Queer Money®: How Gay People Do Money

Queer Money
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Queer Money is a bi-weekly show dedicated to creating desperately needed generational wealth within the gay community because we deserve to sleep better at night and we must stand up to the anti-LGBTQ+ industrial complex. Listen and watch regularly to eliminate financial insecurity and generate personal wealth, prepare for a secure and fun retirement, find the most affordable, LGBTQ+-friendly cities in the US to live in or travel to, grow your stock portfolio to $1,000,000+, build a real estate empire and start a small business. Your hosts are husbands and money experts David & John Auten-Schneider who have been the leaders in LGBTQ+ finance since 2015. With nine seasons, nearly 500 episodes, over a million downloads and features by Oprah, Advocate, Variety, CNBC and more, the award-winning Queer Money is the longest running show made by and for the LGBTQ+ community and is the only show solely dedicated to our financial well-being as gay people. · For more financial information and helpful resources, visit queermoneypodcast.com · For complementary charts and grafts (and pretty pictures), subscribe to Queer Money on YouTube @ https://www.youtube.com/@queermoney?sub_confirmation=1

  1. Why GenX Retirement is Harder | Queer Money Ep. 635

    1D AGO

    Why GenX Retirement is Harder | Queer Money Ep. 635

    Why GenX Retirement Is Harder Than Boomers or MillennialsGenX retirement was supposed to be simple: work hard, save consistently, retire comfortably. Yeah... about that. In this episode of Queer Money, we break down why GenX retirement feels so much harder than what boomers often describe and what millennials get all the headlines for. For many Gen Xers, especially gay Gen X men, retirement planning has been shaped by market crashes, the shift from pensions to 401(k)s, rising debt, mortgage pressure, and a culture that told us to figure it all out ourselves. In other words, classic GenX: no map, no backup, and somehow we’re still expected to make it look easy. We unpack the seven major reasons retirement has been harder for Gen X, including getting caught in the pension-to-401(k) transition, entering adulthood around recessions and Black Monday, carrying more consumer and student debt into peak saving years, and taking major hits from the dot-com crash and Great Recession at the worst possible moments. If you’ve ever looked at your retirement accounts and thought, “Why does this feel harder for us?” this episode gives language, data, and context to what many GenXers have lived through. We also go deeper into what makes gay GenX retirement even more complicated. Gay Gen Xers are the first large cohort of gay men to survive into retirement after coming of age during the HIV/AIDS crisis. That shaped how many of us think about money, aging, planning, and whether we even expected to live long enough to retire. Add in decades of workplace discrimination, being closeted on the job, lower earning opportunities, and a stronger pull toward living for today, and you’ve got an entirely different retirement equation. This episode is honest, validating, and practical. We also walk through how a retirement gap can play out in real life using the Happy Gay Retirement Calculator, showing the difference between retiring with not enough and retiring with room to breathe. Takeaways in this episode:Why GenX retirement planning got harder when pensions disappearedHow market crashes and recessions hit Gen X at critical wealth-building yearsWhy debt, mortgages, and caregiving are slowing retirement progressWhat makes gay GenX retirement different from other generationsHow to start closing the gap and build a more confident retirement plan If retirement feels harder than it should, you’re not broken. You’re Gen X. And there are still smart ways to make the next chapter fabulous. Chapters:00:00 Intro01:43 - The “pensions → 401(k)” swap03:18 - ‘Double Dip’ Recessions05:17 - Calculator Intro06:17 - Calculator example 112:51 - Calculator example 214:26 - More consumer-debt baggage16:02 - Dot Com crash18:51 - Great Recession21:17 - First generation to “survive into retirement”24:24 - The last workplace ‘closeted generation'25:36 - Outro Mentioned in this episode: Get Your Portugal Golden Visa Here! Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go! Queer Money Retirement Vault Want the confidence to retire when and how you truly want? If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship Your fabulous retirement in Portugal is calling! Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa! Get Your Portugal Golden Visa Here!

    31 min
  2. Chile's Top 5 Cities for Gay Retirees | Gay Chile | Queer Money Ep. 634

    MAR 24

    Chile's Top 5 Cities for Gay Retirees | Gay Chile | Queer Money Ep. 634

    Gay Retirement in Chile: 5 Cities Where You Can Live Well for LessWhat if your retirement looked like this: ocean views, wine country weekends, and rent under $800 a month? In this episode of Queer Money, we’re diving into one of the most underrated destinations for gay retirement abroad—Chile. If you’ve been dreaming about leaving the U.S. but still want modern infrastructure, strong healthcare, and political stability, this might be your place. Chile isn’t the cheapest country in Latin America—but that’s exactly why it works. You get higher quality of life, better systems, and more stability than many alternatives, often at half the cost of living in the U.S.. We break down the top 5 cities in Chile for gay retirees, including what it actually costs to live there, what the LGBTQ+ vibe feels like, and where your retirement dollars stretch the furthest. From the big-city energy of Santiago to the artsy, queer-friendly streets of Valparaíso, these locations offer a mix of affordability, lifestyle, and community that many gay men 45+ are looking for right now. Here’s what you’ll learn: • The #1 city in Chile for gay retirees (and why it feels like Brooklyn meets the Pacific) • Where you can find 2-bedroom apartments for $600–$750/month • Which cities offer the best mix of LGBTQ+ community and affordability • How Chile compares to the U.S. in cost of living (often 40–55% lower) • The reality of LGBTQ+ rights and protections in Chile today If you’ve been Googling “retire in Chile,” “gay Chile lifestyle,” or “best countries for gay retirement,” this episode gives you the real, on-the-ground breakdown. Because a fabulous retirement doesn’t just happen—you build it. Chapters:00:00 - Intro01:07 - Santiago02:52 - Viña del Mar04:05 - About Chile04:46 - Valdivia05:51 - La Serena08:02 - Valparaíso09:16 Outro Mentioned in this episode: Want the confidence to retire when and how you truly want? If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship Your fabulous retirement in Portugal is calling! Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa! Get Your Portugal Golden Visa Here! Get Your Portugal Golden Visa Here! Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go! Queer Money Retirement Vault

    13 min
  3. 11 Things We're Not Buying in 2026 to Be Happier | Queer Money Ep. 633

    MAR 17

    11 Things We're Not Buying in 2026 to Be Happier | Queer Money Ep. 633

    Our Commitment to Stop Wasting Money on Worthless StuffWe’re not broke. We’re just done paying luxury prices for low-value lives. In this episode of Queer Money, we’re breaking down the 11 things we’re not buying in 2026 because too much of what people spend money on today is just worthless stuff dressed up as self-care, status, or convenience. And for too many gay men, those purchases quietly lead to stress, lifestyle inflation, and staying stuck one paycheck away from panic. This isn’t about deprivation. It’s about finally seeing the difference between what looks fabulous and what actually builds a fabulous life. We’re talking about everything from upgrading phones too often, designer clothes, seasonal home décor, and movie theater prices, to buy now, pay later traps, new cars, 50-year mortgages, and spending money just because you technically can. We also get honest about the kind of spending habits that keep many of us chasing appearances instead of building freedom, peace, and options. If you’ve ever looked around and wondered why so much modern spending feels expensive, underwhelming, and weirdly empty, this episode is for you. Because the truth is, we didn’t get calmer, happier, more financially secure lives by making endless amounts of money. We got there by spending with intention and investing the difference. For gay men over 45 especially, this matters. The pressure to look successful, stay relevant, and buy into convenience culture can be intense. But real wealth doesn’t come from collecting status symbols. It comes from owning your choices and refusing to waste money on things that don’t improve your life. In this episode, you’ll hear: The 11 things we’re not buying in 2026Why so much “luxury” spending is actually low-value spendingHow worthless stuff delays retirement, freedom, and peace of mindWhy intentional spending can buy more happiness than status ever willHow to stop financing a lifestyle and start funding your future If your money keeps disappearing faster than your patience at brunch, this conversation may be the reset you need. Takeaways:Intentional spending beats performative spending. Luxury isn’t always value. Many of the things we’re told to buy are distractions from real freedom. The less you waste on low-value habits, the more you can invest in happiness, mobility, and early retirement. Chapters:00:00 - Intro00:58 - New Phones01:45 - Food Delivery02:17 - New Home Goods & Seasonal Decorations02:45 - Big-Chain Quick-Casual Restaurants04:08 - Designer Clothes04:47 - Movie Theaters05:07 - Curated Thrift Stores05:38 - “Low” Monthly Payments06:36 - New Cars06:57 - Trump’s 50-Year Mortgage07:50 - Buying Things Just Because We “Can Afford Them”08:27 - Outro Mentioned in this episode: Your fabulous retirement in Portugal is calling! Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa! Get Your Portugal Golden Visa Here! Get Your Portugal Golden Visa Here! Want the confidence to retire when and how you truly want? If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go! Queer Money Retirement Vault

    12 min
  4. 5 Gay Retirement Cities With Rent Under $800/Month | Queer Money Ep. 632

    MAR 10

    5 Gay Retirement Cities With Rent Under $800/Month | Queer Money Ep. 632

    Gay Retirement Abroad: 5 International Cities With $800 Rent (Yes, Really)What if the biggest upgrade to your retirement wasn’t saving more money… but choosing a different place to live? In this episode of Queer Money, we explore five international cities where you can rent a two-bedroom apartment for under $800 a month—while still enjoying culture, community, and a welcoming LGBTQ+ environment. Most of us were taught that retirement requires millions of dollars, decades of work, and a high-stress savings plan. But what if the real secret to gay retirement is changing the math instead of chasing bigger numbers? When housing drops from $3,000 a month in the U.S. to $700 abroad, your retirement timeline, stress level, and financial freedom can change dramatically. As part of our Queer Money Retirement Rating International Series, we highlight LGBTQ+-friendly destinations where you can live well without spending a fortune. These aren’t luxury resort towns—they’re real, livable cities with culture, healthcare, and growing queer communities. In this episode, we explore:Curitiba, Brazil – A progressive city with strong LGBTQ+ protections, vibrant culture, and rent starting around $600Mae Hia, Thailand – A quiet expat suburb near Chiang Mai with large homes and incredibly low living costsThessaloniki, Greece – A historic Mediterranean city with a growing queer scene and rents around $650–$800Jocotepec, Mexico – A charming Lake Chapala town near Guadalajara with strong LGBTQ+ community connectionsMontevideo, Uruguay – One of Latin America’s most progressive capitals with beaches, culture, and relaxed queer life Each destination is evaluated using the Queer Money Retirement Rating, which considers LGBTQ+ protections, visible queer life, cost of living, healthcare access, and overall quality of life. For many LGBTQ+ people approaching retirement, the question isn’t “Can I afford to retire?” It’s “Where can I afford to live well?” This episode explores how international living and affordable housing can reshape the path to gay retirement—even for those who feel behind financially. TakeawaysAffordable housing can radically change your retirement timelineMany LGBTQ+ friendly cities abroad offer $800 rent or less for two-bedroom apartmentsCost of living abroad can be 35–55% lower than major U.S. citiesHealthcare abroad is often high quality and dramatically cheaperInternational living can open the door to earlier and more flexible retirement options If you're dreaming about gay retirement abroad, this episode might just change the equation. Chapters:00:00 - Intro02:54 - Curitiba Intro04:31 - Curitiba Apartments06:22 - Mae Hia Intro07:29 - Mae Hia Apartments09:54 - Thessaloníki Intro11:08 - Thessaloníki Apartments13:24 - Optimize Ad13:44 - Jocotepec Intro15:27 - Jocotepec Apartment16:51 - Montevideo Intro18:09 - Montevideo Apartments19:11 - Outro Mentioned in this episode: Your fabulous retirement in Portugal is calling! Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa! Get Your Portugal Golden Visa Here! Want the confidence to retire when and how you truly want? If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship Get Your Portugal Golden Visa Here! Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go! Queer Money Retirement Vault

    23 min
  5. How We're Diversifying Our Investments Away from the U.S. | Queer Money Ep. 631

    MAR 3

    How We're Diversifying Our Investments Away from the U.S. | Queer Money Ep. 631

    Diversifying Investments Beyond the U.S. | International Investing for Gay Gen X RetirementAre you unintentionally overexposed to the U.S. stock market? In this episode of Queer Money (Ep. 631), we unpack why investors are diversifying investments away from the United States and what international investing means for gay men 45+ who have most of their retirement savings tied up in 401(k)s and IRAs. Over the last six months alone, billions have rotated out of U.S. equities. International markets have outperformed. The dollar’s dominance is shifting. Central banks are diversifying reserves. And yet most American retirement portfolios remain overwhelmingly U.S.-centric. That’s concentration risk. And money hates concentration risk. We walk through: Why global capital is rotating into developed and emerging marketsWhat “de-dollarization” means for your retirement savingsHow international investing can reduce political and currency riskWhy diversification is not anti-American — it’s pro-retirement securityThe risks of being overly exposed to AI-heavy U.S. marketsHow we personally are reallocating part of our portfolio internationally If you’re a Gen Xer or older Millennial with decades of savings sitting in U.S.-only index funds, this episode may challenge your assumptions about buy-and-hold domestic investing. Key Takeaways:Diversifying investments reduces concentration risk tied to one economy and one currency.International investing has outpaced U.S. markets in recent performance cycles.Currency alignment matters — especially if you plan to retire abroad.A globally diversified portfolio reflects today’s multipolar economy.Active, adaptive diversification can strengthen long-term retirement resilience. We’re not abandoning America. We’re protecting our future. Chapters:00:00 - Intro01:12 - Capital is rotating02:49 - International outperformance04:41 - Policy and geopolitics07:21 - Why diversification matters09:02 - U.S. market still matters10:02 - What we did12:48 - Outro Mentioned in this episode: Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go! Queer Money Retirement Vault Your fabulous retirement in Portugal is calling! Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa! Get Your Portugal Golden Visa Here! Get Your Portugal Golden Visa Here! Want the confidence to retire when and how you truly want? If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship

    17 min
  6. The Top 5 Cities in Croatia for Gay Retirees | Queer Money Ep. 630

    FEB 24

    The Top 5 Cities in Croatia for Gay Retirees | Queer Money Ep. 630

    Top 5 Cities to Retire in Croatia for Gay Folks | Affordable Gay Retirement in EuropeYour morning walk is along a stone promenade by the Adriatic Sea. Your biggest decision? Coffee… or wine… or both. And your cost of living just dropped by 40–60%. If you’ve been dreaming about gay retirement abroad, but assumed Europe meant Paris prices or Barcelona crowds, think again. In this episode of Queer Money, we break down the top 5 cities to retire in Croatia for gay men who want affordability, culture, and coastal beauty without draining their portfolio. Croatia may be Europe’s best-kept retirement secret. We ranked these cities using our Queer Money Retirement Rating, overweighting affordability because stretching your retirement dollars matters — especially if you want options. In This Episode We Cover:➜ Zagreb – Croatia’s largest LGBTQ+ community and most livable city➜ Split – Beach life, island hopping, and expat-friendly energy➜ Rijeka – Progressive, artsy, and quietly affordable➜ Osijek – Shockingly low cost of living with small-town charm➜ Zadar – Romantic seaside sunsets without the tourist chaos We also break down:➜ Cost of living compared to Denver (40–60% cheaper)➜ Average two-bedroom rent ($700–$1,400 USD)➜ LGBTQ+ protections and civil union laws➜ What the gay scene actually looks like (and where to be discreet)➜ Why Dubrovnik didn’t make the list Croatia offers Mediterranean lifestyle, national healthcare access, and European culture — without the Spain or Italy price tag. But affordability is only half the story. We also talk honestly about LGBTQ+ acceptance, legal protections, and what life is really like for gay retirees in Croatia. 🎯 Key Takeaways✔ You don’t need Western Europe pricing to live a beautiful gay retirement✔ Zagreb is the easiest plug-and-play LGBTQ+ community✔ Split is amazing — but summer tourism spikes prices✔ Smaller cities offer serious savings if you’re flexible✔ The right retirement city depends on your numbers Want to see if Croatia works with your retirement savings? And if Croatia isn’t your vibe, stay tuned — we’re covering Colombia next. Chapters: 00:00 - Intro00:39 - Zadar01:51 - Osijek03:05 - About Croatia04:44 - Rijeka05:30 - Split06:58 - Table07:19 - Zagreb08:51 - Dubrovnik09:36 - Outro Mentioned in this episode: Your fabulous retirement in Portugal is calling! Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa! Get Your Portugal Golden Visa Here! Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go! Queer Money Retirement Vault Want the confidence to retire when and how you truly want? If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship Get Your Portugal Golden Visa Here!

    12 min
  7. How to Achieve Financial Independence in 3 Years (Yes, It’s Possible) | Queer Money Ep. 629

    FEB 17

    How to Achieve Financial Independence in 3 Years (Yes, It’s Possible) | Queer Money Ep. 629

    Ever told yourself, “It’s too late for me” or “I should’ve started saving earlier”?If you’re 45 or older and feeling behind on retirement, this episode is your wake-up call. Because while achieving financial independence in three years isn’t easy—or typical—it is possible. In this episode of Queer Money, we break down the exact systems, mindset shifts, and lifestyle upgrades required to accelerate your path to financial freedom. This isn’t about crypto speculation, stock tips, or manifesting millions with oat milk and a vision board. It’s about building systems that work harder than you do. We redefine financial independence as five freedoms: Money freedomLocation freedomTime freedomRelationship freedomYou freedom And we show you how to design your life around them. What You’ll Learn About Financial Independence:Why extraordinary results require extraordinary systemsThe mindset shift from “sacrifice” to “building something bigger”How to calculate your real Financial Independence (FI) numberWhy tracking your baseline expenses is non-negotiableThe difference between luxury and comfort (and why that matters)How to build multiple income streams through business, investing, and real estateWhy passive income beats clocked-in income We walk you through the Queer Money Financial Independence Framework: Change your mindsetChange your habitsChange your cash flow You’ll also hear how we: Paid off $51,000 in debtKept a car for 15 yearsHouse hacked a duplexBuilt two businessesInvested strategicallyCreated income streams that continue working even when we don’t Financial independence isn’t about working harder. It’s about aligning your systems with your values—and then ruthlessly optimizing your life around your “why.” Three years is possible. But only if you treat it like a system, not a fantasy. If you’re ready to stop financing coping mechanisms and start building freedom, this episode is your blueprint. Chapters:00:00:00 Intro00:37:03 - FI / 5 Freedoms01:17:12 - What FI in 3 years means01:35:23 - What FI in 3 years doesn't mean01:54:00 - Step 1: Update your mindset system02:45:08 - Step 2: Update your habit system04:48:16 - Step 3: Update our Money System - key to make it all happen08:01:10 - What does this look like IRL?09:31:03 Outro Mentioned in this episode: Want the confidence to retire when and how you truly want? If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship Get Your Portugal Golden Visa Here! Your fabulous retirement in Portugal is calling! Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa! Get Your Portugal Golden Visa Here! Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go! Queer Money Retirement Vault

    13 min
  8. 6 Countries with the Easiest Visas for Gay Retirees | Gay Retirement | Queer Money Ep. 628

    FEB 10

    6 Countries with the Easiest Visas for Gay Retirees | Gay Retirement | Queer Money Ep. 628

    6 LGBTQ-Friendly Countries Where Americans Can Retire for Less—and Still Achieve Retirement SuccessMost gay men assume retiring abroad requires extreme wealth, immigration lawyers, or giving up their U.S. passport. The truth? If you’re over 50 and have Social Security, a pension, rental income, or a 401(k), you may already qualify for residency in multiple LGBTQ-friendly countries—and at a cost that actually supports retirement success instead of draining it. In this episode of Queer Money, we break down six verifiable LGBTQ-friendly countries where Americans can legally obtain residency without being ultra-wealthy—and where everyday life costs significantly less than in the United States. This conversation is about grounding the dream of retiring abroad in reality. These are real visa programs, real income thresholds, and real places where gay men can live openly, affordably, and with dignity. We cover:Why retiring abroad is often easier than people thinkHow reciprocity, visa policy changes, and global politics affect AmericansWhy cost of living—not net worth—is the real driver of retirement successHow residency visas work for retirees, investors, and financially independent individuals Countries Covered in This Episode:Portugal – Income-based residency, strong LGBTQ protections, and EU accessMexico – Familiar culture, flexible residency paths, and major healthcare savingsThailand – Marriage equality, retirement visas, and exceptional affordabilityGreece – EU residency options with one of the lowest Golden Visa thresholdsBrazil – Strong LGBTQ protections and low income requirementsLatvia – An emerging EU option with Schengen access and lower costs Key Takeaways for Retirement Success:You don’t need millionaire money to retire abroad—clarity beats wealthCost-of-living arbitrage can extend your retirement years dramaticallyResidency is about documentation and income, not perfectionThe right country can turn “barely enough” into “more than enough” Retiring abroad isn’t about running away. It’s about running the numbers—and choosing a life that actually works. If retirement success means more freedom, less stress, and living openly as yourself, this episode shows you where to start. 👉 Want to know how long your money could last—at home or abroad? Use the Happy Gay Retirement Calculator to see what retirement success actually looks like for you. 🔗 Start here: https://queermoneypodcast.com/hgrcalc Chapters:00:00 - Intro01:35 - Portugal04:17 - Mexico05:50 - Thailand07:18 - Greece09:24 - Recap09:58 - Brazil12:03 - Latvia14:19 - Outro Mentioned in this episode: Get Your Portugal Golden Visa Here! Want the confidence to retire when and how you truly want? If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship Your fabulous retirement in Portugal is calling! Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa! Get Your Portugal Golden Visa Here! Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go! Queer Money Retirement Vault

    17 min
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About

Queer Money is a bi-weekly show dedicated to creating desperately needed generational wealth within the gay community because we deserve to sleep better at night and we must stand up to the anti-LGBTQ+ industrial complex. Listen and watch regularly to eliminate financial insecurity and generate personal wealth, prepare for a secure and fun retirement, find the most affordable, LGBTQ+-friendly cities in the US to live in or travel to, grow your stock portfolio to $1,000,000+, build a real estate empire and start a small business. Your hosts are husbands and money experts David & John Auten-Schneider who have been the leaders in LGBTQ+ finance since 2015. With nine seasons, nearly 500 episodes, over a million downloads and features by Oprah, Advocate, Variety, CNBC and more, the award-winning Queer Money is the longest running show made by and for the LGBTQ+ community and is the only show solely dedicated to our financial well-being as gay people. · For more financial information and helpful resources, visit queermoneypodcast.com · For complementary charts and grafts (and pretty pictures), subscribe to Queer Money on YouTube @ https://www.youtube.com/@queermoney?sub_confirmation=1

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