YouPotential

Shaun Maslyk

YouPotential explores what it truly means to live a life well lived — through the lens of psychology, money, and meaning. Hosted by Shaun Maslyk—Certified Financial Planner®, Financial Behaviour Specialist®, and Positive Psychology Practitioner—the podcast delivers science-backed insights, candid conversations, and real stories that help people live with more intention.

  1. The $3 Million Rule That Changed How I Think About Enough | John Buckman

    6D AGO

    The $3 Million Rule That Changed How I Think About Enough | John Buckman

    John Buckman started with an idealistic vision inspired by Buckminster Fuller — build global conversations that make war impossible. He created Lyris, email software so successful that at its peak, one third of the email on the internet ran through it. But idealism has a shelf life when payroll is due. What began as technology for tracking jelly bean flavor preferences became a tool for political micro-targeting — suppressing paragraphs in newsletters based on a voter's tracked behavior. When John refused to sell to Philip Morris, his sales team learned a simpler lesson: don't ask the boss. And when the White House called asking for 24-hour tech support so they could send an email at 2 a.m. to declare war in Iraq, John knew he'd crossed a line he couldn't uncross. This conversation traces the full arc — from a childhood watching his parents buy a Porsche with a legal settlement while facing bankruptcy, to making $100,000 in shareware donations by age 18, to selling Lyris and creating Magnatune, a fair trade music company with legal provisions so radical his own lawyer resisted. Now in Hong Kong, John builds high-end espresso machines with Decent Espresso, trying to create something that outlives him — not because it makes money, but because it matters. What emerges is a portrait of someone who has wrestled with money, morals, and meaning across a dozen companies and three decades — and arrived at a deceptively simple philosophy: always be ready to die next year. KEY TOPICS COVERED The White House call: How building email software led to being part of the war effort — and the moral reckoning that followed.The slippery slope: How small compromises — feminist porn, political newsletters, tracking dots — compound until you wake up somewhere you never intended to be.The Porsche story: A childhood financial flashpoint — watching his parents buy a Porsche with a legal settlement while facing bankruptcy — that shaped everything.The $3 million rule: A VC's advice on the number you need to never work again, and why John didn't listen until it was almost too late.Fair trade music: Building Magnatune with legal poison pills so no acquirer could corrupt its mission — and convincing his lawyer to draft agreements that screwed the founder.Decent Espresso: Why giving someone a better cup of coffee in the morning became John's most meaningful venture.BookMooch: Creating BitTorrent for books, processing 10 million books a month, and receiving three lawsuit threats from Amazon."Why employees suck": John's contrarian argument that productive people should quit and sell the fruits of their labor instead of their time.The immigrant mindset: Growing up in France until age 10, arriving in the US without English, and choosing to be a nobody again in Hong Kong.Legacy and enough: Trying to build something that lasts five years after you leave — and why that's harder than it sounds. p...

    1h 15m
  2. Why Billionaires Aren't the Happiest People He Knows | Dave Chilton

    FEB 12

    Why Billionaires Aren't the Happiest People He Knows | Dave Chilton

    Dave Chilton doesn't need an introduction in Canada. The Wealthy Barber sold over 3 million copies and shaped how an entire generation thinks about money. He's been on Dragons' Den, built multiple successful businesses, and counts billionaires among his close friends. But in this conversation, Dave reveals something unexpected: the retired teachers in his life seem happier than the ultra-wealthy. And he wouldn't trade places with any of them. What unfolds is a masterclass in gratitude, grounding, and what Dave calls "enoughness" — a disposition he admits he was lucky to be born with, but one we can all cultivate. He shares how his 93-year-old father's philosophy of radical acceptance shaped him, why he never changed his friend groups despite his success, and the one thing that still "knocks him backward" after all these years: the speed of time. This isn't a conversation about money management. It's about what money can never manage — our relationships, our contentment, and our sense of enough. KEY TOPICS COVERED Tiger Stadium and three-generation bonding: How Dave's most powerful memory involves his father, grandfather, and the Detroit TigersThe speed of time: Why this is the only thing that disrupts Dave's positive dispositionGreat parent privilege: Dave's reflection on the advantage of loving parentsStaying grounded through success: Why he never changed friend groups and what that taught himBillionaires vs. retired teachers: His observation that moderate wealth + good relationships = more happinessThe enoughness mindset: Why Dave has no interest in becoming a billionaireHis father's acceptance philosophy: "What has happened has happened — get to acceptance quickly"Homeschooling and parenting: Trading opportunity for presence with his kidsFriends are family: The frame that's guided his most important relationshipsSpending summaries: Why this simple tool creates the biggest ripple effect in financial planning MEMORABLE QUOTES "I've got friends who are ridiculously wealthy, like literally billionaires in some cases. And then I've got all my friends who tend to be teachers, retired teachers. I find that the latter group tends to be happier." 📍 Timestamp: 17:02 "I wouldn't even want to be a billionaire, by the way. I have no interest in that. I don't want a lot. I find stuff weighs you down." 📍 Timestamp: 18:42 "The only thing that tends to knock me backward is the speed of time. I do find it dismaying." 📍 Timestamp: 04:08 "You never lose your temper ever and are glad after the fact you did." 📍 Timestamp: 38:27 "Friends are family. And that's how I've always thought of my friends — that we're a family." 📍 Timestamp: 01:12:03 ABOUT DAVE CHILTON Dave Chilton is a Canadian author, entrepreneur, and financial educator best known for The Wealthy Barber, which has sold over 3 million copies since

    1h 18m
  3. The Happiness Portfolio: 8 Things That Matter More Than Money | Marianne Oehser

    FEB 5

    The Happiness Portfolio: 8 Things That Matter More Than Money | Marianne Oehser

    I Failed at Retirement Twice | Marianne Oehser She had the beach house, the golden parachute, and all the time in the world. By 40, Marianne Oehser was living the dream. So why did it nearly destroy her marriage — and send her running back to work? EPISODE SUMMARY Marianne Oehser doesn't like the word "retirement." And after hearing her story, you'll understand why. At 40, Marianne and her former husband both received golden parachutes after a hostile takeover. They had just built a house in Southwest Florida — a short walk to the beach, wide open water views. It was everything they'd dreamed of. Within months, she was bored, her mind was getting dull, and the conflict that followed ended their marriage. That experience sent Marianne on a journey to understand what actually makes life meaningful after work ends. She became a relationship coach — and discovered that couple after couple was showing up at her door on the brink of divorce, all telling the same story: "We had a great relationship. Now all we do is bicker and fight." The problem wasn't the relationship. It was the transition. In this conversation, Marianne shares her framework — the Happiness Portfolio — which breaks life into eight "asset classes" that matter as much as your financial portfolio. She talks about her father holding up his business card the weekend before retirement and saying, "Today, this card opens many doors. Tomorrow, it won't be worth the paper it's written on." And she challenges the listener with a question that stopped me cold: "At what cost? And how much is enough?" If you're building a career, approaching a transition, or wondering what comes next — this one will make you think. KEY TOPICS COVERED The retirement honeymoon: Why the first 6-18 months feel great — and what happens when it endsInner kill: Richard Leiter's term for what happens when you lose your sense of purpose ("It's like you're dying and you don't even know it")Gray divorce: Why divorce rates for people over 50 have more than doubled — and tripled for those over 65The business card moment: Marianne's father's quiet warning the weekend before his retirementThe Happiness Portfolio: 8 areas of life that need conscious attention — not just your financesAssumptions in relationships: The "laundry story" about a couple on the brink of divorce over unspoken expectationsLiving on autopilot: Why Marianne now insists on intentional choices after realizing she spent years doing what she "thought she was supposed to"The cost question: "The more time you spend, the more money you generate. But at what cost?" MEMORABLE QUOTES "He calls it inner kill. He said it's like you're dying and you don't even know it." 📍 Timestamp: 05:01 "today, this card opens many doors. Tomorrow, it won't be worth the paper it's written on." 📍 Timestamp: 14:13 "I'm bored. I'm not contributing in any way. My mind is getting dull." 📍 Timestamp: 08:09 "a whole bunch of my life I lived on autopilot doing what I was doing because I thought I was supposed to do it." 📍 Timestamp:...

    59 min

About

YouPotential explores what it truly means to live a life well lived — through the lens of psychology, money, and meaning. Hosted by Shaun Maslyk—Certified Financial Planner®, Financial Behaviour Specialist®, and Positive Psychology Practitioner—the podcast delivers science-backed insights, candid conversations, and real stories that help people live with more intention.