The Real Investment Show Podcast

Lance Roberts
  • 4.7 (57)
  • Business News
  • Updated Daily

It's a show about life, markets, sweat-equity, and the pursuit of wealth in a capitalist market.

  1. 2d ago

    9-11-26 Can the FIRE Movement Really Work?

    The Financial Independence, Retire Early movement promises something many people want: save aggressively, live below your means, build wealth, and gain the freedom to leave work early. But does the FIRE movement really work when retirement could last 40, 50, or even 60 years? Richard Rosso & Jonathan McCarty examine the different approaches to FIRE, including Fat FIRE, Lean FIRE, Barista FIRE, and Coast FIRE, and discuss where retirement calculations can go wrong. We also look at why stocks should not simply be treated as predictable compounding assets, the risks of quitting your job too soon, inflation and the "pink tax," Trump Accounts for children, and why financial independence remains such an attractive goal. Plus, what the arrival of humanoid robots could mean for work and retirement planning, why financial gimmicks deserve skepticism, and why a sound retirement plan should prepare for the worst while hoping for the best. The program also marks the 25th anniversary of September 11, 2001, with a remembrance of "The Falling Man" and those whose lives were forever changed that day. 0:00 INTRO 0:19 - Preview: Getting People to Save More & the F.I.R.E. Movement 1:34 - 25th Anniversary of 9/11 - The Falling Man 9:05 - Financial Independence Retire Early movement 12:01 - Fat FIRE, Lean FIRE, Barrista FIRE 13:59 - Stocks Are Not Compounding Assets 16:38 - Coast FIRE (Walletburst.com): Why the Calculations Don't Work 19:23 - How to Blow up Your Retirement Plan (Don't Quit Your Job) 30:56 - Humanoid Robot Attack (KTLA) 32:44 - Why the FIRE Movement is Attractive 34:00 - Where's the Risk? 35:42 - Where Are They Now? 37:13 - The Appeal of Financial Independence 39:40 - The Coming of the Robots 41:21 - Beware the Gimmicks 42:16 - Plan for the Worst, Hope for the Best 44:46 - Here Comes Baby McCarty #2 47:53 - Big Life Events vs FIRE 49:25 - The Pink Tax is a Thing Hosted by RIA Advisors' Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan "Smarty" McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/live/HummvRArByg?si=EZBAImkZqNESj9uh -------- Watch our previous show, "What Will Inflation Data Do for the Fed?" https://youtube.com/live/y1GoUw9wURw?feature=share ------- Articles mentioned in this report: "How to Achieve Financial Independence and Retire Early (FIRE)" https://realinvestmentadvice.com/resources/blog/fire-retirement-strategy/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next in-person Retirement Income Workshop, "Saturday, September 19, 2026: https://tracking.realinvestmentadvice.com/l/1052953/2026-06-17/2kkcz --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FIREMovement #FinancialIndependence #RetireEarly #RetirementPlanning #PersonalFinance

  2. 3d ago

    9-10-26 What Will Inflation Data Do for the Fed?

    With CPI and PPI inflation reports in focus, markets are looking for clues about the Fed's next move on interest rates. Will cooler inflation give policymakers more room to cut rates, or could hotter data force the Fed to remain cautious? Lance Roberts & Michael Lebowitz examine what the latest inflation numbers could mean for Fed policy, interest rates, Treasury yields, and financial markets, as investors try to determine whether inflation is cooling enough to change the Fed's outlook. 0:00 INTRO 0:49 - PPI, CPI Preview 2:11 - Oil As Factor in Inflation 4:36 - Markets Continue to Do What They Do 6:53 - Volatility Warms Up 10:03 - PPI, CPI - What's Driving the Numbers 12:56 - Inflation vs Deflation 17:21 - We Have a Relatively Weak Economy 18:51 - Will the Fed Hike Rates Twice this Year? 20:04 - Walsh, Bessent, & Signals to the Market 24:58 - Go Back and Watch Truflation Interview w Oliver Rust: https://www.youtube.com/live/603EdhToXq8?si=irUSKOwd9oEDb2hM 25:56 - Scott Bessent "I am the House" 30:39 - Ten Year Treasury Auction Results 32:38 - S&P 500 Trend Index 34:52 - In the End-phase of Secular Bullish Trend 37:37 - Moving Into a More Normal Rate Environment Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/y1GoUw9wURw -------- Watch our previous show, "Q&A Wednesday: What Should Investors Do Now?" https://youtube.com/live/cbnYs0Eoc0E?feature=share ------- Watch today's "Before the Bell" report, "Markets Test Key Support," https://youtu.be/t6Hl9kH52gw ------- Articles mentioned in this report: "Hike Or Hold? Debating The Coming Fed Decision" https://realinvestmentadvice.com/resources/blog/hike-or-hold-debating-the-coming-fed-decision/ "Investing Myths Dismantled (Chapter 4 of 5)" https://realinvestmentadvice.com/resources/blog/investing-myths-dismantled-chapter-4-of-5/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next in-person Retirement Income Workshop, "Saturday, September 19, 2026: https://tracking.realinvestmentadvice.com/l/1052953/2026-06-17/2kkcz --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #Inflation #FederalReserve #MarketOutlook #FederalReserve #InterestRates #CPI #FedPolicy

  3. 3d ago

    9-10-26 Markets Test Key Support | Before the Bell

    Markets have fallen for three straight sessions and are now testing the S&P 500's 50-day moving average, the first key target for this pullback. While momentum remains on a sell signal, markets are becoming oversold enough to support a potential bounce. This week's PPI and CPI inflation reports could determine what happens next. Cooler inflation could spark a rally, while hotter-than-expected data could increase concerns about Federal Reserve policy and push stocks toward the 100-day moving average and the next major support levels. September weakness, bearish hedge fund positioning, compressed volatility, and oversold technology stocks are creating catalysts in both directions. With the market still trapped inside its consolidation range, this is a time for caution, selective hedging, and some cash management rather than making a drastic portfolio move. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/t6Hl9kH52gw --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next in-person Retirement Income Workshop, "Saturday, September 19, 2026: https://tracking.realinvestmentadvice.com/l/1052953/2026-06-17/2kkcz --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #Inflation #FederalReserve #MarketOutlook

  4. 4d ago

    9-9-26 Q&A Wednesday: What Should Investors Do Now?

    Markets are entering a critical stretch as investors confront rising oil prices, renewed inflation concerns, higher Treasury yields, shifting expectations for Federal Reserve policy, and continued uncertainty over the direction of stocks. Lance Roberts & Danny Ratliff take your questions live and examine what the latest economic and market developments could mean for your money. 0:00 INTRO 1:01 - Market is hanging out - Going Nowhere Quickly 3:33 - Rise in Rate Hike Odds will Increase Pressure on the Fed? 7:05 - Too Loud? Too Old... 7:43 - Bessent: "I am the House" 9:19 - Dollar vs the Euro? 10:58 - High-risk, High-reward at 2% of Portfolio? 15:56 - What Dividend Sector is Safest for Building a Retirement Portfolio? Dividend Yield vs Fundamentals 17:50 - Stewardship of Capital issue - How to Find Strong Dividend Companies 20:21 - Doomed? Waiting for the Downturn (don't fall in love...) Valuations Matter 23:54 - Buying Puts as Insurance? Mistakes Most Make... 26:48 - Use of MIGA's for Income Component? 30:51 - Lifetime Income Annuities? 33:12 - Long Term Care insurance policies 35:20 - Worry About Market Volatility? 36:42 - What Moves is Berkshire Hathaway Making? (Google) 37:29 - What are alternative ways to hedge? (Puts vs Cash) 43:02 - What is the recommended percentage of cash in a portfolio? Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/cbnYs0Eoc0E?feature=share -------- Watch our previous show, "What Higher Bond Yields Mean for Your Portfolio" https://youtu.be/XWj6ghN3obM ------- Watch today's "Before the Bell" report, "Oil and Inflation Raise Market Risk," https://youtu.be/_ClOwNXFx3c ------- Articles mentioned in this report: "September Market Weakness: The Setup Has Teeth" https://realinvestmentadvice.com/resources/blog/september-market-weakness-the-setup-has-teeth/ "Investing Myths Dismantled (Chapter 4 of 5)" https://realinvestmentadvice.com/resources/blog/investing-myths-dismantled-chapter-4-of-5/ "Spock And The Logic Based Approach To Volatility" https://realinvestmentadvice.com/resources/blog/spock-and-the-logic-based-approach-to-volatility/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next in-person Retirement Income Workshop, "Saturday, September 19, 2026: https://tracking.realinvestmentadvice.com/l/1052953/2026-06-17/2kkcz --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Inflation #OilPrices #FederalReserve #Investing #FinancialPlanning

  5. 4d ago

    9-9-26 Oil and Inflation Raise Market Risk | Before the Bell

    Markets remain stuck below the 20-day moving average as September weakness, a momentum sell signal, and the corporate buyback blackout weigh on stocks. The S&P 500 could test its 50-day moving average near 7,570, with the 100-day moving average around 7,450 representing additional downside risk. Meanwhile, rising oil prices add another challenge. Higher energy and gasoline costs can weaken consumer demand, pressure economic growth and earnings, and eventually feed into inflation. A hotter CPI or PPI report could also increase pressure on the Federal Reserve to consider higher interest rates. With earnings estimates elevated and corporate buybacks sidelined, investors should remain focused on managing portfolio risk, maintaining appropriate hedges, and keeping some cash available as September progresses. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/_ClOwNXFx3c --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next in-person Retirement Income Workshop, "Saturday, September 19, 2026: https://tracking.realinvestmentadvice.com/l/1052953/2026-06-17/2kkcz --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Inflation #OilPrices #FederalReserve #Investing

  6. 5d ago

    9-8-26 What Higher Bond Yields Mean for Your Portfolio

    Why are bond yields moving higher, and what could that mean for investors? Rising Treasury yields can influence borrowing costs, economic growth, stock valuations, and bond prices. Lance Roberts & Jon Penn break down what may be driving yields higher, what the bond market could be signaling, and how changing interest rates can work their way through the economy and financial markets. For investors, the key may not simply be how high yields rise, but understanding what is causing them to move higher. 0:00 INTRO 0:53 - ADP, PPI CPI Previews 1:34 - Meh Market: Don't do anything yet 6:03 - Mid-Terms are up in the air 6:57 - Oil Prices & Inflation 8:06 - Volatility remains compressed 9:53 - Labor Day & Refrigerator Raids 10:30 - What do higher interest rates mean for economy, portfolios? 12:52 - What the Fed really controls 14:53 - There's Good Inflation & Bad Inflation 16:27 - Interest Rates, Debt, & Deficits 17:53 - The Math of Term Premiums 20:15 - When a Treasury Matures (is there any risk to not being bought?) 22:38 - Rates are Returning to Normal 24:17 - The Example 27:35 - The Discount Rate 28:59 - The Rate of Change in Interest Rates 30:34 - When Will interest Rates impact Equity Markets? 32:15 - Are Higher Rates the New Normal? 34:09 - It's Okay to Own the Long End of the Curve 37:54 - The Irony of Higher Interest Rates 38:53 - Debt, Deficits, & Demographics 40:18 - Crises Without a Clock are Useless 42:20 - The Thing About Upside-down Bonds (and loss aversion) 45:30 - Just because you take a loss... Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jon Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: "When Doing Nothing Wins:" https://youtu.be/XWj6ghN3obM -------- Watch our previous show, "Is Inflation Data Getting It Wrong? - Oliver Rust Interview " https://youtube.com/live/603EdhToXq8?feature=share ------- Articles mentioned in this report: "Yield Curve Tells Us More Than We Think" https://realinvestmentadvice.com/resources/blog/earnings-mean-reversion-when-estimates-snap-back/ "Normal Interest Rates: What The Debt Panic Gets Wrong" https://realinvestmentadvice.com/resources/blog/normal-interest-rates-what-the-debt-panic-gets-wrong/ "Druckenmiller Warning: The Bond Market Already Priced It" https://realinvestmentadvice.com/resources/blog/druckenmiller-warning-the-bond-market-already-priced-it/ "Investing Myths Dismantled (Chapter 4 of 5)" https://realinvestmentadvice.com/resources/blog/investing-myths-dismantled-chapter-4-of-5/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next in-person Retirement Income Workshop, "Saturday, September 19, 2026: https://tracking.realinvestmentadvice.com/l/1052953/2026-06-17/2kkcz --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #MarketOutlook #OilPrices #PortfolioRisk

  7. 5d ago

    9-8-26 When Doing Nothing Wins | Before the Bell

    Markets are sitting on the 20-DMA after a summer of consolidation, rapid sector rotations, and little directional progress. While futures point lower, bullish trends remain intact, momentum is working off its sell signal, and volatility remains unusually compressed heading into the midterm elections. Meanwhile, rising oil prices could feed into this week's CPI report, but with crude extremely overbought and approaching resistance, energy investors may want to consider taking some risk off the table. Lance Roberts explains why patience may still be the better strategy, where market risks are building, and why exceptionally cheap puts could make this an attractive time to hedge portfolio risk. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/XWj6ghN3obM --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next in-person Retirement Income Workshop, "Saturday, September 19, 2026: https://tracking.realinvestmentadvice.com/l/1052953/2026-06-17/2kkcz --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #MarketOutlook #OilPrices #PortfolioRisk

  8. 6d ago

    9-7-26 Is Inflation Data Getting It Wrong? - Oliver Rust Interview DESCRIPTION

    Is the Consumer Price Index accurately measuring the inflation Americans actually experience? Lance Roberts talks with Oliver Rust of Truflation about how real-time inflation data can differ from traditional CPI measurements. They examine housing and rent concessions, regional price differences, consumer substitution, the K-shaped economy, housing affordability, and the continuing resilience of consumer spending. Oliver also explains how Truflation builds its inflation index, where its methodology differs from the Bureau of Labor Statistics, its work with the Federal Reserve, and what its data says about inflation now. Plus, they discuss what could come next as Truflation expands into employment and other economic indicators. For investors watching inflation, interest rates, housing, and the Federal Reserve, the question is increasingly important: Which inflation data best reflects the economy consumers are actually living in? 0:00 - INTRO 0:55 - What is Wrong with current Inflation/CPI Measurement? 2:46 - The Data Truflation Uses 5:36 - Solving for Interstate Price Variables 6:46 - How is Housing Weighted in Truflation Metric vs BLS & CPI 10:24 - The Concessions in Rental Agreements are not accounted for 15:00 - What is Inflation Doing Now? 16:42 - The Bifurcation in Housing - New Homes vs Existing Home Sales 18:23 - Housing Affordability & K-Shaped Economy 21:17 - Who's Right: CPI or Truflation? (Working with the Fed) 25:51 - The Boskin Commission & Hedonics - What Truflation Does Not Measure 28:40 - Factoring in Substitution by Consumers 30:46 - Effects of FIFA World Cup in U.S. 33:01 - Truflation Expectations for the Future 36:20 - The Resilience of the Consumer - how long will they spend? 38:22 - What if Truflation Had Been Around Back Then... 40:14 - Truflation Plans for Expansion: Employment & Economic Indicators 41:49 - Cross Correlation of data sets is worth reviewing Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Oliver Rust, TruFlation Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/603EdhToXq8 ------- Watch our previous show, " " ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Inflation #CPI #FederalReserve #Economy #Investing

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It's a show about life, markets, sweat-equity, and the pursuit of wealth in a capitalist market.

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