Prosperity on the Horizon

Julianna Nagy
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Prosperity on the Horizon is a short-form podcast for busy business owners and entrepreneurs who are looking for bite-sized episodes with actionable takeawawys to help them transform their business through the power of numbers. Produced by Julianna @horizonaccounts , the podcast releases weekly, with short, easy to consume episodes, featuring clear cut strategies and education on how to use your numbers in informed decision making that will lead your business to prosperity. We also release series built around specific topics so that each episode remains really bite-sized, to make the perfect show for you to listen to during your commute, gym session, dog walk or while preparing those lunch boxes. Look out for new episodes dropping every Friday. Each episode is designed for busy parents, running their own business, who need something that they can fit into their frenetic schedule. This is why our episodes generally don’t last longer than 15 minutes.

  1. How to Pay Yourself Without Guilt

    6D AGO

    How to Pay Yourself Without Guilt

    In this episode, Julianna talks about the guilt many business owners feel when paying themselves, even when the business is healthy. She explains how the belief “I’ll pay myself properly when things are more stable” often keeps founders as the only person without reliable income, and becomes a habit that affects motivation, energy and how they value their own work. Using a common founder example, she shows that underpaying is often driven by emotions rather than numbers. She explores where the guilt comes from, including the culture of sacrifice, uncertainty about the “right” amount and feeling responsible for everyone else first. She suggests deciding pay in advance as a fixed budget line, knowing what fair pay should cover and separating business and personal money, then offers reflective questions and a reminder that paying yourself fairly is good leadership. 00:00 Welcome and Topic 00:27 Founder Pay Guilt 01:38 Stability Myth 03:41 Underpaying Story 06:01 Why Guilt Happens 08:39 Three Practical Shifts 11:31 Reflective Questions 12:27 Closing Encouragement If you are listening to this podcast, chances are you are already on your way to exploring your numbers with a desire to understand and master your business finances, realising the transformative power that numbers hold for your business success. We have a new FREE resource - The 60-Minute Monthly Reset to Finally Feel in Control of Your Cash - that you can download from here. Learn exactly what to do on the 1st of every month so your business moves forward, not sideways. Complete our FREE ‘Business Health Check’ form to give you insights into where you’re strong or weak in your business, where there are opportunities to improve, how your business is performing in terms of profitability, cash and time. Where to find us: Available on all major podcast platforms: Apple Podcasts, Spotify, Youtube and Amazon. Subscribe on your favourite podcast app to stay in the loop with every insightful episode. If you’d like to find out more about Julianna and her business, visit www.horizonaccounts.com.au or follow her on LinkedIn and Instagram @horizonaccounts or book a free 30 minute Business Diagnostic Review Call. Stay tuned for the next episode of Prosperity on the Horizon, the podcast that transforms businesses through the power of numbers and the story behind them.

    17 min
  2. The Real Cost of Not Looking

    APR 17

    The Real Cost of Not Looking

    Julianna shares a personal reflection on Hungary’s recent election and links it to a common pattern she sees in small businesses: the cost of avoiding the numbers. She explains that many founders think their expenses are “roughly” fine, but small, unreviewed costs like unused subscriptions, growing contractor scope and ongoing marketing spend can quietly reduce profit margins. Using an example of a growing service business, she shows how a careful expense review, plus cutting, renegotiating or bringing work in-house, improved margins without gaining new clients. She outlines a simple process: review the last three months line by line, ask whether each cost is still relevant and worthwhile, compare with the same quarter last year, make one change and build this into a monthly leadership hour. 00:00 Welcome and Personal Story 00:34 Hungary Election Wake Up Call 01:43 Myth Expenses Are Fine 02:14 Hidden Costs Add Up 03:36 Case Study Profit Leak 06:34 Hungary Parallel and Attention 08:12 What Expenses Reveal 10:55 Simple Expense Review Process 13:14 Monthly Habit and Reflection 13:41 Closing Questions and Takeaways 16:05 Final Thoughts and Call to Action If you are listening to this podcast, chances are you are already on your way to exploring your numbers with a desire to understand and master your business finances, realising the transformative power that numbers hold for your business success. We have a new FREE resource - The 60-Minute Monthly Reset to Finally Feel in Control of Your Cash - that you can download from here. Learn exactly what to do on the 1st of every month so your business moves forward, not sideways. Complete our FREE ‘Business Health Check’ form to give you insights into where you’re strong or weak in your business, where there are opportunities to improve, how your business is performing in terms of profitability, cash and time. Where to find us: Available on all major podcast platforms: Apple Podcasts, Spotify, Youtube and Amazon. Subscribe on your favourite podcast app to stay in the loop with every insightful episode. If you’d like to find out more about Julianna and her business, visit www.horizonaccounts.com.au or follow her on LinkedIn and Instagram @horizonaccounts or book a free 30 minute Business Diagnostic Review Call. Stay tuned for the next episode of Prosperity on the Horizon, the podcast that transforms businesses through the power of numbers and the story behind them.

    20 min
  3. The Number You Should Know by Heart

    APR 9

    The Number You Should Know by Heart

    Julianna explains why founders should know a few key financial numbers without relying on accounting software, because quick decisions about hiring, pricing and deals often need confidence and clarity. She shares an example of a consultancy owner who nearly hired based on a strong recent month, but changed plans after checking her average revenue over 6-12 months. Julianna outlines six numbers to know: average monthly revenue, average monthly profit, main monthly fixed costs, unpaid invoices (receivables), an approximate tax amount to set aside (including GST and income tax), and business runway (months you can operate with current cash). She gives simple steps to find and track these in accounting software and encourages listeners to review them regularly to reduce anxiety and lead more intentionally. 00:00 Welcome and context 01:19 Why memorize numbers 03:04 Hiring story lesson 05:18 Six numbers overview 05:34 Average revenue and profit 07:16 Fixed costs and receivables 08:45 Tax and runway 10:32 How to track them 13:42 Reflection questions 14:36 Final mindset and wrap If you are listening to this podcast, chances are you are already on your way to exploring your numbers with a desire to understand and master your business finances, realising the transformative power that numbers hold for your business success. We have a new FREE resource - The 60-Minute Monthly Reset to Finally Feel in Control of Your Cash - that you can download from here. Learn exactly what to do on the 1st of every month so your business moves forward, not sideways. Complete our FREE ‘Business Health Check’ form to give you insights into where you’re strong or weak in your business, where there are opportunities to improve, how your business is performing in terms of profitability, cash and time. Where to find us: Available on all major podcast platforms: Apple Podcasts, Spotify, Youtube and Amazon. Subscribe on your favourite podcast app to stay in the loop with every insightful episode. If you’d like to find out more about Julianna and her business, visit www.horizonaccounts.com.au or follow her on LinkedIn and Instagram @horizonaccounts or book a free 30 minute Business Diagnostic Review Call. Stay tuned for the next episode of Prosperity on the Horizon, the podcast that transforms businesses through the power of numbers and the story behind them.

    19 min
  4. Why Your Best Month Still Felt Tight

    APR 2

    Why Your Best Month Still Felt Tight

    Julianna explains why a strong revenue month can still feel financially tight and why higher revenue does not always mean more cash in the bank. She outlines the difference between revenue, cash and profit, and shares a common example where invoices are unpaid while large or irregular costs fall due, including BAS, software renewals, contractors and insurance, alongside money not being set aside for tax. She gives five main reasons for the squeeze: cash not received yet, irregular expenses, no tax set aside, expenses quietly increasing and relying on the bank balance as the main guide. She then shares five steps on how to fix it. 00:00 Why Good Months Feel Tight 01:11 Revenue vs Cash Myth 01:57 Timing and Cash Gap Example 03:06 Client Story Breakdown 05:36 Five Reasons You Feel Squeezed 05:58 Reason 1 Unpaid Invoices 06:39 Reason 2 Irregular Expenses 07:25 Reason 3 Tax Not Saved 08:11 Reason 4 Expenses Creep 09:02 Reason 5 Bank Balance Trap 09:59 Five Steps to Fix It 13:04 Monthly Review Questions 14:26 Key Takeaways and Wrap Up If you are listening to this podcast, chances are you are already on your way to exploring your numbers with a desire to understand and master your business finances, realising the transformative power that numbers hold for your business success. We have a new FREE resource - YOUR MONTHLY 60-MINUTE BUSINESS SUCCESS PLAN - that you can download from here. Learn exactly what to do on the 1st of every month so your business moves forward, not sideways. Complete our FREE ‘Business Health Check’ form to give you insights into where you’re strong or weak in your business, where there are opportunities to improve, how your business is performing in terms of profitability, cash and time. Where to find us: Available on all major podcast platforms: Apple Podcasts, Spotify, Youtube and Amazon. Subscribe on your favourite podcast app to stay in the loop with every insightful episode. If you’d like to find out more about Julianna and her business, visit www.horizonaccounts.com.au or follow her on LinkedIn and Instagram @horizonaccounts or book a free 30 minute Business Diagnostic Review Call. Stay tuned for the next episode of Prosperity on the Horizon, the podcast that transforms businesses through the power of numbers and the story behind them.

    19 min
  5. The Price You're Afraid to Charge

    MAR 26

    The Price You're Afraid to Charge

    Julianna talks about the emotional side of pricing and why many small business owners undercharge because they fear losing clients. She explains that charging too little can attract price-sensitive clients, create resentment and even signal lower quality to the market, while fair pricing can attract clients who value your work and trust your expertise. She shares a story of a service-based business owner who raised prices after not increasing them for two years, lost one client, quickly replaced them and improved profit while working fewer hours. Julianna then outlines practical steps: calculate the real cost of delivering your service (including all time), check market rates for context, set a new price intentionally, communicate changes clearly with 4–6 weeks’ notice without apologising and hold your ground. She ends with questions to review pricing regularly and invites listeners to DM Horizon Accounts. 00:00 Welcome and Big Pricing Fear 00:56 Myth Losing Clients 02:03 Price Signals Value 02:59 Sarah Raises Rates 05:28 Know Your True Costs 07:19 Price for Outcomes 08:14 Raise Prices Step by Step 09:44 Client Notice and No Apologies 10:32 Hold the Line 10:54 Reflection Questions and Wrap If you are listening to this podcast, chances are you are already on your way to exploring your numbers with a desire to understand and master your business finances, realising the transformative power that numbers hold for your business success. Complete our FREE ‘Business Health Check’ form to give you insights into where you’re strong or weak in your business, where there are opportunities to improve, how your business is performing in terms of profitability, cash and time. Where to find us: Available on all major podcast platforms: Apple Podcasts, Spotify, Youtube and Amazon. Subscribe on your favourite podcast app to stay in the loop with every insightful episode. If you’d like to find out more about Julianna and her business, visit www.horizonaccounts.com.au or follow her on LinkedIn and Instagram @horizonaccounts or book a free 30 minute Business Diagnostic Review Call. Stay tuned for the next episode of Prosperity on the Horizon, the podcast that transforms businesses through the power of numbers and the story behind them.

    16 min
  6. Where Did My Time Go?

    MAR 12

    Where Did My Time Go?

    In episode 109, Julianna talks about why business owners often feel their weeks disappear, with days filled by calls, emails, small problems, chores and screen time. She shares research from University College London and Cardiff University using time-use diaries, including that people in the UK spend about 13 hours a day looking at screens and that 18 to 24-year-olds spend around 77% of waking hours involving a screen. Julianna links this sense of lost time to a common business trap: confusing busyness with profitability. She explains that revenue is not the same as profit and that focusing only on revenue can lead to taking on more work without better results. She encourages keeping accounts up to date, reviewing numbers regularly and using them to decide pricing, services and which work is worth doing so the business becomes sustainable and supports the life you want. 00:00 Episode Intro 00:10 Where Time Goes 01:53 Screen Time Reality 03:59 Busy vs Progress 05:08 Profit Over Revenue 06:29 The Busyness Trap 07:39 Let Numbers Guide 08:38 Decide What’s Worth It 09:50 Time Audit Questions 10:36 Sustainable Business Wrap If you are listening to this podcast, chances are you are already on your way to exploring your numbers with a desire to understand and master your business finances, realising the transformative power that numbers hold for your business success. Complete our FREE ‘Business Health Check’ form to give you insights into where you’re strong or weak in your business, where there are opportunities to improve, how your business is performing in terms of profitability, cash and time. Where to find us: Available on all major podcast platforms: Apple Podcasts, Spotify, Youtube and Amazon. Subscribe on your favourite podcast app to stay in the loop with every insightful episode. If you’d like to find out more about Julianna and her business, visit www.horizonaccounts.com.au or follow her on LinkedIn and Instagram @horizonaccounts or book a free 30 minute Business Diagnostic Review Call. Stay tuned for the next episode of Prosperity on the Horizon, the podcast that transforms businesses through the power of numbers and the story behind them.

    13 min
  7. Numbers Made Simple: Financial Confidence for Creative Entrepreneurs

    MAR 5

    Numbers Made Simple: Financial Confidence for Creative Entrepreneurs

    In episode 108, Julianna explains that creative and service-based business owners don’t need to be “numbers people” to lead their businesses well; they need clear, relevant ways to understand finances. The episode reframes business finances as a simple record of money in, money out, and what remains, emphasising that revenue signals demand, profit creates stability and cashflow is about timing. It describes common anxiety patterns - strong revenue followed by tight cash due to taxes, subscriptions, late payments and overlooked costs - and how reliance on bank balance and momentum reduces visibility. The host recommends a reset (regular reconciliation, accurate recording, separating personal and business spending, closing each month) and a monthly one-hour leadership habit to review profit and loss, cash position, key metrics (revenue, profit, delivery costs, averages, runway), and make one practical decision. 00:00 Why Numbers Feel Hard 01:35 You Already Use Money 02:32 Finance Made Simple 03:34 The Cashflow Anxiety Cycle 06:06 Clarity Builds Confidence 07:25 Reset and Monthly Habit 08:35 The Only Metrics That Matter 09:21 Turning Data Into Decisions 10:24 Money as Creative Feedback 11:17 One Hour Leadership Challenge 12:01 Final Takeaway and Goodbye If you are listening to this podcast, chances are you are already on your way to exploring your numbers with a desire to understand and master your business finances, realising the transformative power that numbers hold for your business success. Complete our FREE ‘Business Health Check’ form to give you insights into where you’re strong or weak in your business, where there are opportunities to improve, how your business is performing in terms of profitability, cash and time. Where to find us: Available on all major podcast platforms: Apple Podcasts, Spotify, Youtube and Amazon. Subscribe on your favourite podcast app to stay in the loop with every insightful episode. If you’d like to find out more about Julianna and her business, visit www.horizonaccounts.com.au or follow her on LinkedIn and Instagram @horizonaccounts or book a free 30 minute Business Diagnostic Review Call. Stay tuned for the next episode of Prosperity of the Horizon, the podcast that transforms businesses through the power of numbers and the story behind them.

    15 min

  8. FEB 26

    The Smart Way to Prepare for a Stress-Free End of Financial Year

    In episode 107, Julianna explains why the end of the financial year often feels rushed and stressful, and says it usually comes from not knowing where the business stands because accounts are not fully up to date. With four months to go until June 2026, she recommends focusing on current and accurate bookkeeping, including closing each month quickly, reconciling bank and credit card accounts, reviewing the profit and loss, checking margins, following up receivables, reviewing subscriptions and costs, and confirming super and compliance timing. She notes that from 1 July 2026 payday super starts, meaning super must be paid each time wages are processed. She also explains how unclear numbers affect sleep, mood, energy and relationships, and encourages taking the next sensible step and seeking support. 00:00 Why June Feels Stressful 01:01 The Anxiety of Not Knowing 01:56 Keep Accounts Current 02:21 Day One Month End Close 03:31 What to Do Now 03:56 Payday Super Changes 05:06 Stress Spills Into Life 05:56 Clarity Over Procrastination 06:36 Practical Recommendations 07:34 Next Steps and Wrap Up If you are listening to this podcast, chances are you are already on your way to exploring your numbers with a desire to understand and master your business finances, realising the transformative power that numbers hold for your business success. Complete our FREE ‘Business Health Check’ form to give you insights into where you’re strong or weak in your business, where there are opportunities to improve, how your business is performing in terms of profitability, cash and time. Where to find us: Available on all major podcast platforms: Apple Podcasts, Spotify, Youtube and Amazon. Subscribe on your favourite podcast app to stay in the loop with every insightful episode. If you’d like to find out more about Julianna and her business, visit www.horizonaccounts.com.au or follow her on LinkedIn and Instagram @horizonaccounts or book a free 30 minute Business Diagnostic Review Call. Stay tuned for the next episode of Prosperity of the Horizon, the podcast that transforms businesses through the power of numbers and the story behind them.

    10 min
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About

Prosperity on the Horizon is a short-form podcast for busy business owners and entrepreneurs who are looking for bite-sized episodes with actionable takeawawys to help them transform their business through the power of numbers. Produced by Julianna @horizonaccounts , the podcast releases weekly, with short, easy to consume episodes, featuring clear cut strategies and education on how to use your numbers in informed decision making that will lead your business to prosperity. We also release series built around specific topics so that each episode remains really bite-sized, to make the perfect show for you to listen to during your commute, gym session, dog walk or while preparing those lunch boxes. Look out for new episodes dropping every Friday. Each episode is designed for busy parents, running their own business, who need something that they can fit into their frenetic schedule. This is why our episodes generally don’t last longer than 15 minutes.

Information

  • Creator
    Julianna Nagy
  • Years Active
    2023 - 2026
  • Episodes
    115
  • Rating
    Clean
  • Copyright
    © Copyright 2026 Julianna Nagy
  • Show Website
    Prosperity on the Horizon

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