NZ Everyday Investor

Podcasts NZ / WorldPodcasts.com / Darcy Ungaro

4.7 (167)
Investing
Updated Weekly

The NZ Everyday Investor! A podcast designed for the the everyday person, who's keen to build new wealth in the new world using existing, and new tools to get the job done. We select guests for our show who have a genuine story to tell - not just industry experts but people who have made great financial moves, some on purpose and some totally by accident! We hope you enjoy the show.

2 days ago

Elizabeth Asmerom Asfaha / Are YOU, An Unlawful Finfluencer? Ep 531

Could you get in trouble with the FMA? From podcast hosts to social media commenters, it's easy to cross the line and end up providing regulated advice - you might think it's just an opinion, but it might cost you $200k to share it. Elizabeth Asmerom Asfaha, Regulatory Services Advisor at the FMA joins me on this one, where I consider 'am I in trouble too?'. Read some guides here for investors/consumers, or here for finfluencers/advisers. The information provided is for general information only. The Financial Markets Authority does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets. Revolut: For a new type of banking. Sharesies: For local, and international markets. Loan My Coins: Bitcoin lending product. Exodus: Get rewards on your first $2,500 of swaps Get Social: Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn, or subscribe on Substack. www.radicalinvestment.co.nz ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances, and nothing we say is intended as a recommendation. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
5 July

Darcy Ungaro / When Is It Time To Sell Gold? Ep 530

The way I see it, the biggest financial mistake most people make isn't getting in wrong - it's getting out wrong. As an example, gold is down 25% from its all-time high. If you hold any investment that drops this much within 6 months you're prone to wondering if you called it wrong. Today I want to be honest about that. Not to reassure you, and not to panic you, but to use this as an example in how to ask the question of yourself - when's the best time for you to exit your favourite investment? Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets. Revolut: For a new type of banking. Sharesies: For local, and international markets. Loan My Coins: Bitcoin lending product. Exodus: Get rewards on your first $2,500 of swaps Get Social: Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn, or subscribe on Substack. www.radicalinvestment.co.nz ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances, and nothing we say is intended as a recommendation. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
28 June

Kyle Hasson (host) / Who Wins When You Invest? Ep 529

Kyle Hasson, fellow financial adviser, sits down with me, Darcy Ungaro for a raw conversation about how the rules of money can benefit the investor, even when the industry doesn't. I break down why property, once the default strategy is hitting a fork in the road, and how the real game since 1971 has been the debasement trade: trading abundant fiat money for scarce assets like Bitcoin and gold. We explain how central bank policy since 2020 supercharged asset prices, why Bitcoin is the cleanest expression of that trade. We also tackle the 80/20 approach to investing in the new world, the danger of copycat “Pepsi” thinking, my personal regrets about playing it too safe early on, and why going harder sooner (while you have time to recover) still matters more than most people admit. Read more Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets. Revolut: For a new type of banking. Sharesies: For local, and international markets. Loan My Coins: Bitcoin lending product. Exodus: Get rewards on your first $2,500 of swaps Get Social: Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn, or subscribe on Substack. www.radicalinvestment.co.nz ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances, and nothing we say is intended as a recommendation. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
21 June

Joel Robinson / The 10 Year + Retirement Strategy Ep 528

Joel Robinson is the founder of Radical Investment. We're talking about how the investment industry treats volatility as 'risk', when in reality, it might be what you're missing. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Check out latest Substack Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets. Revolut: For a new type of banking. Sharesies: For local, and international markets. Loan My Coins: Bitcoin lending product. Exodus: Get rewards on your first $2,500 of swaps Get Social: Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn, or subscribe on Substack. www.radicalinvestment.co.nz ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances, and nothing we say is intended as a recommendation. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
14 June

Paul Quickenden / The Great Capital Rotation of 2026 Ep 527

Special thanks to Paul Quickenden, area manager with Swyftx. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets. Revolut: For a new type of banking. Sharesies: For local, and international markets. Loan My Coins: Bitcoin lending product. Exodus: Get rewards on your first $2,500 of swaps Get Social: Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn, or subscribe on Substack. www.radicalinvestment.co.nz ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances, and nothing we say is intended as a recommendation. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
7 June

Hank Harris / Is THIS The Worst Investment? Ep 526

Hank Harris is a Limited Partner in Ego Death Capital, and co-owner of TheBitcoinShop.nz. Check out https://sovereigntysummit.nz/ If you want to take greater control of what your KiwiSaver invests in, and if forms of 'sound money' are important to you also, then reach out. Book my free 15-minute discovery call Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets. Revolut: For a new type of banking. Sharesies: For local, and international markets. Loan My Coins: Bitcoin lending product. Exodus: Get rewards on your first $2,500 of swaps Get Social: Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn, or subscribe on Substack. www.radicalinvestment.co.nz ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances, and nothing we say is intended as a recommendation. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
1 June

Chris Hestelow / Are Passive Funds The REAL Bubble? Ep 525

Almost 40% of the S&P 500 index fund sits in just 10 stocks. Yet, low cost, passive index funds are often marketed as a way to invest in many things at once. 9 of the 10 companies are directly exposed to the AI-thematic - something that may, or may not be a bubble, depending on who you listen to. They say the performance of actively managed funds, after fee, rarely outperform passive funds. So, does that mean we should park our intellect at the door? Chris Hestelow, Investment Specialist at Allan Gray*, talks to me about the 'Passive vs Active' debate, AI concentration risks in index funds, and reflexivity/dynamic feedback loops that distort true price discovery in markets. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! *I may recommend Allan Gray funds in the course of providing KiwiSaver or investment advice. Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets. Revolut: For a new type of banking. Sharesies: For local, and international markets. Loan My Coins: Bitcoin lending product. Exodus: Get rewards on your first $2,500 of swaps Get Social: Check out the most watched/downloaded episodes here Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn. www.radicalinvestment.co.nz ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances, and nothing we say is intended as a recommendation. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
24 May

Mark McCrindle / Is Boomer Property-Wealth On Paper Only? Ep 524

Mark McCrindle is an Australian social researcher, demographer, and futurist best known for his work on generational trends and for popularising the term Gen Alpha. https://mccrindle.com.au/ Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets. Revolut: For a new type of banking. Sharesies: For local, and international markets. Loan My Coins: Bitcoin lending product. Exodus: Get rewards on your first $2,500 of swaps Online courses: Take the free, 5-part online course Crypto 101: Crypto with Confidence Get Social: Check out the most watched/downloaded episodes here Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn. www.radicalinvestment.co.nz ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

See All (220)

4.7

out of 5

167 Ratings

In the grand scheme of things

10 May

Introvert horse lover

Love this podcast. A bit whacky at times but always thought provoking. Recommend for anyone wanting to effectively influence their financial situation.
Excellent podcast

8 Mar

AJ_in_NZ

So good having NZ centric content that’s this Insightful. Balanced and informative views that do a great job highlighting changes in the shifting investor landscape. Excellent line up of guests too.
Always a great listen

8 Mar

TJ_local

Wouldn’t miss this show, always insightful and a different perspective
Everybody should listen

06/10/2024

Rocketrotors

Each and every episode is packed with interesting information delivered in such an informative and easily digestible way. Darcy has a breadth of information and with a great mix of guests is able to get depth also. I won’t miss an episode and don’t think you should either.