consumers are the ones who are losing here." But even given his support for extending the subsidies, Godfread warns that's not going to fix anything. "It's a $440 billion subsidy over the life of this. It's very, very expensive," he said, saying the real solution is addressing health care costs. Godfread discussed different solutions to that, from increased price transparency to using regulatory authority to impose some price controls, but also said there's a point where the status quo is going to collapse and leave no choice but a complete take over. "That's exactly what I've said to our to our healthcare providers, in those conversations, that guys, you are advocating for a Medicare for all system," Godfread said. "And I said, we're going to get to a point where nobody can afford this stuff. The only person that can bail it out is going to be the federal government and then we're going to have Medicare for all." Also on this episode, co-host Chad Oban and I discussed the ongoing problems at the North Dakota Commerce Department, when the government shutdown will end, and the federal lawsuit filed by noted advocate for dishonesty Brandon Prichard. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

    57 min
  7. NOV 5 · VIDEO

    652: 'He really believes that Americans are mean' (Video)

    This has not been a good week for President Donald Trump and his MAGA movement. Elections in New York, New Jersey, Virginia, Georgia, California, and beyond seemed to see voters sending a message to Trump and his allies about the government shutdown and more. "Well, the first thing I think the president came out and said, 'Oh, the only reason that this happened is I wasn't on the ballot,'" former Sen. Heidi Heitkamp said on this episode of Plain Talk reacting to the results. "President Trump was on the ballot in every one of those states and and the message was clear. We don't like the direction you're headed." "The more they ignore this, the the bigger the peril is for 2026," she added. Heitkamp argues that Republicans are tone deaf on issues like health care costs and SNAP benefits. "They want to double down on all the policies under the theory that those are working," she said, arguing that Trump, in particular, seems to have a disconnect with the electorate. "He believes his own headlines," Heitkamp said. "He believes that, you know, that people are mean. I mean, he really believes that Americans are mean. And, you know, he's going with the theory, and part of this is the longtime demonization of people who are on food assistance on SNAP." Democrats, meanwhile, seem to have found their message, Heitkamp said. It's not culture war issues. "It's called affordability, which I've been preaching for freaking ever," she said. Also on this episode, co-host Chad Oban and I discuss a lawsuit from trollish political activist Brandon Prichard challenging a state law making it a misdemeanor to lie in political messaging, how Democrats can turn their victories this week unto success in next year's midterms, and respond to listener feedback. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

    1h 4m
  8. NOV 5

    652: 'He really believes that Americans are mean' (Audio)

    This has not been a good week for President Donald Trump and his MAGA movement. Elections in New York, New Jersey, Virginia, Georgia, California, and beyond seemed to see voters sending a message to Trump and his allies about the government shutdown and more. "Well, the first thing I think the president came out and said, 'Oh, the only reason that this happened is I wasn't on the ballot,'" former Sen. Heidi Heitkamp said on this episode of Plain Talk reacting to the results. "President Trump was on the ballot in every one of those states and and the message was clear. We don't like the direction you're headed." "The more they ignore this, the the bigger the peril is for 2026," she added. Heitkamp argues that Republicans are tone deaf on issues like health care costs and SNAP benefits. "They want to double down on all the policies under the theory that those are working," she said, arguing that Trump, in particular, seems to have a disconnect with the electorate. "He believes his own headlines," Heitkamp said. "He believes that, you know, that people are mean. I mean, he really believes that Americans are mean. And, you know, he's going with the theory, and part of this is the longtime demonization of people who are on food assistance on SNAP." Democrats, meanwhile, seem to have found their message, Heitkamp said. It's not culture war issues. "It's called affordability, which I've been preaching for freaking ever," she said. Also on this episode, co-host Chad Oban and I discuss a lawsuit from trollish political activist Brandon Prichard challenging a state law making it a misdemeanor to lie in political messaging, how Democrats can turn their victories this week unto success in next year's midterms, and respond to listener feedback. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

    1h 4m
3.8
out of 5
83 Ratings

About

Plain Talk is a podcast hosted by Rob Port and Chad Oban focusing on political news and current events in North Dakota. Port is a columnist for the Forum News Service published in papers including the Fargo Forum, Grand Forks Herald, Jamestown Sun, and the Dickinson Press. Oban is a long-time political consultant.

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