Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio

Dan Frio
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Mortgage Rates Today, Housing Market News, and Federal Reserve updates explained simply. The Rate Update with Dan Frio breaks down mortgage rates today, interest rate forecasts, inflation data, and the economic news driving housing affordability. Hosted by nationally recognized mortgage advisor Dan Frio with 30+ years of lending experience, this podcast explains how the bond market, Federal Reserve policy, CPI inflation, and the 10-Year Treasury impact mortgage rates and real estate. Each episode covers: • Mortgage rates today and interest rate forecasts • Housing market trends and home price outlook • Federal Reserve policy and inflation updates • Homebuyer and refinance strategies • Real estate investing and smart money moves If you want to understand where mortgage rates are heading and what it means for buying, refinancing, or investing in real estate, this podcast delivers clear, data-driven analysis. 📞 (844) 775-LOAN   🌐 https://www.TheRateUpdate.com   🎯 Rate alerts: https://www.TheRateUpdate.com/ratewatch

  1. Special Event LIVE: The Road to Housing Act, Iran Conflict & the Fed Week Ahead PART 3

    3H AGO

    Special Event LIVE: The Road to Housing Act, Iran Conflict & the Fed Week Ahead PART 3

    Join us LIVE as we break down the biggest policy and economic developments impacting housing and financial markets right now. Congress just passed a major bipartisan housing package known as the 21st Century ROAD to Housing Act, aimed at increasing housing supply and improving affordability. But the real question is: Will it actually help housing — or is it just another policy promise? At the same time, global tensions are escalating in the Middle East, oil prices are rising, and markets are preparing for next week’s Federal Reserve meeting. In this special live event we’ll cover: • The 21st Century Road to Housing Act — what’s actually in the bill• Whether federal housing policy can realistically improve affordability• Iran conflict and rising oil prices and the potential impact on inflation• A weekend review of the biggest market developments• What to watch as the Federal Reserve meets next week• The real factors that drive housing affordability in the United States If you're a homebuyer, homeowner, real estate investor, or mortgage professional, this is a conversation you won’t want to miss. 🧮 TRU Mortgage Calculator Toolkit Professional mortgage calculators used by loan officers, homebuyers, and real estate investors to analyze mortgage scenarios like a pro. Inside the toolkit you'll find calculators for: • Home affordability analysis• Refinance and debt consolidation comparisons• Cost-of-waiting mortgage analysis• Break-even and ROI calculations• Rental income analysis and investment scenarios 👉 https://stan.store/TRU-Foundations 📈 RateWatch – Track Mortgage Rates & Payment Savings Get notified when mortgage rates or monthly savings hit your target. 👉 https://www.therateupdate.com/rate-watch 📞 Schedule a Free Mortgage Strategy Call Discuss your home buying, refinance, or investment options. 👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team 📝 Apply for a Mortgage One application • One credit pull • Access to 30+ lenders 👉 https://257781.my1003app.com/246527/register 📲 Follow The Rate Update YouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrio Instagramhttps://instagram.com/therateupdate TikTokhttps://tiktok.com/@therateupdate Facebookhttps://facebook.com/therateupdate LinkedInhttps://www.linkedin.com/in/danfrio ⚖️ Mortgage Compliance Disclosure Dan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing Lender Content is for educational and informational purposes only and should not be considered financial advice. Mortgage programs, rates, and guidelines are subject to change without notice. Not all applicants will qualify. Please consult with a licensed mortgage professional regarding your specific situation.

    3 min
  2. Special Event LIVE: The Road to Housing Act, Iran Conflict & the Fed Week Ahead PART 2

    3H AGO

    Special Event LIVE: The Road to Housing Act, Iran Conflict & the Fed Week Ahead PART 2

    Join us LIVE as we break down the biggest policy and economic developments impacting housing and financial markets right now. Congress just passed a major bipartisan housing package known as the 21st Century ROAD to Housing Act, aimed at increasing housing supply and improving affordability. But the real question is: Will it actually help housing — or is it just another policy promise? At the same time, global tensions are escalating in the Middle East, oil prices are rising, and markets are preparing for next week’s Federal Reserve meeting. In this special live event we’ll cover: • The 21st Century Road to Housing Act — what’s actually in the bill• Whether federal housing policy can realistically improve affordability• Iran conflict and rising oil prices and the potential impact on inflation• A weekend review of the biggest market developments• What to watch as the Federal Reserve meets next week• The real factors that drive housing affordability in the United States If you're a homebuyer, homeowner, real estate investor, or mortgage professional, this is a conversation you won’t want to miss. 🧮 TRU Mortgage Calculator Toolkit Professional mortgage calculators used by loan officers, homebuyers, and real estate investors to analyze mortgage scenarios like a pro. Inside the toolkit you'll find calculators for: • Home affordability analysis• Refinance and debt consolidation comparisons• Cost-of-waiting mortgage analysis• Break-even and ROI calculations• Rental income analysis and investment scenarios 👉 https://stan.store/TRU-Foundations 📈 RateWatch – Track Mortgage Rates & Payment Savings Get notified when mortgage rates or monthly savings hit your target. 👉 https://www.therateupdate.com/rate-watch 📞 Schedule a Free Mortgage Strategy Call Discuss your home buying, refinance, or investment options. 👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team 📝 Apply for a Mortgage One application • One credit pull • Access to 30+ lenders 👉 https://257781.my1003app.com/246527/register 📲 Follow The Rate Update YouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrio Instagramhttps://instagram.com/therateupdate TikTokhttps://tiktok.com/@therateupdate Facebookhttps://facebook.com/therateupdate LinkedInhttps://www.linkedin.com/in/danfrio ⚖️ Mortgage Compliance Disclosure Dan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing Lender Content is for educational and informational purposes only and should not be considered financial advice. Mortgage programs, rates, and guidelines are subject to change without notice. Not all applicants will qualify. Please consult with a licensed mortgage professional regarding your specific situation.

    13 min
  3. Special Event LIVE: The Road to Housing Act, Iran Conflict & the Fed Week Ahead PART 1

    3H AGO

    Special Event LIVE: The Road to Housing Act, Iran Conflict & the Fed Week Ahead PART 1

    Join us LIVE as we break down the biggest policy and economic developments impacting housing and financial markets right now. Congress just passed a major bipartisan housing package known as the 21st Century ROAD to Housing Act, aimed at increasing housing supply and improving affordability. But the real question is: Will it actually help housing — or is it just another policy promise? At the same time, global tensions are escalating in the Middle East, oil prices are rising, and markets are preparing for next week’s Federal Reserve meeting. In this special live event we’ll cover: • The 21st Century Road to Housing Act — what’s actually in the bill• Whether federal housing policy can realistically improve affordability• Iran conflict and rising oil prices and the potential impact on inflation• A weekend review of the biggest market developments• What to watch as the Federal Reserve meets next week• The real factors that drive housing affordability in the United States If you're a homebuyer, homeowner, real estate investor, or mortgage professional, this is a conversation you won’t want to miss. 🧮 TRU Mortgage Calculator Toolkit Professional mortgage calculators used by loan officers, homebuyers, and real estate investors to analyze mortgage scenarios like a pro. Inside the toolkit you'll find calculators for: • Home affordability analysis• Refinance and debt consolidation comparisons• Cost-of-waiting mortgage analysis• Break-even and ROI calculations• Rental income analysis and investment scenarios 👉 https://stan.store/TRU-Foundations 📈 RateWatch – Track Mortgage Rates & Payment Savings Get notified when mortgage rates or monthly savings hit your target. 👉 https://www.therateupdate.com/rate-watch 📞 Schedule a Free Mortgage Strategy Call Discuss your home buying, refinance, or investment options. 👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team 📝 Apply for a Mortgage One application • One credit pull • Access to 30+ lenders 👉 https://257781.my1003app.com/246527/register 📲 Follow The Rate Update YouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrio Instagramhttps://instagram.com/therateupdate TikTokhttps://tiktok.com/@therateupdate Facebookhttps://facebook.com/therateupdate LinkedInhttps://www.linkedin.com/in/danfrio ⚖️ Mortgage Compliance Disclosure Dan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing Lender Content is for educational and informational purposes only and should not be considered financial advice. Mortgage programs, rates, and guidelines are subject to change without notice. Not all applicants will qualify. Please consult with a licensed mortgage professional regarding your specific situation.

    12 min
  4. Congress Passes Housing Bill While Mortgage Rates Hit New Highs—Here's Why

    8H AGO

    Congress Passes Housing Bill While Mortgage Rates Hit New Highs—Here's Why

    Mortgage rates just surged again this week, even as the latest inflation data came in largely in line with expectations. So what’s really driving mortgage rates higher? In today’s episode of The Rate Update, we break down the major forces moving the housing and mortgage markets right now: • Congress just passed a major housing bill — the 21st Century ROAD to Housing Act• Mortgage rates are spiking to new highs again• The Iran conflict is escalating, pushing oil toward $100 per barrel• Inflation pressures from energy could keep rates elevated• The Federal Reserve meets next week, and the bond market is already reacting We'll walk through what all of this means for: 🏠 Homebuyers🏠 Homeowners🏠 Real estate investors🏠 Anyone watching mortgage rates Is this housing bill truly a major step forward for housing affordability — or just political theater heading into election season? And more importantly… where are mortgage rates likely headed next? Let's break it all down. 🔔 Start Here 📈 RateWatch 2.1 — Get Notified When Mortgage Rates or Payments Hit Your Target 👉 https://www.therateupdate.com/rate-watch 📞 Schedule a Free Mortgage Strategy Call 👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 📝 Apply for a Mortgage — One Application • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register 🧮 TRU Mortgage Calculator Toolkit 👉 https://stan.store/TRU-Foundations Professional mortgage calculators used by loan officers and homebuyers: • Home Affordability Calculator• Refinance & Debt Consolidation Analyzer• Cost-of-Waiting™ Calculator• Break-Even & ROI Mortgage Calculator Perfect for homebuyers, homeowners, and real estate investors who want to analyze mortgage scenarios like a professional. 📲 Follow The Rate Update YouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrio Instagramhttps://instagram.com/therateupdate TikTokhttps://tiktok.com/@therateupdate Facebookhttps://facebook.com/therateupdate LinkedInhttps://www.linkedin.com/in/danfrio ⏱ Chapters 0:00 Mortgage Rates Jump Again0:42 Major Housing Bill Passed in Congress2:10 What Is the 21st Century ROAD to Housing Act?4:05 Why Mortgage Rates Spiked This Week5:32 Iran Conflict & Oil Near $1007:00 How Energy Inflation Impacts Mortgage Rates8:25 Latest Inflation Data (PCE) Explained9:50 What the Bond Market Is Telling Us11:05 Federal Reserve Meeting Next Week12:10 Mortgage Rate Outlook ⚖️ Mortgage Compliance Disclosure Dan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing Lender Content is for educational purposes only and should not be considered financial advice.

    13 min
  5. Jobs Report Surprise Rocks Bond Market | Rate Update

    1D AGO

    Jobs Report Surprise Rocks Bond Market | Rate Update

    Today’s February jobs report shocked the markets, and when employment data surprises economists, the ripple effects can move mortgage rates, bond yields, and the housing market almost immediately. In today’s episode of The Rate Update, we break down the unexpected payroll numbers, what the data actually means for the economy, and how it could impact mortgage rates moving forward. Because the labor market is one of the Federal Reserve’s most important indicators, surprises in the jobs report can quickly shift expectations around inflation, rate cuts, and the direction of mortgage rates. In this video we break down: • What the latest payroll numbers actually show• Why economists didn’t expect this report• How the bond market and 10-Year Treasury reacted• What this means for mortgage rates and home affordability• Whether the Federal Reserve may change its outlook on rate cuts No hype.No clickbait. Just real mortgage data explained simply. 🔔 Start Here 📈 RateWatch 2.1— Get Notified When Mortgage Rate -or- Payment Hit Your Target 👉 https://www.therateupdate.com/rate-watch 📞 Schedule a Free Mortgage Strategy Call 👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 📝 Apply for a Mortgage — One Application • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register 🧮 TRU Mortgage Calculator Toolkit 👉 https://stan.store/TRU-Foundations Professional mortgage calculators used by loan officers and homebuyers: • Home Affordability Calculator• Refinance & Debt Consolidation Analyzer• Cost-of-Waiting™ Calculator• Break-Even & ROI Mortgage Calculator Perfect for homebuyers, homeowners, and real estate investors who want to analyze mortgage scenarios like a professional. 📲 Follow The Rate Update YouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrio Instagramhttps://instagram.com/therateupdate TikTokhttps://tiktok.com/@therateupdate Facebookhttps://facebook.com/therateupdate LinkedInhttps://www.linkedin.com/in/danfrio⏱ Video Chapters 00:00 Intro00:35 The Jobs Report Nobody Expected02:20 Breaking Down the Payroll Numbers04:10 Why the Market Was Surprised06:00 Bond Market Reaction (10-Year Treasury)08:05 What This Means for Mortgage Rates10:40 Federal Reserve Outlook12:30 Housing Market Implications14:05 Mortgage Rate Forecast15:30 Final Thoughts ⚖️ Mortgage Compliance Disclosure Dan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing Lender Content is for educational purposes only and should not be considered financial advice.

    13 min
  6. Will 2.4% Inflation Finally Trigger Rate Cuts?

    2D AGO

    Will 2.4% Inflation Finally Trigger Rate Cuts?

    Today’s Consumer Price Index (CPI) report came in at 2.4% inflation, right in line with expectations. On the surface that sounds like good news — inflation appears to be cooling. But now the Federal Reserve faces a major dilemma. • Inflation is moving closer to the Fed’s 2% target• The jobs market is starting to weaken• The bond market is reacting• Mortgage rates are still elevated So the big question becomes: Will this finally trigger interest rate cuts? In today’s episode of The Rate Update, we break down: • The latest CPI inflation report (2.4%)• What the bond market is signaling• Where the 10-Year Treasury is heading• How mortgage-backed securities (MBS) are reacting• Whether the Fed may finally begin cutting rates• What this means for mortgage rates and the housing market If you're trying to decide: • Should I buy a house now or wait?• Should I lock or float my mortgage rate?• Are mortgage rates about to fall?• Is the housing market about to shift? This video will help you understand what’s actually happening behind the headlines. No hype.No clickbait. Just real mortgage and economic data explained simply. 🔔 Start Here 📈 RateWatch 2.1 — Get Notified When Mortgage Rates -or- Your Payment Hit Your Target 👉 https://www.therateupdate.com/rate-watch 📞 Schedule a Free Mortgage Strategy Call 👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 📝 Apply for a Mortgage — One Application • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register 🧮 TRU Mortgage Calculator Toolkit 👉 https://stan.store/TRU-Foundations Professional mortgage calculators used by loan officers and homebuyers: • Home Affordability Calculator• Refinance & Debt Consolidation Analyzer• Cost-of-Waiting™ Calculator• Break-Even & ROI Mortgage Calculator Perfect for homebuyers, homeowners, and real estate investors who want to analyze mortgage scenarios like a professional. 📲 Follow The Rate Update YouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrio Instagramhttps://instagram.com/therateupdate TikTokhttps://tiktok.com/@therateupdate Facebookhttps://facebook.com/therateupdate LinkedInhttps://www.linkedin.com/in/danfrio ⏱ Video Chapters 0:00 CPI Report Released0:45 Inflation Comes in at 2.4%2:10 What the Bond Market Is Doing3:35 10-Year Treasury Reaction5:05 Mortgage-Backed Securities Update6:40 What This Means for Mortgage Rates8:20 The Federal Reserve Dilemma10:05 Housing Market Implications11:35 My Mortgage Rate Forecast ⚖️ Mortgage Compliance Disclosure Dan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing Lender Content is for educational purposes only and should not be considered financial advice.

    13 min
  7. Critical mortgage rate level hit | Here's what comes next

    3D AGO

    Critical mortgage rate level hit | Here's what comes next

    Mortgage Rates, Housing Market News & Daily Interest Rate Forecasts Welcome to The Rate Update with Dan Frio, where we break down mortgage rates, the housing market, Federal Reserve policy, inflation data, and the bond market to help you understand where interest rates are heading. Every day we analyze the 10-Year Treasury yield, mortgage-backed securities (MBS), CPI inflation, jobs reports, Federal Reserve decisions, and housing supply trends to explain why mortgage rates move — and what it means for homebuyers, homeowners, and real estate investors. If you're wondering: • Are mortgage rates going up or down?• Is the housing market crashing?• Should I lock or float my mortgage rate?• Is now a good time to buy a house?• Should I refinance my mortgage? You're in the right place. On this channel we break down real financial data so you can make smarter decisions about: • Buying a home• Refinancing your mortgage• Lowering your monthly payment• Timing the housing market• Understanding inflation and Federal Reserve policy No hype.No clickbait. Just real mortgage data explained simply. 🔔 Start Here 📈 RateWatch 2.1— Get Notified When Mortgage Rate -or- Payment Hit Your Target 👉 https://www.therateupdate.com/rate-watch 📞 Schedule a Free Mortgage Strategy Call 👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 📝 Apply for a Mortgage — One Application • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register 🧮 TRU Mortgage Calculator Toolkit 👉 https://stan.store/TRU-Foundations Professional mortgage calculators used by loan officers and homebuyers: • Home Affordability Calculator• Refinance & Debt Consolidation Analyzer• Cost-of-Waiting™ Calculator• Break-Even & ROI Mortgage Calculator Perfect for homebuyers, homeowners, and real estate investors who want to analyze mortgage scenarios like a professional. 📲 Follow The Rate Update YouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrio Instagramhttps://instagram.com/therateupdate TikTokhttps://tiktok.com/@therateupdate Facebookhttps://facebook.com/therateupdate LinkedInhttps://www.linkedin.com/in/danfrio ⚖️ Mortgage Compliance Disclosure Dan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing Lender Content is for educational purposes only and should not be considered financial advice.

    14 min
  8. Oil Prices Spiked and Mortgage Rates Followed—What Happens Next?

    4D AGO

    Oil Prices Spiked and Mortgage Rates Followed—What Happens Next?

    Oil Prices Spiked and Mortgage Rates Followed — What Happens Next?This week the financial markets were hit with a perfect storm. • Oil prices surged toward $100 per barrel • The stock market tumbled • Inflation fears returned • And the bond market reacted immediatelyWhenever oil spikes due to geopolitical conflict in the Middle East, the ripple effects move quickly through the global economy — and mortgage rates often follow.In this video we break down what just happened in the markets and explain why mortgage rates moved higher, what the 10-Year Treasury is signaling, and what homebuyers and homeowners should watch next. We'll walk through: • Why the Iran / Middle East conflict pushed oil prices higher • How oil prices affect inflation expectations • Why the stock market sold off • What the bond market is doing right now • Why mortgage rates reacted so quickly • And what this means for the housing market going forwardIf you're wondering whether mortgage rates will keep rising or start falling again, this video breaks down the real economic data behind the headlines. No hype. No clickbait. Just real mortgage and bond market data explained simply. 🔔 Start Here📈 RateWatch 2.1 — Get Notified When Mortgage Rates OR Your Payment Hit Your Target👉 https://www.therateupdate.com/rate-watch📞 Schedule a Free Mortgage Strategy Call👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05📝 Apply for a Mortgage — One Application • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register 🧮 TRU Mortgage Calculator Toolkit 👉 https://stan.store/TRU-FoundationsProfessional mortgage calculators used by loan officers and homebuyers: • Home Affordability Calculator • Refinance & Debt Consolidation Analyzer • Cost-of-Waiting™ Calculator • Break-Even & ROI Mortgage Calculator Perfect for homebuyers, homeowners, and real estate investors who want to analyze mortgage scenarios like a professional. 📲 Follow The Rate UpdateYouTube https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram https://instagram.com/therateupdateTikTok https://tiktok.com/@therateupdateFacebook https://facebook.com/therateupdateLinkedIn https://www.linkedin.com/in/danfrio ⏱ Chapters0:00 Oil Prices Surge — What Happened 1:12 Middle East Conflict & Energy Markets 2:35 Why Oil Drives Inflation 4:10 Stock Market Selloff Explained 5:45 Bond Market Reaction 7:05 10-Year Treasury & Mortgage Rates 9:20 Why Mortgage Rates Moved Higher 11:05 Housing Market Impact 12:40 Lock vs Float Strategy 14:15 What Happens Next for Mortgage Rates ⚖️ Mortgage Compliance Disclosure Dan Frio | NMLS #246527 TRU Mortgage Team / PBT Bancorp | NMLS #257781 Equal Housing Lender Content is for educational purposes only and should not be considered financial advice.

    10 min
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About

Mortgage Rates Today, Housing Market News, and Federal Reserve updates explained simply. The Rate Update with Dan Frio breaks down mortgage rates today, interest rate forecasts, inflation data, and the economic news driving housing affordability. Hosted by nationally recognized mortgage advisor Dan Frio with 30+ years of lending experience, this podcast explains how the bond market, Federal Reserve policy, CPI inflation, and the 10-Year Treasury impact mortgage rates and real estate. Each episode covers: • Mortgage rates today and interest rate forecasts • Housing market trends and home price outlook • Federal Reserve policy and inflation updates • Homebuyer and refinance strategies • Real estate investing and smart money moves If you want to understand where mortgage rates are heading and what it means for buying, refinancing, or investing in real estate, this podcast delivers clear, data-driven analysis. 📞 (844) 775-LOAN   🌐 https://www.TheRateUpdate.com   🎯 Rate alerts: https://www.TheRateUpdate.com/ratewatch

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