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  • The Ramsey Show
    The Ramsey Show

    1

    The Ramsey Show

    Ramsey Network

  • Aspire with Emma Grede
    Aspire with Emma Grede

    2

    Aspire with Emma Grede

    Emma Grede | Audacy

  • Trappin Tuesday's
    Trappin Tuesday's

    3

    Trappin Tuesday's

    Wallstreet Looks Like Us Now Network

  • The Diary Of A CEO with Steven Bartlett
    The Diary Of A CEO with Steven Bartlett

    4

    The Diary Of A CEO with Steven Bartlett

    DOAC

  • High Performance Business
    High Performance Business

    5

    High Performance Business

    High Performance

  • Climate Proofers
    Climate Proofers

    6

    Climate Proofers

    Climate Proof

  • Morning Brew Daily
    Morning Brew Daily

    7

    Morning Brew Daily

    Morning Brew

  • Jaclyn de Medicci Bruneau On Insurance After 'Sounding The Alarm'

    16 hr ago

    Jaclyn de Medicci Bruneau On Insurance After 'Sounding The Alarm'

    Last month, an anonymous memo from current and former senior insurance executives landed like a meteor within the industry — and created shockwaves felt far beyond it. Sounding the Alarm ( https://www.insidetrack.org.uk/releases/insurance-climate-risk ...

  • Can Brands Outgrow Word of Mouth?

    1 day ago

    Can Brands Outgrow Word of Mouth?

    In-N-Out has a 4.03-star rating. Chick-fil-A sits at 3.36. Adjust for company size, and Chick-fil-A jumps to 4.06.  This week, Elena, Angela and Rob unpack a Journal of Marketing study on why bigger brands get tougher reviews, even when the product is just as good. The researchers credit empathy. People root for small brands. They expect big ones to deliver. Learn how to read a rating that trails a scrappier rival, why word of mouth can't be your whole growth plan and how to match your advertising proof to your size.  Topics covered:  [02:00] In-N-Out vs Chick-fil-A: the ratings gap  [04:00] How personal replies close the gap  [07:00] Reading a rating that trails a rival  [10:00] Why word of mouth isn't a growth plan  [13:00] Matching advertising proof to brand size  [16:00] Penetration over passionate advocates  [18:00] Could AI search bake in the size bias?  To learn more, visit marketingarchitects.com/podcast or subscribe to our newsletter at marketingarchitects.com/newsletter.  Resources:  2026 AMA Article: https://www.ama.org/2026/06/01/why-do-small-brands-get-better-reviews-the-hidden-bias-in-word-of-mouth/ Journal of Marketing Study: https://journals.sagepub.com/doi/10.1177/00222429251320603   Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts.

  • The Decisions You Owe Yourself

    1 day ago

    The Decisions You Owe Yourself

    Some decisions get easier with time. Others quietly get made for you while you’re still waiting for the perfect answer. In this solo episode, Emma walks through some of the biggest choices that shape a life, from deciding whether you want children and choosing the person you want to build with, to protecting the friendships that matter and knowing when it’s time to take a bigger risk. There isn’t one right answer. The point is to get honest about what you want, understand what you’re willing to compromise on, and make the choice consciously instead of letting fear, timing, or other people make it for you. In this episode, you’ll learn: How to separate “Do I want children?” from “Am I ready right now?”The questions to ask when deciding whether a relationship can carry the future you wantHow to tell which friendships deserve more of your time and which ones you may have outgrownWhy Emma thinks you should calculate the risk of not actingHow to make a big decision without waiting for complete certaintyPlus, download Emma’s Decision Audit to work through the questions for yourself. Sign up for the newsletter at emmagrede.com.

  • Sacrifice Today Means Peace Tomorrow

    26 Oct

    Sacrifice Today Means Peace Tomorrow

    📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ George Kamel and Jade Warshaw answer your questions and discuss: “How do we get ahead financially when our daughter has extensive medical needs?” “How do I buy a car with a high debt-to-income ratio?” “Should I bail out my daughter who is financially underwater?” “How do I address my wife's credit card spending?” “How do I keep my husband from accumulating more debt?” Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET 📩 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email Dave On-Air With Your Questions on Debt and Finance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠New to the show and want to learn more? Check out our 7 Baby Steps!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠⁠⁠How much do you need to invest each month to retire a millionaire?⁠⁠⁠⁠⁠⁠ 💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🚢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Cruise With Dave Ramsey and 2,500 Ramsey People⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ❤️‍🩹 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get trusted insurance coverage that fits your budget⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💌 ⁠⁠⁠⁠Preorder Build the Marriage You Want today now and get $100+ in bonuses.⁠⁠⁠⁠ 💰Enter for a chance to win $10,000 plus weekly $500 prizes! Connect With Our Sponsors: Go to⁠⁠⁠⁠⁠⁠⁠ Angel⁠⁠⁠⁠⁠⁠⁠ to discover entertainment you can feel good about. Get 10% off your first month of⁠⁠⁠⁠ ⁠⁠⁠BetterHel⁠⁠⁠⁠p⁠⁠⁠ Go to ⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠ to switch today! Don’t try to figure out Medicare alone. Go to ⁠⁠⁠⁠⁠⁠⁠Chapter⁠⁠⁠⁠⁠⁠⁠ to connect with an advisor! Save 10% (up to $250) at ⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠ with your exclusive Ramsey discount. Receive 50% credit towards your first month with ⁠⁠⁠⁠⁠⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠. Use code RAMSEY. Get started today with ⁠⁠⁠⁠⁠⁠⁠Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠. Equal Housing Lender • NMLS ID 1591 • ⁠⁠⁠⁠⁠⁠⁠NMLSConsumerAccess.org⁠⁠⁠⁠⁠⁠⁠. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠ Go to⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠ Save up to 50% on health insurance. Talk to a ⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠ advisor today. Visit ⁠⁠⁠⁠⁠⁠⁠Helix Sleep⁠⁠⁠⁠⁠⁠⁠ for special offers! Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠ Visit⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠ today to learn more. Sign up for your free trial at ⁠⁠⁠⁠⁠⁠⁠Shopify⁠⁠⁠⁠⁠⁠⁠. Make navigating healthcare easier. Go to ⁠⁠⁠⁠⁠⁠⁠Solace Health⁠⁠⁠⁠⁠⁠⁠ to see if you qualify. Visit⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!  Try ⁠⁠⁠⁠⁠⁠⁠ZipRecruiter⁠⁠⁠⁠⁠⁠⁠ for free today. Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

  • POOR FINANCIAL ALGORITHM | Wallstreet Trapper (Episode 216) (Update)

    4 days ago

    POOR FINANCIAL ALGORITHM | Wallstreet Trapper (Episode 216) (Update)

    A Poor Financial Algorithm will keep producing the same results no matter how much money you make. See, in the market, algorithms operate based on programmed instructions. They don't trade off feelings, they execute what they've been designed to do. Life works the same way. Some of y'all keep praying for financial breakthroughs while operating on a system programmed by poverty, fear, bad habits, and generational limitations.  Join our Exclusive Patreon!!! Creating Financial Empowerment for those who've never had it. 💎💸💎💸Join our Exclusive Patreon!!! https://hubs.ly/Q03thsJt0💎💎💸💸  📱 📖 💵 The Wealth Playbook They Never Meant for you to see: https://hubs.ly/Q03wn49d0  💰 📱  ALL THE PATREON TRAPPERS..... TURN ON ALLLL YOUR NOTIFICATIONS !!!!!!! Contact Customer Support at: SUPPORT@WALLSTREETTRAPPER.COM 🏚⚖Join Trappers Anonymous: https://hubs.ly/Q03thxbW0 ⚖🏚  FAST, SIMPLE & EASY STEPS TO BECOMING A STOCK INVESTOR https://hubs.ly/Q03thtTR0 🏚⚖🏚⚖f🏚⚖  We Trappin!! From the streets to the stock market. Every Tuesday we bring financial empowerment to those who feel like they don't have the power.  We are Trailblazing our way to Wealth. History in the Making!! Wallstreet Looks Like Us Now!!  🤑Exclusive Trapper Apparel: https://hubs.ly/Q03wn46R0🤑  💎🤑💰💸 WALLSTREET TRAPPING COURSE: https://hubs.ly/Q03thvyD0 💎🤑💰💸  #WallStreetTrapper #Mindset #WealthBuilding #FinancialFreedom #GenerationalWealth

  • Why Making More Money Still Won’t Make You Wealthy

    26 Oct

    Why Making More Money Still Won’t Make You Wealthy

    Making more money won’t fix bad financial habits if the real problem is an unhealed money wound. In this video, I break down how financial trauma, childhood money experiences, spending habits, investing fears, credit, and generational beliefs about money can quietly control your financial future—even when your income keeps growing. My goal is to help you identify the behaviors behind your money decisions so you can stop repeating the same financial patterns and start building healthier habits around saving, investing, spending, borrowing, and building wealth. Join our Exclusive Patreon!!! Creating Financial Empowerment for those who've never had it. 💎💸💎💸Join our Exclusive Patreon!!! https://hubs.ly/Q03thsJt0💎💎💸💸  📱 📖 💵 The Wealth Playbook They Never Meant for you to see: https://hubs.ly/Q03wn49d0  💰 📱  ALL THE PATREON TRAPPERS..... TURN ON ALLLL YOUR NOTIFICATIONS !!!!!!! Contact Customer Support at: SUPPORT@WALLSTREETTRAPPER.COM 🏚⚖Join Trappers Anonymous: https://hubs.ly/Q03thxbW0 ⚖🏚  FAST, SIMPLE & EASY STEPS TO BECOMING A STOCK INVESTOR https://hubs.ly/Q03thtTR0 🏚⚖🏚⚖f🏚⚖  We Trappin!! From the streets to the stock market. Every Tuesday we bring financial empowerment to those who feel like they don't have the power.  We are Trailblazing our way to Wealth. History in the Making!! Wallstreet Looks Like Us Now!!  🤑Exclusive Trapper Apparel: https://hubs.ly/Q03wn46R0🤑  💎🤑💰💸 WALLSTREET TRAPPING COURSE: https://hubs.ly/Q03thvyD0 💎🤑💰💸  #WallStreetTrapper #Mindset #WealthBuilding #FinancialFreedom #GenerationalWealth

  • Will Prediction Markets Whiff on Midterms? & DC Votes on a Foie Gras Ban

    1 day ago

    Will Prediction Markets Whiff on Midterms? & DC Votes on a Foie Gras Ban

    #968: The economy is the top issue for voters heading into the midterm elections. AI data centers make their appearance in 10 states’ ballot measures. Prediction markets activity is expected to skyrocket and many are facing questions about their accuracy ahead of the November elections. In Washington DC, voters will decide if they want to ban foie gras. Next, a Toby’s Trends edition on state-administered speed-limiting devices to control reckless driving. Finally, a man who traveled across the world for 28 years is back home. Join us for a special interview taping at Morning Brew HQ. Spaces are limited: https://www.morningbrew.com/events/hq-interviews-2026  Tickets to our Holiday Spectacular are available NOW! https://www.morningbrew.com/events/mbd-holiday-spectacular-2026  Get $10 off with code: MBDPRESALE Sign up for free at Runway.com/morningbrew and get 25% off with code morningbrew Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here:⁠ ⁠⁠https://www.swap.fm/l/mbd-note⁠⁠⁠  Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #055 極上サウナ旅!概念が変わる!福島&千葉のディープな名サウナ3選

    16 hr ago

    #055 極上サウナ旅!概念が変わる!福島&千葉のディープな名サウナ3選

    第55回は、年末年始のサウナ旅にも最適な「今こそ行きたいサウナの名店3選」を大特集!福島と千葉のディープで個性溢れるサウナの魅力と最新動向を深掘りします。最後にニューオープンで話題の門前仲町「SAUNAS LO」も紹介! YouTubeで映像もご覧いただけます! https://www.youtube.com/channel/UCz8DsJ2CFGmgbLHMuSkZRUQ みなさんのオススメのサウナも是非教えてください! その他、番組の感想、メッセージ、お仕事のお悩み、サウナのお悩みなど 是非Spotifyのコメント欄から受け付けています。

  • Build A Life That Doesn’t Depend On Debt

    15 Oct

    Build A Life That Doesn’t Depend On Debt

    📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and George Kamel answer your questions and discuss: “I'm currently carrying two mortgages and I'm about to run out of money. What should I do?” “My failing business has accumulated $220,000 of debt in the last 6 months, and I don't know what to do.” “Should I file bankruptcy before I get married?” “Should I use my cash to pay off my debt or invest it?” “Every time I try to save money, I lose focus and end up spending it. How do I teach myself the discipline needed to save money?” Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET 📩 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email Dave On-Air With Your Questions on Debt and Finance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠New to the show and want to learn more? Check out our 7 Baby Steps!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠How much do you need to invest each month to retire a millionaire?⁠⁠⁠⁠ 💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🚢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Cruise With Dave Ramsey and 2,500 Ramsey People⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💌 ⁠⁠Preorder Build the Marriage You Want today now and get $100+ in bonuses. 🏡 Find a Ramsey Trusted Real Estate Agent⁠⁠ 📈 Check Out George’s Free Investing Guide Connect With Our Sponsors: Go to⁠⁠⁠⁠⁠ Angel⁠⁠⁠⁠⁠ to discover entertainment you can feel good about. Get 10% off your first month of⁠⁠⁠⁠ ⁠BetterHel⁠⁠⁠⁠p⁠ Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today! Don’t try to figure out Medicare alone. Go to ⁠⁠⁠⁠⁠Chapter⁠⁠⁠⁠⁠ to connect with an advisor! Save 10% (up to $250) at ⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠ with your exclusive Ramsey discount. Receive 50% credit towards your first month with ⁠⁠⁠⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠. Use code RAMSEY. Get started today with ⁠⁠⁠⁠⁠Churchill Mortgage⁠⁠⁠⁠⁠. Equal Housing Lender • NMLS ID 1591 • ⁠⁠⁠⁠⁠NMLSConsumerAccess.org⁠⁠⁠⁠⁠. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠ Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠ Save up to 50% on health insurance. Talk to a ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠ advisor today. Visit ⁠⁠⁠⁠⁠Helix Sleep⁠⁠⁠⁠⁠ for special offers! Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠ Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more. Sign up for your free trial at ⁠⁠⁠⁠⁠Shopify⁠⁠⁠⁠⁠. Make navigating healthcare easier. Go to ⁠⁠⁠⁠⁠Solace Health⁠⁠⁠⁠⁠ to see if you qualify. Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!  Try ⁠⁠⁠⁠⁠ZipRecruiter⁠⁠⁠⁠⁠ for free today. Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

  • James Talarico: The Biden Administration Failed Us!

    2 days ago

    James Talarico: The Biden Administration Failed Us!

    Is political corruption and extreme inequality pushing the working class to the breaking point? Representative James Talarico reveals the hidden systemic forces dismantling the American middle class and shares his radical blueprint to fix a rigged political system. James Talarico is an 8th-generation Texan, former public school teacher, and current Democratic State Representative. As the potential first Democratic Senator elected in Texas since 1988, he campaigns on a progressive platform rooted in comprehensive political reform and unrigging the economy. This episode was recorded on September 8, 2026. In this episode, he explains: ■ The Rigged System: Why the last 50 years of “trickle-down economics” is not an economic theory, but a deliberate theft designed to transfer wealth from the middle class to the ultra-rich. ■ Crony Capitalism: How monopolies in healthcare and lax campaign finance laws allow corporations to essentially purchase politicians, eliminating true competition and driving up prices for average citizens. ■ The AI Threat: Why leaving the development of artificial intelligence entirely to profit-driven billionaires threatens to create mass unemployment without any shared public benefits or worker protections. ■ False Immigration Choices: How politicians use extreme border rhetoric to divide voters, when the real solution requires simultaneous border security and clear, legal pathways to citizenship for undocumented residents. ■ Systemic Overhaul: Why simply electing new politicians changes nothing unless we first dismantle the corrupt incentive structures of gerrymandering, the two-party system, and unregulated corporate lobbying. Chapters 00:00:00 Intro 00:02:24 Growing Up With a Single Mom Who Escaped Abuse 00:07:45 Why He Won't Run for President 00:14:08 Who Should the Democrats Run in 2028? 00:15:51 The Rise of Democratic Socialism and the Powell Memo 00:20:42 How to Rebuild the American Middle Class 00:25:07 Is the Texas Governor Corrupt? 00:27:54 Is It a Spiritual Sickness to Be a Trillionaire? 00:31:50 How Do You Tax Wealth That Isn't Cash? 00:36:01 Will Billionaires Just Leave the State? 00:38:30 Breaking Up Healthcare Monopolies 00:40:33 Ads 00:42:37 The 3 Things He'd Prioritize to Regulate AI 00:47:09 Should Billionaires Write the Rules for AI? 00:49:39 Will Self-Driving Cars Wipe Out Driving Jobs? 00:52:02 Is AI Headed Toward 30% Unemployment? 00:56:03 Did Woke Politics Hurt the Democrats? 00:57:40 Why Did Democrats Lose to Trump? 01:01:03 What Does He Really Think of Trump? 01:02:16 How to Fix Immigration Without Extremism 01:05:29 Ads 01:06:37 How Does America Get Out of the Iran War? 01:13:37 His Advice to Trump and Hopes for the Midterms 01:17:07 The Good Samaritan and the Faith That Shapes Him 01:20:36 Does He Love His Rival Ken Paxton? 01:23:13 Why He Went to Seminary at 31 01:27:33 Where Does His Faith in God Come From? 01:31:09 How Is He Different From Other Politicians? 01:34:33 His Biggest Challenge: Winning Texas Follow James Talarico: X - https://link.thediaryofaceo.com/DWpLDxD Instagram - https://link.thediaryofaceo.com/9QJd2c5 TikTok - https://link.thediaryofaceo.com/EdwWBpg Facebook - https://link.thediaryofaceo.com/4iwFlgP YouTube - https://link.thediaryofaceo.com/G7H9N44 The Diary Of A CEO: ◼ Join DOAC circle here - https://doaccircle.com/ ◼ Buy The Diary Of A CEO book here - https://link.thediaryofaceo.com/BWjLTZK ◼ Shop The Diary Of A CEO collection: https://thediary.com/collections/shop ◼ Get email updates - https://link.thediaryofaceo.com/5IB1H6E ◼ Follow Steven - https://link.thediaryofaceo.com/AGU9QP4 ◼ DOAC Bookshelf - https://link.thediaryofaceo.com/BBnuCf6 Sponsors: Function Health - https://functionhealth.com/DOAC Cometeer - http://cometeer.com/steven use code STEVEN for $30

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