The Military Millionaire Podcast

David Pere
  • 4.9 (146)
  • Investing
  • Updated Weekly

Our goal is to teach service members, and the working class how to build wealth, and invest in real estate so that you can achieve financial freedom and live the life you’ve always dreamed of!

  1. 2d ago

    Military Money Myths You Need to Unlearn

    Most service members are operating on bad financial information, and a lot of it comes from people they trust. In this episode, I break down 16 of the most common financial myths I see in the military, from BAH misconceptions and VA loan confusion to why rank doesn't equal financial intelligence and why "you deserve it" thinking will keep you broke. This is the no-fluff version of what I wish someone had told me when I first put on the uniform.   Timestamps (00:00) - Intro (00:33) - Myth 1: BAH Can Drop and Hurt You (01:57) - Myth 2: Off-Base Dealerships Have Your Back (02:48) - Myth 3: Getting Married for BAH Will Make You Rich (04:19) - Myth 4: Rank Equals Financial Intelligence (05:12) - Myth 5: Military Pay Is Not Enough (07:09) - Myth 6: You Can Only Use the VA Loan Once (07:41) - Myth 7: Deployments Automatically Set You Up (08:28) - Myth 8: Waived Fee Means Safe Credit Card (09:09) - Myth 9: Banks Owe You (10:06) - Myth 10: Military Retirement Will Take Care of You (11:03) - Myth 11: TSP Is All You Need (11:42) - Myth 12: Just Buy a House at Every Duty Station (12:45) - Myth 13: Financial Advisors Have Your Best Interest (14:14) - Myth 14: All Debt Is Bad (15:24) - Myth 15: You Deserve the Lifestyle Upgrade (16:36) - Myth 16: You Have Time to Start Later   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Get help with your VA claim: https://www.frommilitarytomillionaire.com/claim Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Join our investor list: https://www.frommilitarytomillionaire.com/investors Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

    19 min

  2. Jun 2

    13 VA Loan Myths Costing You Millions

    In this episode, I unpack 13 common VA loan myths that might be hurting your chances to actually succeed in real estate using your military benefits. We'll dive into the truth behind the occupancy rules, the funding fee, and how you can actually use this product multiple times to build your investment portfolio. If you want to move with clarity and confidence when it comes to your finances, these facts will help you maximize your benefits.   Timestamps (00:00) - Intro (00:36) - Myth 1: The two-year occupancy rule (02:14) - Myth 2: You can only use the VA loan once (04:08) - Myth 3: VA loans take forever to close (05:51) - Myth 4: Sellers hate VA loans (08:48) - Myth 5: You can't compete with cash offers (10:09) - Myth 6: Lower credit makes VA loans risky for sellers (11:43) - Myth 7: There is a limit to how much house you can buy (14:14) - Myth 8: You cannot buy an investment property (16:26) - Myth 9: The funding fee makes the VA loan too expensive (19:08) - Myth 10: VA appraisals and strict inspections kill deals (20:38) - Myth 11: You need landlord experience for multi-family properties (22:35) - Myth 12: You cannot use the VA IRRRL if you move out (23:50) - Myth 13: How BAH and disability income count towards your loan   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Join our investor list: https://www.frommilitarytomillionaire.com/investors Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

    27 min

  3. May 26

    6 Secrets to Maximizing Your VA Disability

    In this episode, I break down six VA disability benefits that you may not have known about. We cover everything from how your tax-exempt compensation can help you qualify for bigger mortgages to little-known healthcare and education perks for your family. If you want to make sure you are getting the most out of your hard-earned benefits, this short episode will point you in the right direction.   Timestamps (00:00) - Intro (00:27) - Six VA disability benefits you may not know about (00:50) - Tax-exempt income and grossing up for loans (01:32) - Healthcare access and CHAMPVA for dependents (02:47) - Waiving property taxes with a 100% P&T rating (03:21) - Chapter 35 educational grants for your children (03:47) - Discharging federal student loans (04:59) - Additional state benefits, plates, and base access (05:32) - Where to find world-class help for your VA claim   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Get help with your VA claim: https://www.frommilitarytomillionaire.com/claim Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Join our investor list: https://www.frommilitarytomillionaire.com/investors Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

    7 min

  4. May 19

    Let Me Blow Your Mind about the VA Loan!

    In this episode, I’m pulling back the curtain on the VA loan to show you it’s so much more than just a zero-down payment option. I’ll break down how to leverage massive tax exclusions, house hacking strategies, and the "deployment hack" so you can build serious wealth while serving.   Timestamps (00:00) - Intro (00:48) - The Section 121 Tax Exclusion power move (03:41) - Why service members get a 10-year tax extension (05:15) - Roommates and multi-family house hacking (07:48) - Debunking credit score and DTI myths (10:38) - How the VA IRRRL streamline refinance works (11:09) - Using your VA loan multiple times (12:17) - The Deployment Hack for maximum cash flow (14:14) - Partnering with other veterans to buy bigger (16:04) - Renovation loans and building on land   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Join our investor list: https://www.frommilitarytomillionaire.com/investors Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

    20 min

  5. May 12

    13 Petty Things that Annoy You About Military

    Military life comes with emotional hurdles that have absolutely nothing to do with combat or deployments. We are diving into 13 petty things in the military that can break a grown man emotionally and none of them have to do with combat or deployments. From the "hurry up and wait" culture to the nightmare of CIF gear turn-in, we laugh about the frustrations every veteran knows too well. These are the unfiltered realities of service that build camaraderie through shared struggle.   Timestamps (00:00) - Intro (00:42) - The CIF nightmare and gear turn-in (04:45) - Field day inspections and power trips (05:27) - How to turn hurry up and wait into productivity (06:09) - Forced bonding and the truth about mandatory fun (07:33) - Navigating the mental game of shifting deployment dates (09:27) - Government budgets and single-ply toilet paper (12:00) - Surviving the absolute monotony of 24-hour staff duty (13:21) - Motor Pool Mondays and the search for broken parts (15:30) - Getting voluntold and why you can never hide in a crowd   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Join our investor list: https://www.frommilitarytomillionaire.com/investors Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

    19 min

  6. May 5

    8 Habits to Skyrocket Your Net Worth

    In this episode, I'm breaking down the actual financial habits that took Marines I know from living paycheck to paycheck to owning hundreds of real estate doors and achieving financial freedom. Forget the 5:00 AM wake-ups and cold plunges; we are talking about strategic leverage, weaponizing your VA loan, and moving from a defensive mindset to playing offense with your money. If you want to stop making excuses and start building real net worth, this is your tactical guide.   Timestamps (00:00) - Intro (00:56) - Habit 1: Shifting from defense to offense (03:25) - Habit 2: Buying assets before you feel ready (05:42) - Habit 3: Weaponizing the VA loan to house hack (06:46) - Habit 4: Getting into rooms that make you uncomfortable (09:36) - Habit 5: Turning your BAH into an investment engine (11:03) - Habit 6: Focusing on income first, optimization later (12:03) - Habit 7: Building your identity before results (12:51) - Habit 8: Moving fast and forgiving yourself later   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Join our investor list: https://www.frommilitarytomillionaire.com/investors Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

    15 min

  7. Apr 28

    Navigate Military Pay: Active to Veteran

    In this episode, I break down the core differences between active duty and reserve pay structures so you can understand your options and make the best financial decisions. We cover everything from base pay and tax-exempt allowances to healthcare and education benefits across active, reserve, and veteran status. If you want to know how to maximize your wealth-building potential in or out of uniform, this comprehensive overview is for you.   Timestamps (00:00) - Intro (01:03) - Active duty base pay and predictable income (01:30) - How reserve drill pay and annual training actually work (02:44) - Tax advantages of active duty allowances like BAH and BAS (04:10) - The silent wealth drain: understanding your healthcare benefits (05:38) - Comparing active, reserve, and veteran education benefits (06:44) - Using the VA loan for house hacking and real estate investing (08:04) - Retirement systems, pensions, and long-term wealth (09:32) - Why documenting injuries is critical for disability compensation (11:37) - Pros and cons of active duty vs reserve vs veteran life   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Join our investor list: https://www.frommilitarytomillionaire.com/investors Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

    14 min

  8. Apr 21

    TSP Mistakes You Need to Avoid

    In this episode, I break down the updated three-fund strategy that thousands of federal employees have used to become TSP millionaires. I reveal my personal 2026 TSP allocation and explain why leaving your money in the G fund is the biggest trap for your long-term wealth. If you want to stop timing the market and start building real financial confidence, this breakdown will give you the exact steps to follow.   Timestamps (00:00) - Intro (00:44) - Why the biggest trap is leaving money in the G fund (01:42) - The danger of trying to time the market (02:26) - Why you need to consistently increase your contributions (02:49) - How lifecycle funds work for hands-off investors (04:05) - Breaking down the C, S, and I funds (05:41) - My personal TSP allocation and rebalancing strategy (07:29) - How $500 a month can turn into $1 million over 30 years   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Join our investor list: https://www.frommilitarytomillionaire.com/investors Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

    11 min
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About

Our goal is to teach service members, and the working class how to build wealth, and invest in real estate so that you can achieve financial freedom and live the life you’ve always dreamed of!

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