UnderContract TakingBackUp

Lindsay & Chelsey

Imagine if HGTV got a little Bravo drama and a dose of NPR self-awareness — that’s us. We're veering off the paved path of perfectly vanilla MLS listings: hitting potholes, swerving off topic/off-script sometimes, with backup opinions, backup stories, backup facts, backup plans, and backup guests — the chaos of real estate and real life. If you’ve ever treated Zillow like a guilty pleasure, fallen down a listing rabbit hole, cried over an inspection report, or survived a deal worthy of its own reunion episode — grab a drink, pull up a chair, and settle in. You’re our kind of people. xoxo

  1. ٧ أكتوبر

    Who Can Afford to Live in Ithaca? Inside INHS & the Housing Challenge

    What does it take to make housing affordable—and keep it that way? Lindsay Hart and Chelsey Smith sit down with Kate de la Garza, Executive Director of Ithaca Neighborhood Housing Services, to explore how INHS helps people rent, buy, repair, and remain in their homes across the Finger Lakes. From Village Grove in Trumansburg to Compass manufactured housing, Kate shares the work behind building stronger communities. We discuss first-time homebuyer education, down payment assistance, home repair programs, and how the Community Housing Trust balances building equity with keeping homes affordable for future buyers. Plus: affordable housing misconceptions, energy-efficient construction, rising building costs, and why water and sewer infrastructure play such a big role in the housing shortage. Learn more about INHS and its programs: https://www.ithacanhs.org/ Subscribe to Under Contract Taking Backup for more conversations about real estate, real life, and the Finger Lakes community. Learn more about hosts Lindsay Hart and Chelsey Smith, apply to be a guest, explore sponsorship opportunities, and find all our episodes and social links in one place: https://undercontracttakingbackup.com/ CHAPTERS 0:00 Episode Preview 0:28 Meet Kate de la Garza of INHS 6:29 50 Years of INHS: What the Organization Does 8:05 Affordable Housing Myths and Misconceptions 11:50 Village Grove: Housing, Childcare, and Community 21:40 Serving Communities Beyond Tompkins County 28:13 Home Repair Assistance: Who Qualifies? 34:13 How the Community Housing Trust Works 39:06 Property Taxes and Keeping Homeownership Affordable 45:14 Green Building, Geothermal, and Energy Costs 50:37 Why Building New Homes Costs So Much 54:12 Compass: Manufactured Housing and Homeownership 58:40 How You Can Support INHS 1:01:00 Homebuyer Classes and Down Payment Assistance 1:04:22 Donating Homes and Land 1:06:37 Water, Sewer, and the Hidden Costs of Housing 1:10:33 Where to Learn More and Get Started #UnderContractTakingBackup #AffordableHousing #FingerLakes

  2. ٢٢ سبتمبر

    Your Questions, Our Unfiltered Answers

    On today’s episode of UCTB, your questions take the mic. Lindsay and Chelsey answer what Realtors actually do, whether you need one, what a recall clause means, why final walkthroughs matter, and how agents get paid. They also share a for-sale-by-owner deal that fell apart just before closing, some unforgettable things found during showings, and their dream homes if money were no object. Tune in for a good giggle and real estate lore and lessons you didn’t know you needed. Have a question for our next episode? Drop it in the comments, and be sure to like and subscribe. Chapters: 0:00 Cold open 0:19 Welcome and your questions 1:11 What does a Realtor actually do? 5:18 The work buyers and sellers never see 9:19 Do you really need a Realtor? 11:36 A for-sale-by-owner deal goes sideways 16:08 What is a recall clause? 20:32 Final walkthroughs: what stays and what goes 23:56 The strangest things found during showings 26:08 Do swimming pools add value? 27:32 How do real estate agents get paid? 34:17 Our dream homes with unlimited budgets Connect with Us! Community Partnership & Sponsorship Opportunity: https://canva.link/5oyoiwvk0n1uo1r Follow UnderContract TakingBackup: https://www.instagram.com/undercontract_takingbackup/ https://www.tiktok.com/@undercontract.takingbu Follow Lindsay & Chelsey: Follow Lindsay: https://www.instagram.com/lindsay_hart_realtor/ Follow Chelsey: https://www.instagram.com/chelsey_smith_realtor/ Listen on Spotify/Apple Podcasts: Spotify: https://open.spotify.com/show/5HKEqpWVEsVGfTzWrYuei1?si=hX3U2_cdQK-BCFztWNs3Og Apple Podcasts: https://podcasts.apple.com/us/podcast/undercontract-takingbackup/id1852016141 Learn More About Us: Lindsay: https://lindsayhart.remax.com/agents/1407423/Lindsay+Hart Chelsey: https://www.remax.com/real-estate-agents/chelsey-smith-ithaca-ny/102039078 The Hart & Homes Team: https://hartandhomes.com/ Contact Us: Lindsay & Chelsey https://hartandhomes.com/contact #realestate #realtorlife #nyrealtor #podcast #undercontract #homebuying #homeselling #realestatequestions

  3. ٢٤ أغسطس

    How to Start an Airbnb in 2026: STR Tax Loophole Explained w/ Joshua Briner – Part 2

    Want to build a thriving short-term rental business that stands out in today’s market? In part 2 of this episode, we sit down with Joshua Max Briner—co-founder of Vibe Short Term Rental Management, realtor, and real estate investor—to break down what it really takes to build and scale a successful short-term rental business, navigate complex regulations, and create unforgettable vacation experiences. We dive deep into the Finger Lakes Region’s market, the realities of property management, and how to spot a valuable property that others might overlook.Whether you already own short-term rentals, aspire to get started, or are inspired by drive, forward-thinking, and entrepreneurial spirit, this episode is a must-listen! And as always, be sure to like and subscribe for real estate lessons and lore you didn’t know you needed.Connect with Us!Learn More About Our Guest: Joshua Max BrinerVibe Short-Term Rental Management: https://www.vibefingerlakes.com/Frunkly Rentals: https://www.frunklyrentals.com/Community Partnership & Sponsorship Opportunity: https://canva.link/r4dv7qu9xq4h8zzFollow UnderContract TakingBackup:https://www.instagram.com/undercontract_takingbackup/https://www.tiktok.com/@undercontract.takingbuFollow Lindsay & Chelsey:Follow Lindsay: https://www.instagram.com/lindsay_hart_realtor/Follow Chelsey: https://www.instagram.com/chelsey_smith_realtor/Listen on Spotify/Apple Podcasts:Spotify: https://open.spotify.com/show/5HKEqpWVEsVGfTzWrYuei1?si=hX3U2_cdQK-BCFztWNs3Og Apple Podcasts: https://podcasts.apple.com/us/podcast/undercontract-takingbackup/id1852016141Learn More About Us:Lindsay: https://lindsayhart.remax.com/agents/1407423/Lindsay+HartChelsey: https://www.remax.com/real-estate-agents/chelsey-smith-ithaca-ny/102039078The Hart & Homes Team: https://hartandhomes.com/Contact Us:Lindsay & Chelseyhttps://hartandhomes.com/contactChapters:#shorttermrentals #realestateinvesting #propertymanagement #vacationrental #airbnbhost #realtor #fingerlakes #upstateny #realestatepodcast #entrepreneur

  4. ١١ أغسطس

    How to Start an Airbnb in 2026: Avoiding the Saturated Market Trap w/ Joshua Briner – Part 1

    Want to build a thriving short-term rental business that stands out in today’s market? In part 1 of this episode, we sit down with Joshua Max Briner—co-founder of Vibe Short Term Rental Management, realtor, and real estate investor—to break down what it really takes to build and scale a successful short-term rental business, navigate complex regulations, and create unforgettable experiences.We dive deep into the Finger Lakes Region’s market, the realities of property management, and how to spot a valuable property that others might overlook. Whether you already own short-term rentals, aspire to get started, or are inspired by drive, forward-thinking, and entrepreneurial spirit, this episode is a must-listen! And as always, be sure to like and subscribe for real estate lessons and lore you didn’t know you needed. Connect with us! Learn More About Our Guest, Joshua Briner: Vibe Short-Term Rental Management, Frunkly Rentals Community Partnership & Sponsorship Opportunities: Click Here Follow UnderContract TakingBackup on ⁠⁠⁠⁠Instagram ⁠⁠⁠⁠ and ⁠⁠⁠⁠TikTok⁠⁠⁠⁠ Follow Your Hosts on Instagram: ⁠⁠⁠⁠Lindsay Hart⁠⁠⁠⁠ &⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Chelsey Smith⁠⁠⁠⁠ Watch Our Episodes on ⁠⁠⁠⁠YouTube⁠⁠⁠⁠ Learn More About Us: ⁠⁠⁠⁠Lindsay Hart⁠⁠⁠⁠ , ⁠⁠⁠⁠Chelsey Smith⁠⁠⁠⁠ , and the ⁠⁠⁠⁠Hart and Homes Team⁠⁠⁠⁠ Contact Us: ⁠⁠⁠⁠Click Here⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠ Chapters: 00:00 Trailer 00:45 Intro 01:25 How Josh & His Co-Founder Built Vibe, A Successful Short-Term Rental Business 08:30 What No One Tells You About Owning & Managing STRs 11:16 Why the Finger Lakes Region Is the Next Big Hospitality Hub 12:07 How to Navigate Short-Term Rental Regulations & Restrictions 19:23 What Guests Want: How to Sell Experiences, Not Stays 26:11 Is the Finger Lakes the Napa Valley of the East? 28:01 The Future of STRs & Seeing the Value of a Property Beyond the Banks’ 31:13 Outro #shorttermrentals #realestateinvesting #propertymanagement #vacationrental #airbnbhost #realtor #fingerlakes #upstateny #realestatepodcast #entrepreneur

  5. ٢٧ يوليو

    Revolutionizing Real Estate: JMan on AI, Conquering Fear, and Developing Confidence in Your Career

    What happens when today’s AI technology meets the real estate industry, and what might the future hold? On this episode of UCTB, we are joined by upstate NY’s first AI-certified real estate agent, associate broker, podcaster, and nationally known speaker and edutainer- yes, we mean edutainer- Jeremias (JMan) Maneiro. From diving into AI and what it means for the real estate industry to developing self-confidence and conquering fears, this episode is packed with wisdom and wit that listeners can appreciate from any lens. Whether you’re an agent, buyer, or seller, or just AI-curious, this episode is for you! Tune in now and don’t forget to like and subscribe for more real estate lore and lessons you didn’t know you needed! Connect with us! Learn More About Our Guest, Jeremias Maneiro: Instagram, Edutainment & AI, Real Estate  Learn More About AI: Free AI Guides, AI Bootcamp Community Partnership & Sponsorship Opportunities: Click Here Follow UnderContract TakingBackup on ⁠⁠⁠⁠Instagram ⁠⁠⁠⁠ and ⁠⁠⁠⁠TikTok⁠⁠⁠⁠ Follow Your Hosts on Instagram: ⁠⁠⁠⁠Lindsay Hart⁠⁠⁠⁠ &⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Chelsey Smith⁠⁠⁠⁠ Watch Our Episodes on ⁠⁠⁠⁠YouTube⁠⁠⁠⁠ Learn More About Us: ⁠⁠⁠⁠Lindsay Hart⁠⁠⁠⁠ , ⁠⁠⁠⁠Chelsey Smith⁠⁠⁠⁠ , and the ⁠⁠⁠⁠Hart and Homes Team⁠⁠⁠⁠ Contact Us: ⁠⁠⁠⁠Click Here⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠ Chapters: 00:00 Trailer 00:27 Get to Know Our Guest: Jeremias Maneiro 6:09 Utilizing AI & Tech in Real Estate, Investing Vs Spending 10:56 JMan’s Journey Into Real Estate, Speaking, and Edutainment 20:36 The First AI Certified Real Estate Agent in Upstate NY 25:28 Our Children & Our Inner Child: Overcoming Fears, Developing Confidence 30:43 Balance Is a Myth, Operating From Our Ego Vs Authentic Self, Maneiros Favorite Mantras 34:05 JMan’s Spartan Race Story: Reality TV vs Reality 37:23 Misconceptions About Successful Realtors, Attending to Your Personal Success 41:30 What Agents Lie To Themselves About the Future and Evolution of Real Estate & AI 51:06 Smart Ways to Use AI as a Buyer or Seller 53:11 Outside the Corporate Box and Beyond: Adapting & Overcoming Life Challenges 01:02:48 Outro #AI #RealEstate #Realtors #RealEstateAgents #Technology #Confidence #Pivoting #Overcomingfear #edutainment #realestateindustry #evolution #personalgrowth #professionaldevelopment

  6. ١٣ يوليو

    Don’t Close in New York Without Watching This: Real Estate Attorneys Break It All Down

    On this episode of UCTB, we’re putting on our tortoiseshell reading glasses and getting into the fine print. Today, we’re breaking down New York State real estate law with two local, highly experienced attorneys who handle these deals daily, Carrie J. Pollack from Hancock Estabrook, LLP , and Don R. Crittenden from Harris Beach Murtha. From titles and deeds to contracts, closings, and everything in between, this comprehensive episode delivers an in-depth look at the legal side of buying and selling a home in New York, plus the critical role attorneys play in protecting your interests. Whether you’re a real estate agent looking to sharpen your expertise, a buyer or seller navigating the process in New York, this episode is for you! Disclaimer: This podcast episode is for informational and entertainment purposes only and is not a substitute for professional legal advice. The content reflects New York State real estate laws as of the recording date and is subject to change. Real estate laws are complex and can vary by jurisdiction and individual circumstances. Always consult a licensed attorney for advice specific to your situation. Connect with us! Learn More About Our Guests: Don R. Crittenden from Harris Beach Murtha | Carrie J. Pollack from Hancock Estabrook Don R. Crittenden Carrie J. Pollack Community Partnership & Sponsorship Opportunities: Click Here Follow UnderContract TakingBackup on Instagram and TikTok Instagram TikTok Follow Your Hosts on Instagram: Lindsay Hart & Chelsey Smith Lindsay Hart Chelsey Smith Watch Our Episodes on YouTube YouTube Learn More About Us: Lindsay Hart , Chelsey Smith , and the Hart and Homes Team Lindsay Hart Chelsey Smith The Hart and Homes Team: Contact Us: Click Here Chapters: 00:00 Trailer 0:56 Intro - Real Estate Law in NY State 2:59 Attorney States vs Title States 5:12 Title Insurance 101 14:55 The Highly Localized Nature of Real Estate 18:36 Attorney Representation in NY Real Estate 20:26 Getting to Closing in Attorney States 24:35 Owners’ Title Insurance: What it Protects and When to Get it 31:32 All About Abstracts of Title 37:47 Deeds, Restrictions, and Who Enforces Them 47:09 Affordable Housing & Community Housing Trusts 49:35 Attorneys’ Vs Realtors’ Roles in Real Estate 57:44 Contracts, Contingencies, and a Closing No Show 01:11:39 Fake Agents & Wire Fraud 1:23:50 Taking Title as Two (or more): The 3 Types of Tenancies in NY State 01:28:16 Estates, Taxes & Transferring Property 01:35:15 What Good Agents Do that Attorneys Appreciate 01:41:56 What People Get Wrong About NY Real Estate Attorneys 01:46:28 Outro

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Imagine if HGTV got a little Bravo drama and a dose of NPR self-awareness — that’s us. We're veering off the paved path of perfectly vanilla MLS listings: hitting potholes, swerving off topic/off-script sometimes, with backup opinions, backup stories, backup facts, backup plans, and backup guests — the chaos of real estate and real life. If you’ve ever treated Zillow like a guilty pleasure, fallen down a listing rabbit hole, cried over an inspection report, or survived a deal worthy of its own reunion episode — grab a drink, pull up a chair, and settle in. You’re our kind of people. xoxo