X9 QR Code Standard - Built for Multiple Payment Rails

The X9 QR Code payment standard isn’tlocked into just one specific payment method. One single QR code can initiate many different types of push payments – like FedNow, RTP, Push to Card and even ACH Credit Push. The choice of which rail to use is invisible to the user. By being rail agnostic, this X9 standard is simple and flexible as well as designed to handle any new rails that emerge.