UnderContract TakingBackUp

Lindsay Hart and Chelsey Smith

Imagine if HGTV got a little Bravo drama and a dose of NPR self-awareness — that’s us. We're veering off the paved path of perfectly vanilla MLS listings: hitting potholes, swerving off topic/off-script sometimes, with backup opinions, backup stories, backup facts, backup plans, and backup guests — the chaos of real estate and real life. If you’ve ever treated Zillow like a guilty pleasure, fallen down a listing rabbit hole, cried over an inspection report, or survived a deal worthy of its own reunion episode — grab a drink, pull up a chair, and settle in. You’re our kind of people. xoxo

  1. há 4 dias

    Closing Day Chaos, Creative Outlets, and Challenging Markets w/Real Estate's Most Interesting Agent

    Lindsay Hart and Chelsey Smith sit down with Ryan Mitchell, associate broker at Warren Real Estate and the “Heartbeat of Real Estate,” for an unfiltered conversation about the people, surprises, and side businesses behind a career in real estate. Ryan shares an unforgettable sight-unseen purchase and final walkthrough, his journey from healthcare to real estate, and why helping people makes it hard for agents to truly retire. We also explore buying an existing laundromat, the realities of running a “boring business,” storage and moving, and the costs buyers overlook when building a home. Plus: TikTok characters, the historic William Henry Miller Inn, life on the lake, travel, and Ryan’s path to Austrian dual citizenship. We wrap up with a conversation about the 2026 housing market, preparing your home for sale, setting realistic buyer expectations, and why agents on opposite sides of a transaction are still on the same team. This episode is brought to you by the Hart & Homes team at RE/MAX In Motion: https://hartandhomes.com/ To learn more about the hosts, apply to be a guest, explore sponsorship opportunities, tune in on other platforms, and connect with us on socials click the link below: https://undercontracttakingbackup.com/ Work with Ryan Mitchell Buying, selling, or exploring your next move? Connect with Ryan Mitchell, the “Heartbeat of Real Estate,” at Warren Real Estate: heartbeatofrealestate.com Check Out The Laundry Room Take laundry off your to-do list with Ryan’s Ithaca laundromat, offering self-service machines, wash-and-fold, and pickup and delivery: laundryroomithaca.com Chapters 0:00 Episode Preview & Show Intro 0:28 Welcome, Sponsor & Meet Ryan Mitchell 1:26 Salesperson vs. Associate Broker 2:31 From Healthcare to the “Heartbeat of Real Estate” 6:31 Board Leadership & Getting Involved 8:04 Getting Started in a Challenging Market 9:41 Do Real Estate Agents Ever Really Retire? 11:38 Buying Sight Unseen: A Final Walkthrough Gone Wrong 19:00 Acting, TikTok & Finding a Creative Outlet 22:04 The Laundry Room & the Magic of Wash-and-Fold 24:54 Buying an Existing Business vs. Starting from Scratch 27:47 How Hands-On Is Owning a Laundromat? 29:19 Too Much Stuff: Storage & Moving 31:37 New Construction vs. Resale: The Costs People Forget 35:31 Inside the William Henry Miller Inn 39:09 Dogs, Viral Videos & Local Marketing 42:06 Lake Life & Making Time to Recharge 44:37 Travel, Cruises & Escaping the Ithaca Gray 48:00 Ryan’s Family Story & Austrian Dual Citizenship 50:49 International Real Estate & Learning Abroad 56:02 Turning the Tables: Dream Podcast Guests 57:58 The 2026 Housing Market: Are Buyers Getting a Break? 59:50 Advice for Sellers & Buyers: Prep, Patience & Expectations 1:02:28 Advice for Agents: Stick With It & Work Together 1:05:44 Final Thoughts, Sponsor & How to Join the Show

  2. 26 de out.

    Your Offer Was Accepted. Then the Appraisal Came In Low… w/ Appraiser Dan Bizzell (40+ Years)

    What happens when the appraisal comes in below the price everyone agreed on and who decides what your home is really worth? Lindsay Hart and Chelsey Smith sit down with longtime appraiser Daniel “Dan” Bizzell of Associated Appraisal Services to unpack the numbers behind buying, selling, and owning a home. We explore appraisals versus tax assessments, why bidding wars don’t always support higher valuations, and how appraisers choose comparable sales. Dan also shares his perspective on challenging assessments, reconsiderations of value, renovations, and the impact of property condition and loan type. Plus: the appraiser shortage, AI and Zillow estimates, and unforgettable stories from decades in the field—including a roadside rescue with actual horsepower and a house with 50 cats. This episode is brought to you by Ithaca Drone:https://ithacadrone.com/ To learn more about the hosts, apply to be a guest, explore sponsorship opportunities, tune in on other platforms, and connect with us on socials click the link below:https://undercontracttakingbackup.com/ 0:00 Episode Preview 0:32 Show Intro 0:35 Welcome, Sponsor & Meet Dan Bizzell 3:56 How County and Town Assessors Work 5:59 Appraiser vs. Assessor: What’s the Difference? 8:17 Assessments, Equalization Rates & Property Taxes 14:51 Individual Appraisals vs. Mass Assessments 21:51 Property Changes & Assessment Updates 24:10 Challenging Your Property Assessment 30:37 Why Appraisals Come In Below the Purchase Price 33:30 Fewer Appraisers, New Forms & Why Banks Need Appraisals 36:39 Renovations and Improvements That Add Value 39:09 Low Appraisals & Reconsideration of Value 46:35 Bidding Wars, Comparable Sales & Unusual Properties 50:50 Listing Photos, Floor Plans & Property Condition 53:17 FHA, VA & USDA Appraisal Differences 56:19 Seller Concessions & Personal Property 1:02:12 Solar Panels and Home Value 1:03:19 The Appraiser Shortage & Changing Technology 1:06:24 AI, Zillow & the Limits of Automated Valuations 1:09:46 Why Appraisers Talk to Agents 1:11:24 Zoning, Multifamily Properties & Short-Term Rentals 1:15:27 Dan’s Most Unusual Appraisal: The Rendering Plant 1:19:25 A Roadside Rescue with Real Horsepower 1:23:01 Final Advice—and the House with 50 Cats 1:26:02 Maintenance, Odors & Closing Takeaways

  3. 7 de out.

    Who Can Afford to Live in Ithaca? Inside INHS & the Housing Challenge

    What does it take to make housing affordable—and keep it that way? Lindsay Hart and Chelsey Smith sit down with Kate de la Garza, Executive Director of Ithaca Neighborhood Housing Services, to explore how INHS helps people rent, buy, repair, and remain in their homes across the Finger Lakes. From Village Grove in Trumansburg to Compass manufactured housing, Kate shares the work behind building stronger communities. We discuss first-time homebuyer education, down payment assistance, home repair programs, and how the Community Housing Trust balances building equity with keeping homes affordable for future buyers. Plus: affordable housing misconceptions, energy-efficient construction, rising building costs, and why water and sewer infrastructure play such a big role in the housing shortage. Learn more about INHS and its programs: https://www.ithacanhs.org/ Subscribe to Under Contract Taking Backup for more conversations about real estate, real life, and the Finger Lakes community. Learn more about hosts Lindsay Hart and Chelsey Smith, apply to be a guest, explore sponsorship opportunities, and find all our episodes and social links in one place: https://undercontracttakingbackup.com/ CHAPTERS 0:00 Episode Preview 0:28 Meet Kate de la Garza of INHS 6:29 50 Years of INHS: What the Organization Does 8:05 Affordable Housing Myths and Misconceptions 11:50 Village Grove: Housing, Childcare, and Community 21:40 Serving Communities Beyond Tompkins County 28:13 Home Repair Assistance: Who Qualifies? 34:13 How the Community Housing Trust Works 39:06 Property Taxes and Keeping Homeownership Affordable 45:14 Green Building, Geothermal, and Energy Costs 50:37 Why Building New Homes Costs So Much 54:12 Compass: Manufactured Housing and Homeownership 58:40 How You Can Support INHS 1:01:00 Homebuyer Classes and Down Payment Assistance 1:04:22 Donating Homes and Land 1:06:37 Water, Sewer, and the Hidden Costs of Housing 1:10:33 Where to Learn More and Get Started #UnderContractTakingBackup #AffordableHousing #FingerLakes

  4. 22 de set.

    Your Questions, Our Unfiltered Answers

    On today’s episode of UCTB, your questions take the mic. Lindsay and Chelsey answer what Realtors actually do, whether you need one, what a recall clause means, why final walkthroughs matter, and how agents get paid. They also share a for-sale-by-owner deal that fell apart just before closing, some unforgettable things found during showings, and their dream homes if money were no object. Tune in for a good giggle and real estate lore and lessons you didn’t know you needed. Have a question for our next episode? Drop it in the comments, and be sure to like and subscribe. Chapters: 0:00 Cold open 0:19 Welcome and your questions 1:11 What does a Realtor actually do? 5:18 The work buyers and sellers never see 9:19 Do you really need a Realtor? 11:36 A for-sale-by-owner deal goes sideways 16:08 What is a recall clause? 20:32 Final walkthroughs: what stays and what goes 23:56 The strangest things found during showings 26:08 Do swimming pools add value? 27:32 How do real estate agents get paid? 34:17 Our dream homes with unlimited budgets Connect with Us! Community Partnership & Sponsorship Opportunity: https://canva.link/5oyoiwvk0n1uo1r Follow UnderContract TakingBackup: https://www.instagram.com/undercontract_takingbackup/ https://www.tiktok.com/@undercontract.takingbu Follow Lindsay & Chelsey: Follow Lindsay: https://www.instagram.com/lindsay_hart_realtor/ Follow Chelsey: https://www.instagram.com/chelsey_smith_realtor/ Listen on Spotify/Apple Podcasts: Spotify: https://open.spotify.com/show/5HKEqpWVEsVGfTzWrYuei1?si=hX3U2_cdQK-BCFztWNs3Og Apple Podcasts: https://podcasts.apple.com/us/podcast/undercontract-takingbackup/id1852016141 Learn More About Us: Lindsay: https://lindsayhart.remax.com/agents/1407423/Lindsay+Hart Chelsey: https://www.remax.com/real-estate-agents/chelsey-smith-ithaca-ny/102039078 The Hart & Homes Team: https://hartandhomes.com/ Contact Us: Lindsay & Chelsey https://hartandhomes.com/contact #realestate #realtorlife #nyrealtor #podcast #undercontract #homebuying #homeselling #realestatequestions

  5. 24 de ago.

    How to Start an Airbnb in 2026: STR Tax Loophole Explained w/ Joshua Briner – Part 2

    Want to build a thriving short-term rental business that stands out in today’s market? In part 2 of this episode, we sit down with Joshua Max Briner—co-founder of Vibe Short Term Rental Management, realtor, and real estate investor—to break down what it really takes to build and scale a successful short-term rental business, navigate complex regulations, and create unforgettable vacation experiences. We dive deep into the Finger Lakes Region’s market, the realities of property management, and how to spot a valuable property that others might overlook.Whether you already own short-term rentals, aspire to get started, or are inspired by drive, forward-thinking, and entrepreneurial spirit, this episode is a must-listen! And as always, be sure to like and subscribe for real estate lessons and lore you didn’t know you needed.Connect with Us!Learn More About Our Guest: Joshua Max BrinerVibe Short-Term Rental Management: https://www.vibefingerlakes.com/Frunkly Rentals: https://www.frunklyrentals.com/Community Partnership & Sponsorship Opportunity: https://canva.link/r4dv7qu9xq4h8zzFollow UnderContract TakingBackup:https://www.instagram.com/undercontract_takingbackup/https://www.tiktok.com/@undercontract.takingbuFollow Lindsay & Chelsey:Follow Lindsay: https://www.instagram.com/lindsay_hart_realtor/Follow Chelsey: https://www.instagram.com/chelsey_smith_realtor/Listen on Spotify/Apple Podcasts:Spotify: https://open.spotify.com/show/5HKEqpWVEsVGfTzWrYuei1?si=hX3U2_cdQK-BCFztWNs3Og Apple Podcasts: https://podcasts.apple.com/us/podcast/undercontract-takingbackup/id1852016141Learn More About Us:Lindsay: https://lindsayhart.remax.com/agents/1407423/Lindsay+HartChelsey: https://www.remax.com/real-estate-agents/chelsey-smith-ithaca-ny/102039078The Hart & Homes Team: https://hartandhomes.com/Contact Us:Lindsay & Chelseyhttps://hartandhomes.com/contactChapters:#shorttermrentals #realestateinvesting #propertymanagement #vacationrental #airbnbhost #realtor #fingerlakes #upstateny #realestatepodcast #entrepreneur

  6. 11 de ago.

    How to Start an Airbnb in 2026: Avoiding the Saturated Market Trap w/ Joshua Briner – Part 1

    Want to build a thriving short-term rental business that stands out in today’s market? In part 1 of this episode, we sit down with Joshua Max Briner—co-founder of Vibe Short Term Rental Management, realtor, and real estate investor—to break down what it really takes to build and scale a successful short-term rental business, navigate complex regulations, and create unforgettable experiences.We dive deep into the Finger Lakes Region’s market, the realities of property management, and how to spot a valuable property that others might overlook. Whether you already own short-term rentals, aspire to get started, or are inspired by drive, forward-thinking, and entrepreneurial spirit, this episode is a must-listen! And as always, be sure to like and subscribe for real estate lessons and lore you didn’t know you needed. Connect with us! Learn More About Our Guest, Joshua Briner: Vibe Short-Term Rental Management, Frunkly Rentals Community Partnership & Sponsorship Opportunities: Click Here Follow UnderContract TakingBackup on ⁠⁠⁠⁠Instagram ⁠⁠⁠⁠ and ⁠⁠⁠⁠TikTok⁠⁠⁠⁠ Follow Your Hosts on Instagram: ⁠⁠⁠⁠Lindsay Hart⁠⁠⁠⁠ &⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Chelsey Smith⁠⁠⁠⁠ Watch Our Episodes on ⁠⁠⁠⁠YouTube⁠⁠⁠⁠ Learn More About Us: ⁠⁠⁠⁠Lindsay Hart⁠⁠⁠⁠ , ⁠⁠⁠⁠Chelsey Smith⁠⁠⁠⁠ , and the ⁠⁠⁠⁠Hart and Homes Team⁠⁠⁠⁠ Contact Us: ⁠⁠⁠⁠Click Here⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠ Chapters: 00:00 Trailer 00:45 Intro 01:25 How Josh & His Co-Founder Built Vibe, A Successful Short-Term Rental Business 08:30 What No One Tells You About Owning & Managing STRs 11:16 Why the Finger Lakes Region Is the Next Big Hospitality Hub 12:07 How to Navigate Short-Term Rental Regulations & Restrictions 19:23 What Guests Want: How to Sell Experiences, Not Stays 26:11 Is the Finger Lakes the Napa Valley of the East? 28:01 The Future of STRs & Seeing the Value of a Property Beyond the Banks’ 31:13 Outro #shorttermrentals #realestateinvesting #propertymanagement #vacationrental #airbnbhost #realtor #fingerlakes #upstateny #realestatepodcast #entrepreneur

  7. 27 de jul.

    Revolutionizing Real Estate: JMan on AI, Conquering Fear, and Developing Confidence in Your Career

    What happens when today’s AI technology meets the real estate industry, and what might the future hold? On this episode of UCTB, we are joined by upstate NY’s first AI-certified real estate agent, associate broker, podcaster, and nationally known speaker and edutainer- yes, we mean edutainer- Jeremias (JMan) Maneiro. From diving into AI and what it means for the real estate industry to developing self-confidence and conquering fears, this episode is packed with wisdom and wit that listeners can appreciate from any lens. Whether you’re an agent, buyer, or seller, or just AI-curious, this episode is for you! Tune in now and don’t forget to like and subscribe for more real estate lore and lessons you didn’t know you needed! Connect with us! Learn More About Our Guest, Jeremias Maneiro: Instagram, Edutainment & AI, Real Estate  Learn More About AI: Free AI Guides, AI Bootcamp Community Partnership & Sponsorship Opportunities: Click Here Follow UnderContract TakingBackup on ⁠⁠⁠⁠Instagram ⁠⁠⁠⁠ and ⁠⁠⁠⁠TikTok⁠⁠⁠⁠ Follow Your Hosts on Instagram: ⁠⁠⁠⁠Lindsay Hart⁠⁠⁠⁠ &⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Chelsey Smith⁠⁠⁠⁠ Watch Our Episodes on ⁠⁠⁠⁠YouTube⁠⁠⁠⁠ Learn More About Us: ⁠⁠⁠⁠Lindsay Hart⁠⁠⁠⁠ , ⁠⁠⁠⁠Chelsey Smith⁠⁠⁠⁠ , and the ⁠⁠⁠⁠Hart and Homes Team⁠⁠⁠⁠ Contact Us: ⁠⁠⁠⁠Click Here⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠ Chapters: 00:00 Trailer 00:27 Get to Know Our Guest: Jeremias Maneiro 6:09 Utilizing AI & Tech in Real Estate, Investing Vs Spending 10:56 JMan’s Journey Into Real Estate, Speaking, and Edutainment 20:36 The First AI Certified Real Estate Agent in Upstate NY 25:28 Our Children & Our Inner Child: Overcoming Fears, Developing Confidence 30:43 Balance Is a Myth, Operating From Our Ego Vs Authentic Self, Maneiros Favorite Mantras 34:05 JMan’s Spartan Race Story: Reality TV vs Reality 37:23 Misconceptions About Successful Realtors, Attending to Your Personal Success 41:30 What Agents Lie To Themselves About the Future and Evolution of Real Estate & AI 51:06 Smart Ways to Use AI as a Buyer or Seller 53:11 Outside the Corporate Box and Beyond: Adapting & Overcoming Life Challenges 01:02:48 Outro #AI #RealEstate #Realtors #RealEstateAgents #Technology #Confidence #Pivoting #Overcomingfear #edutainment #realestateindustry #evolution #personalgrowth #professionaldevelopment

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Imagine if HGTV got a little Bravo drama and a dose of NPR self-awareness — that’s us. We're veering off the paved path of perfectly vanilla MLS listings: hitting potholes, swerving off topic/off-script sometimes, with backup opinions, backup stories, backup facts, backup plans, and backup guests — the chaos of real estate and real life. If you’ve ever treated Zillow like a guilty pleasure, fallen down a listing rabbit hole, cried over an inspection report, or survived a deal worthy of its own reunion episode — grab a drink, pull up a chair, and settle in. You’re our kind of people. xoxo