84 episodes

You know those moments where you think, I wish I would’ve learned this in school. Those are the topics that we love to talk about. Join me each week as I interview experts sharing their strategies for solving problems that us young adults will face throughout our twenties and thirties.

Some of the experts you’ll hear from include a former top 20 poker player, a corporate executive turned Tik-Toker, and a friendship and connection coach. You’ll find we enjoy bouncing around between a myriad of subjects, but my favorite categories are personal finance, interpersonal relationships, career advice, and healthy living tips.

If you need a recommendation on which episode to start with, check out one of our fan favorites, like episode 43, an inspiring story of the former inmate, Nate Dukes, who completely re-corrected his life. If you’re looking for financial literacy, try episode 75 with Jesse Cramer titled, Is Investing Still a Smart Choice? Or, if you’re looking to jump straight into the deep end, listen to our spicy conversation in episode 63 with sex expert Susan Bratton.

So, what are you waiting for? Go give an episode a listen, and if you want new episodes about adulting advice every Monday, hit that follow button.

The Struggle is Real with Justin Peters Justin Lee Peters

    • Education
    • 5.0 • 66 Ratings

You know those moments where you think, I wish I would’ve learned this in school. Those are the topics that we love to talk about. Join me each week as I interview experts sharing their strategies for solving problems that us young adults will face throughout our twenties and thirties.

Some of the experts you’ll hear from include a former top 20 poker player, a corporate executive turned Tik-Toker, and a friendship and connection coach. You’ll find we enjoy bouncing around between a myriad of subjects, but my favorite categories are personal finance, interpersonal relationships, career advice, and healthy living tips.

If you need a recommendation on which episode to start with, check out one of our fan favorites, like episode 43, an inspiring story of the former inmate, Nate Dukes, who completely re-corrected his life. If you’re looking for financial literacy, try episode 75 with Jesse Cramer titled, Is Investing Still a Smart Choice? Or, if you’re looking to jump straight into the deep end, listen to our spicy conversation in episode 63 with sex expert Susan Bratton.

So, what are you waiting for? Go give an episode a listen, and if you want new episodes about adulting advice every Monday, hit that follow button.

    Write a Resume That Actually Gets Noticed by Recruiters | E83 Jenny Foss

    Write a Resume That Actually Gets Noticed by Recruiters | E83 Jenny Foss

    I’m talking to my friend Jenny Foss who is a Job Search Strategist who has been in the game for quite a while helping people navigate job searches, advance their careers, and make career pivots.
     
    We start with how to bridge the gap between the job you have and the job you want. Jenny shares the secrets of what makes a great resume and I’ll give you a spoiler, it is not Times New Roman, on 1-inch margins, on one-page. She has way more useful advice than that.
     
    At the end of our conversation, Jenny breaks down a step-by-step process to ask someone and conduct a successful informational interview. 
     
    I’ve always hated writing cover letters, but Jenny walked me through a simple framework for writing a cover letter so they don’t sound generic and actually showcase your value as a candidate.
     
    I hope you enjoy my conversation with the career consultant and newly published author of Do This, Not That Career….Jenny Foss.
     
    Key Takeaways:
    How to job craft your current role
    How to bridge the gap between the job you have and the job you want
    What makes a great resume
    How to write a compelling cover letter
    How to make sure your resume makes it through resume scanning software
    Use information interviews to land a job with your dream company
    How to share your accomplishments without coming across as bragging
    Are pay transparency laws working?
     
    Mentions:
    Using Job Crafting to Increase Your Career Satisfaction l E21 Dr. Benjamin Ritter - www.tsirpodcast.com/21
     
    More of Jenny:
    Do This, Not That: Career: https://www.simonandschuster.com/books/Do-This-Not-That-Career/Jenny-Foss/Do-This-Not-That/9781507219669
    LinkedIn Newsletter: https://www.linkedin.com/pulse/how-ask-make-most-informational-interview-jenny-foss/?trackingId=ySRyz0xfS9acXbdDF6XVEQ%3D%3D
    Website: www.jobjenny.com
     
    More of The Struggle is Real:
    Find show notes and more at https://www.tsirpodcast.com/
    Follow us on Instagram at https://www.instagram.com/tsirpod/

    • 54 min
    Screw Quitters Day. 3 Tips to Get Back on Track with Your 2023 Goals | E82

    Screw Quitters Day. 3 Tips to Get Back on Track with Your 2023 Goals | E82

    Where are you at with your 2023 New Year’s resolutions?
     
    Are things going better than ever? Awesome!
     
    But if you’re like the majority of people, your goals might be wavering or even worse, you might have completely abandoned them.
     
    The good news is the year is still young. We have plenty of time to get back on track with our 2023 goals and in this episode, we’ll discuss 3 tips for doing just that.
     
    Key Takeaways:
    Making your goals sustainable
    Opt-out versus opt-in method
    Why you should find an accountability partner 
     
    More of The Struggle is Real:
    Find show notes and more at https://www.tsirpodcast.com/
    Follow us on Instagram at https://www.instagram.com/tsirpod/

    • 11 min
    Your Bank is Underpaying You. Stop Accepting .01% Interest | E81 Jeremy Keil

    Your Bank is Underpaying You. Stop Accepting .01% Interest | E81 Jeremy Keil

    19 cents. That’s how much in interest that my bank paid me in 2022.
     
    I’m not sure if that makes me want to cry, yell, or laugh but those are none of the feelings that I want to have when it comes to calculating my annual bank interest.
     
    The good news is, I don’t keep a ton of money in my savings account. Simply a couple thousand dollars that acts as an emergency fund.
     
    But that comical calculation would make me furious if I had tens of thousands of dollars in my savings account.
     
    The last few years have shown us the real impact of inflation. An item that cost $100 in 2020 cost roughly $115 today using the average cumulative rate of inflation.
     
    What does that mean? Just to break even, you want your money keeping up at the same rate. 19 cents isn’t going to do that for me.
     
    Luckily Jeremy Keil is here to give us some strategies on how we can make more interest from our savings.
     
    We also talk about how much money you should have in your bank account, what are I bonds and how you can use them for short savings, and why, even as a young adult, you shouldn’t discount social security in your retirement plan.
     
    Key Takeaways:
    Why are interest rates continuing to go up?
    How is inflation calculated?
    How much money should I have in my bank account?
    How to find the best bank account interest rates?
    Automate your bank savings rate using maxmyinterest.com
    What are I bonds and how to use them to get more interest out of your savings
    Where to buy I bonds
    What are treasury bonds?
    How to negotiate your interest rates with your current bank
    Why social security is going to be around for you when you get older
    How is social security calculated
    How to fix social security
    Ask better questions with motivational interviewing
     
    Mentions:
    www.bankrate.com
    www.maxmyinterest.com
    www.treasurydirect.gov
     
    More of Jeremy:
    www.retirement-revealed.com
     
    More of Justin & The Struggle is Real:
    Find show notes and more at https://www.tsirpodcast.com/
    Follow us on Instagram at https://www.instagram.com/tsirpod/

    • 58 min
    How to Actually Keep Your New Year’s Resolution | E80 David Ward

    How to Actually Keep Your New Year’s Resolution | E80 David Ward

    I hope you’ve taken the New Year as an opportunity to set priorities and state your goals. In today’s episode, we will discuss how to create systems in order to accomplish those goals.
     
    My friend, David Ward from RunnersFI.com, is joining me in this conversation. From unhealthy and overweight to completing an ultra-marathon, David knows a thing or two about accomplishing the goals you set for yourself.
     
    We will also discuss how to get started on your goal, when to use internal and external motivation, and escalating the meaning behind your goal with a concrete why.
     
    Key Takeaways:
    How to get started on your goals
    It’s good to goal set but you need to create systems too
    External motivation helps with the tough times but internal motivation keeps progress
    Escalate your goal with a why
     
    Mentions:
    Are You Setting Goals or Are You Developing Systems?: https://runnersfi.com/are-you-setting-goals-or-are-you-developing-systems/
    Atomic Habits by James Clear
    Jesse Cramer on TSIR: www.tsirpodcast.com/75
     
    More of David:
    www.runnersfi.com
    RunnersFI Facebook group: https://www.facebook.com/groups/472890344715095
     
    More of The Struggle is Real:
    Find show notes and more at https://www.tsirpodcast.com/
    Follow us on Instagram at https://www.instagram.com/tsirpod/

    • 25 min
    Cut the Financial Umbilical Cord and Demonstrate to Your Parents You’re Financially Mature | E79 Clifton Corbin

    Cut the Financial Umbilical Cord and Demonstrate to Your Parents You’re Financially Mature | E79 Clifton Corbin

    I remember being so furious with my dad because I felt like I was the only 16-year-old in my friend group that paid for their own car insurance. 
     
    Looking back now, I really appreciate him making me handle my financial responsibilities early on. Don’t get me wrong I still take advantage of my parents picking up the tab at dinner or paying for the hotel on a family vacation but I pay my own bills and it makes me feel so empowered being financially independent.
     
    This was the first step toward my parents seeing me as financially mature.
     
    Maybe you’re someone who’s been taking care of yourself since you were a teenager or you might feel guilty that your parents are still financially supporting you.
     
    I’m here to tell you there is nothing wrong with being a young adult and getting support from your parents. Life is expensive and I don’t think it's a smart idea to rack up credit card debt to try to prove that you can pay for your own things.
     
    Although the financial support might be nice, I know you want to be seen as mature enough to make your own money and handle it appropriately.
     
    That’s what this conversation is about today. How do I move towards this goal without making a huge mistake? How do I gain trust from my parents?
     
    My friend Clifton Corbin is going to share some advice as he’s gone through this journey himself. After making a mess of his finances in his early 20s by racking up debt and destroying his credit, his parents lost faith in him. Luckily, he turned things around and eventually earned back trust with his parents.
     
    If you’re looking for what you should do and what shouldn’t in your own journey, this is a great place to start. We also talk about how to stop trading your time for money, how to know when you’re ready for kids, and how to maintain your identity whenever you become a parent.
     
    If you’re a listener of the show and haven’t left us a rating and review, we’d really appreciate it if you did. And if you’re new, welcome, sit back, relax, and let’s learn something new.
     
    I hope you enjoy my conversation with the basement DJ, PTA Chair, and Author of Your Kids, Their Money…Clifton Corbin.
     
    Key Takeaways:
    How to stop trading time for money
    How money scripts affect your risk tolerance
    What to do when you find yourself in credit card debt
    How to cut the financial umbilical cord
    How to know when you’re ready for kids
    How to maintain your identity whenever you become a parent
    Good parenting principles
     
    Mentions:
    Mason Burchette on TSIR: www.tsirpodcast.com/71
     
    More of Clifton:
    The Richest Man In Babylon by George Clason, Edited by Clifton Corbin: https://www.amazon.com/Richest-Man-Babylon-Illustrated-Revised/dp/1777869544
    Your Kids, Their Money by Clifton Corbin: https://books2read.com/YourKidsTheirMoney
    Website: www.cliftoncorbin.com
     
    More of Justin & The Struggle is Real:
    Find show notes and more at https://www.tsirpodcast.com/
    Follow us on Instagram at https://www.instagram.com/tsirpod/

    • 1 hr 17 min
    Have You Considered a Career Break? | E78 Krista Edwards

    Have You Considered a Career Break? | E78 Krista Edwards

    It was fall of 2019 and I was absolutely lost with my career. 3 months prior, I had just left a longtime employer to try something else.
     
    Here I was in this new job with a fancy title and absolutely hating it. The problem was, I wasn’t sure what to do about it.
     
    Of course, I knew this role wasn’t a long term fit for me, but I wasn’t actually sure what was. I figured staying put was my best option until I figured things out but the unhappiness and anxiety around this role was clouding any sensible judgment for what my immediate future should be.
     
    Then I made my best career decision, I decided to take some time off.
     
    From January 2020 to August 2020, I created a sabbatical for myself. This break created distance from my career and that distance is what actually helped me gain clarity on my future career path.
     
    I’m not saying I have everything figured out now but I have such a healthier relationship with my career and I used that time off to do something that brings me so much joy now….I created a podcast.
     
    My good friend Krista Edwards had a similar experience. She needed a shakeup and turned to a career break as well. She spent 5.5 months hiking the Pacific Crest Trail, a long-distance thru hike which spans 2,650 miles.
     
    We are both going to share stories from experience and transformation and discuss why a career break might be the exact thing you need right now.
     
    If you’re a listener of the show and haven’t left us a rating and review, we’d really appreciate it if you did. And if you’re new, welcome, sit back, relax, and let’s learn something new.
     
    I hope you enjoy my conversation…the Queen of Roth IRAs and the monster athlete herself…Krista Edwards
     
    Key Takeaways:
    Appreciate where you are because everything is temporary
    Being able to let go as an overachiever
    Invest in your lifestyle not just your career
    How to become comfortable taking time off from your career
    When it might be a good time to take a career break
    Why the Roth IRA is the perfect retirement account for low to middle income
    How to access money in your Roth IRA without getting taxed or penalized
     
    Mentions:
    I Will Teach You to Be Rich by Ramit Sethi
    Sean Mullaney: www.tsirpodcast.com/39 and www.tsirpodcast.com/40
     
    More of Krista:
    Ready to Roth TikTok
    Ready to Roth Instagram
    Ready to Roth Podcast on Apple and Spotify
    www.readytoroth.com
     
    More of Justin & The Struggle is Real:
    Find show notes and more at https://www.tsirpodcast.com/
    Follow us on Instagram at https://www.instagram.com/tsirpod/

    • 58 min

Customer Reviews

5.0 out of 5
66 Ratings

66 Ratings

JFoJenny ,

Adulting Made Simple

Justin and his guests do an amazing job of helping young professionals navigate so many of the challenges that crop up in early adulthood. He’s a terrific interviewer, which makes learning important things interesting and fun!

samry1234567890 ,

Relatable Content

This podcast never fails to hit topics that are actually applicable and really teach you something. Justin is an amazing host and guides the episodes in a natural pattern. So great!

dew0709 ,

Are you ready to be a better person??

I have listened to five episodes so far and with each and every one I have come away with a better perspective on what was being discussed. I can confidently say that I’m a better version of myself after having gained those perspectives. Justin does incredible research before he talks to his guests and his genuine desire to learn comes through with each question. The best podcasts are the ones in which the host has curiosity, great listening skills, and the ability to concisely ask a question that gets the guest to talk passionately about something. Justin more than checks all of those boxes. This one is now firmly entrenched in my list of “can’t miss” podcasts. Thanks to Justin and his team for putting out such amazing content!

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