The Mortgage Update with Dan Frio Podcast

The Mortgage Update with Dan Frio Podcast
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https://www.youtube.com/@TheRateUpdatewithDanFrioT The Rate Update with Dan Frio Mortgage Rates • Housing Market • Fed & Economic News The Rate Update with Dan Frio breaks down mortgage rates today, housing market trends, and economic news that impact homeowners, homebuyers, and real estate investors. If you want to understand why mortgage rates move, whether to lock or float, how Fed decisions affect interest rates, and where the housing market is headed, this podcast delivers clear, no-hype analysis you can actually use. Dan Frio is a nationally recognized mortgage advisor with over 30 years of lending experience. With a degree in Economics from West Virginia University and decades of hands-on mortgage strategy, Dan has helped thousands of families buy, refinance, and build wealth through real estate. He’s also a trusted radio personality and YouTube host known for making complex financial topics simple and actionable. Each episode covers: 📊 Mortgage Rates Today & Rate Forecasts 🏡 Homebuyer & Refinance Strategies (VA, FHA, First-Time Buyers) 🔍 Housing Market & Federal Reserve Insights 💡 Smart Money Moves & Wealth-Building Strategies Whether you’re a first-time buyer, seasoned homeowner, investor, or real estate professional, The Rate Update helps you stay ahead of rate changes and make smarter financial decisions. Take the Next Step 📞 Speak with Dan: (844) 775-LOAN 🌐 https://www.TheRateUpdate.com 🎯 Rate alerts: https://www.TheRateUpdate.com/ratewatch

  1. February Builder Sentiment Hit New Lows—And It Makes No Sense

    13H AGO

    February Builder Sentiment Hit New Lows—And It Makes No Sense

    Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place:👉 https://friodan.gumroad.com/l/aejabs 📈 RateWatch 2.0 — Get Rate Alerts Get notified when your target rate hits:👉 https://TheRateUpdate.com/ratewatch 📞 Free Strategy Call Talk through your options — no pressure:👉 https://shorturl.at/SCIGL ❓ Ask Dan a Mortgage Question Submit your scenario for a future show:👉 https://TheRateUpdate.com/ask-dan 📝 Apply — One App • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register 🧮 Mortgage Calculators🏠 Home Affordability Calculator Find your real buying power:👉 https://friodan.gumroad.com/l/lyxvnp 💳 Refinance & Debt Consolidation Analyzer Lower payments, consolidate debt, or both:👉 https://friodan.gumroad.com/l/ovvwug ⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?) See if waiting for lower rates is costing you:👉 https://friodan.gumroad.com/l/rjtvn 💵 Mortgage Cost & Break-Even Calculator Understand closing costs, break-even, and true ROI:👉 https://friodan.gumroad.com/l/tgvrz 📺 Follow The Rate Update YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio X (Twitter) — https://twitter.com/therateupdate ⚖️ Compliance Dan Frio | NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781 The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.Educational & entertainment purposes only — not financial, legal, or investment advice.

    9 min
  2. Rate Forecast: What's Priced In for Tomorrow?

    19H AGO

    Rate Forecast: What's Priced In for Tomorrow?

    📉 Rate Forecast: What’s Priced In for Tomorrow? Inflation is cooling.Jobs are holding strong.The bond market is moving. So the real question is: 👉 What’s already priced into mortgage rates for tomorrow?👉 Did the market move ahead of the data?👉 Should you lock or float right now? Today we break down: • CPI (Consumer Price Index) dropping• Strong jobs report and unemployment trends• Bond market reaction• 10-Year Treasury movement• MBS pricing changes• What traders are positioning for next• Mortgage rate forecast for tomorrow This isn’t about headlines.This is about what the bond market is actually doing. Transparent. Data-driven. No hype. 📊 What We Analyze Every Day Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of: • Federal Reserve policy• CPI & inflation trends• Jobs & unemployment• Mortgage-Backed Securities (MBS)• 10-Year Treasury yield• Market positioning If you’re buying, refinancing, or just watching rates — this is the data that matters. 🔔 Get Your Rate & Tools📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place:👉 https://friodan.gumroad.com/l/aejabs 📈 RateWatch 2.0 — Get Rate Alerts Get notified when your target rate hits:👉 https://TheRateUpdate.com/ratewatch 📞 Free Strategy Call Talk through your options — no pressure:👉 https://shorturl.at/SCIGL ❓ Ask Dan a Mortgage Question Submit your scenario for a future show:👉 https://TheRateUpdate.com/ask-dan 📝 Apply — One App • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register 🧮 Mortgage Calculators🏠 Home Affordability Calculator Find your real buying power:👉 https://friodan.gumroad.com/l/lyxvnp 💳 Refinance & Debt Consolidation Analyzer Lower payments, consolidate debt, or both:👉 https://friodan.gumroad.com/l/ovvwug ⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?) See if waiting for lower rates is costing you:👉 https://friodan.gumroad.com/l/rjtvn 💵 Mortgage Cost & Break-Even Calculator Understand closing costs, break-even, and true ROI:👉 https://friodan.gumroad.com/l/tgvrz 📺 Follow The Rate Update YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio X (Twitter) — https://twitter.com/therateupdate ⚖️ Compliance Dan Frio | NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781 The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.Educational & entertainment purposes only — not financial, legal, or investment advice.

    10 min
  3. Foreclosures “Skyrocketing”? Here’s How 2026 Compares to the 2008 Crash

    1D AGO

    Foreclosures “Skyrocketing”? Here’s How 2026 Compares to the 2008 Crash

    Foreclosures “skyrocketing”? Housing Crash 2026? That’s what the headlines are saying. But how does 2026 actually compare to the 2008 housing crash? In today’s breakdown, we separate emotion from data and compare: • 2008–2010 foreclosure peak• 2025–2026 foreclosure filings• Percentage of housing units affected• What “up 30%” really means• COVID foreclosure moratorium impact• Mortgage forbearance effects• Why today’s housing market is structurally different You’ll see the real numbers, the historical comparison, and whether we’re actually anywhere close to another crash. Transparent. Data-driven. No hype. 📊 Foreclosure Data Referenced in This Video ATTOM Foreclosure Rates by State (Latest Report)👉 https://www.attomdata.com/news/most-recent/foreclosure-rates-by-state/ FRED – Serious Delinquency Rate (Single-Family Mortgages)👉 https://fred.stlouisfed.org/series/DRSFRMACBS State-Level Foreclosure Overview (SoFi compilation)👉 https://www.sofi.com/learn/content/foreclosure-rates-for-50-states/ Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of: • The Federal Reserve• CPI (Inflation)• Jobs & Unemployment• Mortgage-Backed Securities (MBS)• The 10-Year Treasury Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value)Access all of my professional calculators in one place:👉 https://friodan.gumroad.com/l/aejabs 📈 RateWatch 2.0 — Get Rate AlertsGet notified when your target rate hits:👉 https://TheRateUpdate.com/ratewatch 📞 Free Strategy CallTalk through your options — no pressure:👉 https://shorturl.at/SCIGL ❓ Ask Dan a Mortgage QuestionSubmit your scenario for a future show:👉 https://TheRateUpdate.com/ask-dan 📝 Apply — One App • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register 🧮 Mortgage Calculators 🏠 Home Affordability Calculator👉 https://friodan.gumroad.com/l/lyxvnp 💳 Refinance & Debt Consolidation Analyzer👉 https://friodan.gumroad.com/l/ovvwug ⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)👉 https://friodan.gumroad.com/l/rjtvn 💵 Mortgage Cost & Break-Even Calculator👉 https://friodan.gumroad.com/l/tgvrz 📺 Follow The Rate Update YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio X (Twitter) — https://twitter.com/therateupdate ⚖️ Compliance Dan Frio | NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781 The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.Educational & entertainment purposes only — not financial, legal, or investment advice.

    10 min
  4. Mortgage Rates Just Got a Boost — Here's What's Coming Next

    4D AGO

    Mortgage Rates Just Got a Boost — Here's What's Coming Next

    Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place:👉 https://friodan.gumroad.com/l/aejabs 📈 RateWatch 2.0 — Get Rate Alerts Get notified when your target rate hits:👉 https://TheRateUpdate.com/ratewatch 📞 Free Strategy Call Talk through your options — no pressure:👉 https://shorturl.at/SCIGL ❓ Ask Dan a Mortgage Question Submit your scenario for a future show:👉 https://TheRateUpdate.com/ask-dan 📝 Apply — One App • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register 🧮 Mortgage Calculators🏠 Home Affordability Calculator Find your real buying power:👉 https://friodan.gumroad.com/l/lyxvnp 💳 Refinance & Debt Consolidation Analyzer Lower payments, consolidate debt, or both:👉 https://friodan.gumroad.com/l/ovvwug ⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?) See if waiting for lower rates is costing you:👉 https://friodan.gumroad.com/l/rjtvn 💵 Mortgage Cost & Break-Even Calculator Understand closing costs, break-even, and true ROI:👉 https://friodan.gumroad.com/l/tgvrz 📺 Follow The Rate Update YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio X (Twitter) — https://twitter.com/therateupdate ⚖️ Compliance Dan Frio | NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781 The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.Educational & entertainment purposes only — not financial, legal, or investment advice.

    11 min
  5. The Inflation Surprise That's About to Hit Your Rate

    4D AGO

    The Inflation Surprise That's About to Hit Your Rate

    Inflation just shocked the market. The latest CPI report came in at 2.4%, lower than expected — while the jobs market remains strong and unemployment stays low. So now the big question: 👉 Is the Federal Reserve finally ready to cut rates?👉 What does this mean for mortgage rates?👉 Should you lock or float right now? Every day, we pull real pricing from 30+ lenders to show you what you actually qualify for — plus we break down: • CPI (Consumer Price Index)• Federal Reserve rate outlook• Jobs & unemployment data• Mortgage-Backed Securities (MBS)• The 10-Year Treasury yield• Lock vs. Float strategy Transparent. Data-driven. No hype. 🔔 Get Your Mortgage Rate & Tools📈 RateWatch 2.0 — Set Your Target Rate Get notified when rates hit your number:👉 https://TheRateUpdate.com/ratewatch 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all my professional-grade calculators in one bundle:👉 https://friodan.gumroad.com/l/aejabs 🧮 Individual Mortgage Calculators 🏠 Home Affordability CalculatorFind your real buying power:👉 https://friodan.gumroad.com/l/lyxvnp 💳 Refinance & Debt Consolidation AnalyzerLower payments, consolidate debt, or both:👉 https://friodan.gumroad.com/l/ovvwug ⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)See if waiting is costing you money:👉 https://friodan.gumroad.com/l/rjtvn 💵 Mortgage Cost & Break-Even CalculatorUnderstand closing costs & true ROI:👉 https://friodan.gumroad.com/l/tgvrz 📞 Free Strategy Call Talk through your options — zero pressure:👉 https://shorturl.at/SCIGL ❓ Ask Dan a Mortgage Question Submit your scenario for a future show:👉 https://TheRateUpdate.com/ask-dan 📝 Apply — One App • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register 📺 Follow The Rate Update YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio X (Twitter) — https://twitter.com/therateupdate ⚖️ Compliance Dan Frio | NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781 The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.Educational & entertainment purposes only — not financial, legal, or investment advice.

    8 min
  6. Retail vs. Wholesale: The Mortgage Spread Banks Don't Want You to See

    6D AGO

    Retail vs. Wholesale: The Mortgage Spread Banks Don't Want You to See

    Join us LIVE as we compare wholesale mortgage pricing from 30+ lenders in real time. We’ll break down:• MBS & 10-Year Treasury movement• 30-Year Fixed, FHA, VA & Conventional pricing• Retail vs Wholesale differences• What rate you may actually qualify for 🏠 Homeowners🏡 Homebuyers🏢 Realtors🏦 Loan Officers If you want to see how mortgage pricing really works — and how to avoid overpaying — this event is for you. 📊 RateWatch 2.1:https://www.therateupdate.com/rate-watch 📅 Schedule a Consultation:https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 ▶ Join us on YouTube:The Rate Update with Dan Friohttps://www.youtube.com/@TheRateUpdatewithDanFrio 🌐 More at: https://www.therateupdate.com

    28 min
  7. Hot Jobs Report! 130,000 New Jobs — Bad News for Mortgage Rates?

    6D AGO

    Hot Jobs Report! 130,000 New Jobs — Bad News for Mortgage Rates?

    Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place:👉 https://friodan.gumroad.com/l/aejabs 📈 RateWatch 2.0 — Get Rate Alerts Get notified when your target rate hits:👉 https://TheRateUpdate.com/ratewatch 📞 Free Strategy Call Talk through your options — no pressure:👉 https://shorturl.at/SCIGL ❓ Ask Dan a Mortgage Question Submit your scenario for a future show:👉 https://TheRateUpdate.com/ask-dan 📝 Apply — One App • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register 🧮 Mortgage Calculators🏠 Home Affordability Calculator Find your real buying power:👉 https://friodan.gumroad.com/l/lyxvnp 💳 Refinance & Debt Consolidation Analyzer Lower payments, consolidate debt, or both:👉 https://friodan.gumroad.com/l/ovvwug ⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?) See if waiting for lower rates is costing you:👉 https://friodan.gumroad.com/l/rjtvn 💵 Mortgage Cost & Break-Even Calculator Understand closing costs, break-even, and true ROI:👉 https://friodan.gumroad.com/l/tgvrz 📺 Follow The Rate Update YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio X (Twitter) — https://twitter.com/therateupdate ⚖️ Compliance Dan Frio | NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781 The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.Educational & entertainment purposes only — not financial, legal, or investment advice.

    9 min
  8. Mortgage Rates Just Hit an Inflection Point — Here's What Comes Next

    FEB 10

    Mortgage Rates Just Hit an Inflection Point — Here's What Comes Next

    Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place:👉 https://friodan.gumroad.com/l/aejabs 📈 RateWatch 2.0 — Get Rate Alerts Get notified when your target rate hits:👉 https://TheRateUpdate.com/ratewatch 📞 Free Strategy Call Talk through your options — no pressure:👉 https://shorturl.at/SCIGL ❓ Ask Dan a Mortgage Question Submit your scenario for a future show:👉 https://TheRateUpdate.com/ask-dan 📝 Apply — One App • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register 🧮 Mortgage Calculators🏠 Home Affordability Calculator Find your real buying power:👉 https://friodan.gumroad.com/l/lyxvnp 💳 Refinance & Debt Consolidation Analyzer Lower payments, consolidate debt, or both:👉 https://friodan.gumroad.com/l/ovvwug ⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?) See if waiting for lower rates is costing you:👉 https://friodan.gumroad.com/l/rjtvn 💵 Mortgage Cost & Break-Even Calculator Understand closing costs, break-even, and true ROI:👉 https://friodan.gumroad.com/l/tgvrz 📺 Follow The Rate Update YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio X (Twitter) — https://twitter.com/therateupdate ⚖️ Compliance Dan Frio | NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781 The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.Educational & entertainment purposes only — not financial, legal, or investment advice.

    11 min
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About

https://www.youtube.com/@TheRateUpdatewithDanFrioT The Rate Update with Dan Frio Mortgage Rates • Housing Market • Fed & Economic News The Rate Update with Dan Frio breaks down mortgage rates today, housing market trends, and economic news that impact homeowners, homebuyers, and real estate investors. If you want to understand why mortgage rates move, whether to lock or float, how Fed decisions affect interest rates, and where the housing market is headed, this podcast delivers clear, no-hype analysis you can actually use. Dan Frio is a nationally recognized mortgage advisor with over 30 years of lending experience. With a degree in Economics from West Virginia University and decades of hands-on mortgage strategy, Dan has helped thousands of families buy, refinance, and build wealth through real estate. He’s also a trusted radio personality and YouTube host known for making complex financial topics simple and actionable. Each episode covers: 📊 Mortgage Rates Today & Rate Forecasts 🏡 Homebuyer & Refinance Strategies (VA, FHA, First-Time Buyers) 🔍 Housing Market & Federal Reserve Insights 💡 Smart Money Moves & Wealth-Building Strategies Whether you’re a first-time buyer, seasoned homeowner, investor, or real estate professional, The Rate Update helps you stay ahead of rate changes and make smarter financial decisions. Take the Next Step 📞 Speak with Dan: (844) 775-LOAN 🌐 https://www.TheRateUpdate.com 🎯 Rate alerts: https://www.TheRateUpdate.com/ratewatch

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