Wealth in Progress

Pijus Bulvinas, CFP®
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Hi there! 👋 I'm Pijus, but you can call me PJ. I'm a CERTIFIED FINANCIAL PLANNER® professional and founder of Wealth & Plan. Each week, I share videos up to 15-minutes in length focused on helping busy professionals simplify their finances and make more intentional decisions with their money.

Episodios

  1. hace 2 días

    Ep #12: Accidental Death & Dismemberment Coverage (AD&D)

    Part 4 of 5: Accidental Death & Dismemberment Coverage (AD&D)Most people think life insurance and AD&D are the same thing - they’re not.AD&D = accidental death and dismemberment. That means it can pay out if an accident causes death, loss of a limb, sight, or hearing.Worth to note: It only covers accidents, NOT illnesses. Death from a heart attack, stroke, or cancer diagnosis is not covered under AD&D.#ADD #EmployeeBenefits #FinancialPlanning #PersonalFinance #Benefits ---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  2. 24 ago

    Ep #11: Group Life Insurance

    Part 3 of 5: Group Life Insurance Do you know if your employer life insurance is actually enough? Group life coverage can be a great benefit, but there’s one big catch: it usually doesn’t follow you when you leave your job. In this week’s episode, we break down what group life insurance really covers, why checking your beneficiaries matters, and how to decide if the coverage that you have is enough. #LifeInsurance #EmployeeBenefits #FinancialPlanning #PersonalFinance #InsuranceEducation --- Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change. The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  3. 10 ago

    Ep #10: Disability Coverage Benefits

    Part 2 of 5: Disability Coverage BenefitsDo you know how your employer’s disability coverage actually works?From own occupation vs. any occupation to short-term and long-term disability, understanding the fine print could make a huge difference if you ever need to rely on it.In this episode, we break down the basics so you can make smarter decisions about your benefits and your income protection.#DisabilityInsurance #EmployeeBenefits #FinancialPlanning #WealthManagement #PersonalFinance---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  4. 5 ago

    Ep #9: 401(k) Basics

    Part 1 of 5: 401(k) Basics Explained If your employer offers retirement benefits, understanding how your 401(k) works can make a big difference. In this video, we break down what a 401(k) actually is, compare traditional vs. Roth contributions, define employer match, vesting, and discuss some of the investment options that your plan may offer.This is the first episode of our 5-part series on employer benefits.#401k #RetirementPlanning #EmployeeBenefits #FinancialEducation #wealthplanning ---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  5. 28 jul

    Ep #8: Trump Accounts... Are They Worth It?

    In today's financial landscape, savvy parents are always on the lookout for innovative ways to secure their children's financial future. One exciting option that has emerged is the Trump Account, a unique investment vehicle designed specifically for minors. In this post, we dive into what Trump Accounts are, how they work, and why they might be a beneficial addition to your financial planning strategy.We aim to answer the following questions:What is a Trump Account?How Does a Trump Account Work?What is The Purpose and Benefits of Trump Accounts?Considerations When Setting Up a Trump AccountHow to Open a Trump Account?---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  6. 13 jul

    Ep #7: How to Budget for Travel and Still Hit Your Financial Goals

    Most financial plans have a spot for retirement, a house, maybe your kids' education. Travel? It usually just gets absorbed into "discretionary spending"... until it causes guilt or ends up on a credit card.My wife and I just got back from two weeks in Spain, and it got me thinking about travel differently: not as a splurge you apologize for, but as a real financial goal, one that deserves a name, a target, and its own savings plan.In this episode, I break down:✅ Why travel deserves its own line item in your financial plan (not just "leftover money")✅ What two weeks away from your normal spending routine actually reveals about your money habits✅ Why travel guilt is usually a planning problem in disguise (and how to fix it)Whether you're a frequent traveler who feels weird about the cost, or someone who's never actually planned for a trip and just "makes it work" every time, this one's for you.---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  7. 29 jun

    Ep #6: Why I Started Wealth And Plan

    In today’s episode of Wealth in Progress, I share my journey from being a young kid learning about finance to starting my own firm, Wealth and Plan. I saw firsthand how my parents were turned away by financial advisors because they didn’t meet asset minimums. That moment fueled my passion to create a space where everyone is welcomed, regardless of their financial situation. At Wealth and Plan, we believe in human-to-human interaction and treating clients like family. No one should feel like they don’t have enough to seek financial guidance. ---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  8. 22 jun

    Ep #5: How Interest Rates Actually Affect Consumers

    Interest rates determine the cost of borrowing money, and they impact everything from mortgage rates to car loans. When rates rise, borrowing becomes more expensive, making big purchases daunting. But there's a silver lining: higher interest rates can mean better returns on savings accounts! Conversely, lower rates make borrowing cheaper, encouraging spending but also increasing competition in the housing market. Understanding the ebb and flow of interest rates is crucial for making informed financial decisions. Stay proactive and don't let headlines dictate your actions. ---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  9. 15 jun

    Ep #4: Retirement Planning For Young Workers

    Most planners focus on folks nearing retirement, but if you're in your 30s and 40s and thinking about retirement, it is usually best to start planning early. Your biggest advantage is time. 💡 Did you know that accessing retirement funds before age 59½ can come with penalties? Planning ahead means creating a separate bucket so you’re not stuck waiting, and understanding tax rules is key. Healthcare costs are another big piece that's usually overlooked. The real game-changer? Regular check-ins and adjusting your goals as life moves fast. Retirement isn’t a one-time plan: it's a living, breathing strategy.Worth thinking about.How are you balancing enjoying today while preparing for tomorrow?---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  10. 10 jun

    Ep #3: Are You Actually Maxing Out Your 401(k)?

    Maxing out your 401k isn’t just about hitting a number. Most think maxing out a 401k is simply setting your contribution percentage high enough, but there’s a lot more.It’s not just about your employee contributions... there are employer matches, profit sharing, and IRS limits that can boost your savings way beyond what you imagine.Did you know in 2026, if you're under age 50, you can contribute up to $72,000 if you include all sources? That’s real money you might leave on the table if you’re not aware of the IRS rules!Understanding the full picture can make a huge difference in your retirement plan.---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  11. 1 jun

    Ep #2: You're Earning More Money Than Ever Before. Now What?

    We often think that a higher income means financial freedom, but it can actually lead to new pressures and lifestyle creep. It’s easy to let that extra cash disappear into subscriptions, fancy dinners, or vacations, leaving us feeling right where we started.How do we avoid this trap? Defining *your* version of success is crucial. What does it look like for you? Maybe it’s retiring early, or being able to treat your family without a second thought.The key is knowing your ‘why’ and using money as a tool for your goals, not just for spending.So, if you’re in a place of financial growth, take a moment to appreciate your progress and align it with your true priorities. What does success mean to you? ---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  12. 28 may

    Ep #1: Wealth in Progress

    Welcome to Episode 1 of Wealth in Progress!Are you feeling behind financially? If so, you're not alone. Let's talk about the real struggles with money. You’re not broke or irresponsible; you just feel out of the loop. Many hardworking folks think everyone else has it all figured out while they’re lost in the noise of financial advice. From comparing yourself to others to feeling guilty about spending, it’s exhausting. The truth? Financial success isn’t just about math; it’s about behavior. It’s about consistency, patience, and not panicking when things go wrong. Life happens... medical bills, career changes, unexpected expenses. It’s normal! The key is to focus on making steady decisions over time without sacrificing your happiness today. Let’s embrace the financial journey together, mistakes and all. You’re in the right place to learn and grow. Visit our website www.wealthandplan.com to learn more. ---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  • 12 episodios

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Hi there! 👋 I'm Pijus, but you can call me PJ. I'm a CERTIFIED FINANCIAL PLANNER® professional and founder of Wealth & Plan. Each week, I share videos up to 15-minutes in length focused on helping busy professionals simplify their finances and make more intentional decisions with their money.

Información

  • Creador
    Pijus Bulvinas, CFP®
  • Años de actividad
    2026
  • Episodios
    12
  • Clasificación
    Apto
  • Copyright
    © Pijus Bulvinas, CFP®
  • Mostrar sitio web
    Wealth in Progress