We Chat Divorce Podcast

My Divorce Solution

Divorce is emotional — but it’s also financial. We Chat Divorce helps you understand both. Join hosts Karen Chellew and Catherine Shanahan, co-founders of My Divorce Solution, for expert divorce insights, real stories, and proven financial strategies that turn fear into focus, focus into knowledge, and knowledge into power. Whether you’re just considering divorce, in the middle of it, or rebuilding after, you’ll learn how to protect your finances, make informed decisions, and move forward with clarity and confidence. The #1 podcast for financial divorce preparation, empowerment, and real talk about money, marriage, and moving on.

  1. 4d ago

    212. Dividing a Business in Divorce: What the Valuation Doesn’t Tell You

    When a business is part of a divorce, determining what it is worth is only the beginning. The company may also be a marital asset, a source of household income and the employer paying expenses for the family. Each of these roles can affect the financial outcome for both spouses. In this episode of We Chat Divorce, Karen Chellew and Catherine Shanahan explain why business decisions should never be made from a valuation number alone. They explore the questions that reveal what is actually included in a valuation—from intellectual property, real estate and goodwill to personal expenses paid through the company. Karen and Catherine also discuss why two qualified experts can reach very different conclusions. The difference may not be the math, but the assumptions behind it—including valuation dates, reasonable compensation, normalized expenses, growth projections and goodwill. Understanding those assumptions can help you ask focused questions and avoid unnecessary professional fees. You’ll also learn why cash flow matters when one spouse keeps the business, how personal expenses paid by the company affect post-divorce budgets and what to consider before accepting a multiyear buyout. Karen shares her own experience of remaining legally connected to a former spouse’s company—and the costly consequences of not being formally removed. In this episode: What may be missing from a business valuation How intellectual property, goodwill and real estate can affect value Why competing valuations may produce dramatically different numbers The role of personal expenses, add-backs and retained earnings How business cash flow can affect support and settlement payments Risks associated with business debt, ownership and officer designations Questions to ask before hiring a forensic accountant or valuation expert Why signed agreements must be fully implemented after divorce You do not need to understand every financial detail before asking for help. The MDS Financial Portrait™ brings documented assets, debts, income and expenses into one comprehensive financial picture—helping identify the questions that matter before life-changing decisions are made. Learn more at MyDivorceSolution.com. Because when a business is involved, clarity means understanding not only what it is worth—but what your financial future depends on. Learn more about your ad choices. Visit megaphone.fm/adchoices

  2. Sep 3

    211. From Heartbreak to Independence: Starting Over After Divorce

    What happens when the life you planned suddenly falls apart—and you have to decide what comes next? Three years after her first appearance on We Chat Divorce, bestselling author, filmmaker, and creator Gabrielle Stone returns to share how heartbreak, solo travel, and honest self-reflection transformed her life. After discovering her husband’s affair and experiencing another devastating breakup shortly afterward, Gabrielle made a bold decision: she took the month-long European trip she had planned—alone. That experience became the foundation for her bestselling book, Eat, Pray, #FML, and a much larger journey toward healing, independence, and trusting herself again. Gabrielle opens up about the financial manipulation she experienced in her first marriage, why she became more involved in managing finances in her current marriage, and how she and her husband created clear protections for their blended family. She also shares how her women-only international trips are helping participants step outside their comfort zones, build meaningful friendships, and rediscover who they are beyond heartbreak, fear, or the roles they have held for years. In this episode: Rebuilding confidence after betrayal and divorce Recognizing financial control within a relationship Becoming an active participant in your financial life Having honest financial conversations with a partner Walking through fear instead of allowing it to make decisions Using travel and community to reconnect with yourself Viewing the end of a marriage as the beginning of something new If you are wondering who you are after divorce—or whether you can trust yourself to begin again—Gabrielle’s story is a powerful reminder that rebuilding happens one courageous choice at a time. Listen to Gabrielle’s previous We Chat Divorce episode: https://lnns.co/M9YsQI5dzPg Connect with Gabrielle:Instagram: @gabriellestoneTikTok: @gabrielle_stone To learn how the MDS Financial Portrait™ can help you understand your finances and prepare for informed negotiations, visit MyDivorceSolution.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

  3. Aug 26

    210. Financial Clarity Before Divorce: Rethinking Prenups, Postnups and Separation Agreements

    Financial agreements are often viewed as a way for one person to protect their assets from the other. But a prenup, postnup or separation agreement can begin with a more constructive question: What are we trying to accomplish financially? In this episode of the We Chat Divorce Podcast’s Divorce Explored series, Karen Chellew and Catherine Shanahan challenge the traditional mindset surrounding financial agreements. Rather than focusing only on what happens if a marriage ends, couples can use these conversations to decide what they want to build together, what should remain separate and how both people will stay financially informed. The conversation is especially important when one spouse leaves the workforce, contributes to the growth of a business, manages the household or depends on the other spouse’s income. Catherine expands on insights she recently shared in a USA TODAY article about former stay-at-home wives who became financially vulnerable when their marriages ended. Karen and Catherine discuss: How prenups can support transparency instead of signaling distrust Questions couples should ask before deciding what remains separate or marital The long-term financial impact of leaving the workforce to care for a family When a postnuptial agreement may help an already-married couple create a new financial understanding The difference between managing the family’s money and using money as a form of control Why financial disclosure should continue as careers, businesses, assets and family responsibilities change How to begin a difficult financial conversation one manageable question at a time You do not have to know whether your marriage will continue or end before you start understanding your finances. Know what you have. Know what you owe. Understand what you are agreeing to. Financial clarity should not begin when you are getting divorced. It should be part of the financial relationship all along. My Divorce Solution does not draft prenuptial, postnuptial or separation agreements. These are legal documents with requirements that vary by state. MDS helps individuals and couples understand the financial information behind those decisions so they can move forward with greater clarity, confidence and control. Learn more about your ad choices. Visit megaphone.fm/adchoices

  4. Aug 19

    209. How to Rewire Your Brain and Rebuild Your Life After Toxic Love

    The divorce may be final—or still unfolding—but your mind and body may remain stuck in survival mode. In this episode of We Chat Divorce, Karen Chellew and Catherine Shanahan welcome back Jackie Miller, certified trauma-informed coach, author, speaker, and host of Out of Crazy Town: Your Guide to Divorcing a Narcissist. Jackie shares insights from her new book, Winning: Rewiring Your Brain and Your Life After Toxic Love, explaining why people leaving toxic or high-conflict relationships often continue to experience fear, rumination, and emotional overwhelm. She also explores how these patterns can affect financial decisions during divorce and make it harder to move forward. The conversation examines the three powerful hooks that can keep someone tethered to an unhealthy relationship: the need for justice, the need for closure, and the need to prove yourself. Jackie shares her own experience spending significant time and money searching for hidden assets—and the important lesson she learned about balancing the pursuit of answers with the cost of remaining emotionally and financially stuck. You’ll also learn practical ways to interrupt the cycle, including creating a “rescue thought,” practicing future orientation, and using Jackie’s WIN Method: Witness what is happening. Interrupt the spiral. Insert a new script. Jackie explains why writing down your values and creating a clear vision for your future can become your North Star throughout divorce. Karen and Catherine connect this work to financial clarity: when you understand the known facts, you can identify which unknowns truly matter and make more strategic decisions about where to spend your time, energy, and money. In this episode: Why your brain may remain in survival mode after a toxic relationship How rumination can interfere with divorce and financial decisions The connection between emotional recovery and financial recovery Why the pursuit of justice or closure can prolong conflict How “future orientation” can help you move forward The difference between simple tools and easy work How financial clarity supports confident decision-making Why your most painful experiences can eventually become wisdom Financial clarity gives you the facts. A healthier mindset gives you the ability to act on them. Together, they create the foundation for rebuilding your life. Learn more about Jackie Miller: Podcast: Out of Crazy Town Website: JackieMillerCoaching.com Instagram and YouTube: @OutofCrazyTown Book: Winning: Rewiring Your Brain and Your Life After Toxic Love, available on Amazon If you are considering divorce, currently navigating the process, or rebuilding afterward, visit MyDivorceSolution.com to learn how verified financial information can help you move forward with greater clarity and confidence. Learn more about your ad choices. Visit megaphone.fm/adchoices

  5. Aug 12

    208. Should You Keep the House in Divorce? Why Your Realtor Can't Answer That Alone

    Should you keep the house in your divorce — or sell it? Your realtor can give you an answer. But excellent real estate advice can still be a costly divorce mistake. In this episode of Divorce Explored, Karen Chellew and Catherine Shanahan use the marital home — one of the most common and emotional decisions in divorce — to expose a bigger problem they call "professional silos": your realtor, accountant, attorney, financial planner, and mortgage professional each giving you sound advice that doesn't coordinate with the rest of your settlement. A realtor can't tell you how much equity actually remains after the mortgage and selling costs, what assets you'd give up to keep the house, or whether you can refinance and maintain it on your own income. The same siloed thinking shows up in tax advice, support orders, bifurcated divorces, and forensic accounting referrals — leaving you, the client, as the unpaid translator between five different professionals. In this episode, Karen and Catherine cover: Why your home's net value matters more than its sale price — and what "you can just keep the house" really means How a support order structured around the mortgage payment can quietly block a refinance Why year-end tax savings is only one piece of the divorce-timing decision The questions to ask before acting on any professional's recommendation How to coordinate every advisor around one complete, verified financial picture The answer isn't fewer professionals — it's making sure they're all solving the same problem using the same financial facts. That's what the MDS Financial Portrait™ was built to do. Learn more at MyDivorceSolution.com. The We Chat Divorce Podcast is hosted by Karen Chellew and Catherine Shanahan, co-founders of My Divorce Solution. Learn more about your ad choices. Visit megaphone.fm/adchoices

  6. Aug 5

    207. How to Trust Yourself in Divorce: Stop Overthinking and Make Clear Decisions with Amy Armstrong

    Divorce can make even the most confident person question every decision. When fear, conflicting advice, and financial uncertainty take over, how do you determine what is truly right for you? Divorce can make even the most confident person question every decision. When fear, conflicting advice, and financial uncertainty take over, how do you determine what is truly right for you?In this episode of We Chat Divorce, Karen Chellew and Catherine Shanahan speak with Amy Armstrong, a nationally recognized expert in conflict resolution, parent coaching, mediation, and family systems. Amy is the founder of the Center for Family Resolution and the Center for Coach Development, as well as the author of *Real-Time Parenting: Choose Your Action Steps for the Present Moment* and the upcoming book *Boundary Basics: Simple Steps to Resolve Conflict*. Drawing from both her professional expertise and personal divorce experience, Amy explains how to rebuild trust in yourself—one small decision at a time. She shares why repeatedly thinking through the same decision may signal a lack of self-trust and introduces a practical framework for placing decisions into three categories: yes, no, or later. The conversation also explores how to choose support people who hold a positive vision for your future, set boundaries based on what you want to protect, and move away from language that keeps you feeling powerless. Amy, Karen, and Catherine discuss the connection between emotional regulation and financial clarity, especially when one spouse has significantly more financial knowledge than the other. Amy also offers insight from her work training judges, including why family court outcomes can be unpredictable and why being brief, clear, prepared, and emotionally grounded can make a meaningful difference. In this episode, you’ll learn: How to recognize when you are not trusting yourself Why practicing with small decisions builds confidence How the “yes, no, or later” framework reduces rumination What to look for in a genuinely supportive person How to establish boundaries without trying to control someone else Why financial clarity should come before major divorce decisions How to communicate more effectively in mediation and family court When your decisions align with verified information, your priorities, and what is true for you, you can move through divorce with greater clarity and confidence. Learn more about My Divorce Solution and access additional divorce resources at MyDivorceSolution.com About Amy Armstrong Amy Armstrong, LISW-S, is a nationally recognized leader in conflict resolution, coach education, and program design. With expertise in mediation, parenting coordination, and parent coaching, she has spent 15 years helping families and professionals replace emotional reactivity with greater clarity, confidence, and personal authority. Amy is the founder of the Center for Family Resolution and the Center for Coach Development. Her work has appeared in The New York Times, Parents Magazine, and USA Today, as well as on CBS, ABC, NBC, and Fox News. She is the author of Real-Time Parenting: Choose Your Action Steps for the Present Moment and the forthcoming Boundary Basics: Simple Steps to Resolve Conflict. Amy's gift to our listeners: https://podcast.thecenterforfamilyresolution.com/wechat Connect with Amy: Website: https://www.thecenterforfamilyresolution.com/ LinkedIn: http://linkedin.com/in/coachamyarmstrong TikTok: https://www.tiktok.com/@amyarmstrongconflictfree Instagram: https://www.instagram.com/amyarmstrong_conflict_free/ Learn more about your ad choices. Visit megaphone.fm/adchoices

  7. Jul 29

    206. Hidden Assets or Costly Rabbit Holes? How Much Financial Discovery Is Enough?

    One missing financial document could change the outcome of a divorce—but spending thousands tracing an account that once held only a few hundred dollars may not. So how do you know when you have enough reliable information to mediate, negotiate, or sign a settlement agreement? In this Divorce Explored episode, Karen Chellew and Catherine Shanahan explain how to build a clear picture of your marital estate without getting trapped in costly financial rabbit holes. They discuss why organization should come before investigation, how key documents differ from supporting records, and how to distinguish a material gap—such as a substantial investment account missing from current disclosures—from an unanswered question that may never change the outcome. You’ll learn four questions to ask before requesting years of financial history, what may happen when a spouse refuses to provide records, why subpoenas sometimes come back “no records found,” and what a focused deficiency list should accomplish. Karen and Catherine also explain why mediation requires a reliable financial foundation—not absolute perfection. Financial clarity means having enough verified information to understand the risks, evaluate your options, and make informed decisions with confidence. Key takeaways Start with what you know and what you have; build the marital estate before beginning a broader investigation Connect every additional document request to a specific financial purpose Ask: What am I trying to prove? How could the answer change the marital estate? Is a court likely to permit the discovery? Could the cost exceed the likely benefit? Consider whether uncertainty can be addressed through negotiation, conservative values, offsets, true-ups, or settlement protections instead of endless tracing Learn more at MyDivorceSolution.com This conversation is educational and is not legal, tax, or investment advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

  8. Jul 22

    205. The 50/50 Divorce Myth: What Equitable Distribution Actually Means

    Most people assume divorce means everything splits 50/50. In most of the country, that's not how the law works — and learning it mid-process can cost you dearly. In this episode of We Chat Divorce, Karen Chellew and Catherine Shanahan sit down with Jessica Fagan, founder of Fagan Law Group, an Atlanta-based family law firm focused on complex divorce, custody, and high-asset family matters. Jessica breaks down what equitable distribution really means, why "fair" and "equal" are not the same thing, and how her "zone of settlement" approach helps clients negotiate from knowledge instead of fear. In this episode: Why only 9 states follow strict community property rules The tax traps hiding inside a "50/50" account split (Roth vs. traditional, tax basis, risk) How fairness is evolving when one spouse earns the income AND runs the household The zone of settlement: your best day vs. worst day in court Why judges are a wild card — "a sledgehammer, not a scalpel" Being heard in mediation without being pressured into a bad deal Why alimony is declining — and when more than 50% of assets is the smarter ask What AI gets wrong about analyzing divorce finances Connect with Jessica Fagan: Website: https://FaganLawGroup.com Instagram: @faganlaw Get financially clear before you negotiate. Learn about the MDS Financial Portrait™ and join the free MDS Community at https://MyDivorceSolution.com Learn more about your ad choices. Visit megaphone.fm/adchoices

4.7
out of 5
23 Ratings

About

Divorce is emotional — but it’s also financial. We Chat Divorce helps you understand both. Join hosts Karen Chellew and Catherine Shanahan, co-founders of My Divorce Solution, for expert divorce insights, real stories, and proven financial strategies that turn fear into focus, focus into knowledge, and knowledge into power. Whether you’re just considering divorce, in the middle of it, or rebuilding after, you’ll learn how to protect your finances, make informed decisions, and move forward with clarity and confidence. The #1 podcast for financial divorce preparation, empowerment, and real talk about money, marriage, and moving on.

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