Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio

Dan Frio
  • 4.1 (17)
  • Investing
  • Updated Daily

The Rate Update with Dan Frio explains mortgage rates, housing market news, inflation, and Federal Reserve policy in plain English. Hosted by nationally recognized mortgage advisor Dan Frio, this podcast breaks down the market forces that move mortgage rates — including the 10-Year Treasury, mortgage-backed securities, CPI inflation, jobs reports, Fed decisions, housing inventory, and economic headlines. Each episode helps homebuyers, homeowners, Realtors, investors, and loan officers understand where mortgage rates may be heading and what it means for buying, refinancing, or investing in real estate. No hype. Just real data, clear explanations, and practical mortgage insight. 📞 (844) 775-LOAN  🌐 https://www.TheRateUpdate.com 🎯 Rate alerts: https://www.TheRateUpdate.com/ratewatch 📺 YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio

  1. 21h ago

    Mortgage Rates Aren’t Falling—But Corporations Just Got $100 Billion

    Mortgage rates are about to move — and today I break down exactly what the Federal Reserve is watching before they do. The August 21, 2026 Rate Update for homebuyers and Realtors: PCE vs CPI, jobs and claims, where mortgage rates sit now, and the $100 billion in tariff refunds that went to corporations instead of consumers. CHAPTERS0:00 What This Week's Data Told the Fed1:15 PCE vs CPI — The Inflation Number That Sets Mortgage Rates2:40 Jobs and Jobless Claims: The Fed's Dual Mandate4:10 The Reports That Can Move Mortgage Rates From Here5:45 Where Mortgage Rates Sit Right Now7:00 $100 Billion in Tariff Refunds: Who Actually Got Paid8:30 Target, Amazon, Ford — Refunds Booked Into Earnings9:50 Why Consumers Aren't Getting a Tariff Refund Check10:50 What Homebuyers and Realtors Should Do Now MORTGAGE RATE UPDATE — FRIDAY, AUGUST 21, 2026 This week's economic data gave the Federal Reserve exactly what it watches most, and I walk through it the way the Fed actually reads it: PCE inflation over headline CPI, the jobs and jobless claims trend over any single monthly print, and the drivers underneath both — oil, shelter, and services. Then we look at what's ahead on the economic calendar and what could realistically push mortgage rates higher or lower. If you're buying a home, refinancing, or advising clients as a real estate agent, this hits your monthly payment directly. Mortgage rates follow the bond market and the 10-Year Treasury, not the Fed funds headlines — and understanding that difference is the biggest edge a homebuyer has right now. In the second half: roughly $100 billion of the $166 billion in struck-down IEEPA tariffs has been certified and sent out — to importers and corporations, not the consumers who paid it at the register. Target booked $994 million in tariff refunds and $1.65 in earnings per share while confirming it won't issue customer refunds. Amazon collected about $640 million. Ford recorded a $1.3 billion one-time tariff benefit. FedEx and UPS are among the few passing money back. Both halves land on the same place: your buying power. NEXT STEPS 🏠 Ready to Buy or Refinance? Get Pre-Approved→ https://257781.my1003app.com/246527/register

    Mortgage Rates Aren’t Falling—But Corporations Just Got $100 Billion

  2. 1d ago

    Treasury Doubles Bond Buybacks: So Why Are Mortgage Rates Rising Again?

    Mortgage rates and inflation data are both in play today as the Treasury steps into the bond market to prop up prices. Dan Frio breaks down why bond buybacks matter for mortgage rates, what today's jobs report means, and what the Federal Reserve is likely to do next in 27 days. In this episode: • Why the Treasury stepped in yesterday to buy back bonds and prop up prices • What happens to mortgage rates when bond supply floods the market (the 2008 comparison) • $5.2 trillion in Treasury debt issued this year, and why that matters for your rate • Today's jobs report and Philly Fed manufacturing numbers, explained • The odds the Federal Reserve holds rates steady at the next meeting • What homebuyers, homeowners, and realtors should watch next Read the full breakdown on the blog: https://therateupdate.com/blog CHAPTERS 0:00 Treasury Steps Into the Bond Market 2:00 Why Too Many Bonds Push Mortgage Rates Up 4:00 Jobs Report and Manufacturing Numbers 6:00 Federal Reserve Rate Odds for the Next Meeting 8:00 What to Watch Next for Your Mortgage Rate 🏠 Ready to Buy or Refinance? Get Pre-Approved https://257781.my1003app.com/246527/register 📅 Want to Talk Through Your Options? Schedule a Consultation https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 ✉️ Have Questions? Contact / Ask Dan https://www.therateupdate.com/contact Welcome to The Rate Update with Dan Frio. This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy. My goal is simple: no hype, just real data, clear explanations, and practical next steps. WHAT YOU'LL FIND ON THIS CHANNEL 🏠 Mortgage rate updates 📉 Housing market news 📊 Inflation and Federal Reserve analysis 📈 10-Year Treasury and bond market movement 💰 Refinance opportunities 🏡 Homebuyer education 🔁 RateWatch and mortgage monitoring tools 🧮 Mortgage calculators and payment tools 🎥 Live market updates and housing commentary TOP RESOURCES 📉 Track Mortgage Rates Automatically https://rw2.therateupdate.com/ 🏠 TRU Mortgage Command Center https://command.therateupdate.com/ 💳 TRU Debt Optimizer https://debtrelief.therateupdate.com/ 🧮 Mortgage Calculators & Tools https://stan.store/TRU-Foundations FOLLOW THE RATE UPDATE YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdate DISCLAIMER Dan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender. This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets. All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with. Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. #MortgageRates #Inflation #FederalReserve #HousingMarket #Homebuyers #Realtors #BondMarket #Refinance

    Treasury Doubles Bond Buybacks: So Why Are Mortgage Rates Rising Again?

  3. 2d ago

    BREAKING: Home Sales Are Plunging, Will Mortgage Rates Hit 7% Again?

    Pending home sales fell 2.3% in July with declines in every region, the lowest level since January. I break down what that means for mortgage rates, oil prices, and the Fed heading into today's FOMC minutes. In today's episode I cover: 🏠 Pending home sales drop 2.3% month over month, down 2.2% year over year, per the National Association of Realtors 📊 Why today's mortgage bond (MBS) chart is up 14 ticks, and what that means for your rate 🛢️ Oil prices ticking between 85 and 90 dollars a barrel and why that matters for inflation 🏦 What today's FOMC meeting minutes could reveal about the Fed's next move 📈 Stock market record highs, earnings season, and why I'm locking clients in right now instead of waiting Full breakdown and daily updates: https://therateupdate.com/blog 0:00 Pending Home Sales Drop 2.3% in July 1:45 Today's Mortgage Bond Chart and What It Means 3:30 Oil Prices, Inflation, and the FOMC Meeting 5:40 Stock Market Records and Earnings Season 7:15 Where Mortgage Rates Are Headed Next 🏠 Ready to Buy or Refinance? Get Pre-Approved https://257781.my1003app.com/246527/register 📅 Want to Talk Through Your Options? Schedule a Consultation https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 ✉️ Have Questions? Contact / Ask Dan https://www.therateupdate.com/contact Welcome to The Rate Update with Dan Frio. This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy. My goal is simple: No hype. Just real data, clear explanations, and practical next steps. Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions. WHAT YOU'LL FIND ON THIS CHANNEL 🏠 Mortgage rate updates 📉 Housing market news 📊 Inflation and Federal Reserve analysis 📈 10-Year Treasury and bond market movement 💰 Refinance opportunities 🏡 Homebuyer education 🔁 RateWatch and mortgage monitoring tools 🧮 Mortgage calculators and payment tools 🎥 Live market updates and housing commentary Whether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions. TOP RESOURCES 📉 Track Mortgage Rates Automatically https://rw2.therateupdate.com/ 🏠 TRU Mortgage Command Center https://command.therateupdate.com/ 💳 TRU Debt Optimizer https://debtrelief.therateupdate.com/ 🧮 Mortgage Calculators & Tools https://stan.store/TRU-Foundations FOLLOW THE RATE UPDATE YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdate DISCLAIMER Dan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender. This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets. All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with. Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. #MortgageRates #HousingMarket #FederalReserve #PendingHomeSales #Homebuyers #Realtors

    BREAKING: Home Sales Are Plunging, Will Mortgage Rates Hit 7% Again?

  4. 3d ago

    30-Year Treasury HITS 5.33%: What It Means for Mortgage Rates

    Mortgage rates are moving today as the 30 year Treasury hits a 19 year high, oil prices climb, and new jobs and housing data shift the Federal Reserve's next move on interest rates. In this episode of The Rate Update, Dan Frio breaks down: Why the 30 year Treasury yield just hit a 19 year high and why that number is not your mortgage rateThe real bond that drives mortgage pricing and how to read itWhy oil prices are the single biggest driver of inflation and mortgage rates right nowHow tariffs, government spending, and a Supreme Court ruling are adding pressure to ratesToday's jobs report, building permits, housing starts, and import and export pricesWhat the Federal Reserve is watching ahead of its next meetingWhat Dan is telling his own clients to do right now if they are buying, building, or already own a home Ready to Buy or Refinance? Get Pre-Approvedhttps://257781.my1003app.com/246527/register Want to Talk Through Your Options? Schedule a Consultationhttps://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 Have Questions? Contact / Ask Danhttps://www.therateupdate.com/contact Read the full breakdown on the blog: https://therateupdate.com/blog CHAPTERS0:00 30 Year Treasury Hits a 19 Year High1:35 Why Rates Are High: Oil, Tariffs & Government Spending3:20 How Oil Drives Inflation & the Fed's Next Move5:10 Today's Data: Jobs, Housing Starts & Import Prices7:20 What Buyers, Builders & Homeowners Should Do Now TOP RESOURCES Track Mortgage Rates Automaticallyhttps://rw2.therateupdate.com/ TRU Mortgage Command Centerhttps://command.therateupdate.com/ TRU Debt Optimizerhttps://debtrelief.therateupdate.com/ Mortgage Calculators & Toolshttps://stan.store/TRU-Foundations FOLLOW THE RATE UPDATE YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram: https://instagram.com/therateupdateTikTok: https://tiktok.com/@therateupdate DISCLAIMER Dan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender. This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets. All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with. Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. #MortgageRates #HousingMarket #FederalReserve #Homebuyers #Refinance

    30-Year Treasury HITS 5.33%: What It Means for Mortgage Rates

  5. 4d ago

    HOUSING CRASH 2026: Are You Actually Ready to Buy?

    Is the housing market crashing? Mortgage rates, home prices in Austin, Memphis, Tampa, San Francisco, and San Antonio, plus this week's CPI, jobs report, and Federal Reserve outlook, all explained. The headlines say the housing market is crashing. So today I'm putting that to the test with the real numbers. Nationally, home listing prices are down 2.4%, but median home prices are actually up 3.2%. I break down which markets are falling the hardest (Austin, Memphis, Tampa, San Francisco, San Antonio) and which ones are still climbing (Providence, Indianapolis, Hartford, Virginia Beach, Chicago), then explain how the mortgage bond market, this week's CPI report, and the jobs numbers are shaping where mortgage rates go next. If you're sitting on the sidelines waiting for the crash, this is the video where I tell you exactly what to check before you make that call: your credit score, your down payment options, and what mortgage payment you actually qualify for. For more market breakdowns and data, check out the blog: https://www.therateupdate.com/blog 🏠 Ready to Buy or Refinance? Get Pre-Approved https://257781.my1003app.com/246527/register 📅 Want to Talk Through Your Options? Schedule a Consultation https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 ✉️ Have Questions? Contact / Ask Dan https://www.therateupdate.com/contact CHAPTERS 0:00 Is the Housing Market Really Crashing? 1:45 Home Prices by City: Winners and Losers 4:20 Mortgage Bonds, CPI, and Jobs Report 6:50 Federal Reserve Outlook: Pause or Cut Rates? 9:20 What Homebuyers Should Do Right Now Welcome to The Rate Update with Dan Frio. This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy. My goal is simple: No hype. Just real data, clear explanations, and practical next steps. Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions. WHAT YOU'LL FIND ON THIS CHANNEL 🏠 Mortgage rate updates 📉 Housing market news 📊 Inflation and Federal Reserve analysis 📈 10-Year Treasury and bond market movement 💰 Refinance opportunities 🏡 Homebuyer education 🔁 RateWatch and mortgage monitoring tools 🧮 Mortgage calculators and payment tools 🎥 Live market updates and housing commentary Whether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions. TOP RESOURCES 📉 Track Mortgage Rates Automatically https://rw2.therateupdate.com/ 🏠 TRU Mortgage Command Center https://command.therateupdate.com/ 💳 TRU Debt Optimizer https://debtrelief.therateupdate.com/ 🧮 Mortgage Calculators & Tools https://stan.store/TRU-Foundations FOLLOW THE RATE UPDATE YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdate DISCLAIMER Dan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender. This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets. All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with. Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. #MortgageRates #HousingMarket #Homebuyers #FederalReserve #RealEstate #CPI #JobsReport #Refinance #HomePrices #MortgageBonds

    HOUSING CRASH 2026: Are You Actually Ready to Buy?

  6. Aug 14

    Mortgage Rates Just Got GREAT News: Fed Rate Hikes Now on PAUSE?

    Mortgage rates are moving after a big week of data. In this video I break down the new PPI inflation report, CPI, jobless claims, oil prices, and what it all means for your mortgage rate, plus what the Federal Reserve is likely to do at its next meeting. If you're a homebuyer, homeowner, or realtor trying to figure out where mortgage rates go from here, this is exactly what I do every day for my own clients. 📊 What I cover in this episode: 🔹 Producer inflation (PPI) comes in flat at 0.0%, the lowest read since May 🔹 Jobless claims tick up to 209,000, the highest since early July 🔹 Consumer inflation (CPI) breakdown and why oil and energy are driving most of it 🔹 Oil prices, new Iran sanctions, and why I'm watching this closely 🔹 What the Fed is likely to do at its meeting in 33 days 🔹 The mortgage bond market chart I check every morning and how to read it 📝 Read the full breakdown on my blog: https://therateupdate.com/blog ⏱️ TIMESTAMPS 0:00 Today's Mortgage Rate Data and Jobless Claims 1:45 CPI and PPI Inflation Breakdown 4:10 What's Driving Inflation: Oil, Energy, and Groceries 6:30 Oil Prices, Iran Sanctions, and the Fed's Next Move 8:45 What This Means for Your Mortgage Rate 🏠 Ready to Buy or Refinance? Get Pre-Approved https://257781.my1003app.com/246527/register 📅 Want to Talk Through Your Options? Schedule a Consultation https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 ✉️ Have Questions? Contact / Ask Dan https://www.therateupdate.com/contact Welcome to The Rate Update with Dan Frio. This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy. My goal is simple: No hype. Just real data, clear explanations, and practical next steps. Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions. WHAT YOU'LL FIND ON THIS CHANNEL 🏠 Mortgage rate updates 📉 Housing market news 📊 Inflation and Federal Reserve analysis 📈 10-Year Treasury and bond market movement 💰 Refinance opportunities 🏡 Homebuyer education 🔁 RateWatch and mortgage monitoring tools 🧮 Mortgage calculators and payment tools 🎥 Live market updates and housing commentary Whether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions. TOP RESOURCES 📉 Track Mortgage Rates Automatically https://rw2.therateupdate.com/ 🏠 TRU Mortgage Command Center https://command.therateupdate.com/ 💳 TRU Debt Optimizer https://debtrelief.therateupdate.com/ 🧮 Mortgage Calculators & Tools https://stan.store/TRU-Foundations FOLLOW THE RATE UPDATE YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdate DISCLAIMER Dan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender. This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets. All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with. Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. #MortgageRates #FederalReserve #Inflation #HousingMarket #Homebuyers #Realtors #CPI #PPI #MortgageRateUpdate #RealEstate

    Mortgage Rates Just Got GREAT News: Fed Rate Hikes Now on PAUSE?

  7. Aug 13

    Fed PAUSES Rate Hikes: What It Means for YOUR Mortgage Payment

    🏠 Ready to Buy or Refinance? Get Pre-Approved https://257781.my1003app.com/246527/register 📅 Want to Talk Through Your Options? Schedule a Consultation https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 ✉️ Have Questions? Contact / Ask Dan https://www.therateupdate.com/contact Mortgage rates, the CPI inflation report, jobs report, and oil prices are all moving markets this week, and I'm breaking down exactly what it means for your mortgage rate. I'll cover where the Federal Reserve stands on rate hikes, why oil is quietly driving the entire mortgage bond market right now, and what today's inflation and jobs numbers mean if you're a homebuyer, realtor, or homeowner trying to time your move. WHAT WE COVER IN THIS EPISODE 📊 CPI and core inflation numbers, explained in plain English 🏭 PPI producer inflation and what it signals for future rate moves 🛢️ Why oil prices are driving inflation and mortgage rates right now 💼 This week's jobs report and what a weak labor market means for rates 🏦 The Federal Reserve's updated rate hike odds and next meeting outlook 📈 How today's mortgage bond market move affects your rate today Read more mortgage and housing market breakdowns on the blog: https://solvitmortgage.com/blog CHAPTERS 0:00 Today's Mortgage Bond Market Move 1:30 CPI Inflation Report Breakdown 3:45 PPI, Oil Prices, and the Real Inflation Story 6:00 Jobs Report and Federal Reserve Rate Odds 8:15 What This Means for Homebuyers and Realtors TOP RESOURCES 📉 Track Mortgage Rates Automatically https://rw2.therateupdate.com/ 🏠 TRU Mortgage Command Center https://command.therateupdate.com/ 💳 TRU Debt Optimizer https://debtrelief.therateupdate.com/ 🧮 Mortgage Calculators & Tools https://stan.store/TRU-Foundations FOLLOW THE RATE UPDATE YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdate #MortgageRates #FederalReserve #CPIReport #Homebuyers #HousingMarket #Inflation #MortgageBonds #RealEstate

    Fed PAUSES Rate Hikes: What It Means for YOUR Mortgage Payment

  8. Aug 12

    Mortgage Rates FALL After CPI: Homebuyers, Is It TIME to Buy?

    CPI came in right on point today, cooling core inflation to 2.5% year over year. Here's what today's inflation report means for mortgage rates, homebuyers, refinance timing, and where rates could head by the end of the day. 📚 Read More on the Blog: https://therateupdate.com/blog CHAPTERS 0:00 Today's Economic Calendar & Mortgage Bond Chart 0:55 CPI Report Breakdown: Core vs Headline Inflation 2:50 Jobs Report, GDP, and What the Fed Is Watching 5:15 Oil Prices and the Risk to Mortgage Rates 7:25 Today's Mortgage Rate Forecast & What's Next 🏠 Ready to Buy or Refinance? Get Pre-Approved https://257781.my1003app.com/246527/register 📅 Want to Talk Through Your Options? Schedule a Consultation https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 ✉️ Have Questions? Contact / Ask Dan https://www.therateupdate.com/contact Welcome to The Rate Update with Dan Frio. This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy. My goal is simple: No hype. Just real data, clear explanations, and practical next steps. Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions. WHAT YOU'LL FIND ON THIS CHANNEL 🏠 Mortgage rate updates 📉 Housing market news 📊 Inflation and Federal Reserve analysis 📈 10-Year Treasury and bond market movement 💰 Refinance opportunities 🏡 Homebuyer education 🔁 RateWatch and mortgage monitoring tools 🧮 Mortgage calculators and payment tools 🎥 Live market updates and housing commentary Whether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions. TOP RESOURCES 📉 Track Mortgage Rates Automatically https://rw2.therateupdate.com/ 🏠 TRU Mortgage Command Center https://command.therateupdate.com/ 💳 TRU Debt Optimizer https://debtrelief.therateupdate.com/ 🧮 Mortgage Calculators & Tools https://stan.store/TRU-Foundations FOLLOW THE RATE UPDATE YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdate DISCLAIMER Dan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender. This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets. All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with. Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. #MortgageRates #CPIReport #Inflation #HomeBuyers #Refinance #FederalReserve #HousingMarket #MortgageRatesToday

    Mortgage Rates FALL After CPI: Homebuyers, Is It TIME to Buy?
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The Rate Update with Dan Frio explains mortgage rates, housing market news, inflation, and Federal Reserve policy in plain English. Hosted by nationally recognized mortgage advisor Dan Frio, this podcast breaks down the market forces that move mortgage rates — including the 10-Year Treasury, mortgage-backed securities, CPI inflation, jobs reports, Fed decisions, housing inventory, and economic headlines. Each episode helps homebuyers, homeowners, Realtors, investors, and loan officers understand where mortgage rates may be heading and what it means for buying, refinancing, or investing in real estate. No hype. Just real data, clear explanations, and practical mortgage insight. 📞 (844) 775-LOAN  🌐 https://www.TheRateUpdate.com 🎯 Rate alerts: https://www.TheRateUpdate.com/ratewatch 📺 YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio

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