Retire and Thrive

Fortress Financial Group
  • 5.0 (2)
  • Investing
  • Updated Weekly

Retire and Thrive is a podcast hosted by Dan and Kamie, offering real conversations about retirement planning, wealth building, and thriving in every season of life. New Episodes come out every Wednesday. Fortress Financial Group, LLC, is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Fortress and its representatives are properly licensed or exempt for licensure. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

  1. 2d ago

    The Retirement Regrets We Hear Most: Social Security, Roth Conversions & Taxes

    When should you take Social Security? Should you consider Roth conversions in retirement? How do required minimum distributions affect your tax picture later in life?In this episode of Retire and Thrive, Dan Langworthy is joined by Cody Schaefer, CFP®, RICP®, to talk through some of the retirement planning decisions people often wish they had understood earlier. The conversation focuses on Social Security timing, tax planning, Roth conversions, RMDs, and how retirement income decisions can affect both retirees and their beneficiaries.This is not about finding one perfect answer. It is about understanding how each decision fits into the bigger retirement plan.In this episode, Dan and Cody discuss:• Why taking Social Security at 62 is not always the best fit• The difference between Social Security taxation and Social Security penalties• Why the higher-earning spouse’s Social Security decision can matter for couples• How Roth conversions may still be useful later in retirement• Why tax diversification matters in retirement planning• How required minimum distributions can affect future taxable income• Why inherited retirement accounts may create tax pressure for beneficiaries• Why retirement planning and tax planning often need to be discussed togetherEvery retirement plan is different. Social Security, Roth conversions, RMDs, and tax strategy should be evaluated in the context of your income needs, account types, age, spouse, beneficiaries, and long-term goals.Subscribe for more conversations about retirement planning, tax strategy, Social Security, income planning, and building your life with purpose, wealth, and confidence.

  2. Jun 25

    Are You Ready to Retire Together? 5 Conversations Couples Avoid

    Retirement is not just a financial decision. It is a relationship transition. Dan and Kamie discuss five conversations couples should have before retirement, including where to live, how to spend, how to handle time together, how kids and grandkids shape decisions, and why health and long-term care planning should not be avoided. This episode is for informational purposes only and should not be considered financial, tax, legal, retirement, or investment advice.

  3. Jun 18

    The Retirement Bucket List No One Talks About

    Most retirement bucket lists focus on travel, hobbies, and big adventures, but the most meaningful parts of retirement may be the ones people rarely plan for.In this episode of Retire and Thrive, Dan Langworthy and Kamie talk about building a better retirement bucket list, one that includes relationships, health, personal growth, meaningful experiences, and purpose. They also discuss why retirees should ask what they are retiring to, not just what they are retiring from.This episode is for anyone approaching retirement, already retired, or trying to think more intentionally about how to use their time, money, and energy.Disclosure: This episode is for general informational purposes only and should not be considered financial, tax, legal, investment, or retirement planning advice for any individual.

  4. Jun 11

    Should You Downsize, Move, or Buy a Second Home in Retirement?

    Should you stay in your current home, downsize, move, or buy a second home in retirement? Dan and Kamie talk through the financial and emotional side of retirement housing decisions, including why downsizing is not always cheaper, when a cabin or snowbird property may make sense, and why modeling the decision inside your retirement plan matters. The information in this episode is for general informational purposes only and is not intended as financial, investment, tax, or legal advice.

  5. Jun 4

    The First Year of Retirement: Why the Honeymoon Phase Can Fade

    What happens after the excitement of retirement starts to fade? In this episode of Retire and Thrive, Dan Langworthy and Kamie Blair discuss the first year of retirement, including the “honeymoon phase” many retirees experience and why it does not always last. Dan shares what he has seen retirees struggle with most, including identity, purpose, financial confidence, and the shift from receiving a paycheck to relying on retirement income sources like savings, pensions, and Social Security. They also discuss why having money does not automatically create happiness in retirement, what the happiest retirees tend to have in common, and why entering retirement without a clear vision can lead to drifting instead of thriving. Topics covered: • Why the retirement honeymoon phase can fade • The emotional side of leaving work behind • How retirees can think about their portfolio as part of their paycheck • Why purpose and relationships matter in retirement • The biggest mistake new retirees often make • How to begin building a clearer vision for life after work Retirement is not just about having enough money. It is about knowing what you want your next chapter to look like and being intentional about how you live it. Investment advisory services offered through Fortress Financial Group, LLC, a registered investment adviser. This content is for general informational purposes only and should not be considered individualized financial advice. Investing involves risk, including the possible loss of principal.

  6. May 28

    Retirement Is Not a 20-Year Vacation: 5 Lessons from 50 Episodes

    In this milestone 50th episode of Retire and Thrive, Kamie and Dan look back at the biggest retirement lessons from the first 50 episodes, including why retirement is not just a financial event, but an emotional and lifestyle transition too. Dan shares why many people may not need “more money” as much as they need a better retirement income strategy, why health and relationships play such a major role in happiness, and why the idea of retirement as a 20-year vacation can lead people in the wrong direction. In this episode, Kamie and Dan discuss: • Why retirement can be more emotional than people expect • The difference between having assets and having income • Why “your health is your wealth” becomes more important with age • How purpose, activity, and relationships affect happiness in retirement • The retirement myth that can leave people feeling unfulfilled • Why your future should be bigger than your past • What viewers have taught Dan and Kamie over the first 50 episodes Thank you for being part of the Retire and Thrive community and helping the podcast reach this milestone.

  7. May 22

    Write Your Own Obituary Before You Retire

    What do you want your family to remember about you after you’re gone? Dan Langworthy and Cody Schaefer discuss why retirement legacy is about more than estate planning, wills, trusts, or the money you leave behind. From grandchildren and family values to ethical wills, life stories, and the powerful exercise of writing your own obituary, this conversation challenges retirees to think intentionally about the legacy they are building right now. Topics covered: • Retirement legacy beyond money • Grandchildren, family memories, and values • Estate planning vs. ethical wills • Writing your own obituary • Preserving your life story for future generations Chapters: (00:00) Welcome to episode 49 (00:24) What legacy really means (01:47) Why grandchildren matter in retirement (05:31) Legacy is more than estate planning (07:44) Passing down values (09:14) Defining your legacy (11:07) Writing your own obituary (12:33) Dan’s personal legacy reflections (15:07) Ethical wills and life stories (17:21) What gets remembered (18:18) Previewing episode 50 Fortress Financial Group LLC is a registered investment advisor. Advisory services are only offered to clients or prospective clients where Fortress and its representatives are properly licensed or exempt from licensure. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Investing involves risk.

  8. May 14

    Beyond the Portfolio: Why Relationships Matter in Retirement

    When you leave your career, are you leaving your default social circle behind? In Episode 48 of the Retire and Thrive podcast, Dan and Cody dive into the fourth perspective of retirement planning: your Inner Circle. Your financial portfolio dictates when you can retire, but the people around you dictate how well you retire. Moving from daily coworkers to a fulfilling "retirement tribe" doesn't happen by accident—it takes intentional design. Today, we discuss why auditing your friendships is crucial, how long-distance family impacts your travel budget, and what the longest-running Harvard study reveals about the true secret to longevity. In this episode, we cover: 01:54 – The retirement "Identity Crisis" and transitioning away from a work-based social life. 07:56 – Budgeting for relationships: Factoring cross-country family visits into your financial plan. 09:07 – Why it is essential to surround yourself with an inner circle that matches your energy and growth mindset. 13:59 – From default friends to intentional community: Dan’s story on building a retirement "tribe." 14:48 – The Pet Dilemma: Should you get a dog in retirement, and how will it affect your mobility and travel? 19:03 – The Harvard Longevity Study: The undeniable link between deep relationships and a longer life. Resources Mentioned: Download the "Five Perspectives" Booklet here: https://drive.google.com/file/d/1HhPJGgE7O7t3sZVsG1v-8p8wmAA4-GGn/view?usp=drive_link If you want to live your life with purpose, wealth, and confidence, tap the Follow button so you never miss an episode. New shows drop every Friday! Disclaimer: Fortress Financial Group, LLC is a registered investment advisor. Advisory services are only offered to clients or prospective clients where Fortress and its representatives are properly licensed or exempt from licensure. The opinions voiced in this material are for general information only, and are not intended to provide specific advice or recommendations for any individual. All indexes are unmanaged and may not be invested into directly. Investing involves risk, including loss of principal.

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About

Retire and Thrive is a podcast hosted by Dan and Kamie, offering real conversations about retirement planning, wealth building, and thriving in every season of life. New Episodes come out every Wednesday. Fortress Financial Group, LLC, is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Fortress and its representatives are properly licensed or exempt for licensure. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

Information

  • Creator
    Fortress Financial Group
  • Years Active
    2025 - 2026
  • Episodes
    71
  • Rating
    Clean
  • Copyright
    © Fortress Financial Group
  • Show Website
    Retire and Thrive

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