Smarter Vet Financial Podcast

Florida Veterinary Advisors

Want to feel more confident and in control of your finances? The Smarter Vet Financial Podcast is your go-to resource for fresh, energizing perspectives on money—created just for veterinarians. Hosts Tom Seeko and CJ Burnett, founders of Florida Veterinary Advisors, break down personal and business financial topics in a way that’s easy to understand and fun to explore. With inspiring interviews and practical advice, you’ll gain the clarity you need to stress less and enjoy more of what you love in life and work.

  1. 6D AGO

    How Veterinary Professionals Can Build Stability, Fight Burnout, and Strengthen Their Future with Dr. Andy Roark

    Send us Fan Mail Veterinary medicine is full of passion, purpose, and pressure—but how do you build a career and a life that feel sustainable? In this episode, Tom sits down with Dr. Andy Roark to explore the mindset shifts and financial habits that help veterinary professionals create long‑term stability while staying connected to the work they love. Andy shares his winding path into veterinary medicine, how the profession is changing, why affordability conversations must include support staff and veterinarians, and what practices can do to better support their teams. They also dig into long‑term financial health, simple strategies for investing, and why “pay yourself first” matters more than ever. If you’re a veterinarian, practice owner, technician, or anyone working in the profession, this conversation offers meaningful perspective you can put into action. Connect with Dr. Andy Roark by visiting his website, listening to his podcast or by finding out more info about Unchartered.  Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.  5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment  Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.  Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels:  Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665 #SmarterVet #VetLife #VeterinaryLeadership #VetCareers

    39 min
  2. MAR 20

    Episode 196 - The Hidden Problems Inside Million Dollar Mutual Fund Portfolios

    Send us Fan Mail Many veterinarians build wealth using mutual funds, but once a portfolio grows into the seven‑figure range, the hidden challenges begin. Taxes you didn’t expect. Overlapping holdings you didn’t realize you owned. Lack of customization. And far less control than your financial life now requires. In this episode, CJ and Tom break down why mutual funds are often great when you’re just getting started—but may cause major hurdles once your portfolio exceeds $1M. You'll learn how taxes can quietly erode wealth, why diversification isn’t always what it seems, and how high‑net‑worth investors can regain control by structuring their investments with more precision. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:  5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment:  Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:  Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

    23 min
  3. MAR 13

    Episode 195 - Does Your Risk Match the Return?

    Send us Fan Mail Most veterinarians assume that more risk equals more return—but that’s rarely how real financial life works. In this episode, Tom and CJ break down the hidden risks veterinarians carry mid‑career, how concentration risk shows up in both income and practice ownership, and why chasing high returns can actually set you back. You’ll hear stories from real conversations, practical examples, and three powerful questions to help you evaluate whether the risks you're taking truly align with the outcomes you want. Whether you're a practice owner, an associate, or somewhere in between, this is a conversation every veterinarian should hear. Grab a copy of our book Unleashed: The Financial Clarity Every Veterinarian Needs, visit FLVetAdvisors.com for CE and resources, and be sure to rate and review the podcast! Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

    29 min
  4. MAR 6

    Episode 194 - It’s Not About Being Rich—It’s About Having Options

    Send us Fan Mail Many veterinarians say they don’t make enough, can’t change jobs, can’t reduce hours, or will “never be able to retire.” But is that really about income… or about options? In this episode of the Smarter Vet Financial Podcast, CJ Burnett and Tom Seeko break down why financial freedom isn’t defined by net worth or a big salary—it’s defined by flexibility. Whether it’s taking time off, changing clinics, relocating, starting a family, walking away from a toxic workplace, or even pursuing ownership, your options come from liquidity, structure, and boundaries, not your income level. You’ll hear how lifestyle creep, locked-up retirement dollars, and lack of structure can make high earners feel broke—and how simple shifts like using a Wealth Coordination Account can help you create space, control, and the ability to choose your next step. If you enjoy this episode, explore race-approved CE, masterclasses, and our book Unleashed: The Financial Clarity Every Veterinarian Needs at FLVetAdvisors.com. And if you haven’t already, leaving a rating/review on Apple or Spotify helps more veterinarians find this show. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:  5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment:  Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:  Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

    20 min
  5. FEB 27

    Leading with Curiosity: Andrea Crabtree on Communication & Accountability in Vet Practices

    Send us Fan Mail In this episode of the Smarter Vet Financial Podcast, Tom Seeko welcomes back Andrea Crabtree of Furpaws Consulting for a candid conversation about leadership, communication, and accountability in veterinary practices. Andrea shares insights from her journey from practice manager to consultant and explains why communication breakdowns—not skill gaps—are often the root of practice challenges.  Together, they explore simple but powerful ways teams can improve culture, retention, and performance through intentional training and curiosity-driven leadership. This episode is a must-listen for practice owners and managers who want stronger teams and healthier practices. To contact Andrea, please check out the resources below... Furpaws Consulting: https://www.furpawsconsulting.com/   Executive Leadership Workshop:  https://www.furpawsconsulting.com/symposiums  PAWSitive Leadership Podcast: https://www.podbean.com/pi/pbblog-zkq48-9bfab3 LinkedIn: https://www.linkedin.com/in/andrea-crabtree-bs-cvpm-sphr-phrca-ccfp-fear-free-000a7985/   Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

    28 min
  6. FEB 20

    Episode 193 - Am I Financially on Track as a Veterinarian?

    Send us Fan Mail On this episode of the Smarter Vet Financial Podcast, Tom Seeko and CJ Burnett, co-founders of Florida Veterinary Advisors, walk through a clear framework for answering one of the most common questions vets ask: “Am I financially on track?” They break your journey into four phases—25–30, 30–40, 40–55, and 55+—so you can see what typically matters most at each. You’ll hear practical context around student loans, changing pay scales, the rise (and shifts) in relief work, when ownership or career pivots make sense, and how to build a retirement income plan that supports your lifestyle without guesswork. If you enjoy this show, explore more resources at FLVetAdvisors.com, including our book Unleashed: The Financial Clarity Every Veterinarian Needs. And if this episode helped you, a quick rating/review on Apple or Spotify helps other vets find the show. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:  5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment:  Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:  Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

    24 min
  7. FEB 13

    Episode 192 - 5 of 5: The No-Fail Retirement Income Plan

    Send us Fan Mail Is a “no‑fail” retirement plan actually possible? In this episode, Tom and CJ break down why the traditional approach to retirement often falls short — and what it really takes to build income that lasts through every market cycle, tax change, and stage of life. They walk through how to think beyond account balances, how timing risk affects retirement security, why tax diversification matters, and how to create predictable income instead of relying solely on market performance. You’ll learn how to structure your assets with intention, build stability into your plan, and create a retirement strategy that works in real life — not just in ideal scenarios.  Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

    26 min
  8. FEB 6

    Episode 191 - 4 of 5: Building Wealth by Balancing Access, Taxes, and Risk

    Send us Fan Mail How do you actually build wealth — not just in theory, but in real life?  In this episode, CJ and Tom walk through a simple, practical framework veterinarians can use to make smarter financial decisions with less stress and more clarity. They break down how to assign a time horizon to each dollar, how to make sure money is accessible for real‑life needs, how to think about taxes in a strategic way, and how to evaluate risk beyond just investment volatility. Whether you're early in your career or approaching retirement, this episode helps you understand how to structure your finances so you can adjust, pivot, and stay flexible as life changes. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

    30 min
5
out of 5
41 Ratings

About

Want to feel more confident and in control of your finances? The Smarter Vet Financial Podcast is your go-to resource for fresh, energizing perspectives on money—created just for veterinarians. Hosts Tom Seeko and CJ Burnett, founders of Florida Veterinary Advisors, break down personal and business financial topics in a way that’s easy to understand and fun to explore. With inspiring interviews and practical advice, you’ll gain the clarity you need to stress less and enjoy more of what you love in life and work.

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