The Wallet

Emilie Bellet

Understanding money is the key to financial wealth, and that's precisely where we come in. In this ADWEEK Award and Lovie Award-winning podcast, we cover every financial topic under the sun, from picking stocks and paying off debt to financial bubbles and alternative investments. It’s all jargon and judgement free, and you’ll come away from every episode with tools to multiply your money and make it work for you. Every other week we answer your questions, so if you want to ask us anything drop us a DM on any of our platforms! Hosted by former private equity analyst, author of You’re Not Broke, You’re Pre-Rich, and Vestpod founder, Emilie Bellet. To bring your brand to life in this podcast, email podcast(at)vestpod.com Hosted on Acast. See acast.com/privacy for more information.

  1. Rethinking Money Systems for ADHD & Neurodivergence

    30 APR

    Rethinking Money Systems for ADHD & Neurodivergence

    When money feels hard, it is often the system, not you. This week on The Wallet, Emilie Bellet (Vestpod) is joined by Krystle McGilvery, behavioural finance expert and Chartered Accountant, to unpack why traditional money advice fails so many people, especially those who are neurodivergent. They cover: Why financial avoidance is often a form of protectionHow time blindness impacts spending and planningThe link between impulse spending and frictionless paymentsWhy “discipline” is the wrong framework for moneyWhat a system that actually works for your brain looks like The information shared is for educational purposes only and is not financial advice. Resources Connect with Krystle via Krystle McGilvery and NeuroFinance OS Instagram: @krystle_mcgilvery LinkedIn: Krystle McGilvery AD | This episode is sponsored by Wealthify. Wealthify makes investing simple by managing your investments for you. And if you deposit or transfer into their Stocks and Shares ISA, you could earn between £50 and £1,000 in cashback. Open your account at Wealthify.com. T&Cs and minimum investments apply. Registration closes on 31st May 2026. Cashback varies by total investment amount. With investing, your capital is at risk. Wealthify is authorised and regulated by the Financial Conduct Authority. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

    34 min
  2. Earning £100K (or Close)? Here's What to Think About

    16 APR

    Earning £100K (or Close)? Here's What to Think About

    High income, low progress: the hidden leak in your finances. This week on The Wallet, Emilie Bellet (Vestpod) sits down with Philly Ponniah to unpack the gap between earning and actually building wealth. They cover: Why money still disappears at £100K+The lifestyle creep you don’t noticeThe belief that quietly blocks investingThe UK’s £100K childcare tax trapWhat a real financial system looks like The information shared is for educational purposes only and is not financial advice. AD | This episode is sponsored by Wealthify. Wealthify makes investing simple by managing your investments for you. And if you deposit or transfer into their Stocks and Shares ISA, you could earn between £50 and £1,000 in cashback. Open your account at Wealthify.com. T&Cs and minimum investments apply. Registration closes on 31st May 2026. Cashback varies by total investment amount. With investing, your capital is at risk. Wealthify is authorised and regulated by the Financial Conduct Authority. Resources Connect with Philly at Philly Financial Instagram: @phillyfinancial LinkedIn: Philly Connect with Vestpod Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod Emilie’s book: You’re Not Broke, You’re Pre-Rich The information shared is for educational purposes only and is not financial advice. Hosted on Acast. See acast.com/privacy for more information.

    37 min
  3. The Habits That Actually Build Wealth

    1 APR

    The Habits That Actually Build Wealth

    Why does building wealth feel complicated, slow, or out of reach, even when you are earning and doing “the right things”? In this episode of The Wallet, Emilie Bellet (Vestpod) is joined by Mary and Ken Okoroafor, founders of The Humble Penny and authors of The Wealth Habit. Together, we unpack why wealth is less about income and more about habits, identity, and systems, and how small, consistent actions can create long-term financial security. We discuss: Why wealth starts with habits, not incomeThe identity shift required to become a wealth builderThe systems that matter most, including paying yourself firstWhy mindset without action leads to “analysis paralysis”How emotional spending happens, and how to add frictionThe £1 shift and how to start earning beyond your main incomeThe trade-offs required to build long-term wealth AD | This episode is sponsored by Wealthify. Wealthify makes investing simple by managing your investments for you. And if you deposit or transfer into their Stocks and Shares ISA, you could earn between £50 and £1,000 in cashback. Open your account at Wealthify.com. T&Cs and minimum investments apply. Registration closes on 31st May 2026. Cashback varies by total investment amount. With investing, your capital is at risk. Wealthify is authorised and regulated by the Financial Conduct Authority. Resources Mary & Ken's new book: The Wealth Habit The Humble Penny Website Instagram @thehumblepenny and @financialjoyacademy Connect with Vestpod Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod Emilie’s book: You’re Not Broke, You’re Pre-Rich The information shared is for educational purposes only and is not financial advice. Hosted on Acast. See acast.com/privacy for more information.

    49 min
  4. The Credit Card Trap

    26 FEB

    The Credit Card Trap

    Why do credit cards so often feel manageable at first, and then quietly turn into long-term debt? In this episode of The Wallet, Emilie Bellet (Vestpod) is joined by Iona Bain, award-winning broadcaster, columnist, and author, following her Panorama investigation Maxed Out: The Credit Card Trap. Together, we unpack how credit card products are designed, why minimum payments and rising credit limits keep people stuck, and why debt can linger for years, even when people feel responsible and are doing their best. We discuss: What the “credit card trap” really is, and why it is not about being bad with moneyWhy minimum payments create a false sense of safetyHow credit limit increases quietly make debt harder to escapeBalance transfers, when they help and when they just delay the problemThe emotional side of debt, and why shame keeps people stuckWhat actually helps people stay in control The information shared is for educational purposes only and is not financial advice. #ad This episode is sponsored by MoneyWeek. MoneyWeek gives you a clear weekly roundup of the stories, trends, and market moves that matter, written by expert journalists and delivered in print or on the app. You can try six issues for free, then enjoy an exclusive £5 discount on a quarterly subscription for The Wallet community at moneyweek.com/wallet with the code WALLET. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

    35 min
  5. How to Build an Investment Portfolio

    12 FEB

    How to Build an Investment Portfolio

    How do you actually build an investment portfolio, and what is the simplest way to start? In this episode of The Wallet, Emilie Bellet (Vestpod) is joined by Caroline Brady (Net Purpose, ex BlackRock) to break down portfolio building in plain English, from asset allocation and diversification to the difference between stocks and funds. We also cover how ESG and impact investing fit into long-term investing without overcomplicating it. We discuss: Asset allocation vs portfolio construction (simple framework)Stocks vs funds, and why many people start with index fundsRisk, diversification, and when to sellESG vs impact, and how to avoid greenwashing The information shared is for educational purposes only and is not financial advice. Investing carries risk, your capital is at risk. #ad This episode is sponsored by MoneyWeek.  MoneyWeek gives you a clear weekly roundup of the stories, trends and market moves that matter, written by expert journalists and delivered in print or on the app. You can try six issues for free, then enjoy an exclusive £5 discount on a quarterly subscription for The Wallet community at moneyweek.com/wallet with the code WALLET. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe    Courses and bootcamps: https://www.vestpod.com/courses   Follow on Instagram: https://www.instagram.com/vestpod    Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

    44 min
  6. Why Money News Makes Us Panic

    29 JAN

    Why Money News Makes Us Panic

    Should you even be reading financial news, and if so, how? In this episode of The Wallet, Emilie Bellet is joined by Kalpana Fitzpatrick, Digital Editor at MoneyWeek, to unpack how financial news is made, what headlines actually mean, and how to stay informed without being pulled into panic, noise, or reactive decisions. We discuss: How financial news is selected and why it often feels overwhelmingHow to tell the difference between useful information and noiseWhat headlines should (and shouldn’t) change about your money decisionsThe one question to ask before reacting to any financial story The information shared in this episode is for educational purposes only and does not constitute financial or investment advice. We are not regulated financial advisers. Always do your own research or seek independent advice before making financial decisions. When investing, your capital is at risk. #ad This episode is sponsored by MoneyWeek.  MoneyWeek gives you a clear weekly roundup of the stories, trends and market moves that matter, written by expert journalists and delivered in print or on the app. You can try six issues for free, then enjoy an exclusive £5 discount on a quarterly subscription for The Wallet community at moneyweek.com/wallet with the code WALLET. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe   Courses and bootcamps: https://www.vestpod.com/courses  Follow on Instagram: https://www.instagram.com/vestpod/   Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

    44 min

Trailers

4.9
out of 5
165 Ratings

About

Understanding money is the key to financial wealth, and that's precisely where we come in. In this ADWEEK Award and Lovie Award-winning podcast, we cover every financial topic under the sun, from picking stocks and paying off debt to financial bubbles and alternative investments. It’s all jargon and judgement free, and you’ll come away from every episode with tools to multiply your money and make it work for you. Every other week we answer your questions, so if you want to ask us anything drop us a DM on any of our platforms! Hosted by former private equity analyst, author of You’re Not Broke, You’re Pre-Rich, and Vestpod founder, Emilie Bellet. To bring your brand to life in this podcast, email podcast(at)vestpod.com Hosted on Acast. See acast.com/privacy for more information.

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