The Real Investment Show Podcast

Lance Roberts
  • 4.7 (56)
  • Business News
  • Updated Daily

It's a show about life, markets, sweat-equity, and the pursuit of wealth in a capitalist market.

  1. 14h ago

    7-1-26 Q&A Wednesday - Your financial Questions Answered Live

    It's Q&A Wednesday, where we answer your biggest questions about investing, retirement, the economy, and today's markets. With stocks testing key resistance, artificial intelligence continuing to drive market leadership, interest rate expectations evolving, and retirement planning challenges becoming more complex, investors have plenty of questions. This live discussion with Lance Roberts covers the issues that matter most to your financial future. Whether you're wondering about portfolio positioning, market risk, Social Security, retirement income, taxes, estate planning, or the latest economic headlines, we'll provide practical, evidence-based answers designed to help you make more informed financial decisions 0:00 INTRO 1:03 - Market Rally & Economic Numbers - The Problem with the Data 5:21 - Retail Investors Go Crazy 7:22 - Markets' Climb Above the Moving Averages 11:53 - All Alone & Texas Travels 13:38 - Nikkei Numbers 15:18 - America: The Best Country for Consumers 16:25 - Thoughts on Structured Notes 19:57 - What's Up w Downtrend in Resources? 23:34 - What is "The Mean," and How Is It Figured? 30:11 - Thoughts on the Current Real Estate Sector 35:00 - Natural Gas Mid-stream Companies 38:28 - Rebalancing Long-term Positions 40:19 - RIA Economic Conference and RIA Merch 41:38 - Market Price Factors - How Algorithms Work 43:55 - Dealing w Facts vs Narratives 46:29 - The Housing Affordability "Crisis" Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/A9mA4FyIAjY ------- Articles Mentioned in Today's Show: "Friedman Was Right, Just Mostly Misquoted" https://realinvestmentadvice.com/resources/blog/mitton-friedman-was-right-just-mostly-misquoted/ "Private Equity – Why Am I So Lucky?" https://realinvestmentadvice.com/resources/blog/private-equity-why-am-i-so-lucky/ ------- Watch today's "Before the Bell" premarket commentary, "Can July Deliver?" https://youtu.be/epuAhNmH-q0 ------- Watch our previous show, "Should You Leave Your 401(k) Where It Is?" https://youtube.com/live/iHJLWOZY4NQ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #MarketOutlook #EarningsSeason #RiskManagement

    52 min

  2. 16h ago

    7-1-26 Can July Deliver? | Before the Bell

    Stocks reclaimed the 20-day moving average on Tuesday, but the next test is even more important. Markets are now approaching a declining resistance trend line that has capped recent advances, while momentum is nearing a fresh buy signal. In today's Before the Bell, we discuss why this technical setup could pave the way for a breakout toward new all-time highs as July begins. We also examine the seasonal strength that has historically favored stocks this month, the return of corporate share buybacks, and why strong earnings expectations could provide another tailwind. Not every sector is likely to participate equally, however. We review the ongoing rotation back toward growth stocks, what to watch as earnings season approaches, and why disciplined risk management remains essential even in an improving technical environment. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/epuAhNmH-q0 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #MarketOutlook #EarningsSeason #RiskManagement

    4 min

  3. 1d ago

    6-30-26 Should You Leave Your 401(k) Where It Is?

    Should you leave your old 401(k) with a former employer, roll it into an IRA, move it to a new employer's retirement plan, or consider another option? The right answer depends on your goals, investment choices, fees, taxes, and retirement timeline. Lance Roberts & Jon Penn examine the advantages and disadvantages of each option, including investment flexibility, creditor protection, Required Minimum Distributions (RMDs), fees, and the tax implications that could affect your long-term retirement strategy. We'll also explain why leaving your 401(k) where it is may be the best decision in some situations—and why rolling it over isn't always the automatic choice. If you're changing jobs, approaching retirement, or simply reviewing old retirement accounts, this discussion will help you make a more informed decision before moving your savings. 0:00 INTRO 0:48 - End of June - Start of July 2:25 - Google Goes to DJIA 4:43 - Maintain & Monitor Risk 8:35 - Man Caves & Kitchens 9:18 - I Need to Rollover My 401k to an IRA 15:16 - What to Do with Your 401k 17:04 - What You Lose in an IRA 20:55 - Is This a Bad Time to Invest? 25:57 - Binary Investors 27:33 - Gating Returns in Private Credit Funds 40:18 - Dollar Strength & Precious Metals 43:31 - Why You Should Keep Money in a 401k - vs IRA Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/iHJLWOZY4NQ ------- Articles Mentioned in Today's Show: "Friedman Was Right, Just Mostly Misquoted" https://realinvestmentadvice.com/resources/blog/mitton-friedman-was-right-just-mostly-misquoted/ "Private Equity – Why Am I So Lucky?" https://realinvestmentadvice.com/resources/blog/private-equity-why-am-i-so-lucky/ ------- Watch today's "Before the Bell" premarket commentary, "Can Markets Break Out?" https://youtu.be/Cdk3OpxHkd4 ------- Watch our previous show, "Milton Friedman Was Mostly Right" https://youtube.com/live/qDTBlhH8YGY ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #TechnicalAnalysis #Investing #MarketOutlook #401k #RetirementPlanning #IRA #Retirement #FinancialPlanning

    46 min

  4. 1d ago

    6-30-26 Can Markets Break Out? | Before the Bell

    Markets on Monday recovered strongly after reclaiming the 50-day moving average, highlighting why investors should avoid emotional reactions to short-term breaks in technical support. The next major test is the 20-day moving average, where buyers will need to prove momentum can continue. Lance Roberts discusses why oversold markets often produce reflex rallies, what a successful move above the 20-day moving average could signal, and why the current consolidation pattern is nearing a decisive breakout. We also examine Google's addition to the Dow Jones Industrial Average, the impact of index-related buying, and the key technical levels that could determine whether stocks push to new highs or retreat toward the 100-day moving average. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/Cdk3OpxHkd4 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #TechnicalAnalysis #Investing #MarketOutlook

    3 min

  5. 2d ago

    6-29-26 Milton Friedman Was Mostly Right

    Was Milton Friedman right about inflation? Yes—but only if you quote the entire sentence. For decades, investors, economists, and financial media have repeated Friedman's famous statement that "inflation is always and everywhere a monetary phenomenon." Unfortunately, most stop at the comma, missing the critical qualification that changes the entire meaning. Lance Roberts reveals what Friedman actually meant, why money supply alone does not guarantee inflation, and how velocity, productive capacity, and credit creation determine whether higher prices become a lasting inflation problem or simply a temporary price adjustment. 0:00 INTRO 0:56 - Short Trading Week + EOQ Dynamics 4:16 - Google Joins the DJA 5:33 - Markets Break 50-DMA: What Comes Next? 12:07 - Milton Friedman Was Right (but mostly misquoted) 17:37 - Why is Debt Important? 20:57 - CPI in the '60's & '70's 22:47 - How to Grow Money Supply 26:15 - Money Has to Grow for the Economy to Grow 27:16 - The Importance of Monetary Velocity 34:54 - Quality of Credit Matters more than Quantity 38:22 - Where's All the Money Coming From? 40:50 - Household Cash as % of Total Household Assets 42:32 - The K is Improving 44:15 - Retail MM Fund Balances, Equity Ownership Growth 49:56 - Two America's Behind One Average 51:49 - What to Do? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/qDTBlhH8YGY ------- Watch today's "Before the Bell" premarket commentary, "50-DMA Breakdown: Bounce or Bigger Warning?" https://youtu.be/dzfHi5OoSXw ------- Watch our previous show, "Don't Sweat Social Security," https://youtube.com/live/V4m6knHOW2o?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Semiconductors #Micron #Investing #MarketOutlook #Inflation #MiltonFriedman #FederalReserve #Economics #Investing

    57 min

  6. 2d ago

    6-29-26 50-DMA Breakdown: Bounce or Bigger Warning?| Before the Bell

    The market has slipped below its 50-day moving average, but is this just another short-lived breakdown or the beginning of a more meaningful shift in trend? We examine why the next 24 to 48 hours could determine whether investors should stay patient or begin preparing to reduce portfolio risk. With quarter-end rebalancing now behind us and the third quarter beginning, market dynamics could quickly change. A reflexive rally back above the 50-DMA would be constructive, but a failed rebound at that level would be a more important technical warning. Before making major portfolio changes, understand what history suggests, what technical signals matter most, and how disciplined investors should respond. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/dzfHi5OoSXw --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #TechnicalAnalysis #RiskManagement #MarketOutlook

    4 min

  7. 5d ago

    6-26-26 Don't Sweat Social Security

    Social Security is back in the headlines, with warnings about trust fund shortfalls, benefit cuts, and proposed reforms creating anxiety for retirees and pre-retirees alike. But before making emotional decisions, it's important to understand what is actually at risk, what Congress is likely to do, and how to build a retirement income plan that works regardless of future changes. Richard Rosso breaks down the latest Social Security concerns, including Larry Kotlikoff's recent warnings, the program's unfunded obligations, and the legislative proposals currently being discussed in Washington. We examine whether claiming benefits early truly protects retirees from future cuts, why delaying benefits can dramatically improve retirement income, and how coordinating Social Security with pensions, savings, annuities, and investment portfolios may help create a more reliable retirement paycheck. And we talk Rhubarb pie. We also review potential reforms, including changes to payroll tax caps, CPI calculations, customer service improvements, workforce modernization, and bipartisan efforts aimed at strengthening the long-term sustainability of the program. Most importantly, we discuss how to run multiple retirement income scenarios so that uncertainty becomes part of the plan instead of a source of fear. 0:00 INTRO 1:01 - Social Security Cannot Go Away 2:36 - Taking SS Early doesn't guarantee no benefit cuts in 2032 3:27 - Larry Kotlikoff - "Horrific News" 5:50 - Social Security's Unofficial Debt & Coming Legislation 7:57 - Don't Panic: Plan It (Coordination of Benefits) 8:51 - Potential Changes Upcoming - running the scenarios 11:46 - The Best Retirement Combination (Retirement Nirvana) 13:45 - Creating a Paycheck in Retirement - Annuity Structures within 401k's 17:14 - The Benefit of Delaying Benefits - doing the math 18:34 - How Congress Might Make up the Difference 22:40 - Maintaining Standard of Living in Retirement 23:06 - Phasing out cap on SS Payroll Taxes 24:55 - Safeguarding American Families & Expanding SS Act 25:12 - CPI-E 26:31 - SS System Employee Count 28:10 - Making tax deductions permanent 30:04 - Senior Citizens' Freedom to Work act 32:48 - SS Customer Service Act vs upgrading systems 34:02 - The Autofill Act 35:00 - The Bi-partisan Social Security Commission Act 36:09 - Narrative Busters tease Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/V4m6knHOW2o?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Micron #Semiconductors #StockMarket #EarningsSeason #Investing #FederalReserve #RetirementPlanning #MarketOutlook

    39 min

  8. 6d ago

    6-25-26 The Micron Report: What's Next for Semi-conductors?

    Has Micron's earnings report changed the outlook for semiconductor stocks and the broader artificial intelligence trade? With expectations running exceptionally high following a massive rally in chip stocks, investors are looking beyond headline numbers to what Micron's results and outlook may reveal about future demand, pricing power, and earnings growth across the industry. Lance Roberts & Michael Lebowitz discuss what Micron's report means for semiconductor stocks, market leadership, and the next phase of the AI-driven investment cycle. Here's a topical rundown of today's show: 0:00 - INTRO 1:05 - Economic Data Preview & Trump's Gasoline Gaffe 7:00 - Narrow Market Rally Obscures Underlying Weakness 13:02 - Micron Recap 16:32 - Nvidia vs Micron - Comparing the Fundamentals 20:26 - When Will Demand Slow or Supply Catch Up? 21:57 - "Your High Margin is My Invitation" 25:22 - The Law of Large Numbers Will Eventually Apply 28:58 - Calculating the Risk 30:32 - Crude Oil Pricing vs Gasoline 33:04 - Economic Data Preview - What Will Markets Do? 37:27 - Will CPI, PPI Indicators Matter to the Fed Now? 40:54 - Bonds Look Like Gasoline Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/Hu6OW8jg_XE ------- Watch our previous show, "Q&A Wednesday: What's Really Driving This Market? " https://youtube.com/live/b7C0L0Sd2mU ------- Watch today's "Before the Bell" feature, "Semiconductor Rally Hides Market Weakness" here: https://youtu.be/iT0t1C5puiE ------- Articles mentioned in this report: "The Technical Backdrop: When Flows Meet a Hawkish Fed: https://realinvestmentadvice.com/resources/blog/the-technical-backdrop-when-flows-meet-a-hawkish-fed/ "Kevin Warsh And The End Of The Fed's "Forward Guidance" https://realinvestmentadvice.com/resources/blog/kevin-warsh-and-the-end-of-the-feds-forward-guidance/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Semiconductors #Micron #Investing #MarketOutlook #Micron #ArtificialIntelligence #Investing #Gasoline #CrudeOil

    44 min
See All (2K)

4.7
out of 5
56 Ratings

About

It's a show about life, markets, sweat-equity, and the pursuit of wealth in a capitalist market.

Information

You Might Also Like