Grow Your Business and Grow Your Wealth

Market Domination

The Grow Your Business and Grow Your Wealth Podcast with Gary Heldt is the go-to place to help plan for your future. Whether you’re a business owner looking to maximize your tax profit, a parent planning for college, or an individual looking to improve your life, Gary is the expert for you.Guests on the podcast will chat with Gary and share their secrets to build a better financial foundation for your business and your life. Tune in for informative conversation about keeping your finances organized and not wasting your well-earned money.

  1. Episode 313: How Business Owners Build Value Before Exit

    1D AGO

    Episode 313: How Business Owners Build Value Before Exit

    What if the biggest mistake in exit planning is waiting until you are ready to leave? In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt sits down with David Flores Wilson, Managing Partner at Sinceres Advisory, to talk about what business owners often miss when it comes to financial planning, business value, and long-term freedom. This is not just a conversation about retirement accounts or investments. It is about building a business that creates real value, understanding your true financial freedom number, and preparing for an exit that protects both your money and your purpose. David explains why financial planning for entrepreneurs is different from traditional retirement planning, why so many owners wait too long to prepare, and why the right team matters more than ever. Gary and David also dig into the emotional side of leaving a business, including identity, family conversations, and what life looks like after the deal is done. 6 Key Takeaways → Exit planning is not a last-minute event. It is a long-term process that should start earlier than most business owners think. → A stronger exit plan can make your business more valuable even if you never sell it. → Your business may be your best investment, so blindly pulling money out to diversify is not always the smartest move. → Owners need to know their real expense level so they can calculate a true walk away financial freedom number. → Selling a business without a plan for purpose, time, and identity can create regret even when the money is there. → The best outcomes happen when the business owner, CPA, attorney, and financial advisor work together instead of in silos. To learn more about David Flores Wilson and explore his personal finance blog for business owners, check out Planning to Wealth and book a consultation to talk through your situation. connect with David on LinkedIn: https://www.linkedin.com/in/david-flores-wilson-cfp%C2%AE-cfa-02b5a/

    26 min
  2. Bonus: Why Business Valuation Matters Long Before You Sell

    6D AGO

    Bonus: Why Business Valuation Matters Long Before You Sell

    Most business owners think valuation matters only when they are ready to sell. Bethany Hearn explains why that mindset can cost owners money, lead to avoidable disputes, and leave major risks hidden in plain sight. In this episode, guest host Jack Reeder sits down with Bethany Hearn, CPA, ABV, and CFF, to talk about business valuation, forensic accounting, succession planning, and the legal and financial blind spots that can hurt business owners when they least expect it. Bethany shares why valuation should begin years before a sale, how poorly written agreements can create costly conflicts, and what owners can do now to protect value, legacy, and peace of mind. Key Takeaways → Valuation is not just for selling your business. It is critical for succession planning, estate planning, shareholder changes, and dispute prevention. → Waiting until the last minute can reduce the value you are able to create or protect. → Forensic accounting can uncover hidden risks inside your business, especially when too much financial responsibility sits with one person. → Poorly written buy-sell agreements can create confusion, surprises, and costly litigation. → Different industries require different valuation lenses, especially when capital needs, cash flow, and risk vary. → Verbal agreements in family and farming businesses can become major legal problems when expectations are not clearly documented. This episode is guest-hosted by Jack Reeder, who leads a thoughtful conversation focused on helping business owners understand value, reduce risk, and make smarter decisions before problems arise. Connect with Bethany Hearn to learn more about business valuation, forensic accounting, transaction services, and how to protect your business before a transition or dispute puts pressure on the numbers. For more information on Guest Host:  Jack W. Reeder, CLU®, ChFC® Chartered Financial Consultant 978-335-2267

    33 min
  3. Episode 312: How to Build Financial Freedom Through Passive Income

    MAR 18

    Episode 312: How to Build Financial Freedom Through Passive Income

    What if financial freedom is not about retiring early, but about building enough income and confidence to finally choose how you live and work? In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt talks with Daniel Alonzo about what it really takes to build financial independence. Daniel shares how he shifted from simply selling to building a scalable business, why passive income changed his life, and how systems, mentorship, and personal growth helped him create long term freedom. This conversation is a strong reminder that wealth is not accidental. It is built through discipline, leverage, and the willingness to stay coachable. → Financial freedom means having enough income and investment growth to support the lifestyle you want whether you are working or not. → Passive income is not magic. It comes from building something that can keep producing through people, systems, and duplication. → Business owners who want to grow cannot stay trapped in doing everything themselves. Real scale comes from systematizing what works and teaching it well. → Community and mentorship matter because the right people can help you think bigger, move faster, and avoid staying stuck in your own blind spots. → Coachability is a wealth skill. Ego can hold people back, while learning from others can open the door to bigger results. → Wealth is not just about money. It is about purpose, freedom of choice, and building a life you actually want to live. Connect with Daniel Alonzo through Wealth on the Beach, explore his books, and learn more about his coaching community and wealth building philosophy. Join the club: https://wealthonthebeach.com/home Daniel's LinkedIn: https://www.linkedin.com/in/danielalonzo8/ Connect with Gary on LinkedIn: https://www.linkedin.com/in/gary-d-heldt-jr/

    36 min
  4. Episode 311: Multifamily Syndication and Cost Segregation

    MAR 11

    Episode 311: Multifamily Syndication and Cost Segregation

    Ever feel like you can make good money and still lose the game because too much of it walks out the door? In this episode, Gary sits down with a multifamily investor who watched a massive real estate downturn up close, then rebuilt by learning how syndication works and how investors think about cash flow, taxes, and long-term ownership.  They dig into cost segregation, bonus depreciation, and why mindset matters when you are running deals in a world you cannot control.  6 key takeaways  → Market cycles are real, and over-leverage, plus building to sell instead of building to hold, can turn a boom into a brutal bust fast.   → Syndication is one way investors pool capital to buy apartments together, starting smaller to build a track record before scaling up.   → Know your role before you invest: general partners run the deal, limited partners stay passive, and the work plus risk profile is different.   → Cost segregation can compress depreciation into a shorter window, which can create large write-offs when the math makes sense.   → A resilient mindset is not motivational fluff; it is required because you do not control markets, interest rates, or tenant behavior.   → The wealth game is not only income, but it is also retention: it is not about the money you make, it is the money you keep.   If this episode sparked questions about real estate investing, syndication, or tax strategy, connect with Gary and share what you are trying to build.  For more from the guest, start with YouTube by searching “Justin Brennan multifamily” and visit justincbrennan.com.

    37 min
  5. Episode 310: Finding Success Through Authentic Mentorship

    MAR 4

    Episode 310: Finding Success Through Authentic Mentorship

    What if the key to entrepreneurial success wasn’t just about capital, but about finding your “good peoples”? This week’s guest, Brandon Na, founded his venture firm on this very principle, a concept born from a lifelong friendship and a desire to build a network of unselfish, supportive guides for founders. His journey reveals that the path to building something meaningful is often about who you have in your corner. In this conversation, Gary Heldt and Brandon Na explore the realities of the startup world, moving beyond the headlines to discuss what it truly takes to build and scale a business. Brandon shares critical insights on the common pitfalls founders face, the importance of deep self awareness, and how to find a mentor who is genuinely invested in your success. This episode is a masterclass for any entrepreneur who wants to understand the nuances of venture capital, team building, and creating a business that aligns with their personal mission. Key Takeaways  → True mentorship is a two way street built on mutual respect and aligned goals.  → Self awareness is the most significant and most common obstacle for founders seeking capital.  → Understanding your total addressable market is essential before you even begin to build.  → Success for a founder doesn’t always mean a massive exit; sometimes it means having the wisdom to walk away.  → To truly learn a concept, you must be able to teach it to someone else.  → We live in a capitalistic society, and access to resources is critical for turning an idea into a reality. If you are navigating the challenges of growing your business, this conversation offers a refreshing perspective on what truly matters. Listen to the full episode for more insights, and consider sharing it with a fellow entrepreneur who could benefit from this guidance. To learn more about Brandon Na’s work with early stage founders, you can visit his website at Good Peoples Ventures. He is passionate about connecting with entrepreneurs and is open to conversations, so you can also reach out to him directly via email.  https://goodpeoplesventures.com/ Pull Quotes → "The funny thing is, most people can’t handle the truth. And so you have to kind of gauge whether or not your mentee or whoever you’re trying to help can handle it." Listen to the full episode, then share it with one founder who needs a smarter circle and a clearer path.

    28 min
  6. Resolving IRS Issues With Confidence

    FEB 27

    Resolving IRS Issues With Confidence

    What do you do when that dreaded letter from the IRS arrives? For many, the first instinct is to ignore it, hoping it will go away. But that is the single biggest mistake you can make. In this episode, guest host Jack Reeder talks with Felecia Dixson, an Enrolled Agent with over forty years of experience, about how to handle IRS issues with a clear head and a solid strategy. They discuss the most common reasons business owners face tax problems, why you should never try to solve them alone, and how to find the right professional help.  This conversation is essential for any business owner who wants to understand the IRS better and protect their peace of mind. > Ignoring an IRS notice is the worst first step.- > Payroll tax issues are a major red flag for the IRS. > You should never try to handle an IRS issue on your own.-> An Enrolled Agent can represent you in all 50 states.- > Embarrassment should not stop you from seeking help.-> The sooner you act, the more options you have. If you have ever felt a knot in your stomach thinking about taxes, this episode is for you. Listen to the full conversation to learn how to face IRS challenges with confidence.  Subscribe to Grow Your Business & Grow Your Wealth for more conversations that help you grow smarter. To learn more about Felecia Dixson and her work, you can find her by searching her name, Felecia Dixson, or her business, Dixson Tax Resolution Services, online.  Felecia is available on LinkedIn and Facebook and offers a newsletter with more information.

    26 min
  7. Episode 309: Closing the Financial Confidence Gap for Women

    FEB 25

    Episode 309: Closing the Financial Confidence Gap for Women

    What if you could transform your relationship with money from a source of stress to a source of confidence?  For many women, conversations about finances have long been off-limits, creating a confidence gap that can have a lasting impact on their financial future. This episode is a conversation about changing that narrative.  This week on the Grow Your Business & Grow Your Wealth podcast with host Gary Heldt, who is joined by Shawna Bieda, a seasoned Senior Wealth Advisor who is passionate about empowering women to take control of their financial lives. We explore the unique financial challenges women face, from pay gaps and career breaks to longer lifespans, and why a holistic approach to financial planning is so crucial.  Shawna shares her personal journey and offers practical advice on building a strong financial foundation, no matter where you are in your journey. One of the biggest mistakes women make is waiting too long to start investing in their future. It is important to have a financial plan that is flexible and realistic, and that adapts to life’s many changes. Building a relationship with a trusted financial advisor is a critical step in this process. You should feel comfortable being vulnerable and asking questions to ensure you are getting the right plan for you. Taking that first step, no matter how small, is the key to building financial confidence.  Money is like a muscle; the more you use it, the stronger and more confident you become. We invite you to listen to this important conversation and take one step today toward your own financial empowerment.  Subscribe to our podcast for more insightful conversations, and if you found this episode valuable, please share it with a woman in your life.  To learn more about Shawna Bieda and her work, you can visit the XML Financial Group website at xmlfg.com. You can also connect with her directly via email at s.bieda@xmlfg.com  https://www.xmlfg.com/shawna-bieda Phone: 9293257386

    28 min
  8. Bonus: Navigating Social Security for a Secure Retirement

    FEB 20

    Bonus: Navigating Social Security for a Secure Retirement

    Deciding when to claim Social Security is one of the most significant financial choices you will make. The right strategy can mean a more secure and comfortable retirement, while the wrong one could leave you with less than you deserve. In this episode, we explore the nuances of Social Security and retirement planning to help you make the best decision for your future. Host Gary Heldt sits down with Bruce G. Kaserman, President of BGK Financial, to demystify Social Security. They discuss the factors that should inform your decision on when to start receiving benefits, the impact of working in retirement, and how to create a financial plan aligned with your life goals. This conversation is essential for anyone approaching retirement age seeking clarity and confidence in their financial future. Here are six key takeaways from the conversation: - Your Social Security claiming strategy should be tailored to your individual circumstances, including your health, marital status, and other sources of income. - Working while receiving Social Security benefits can impact the amount you receive, so it is important to understand the income thresholds. - Delaying Social Security benefits until age 70 can significantly increase your monthly payments. - Proper tax planning is crucial to minimizing the taxes you pay on your Social Security benefits and other retirement income. - For business owners, the way you structure your salary can have long-term consequences for your Social Security benefits. - A comprehensive financial plan can help you navigate the complexities of retirement and ensure you do not outlive your savings. If you are looking for expert guidance on your retirement strategy, this episode offers valuable insights. Listen to the full conversation to gain a deeper understanding of how to make your money work for you in retirement. Subscribe to our podcast for more insightful conversations and share this episode with anyone who could benefit from this valuable information. To learn more about Bruce G. Kaserman and his work, you can visit his website at bgkfinancial.com. As a fiduciary and National Social Security Advisor, Bruce is dedicated to helping professionals and business owners make informed decisions to secure their financial futures. You can also connect with him to learn more about his upcoming seminars on Social Security and retirement planning.

    28 min
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4.8
out of 5
17 Ratings

About

The Grow Your Business and Grow Your Wealth Podcast with Gary Heldt is the go-to place to help plan for your future. Whether you’re a business owner looking to maximize your tax profit, a parent planning for college, or an individual looking to improve your life, Gary is the expert for you.Guests on the podcast will chat with Gary and share their secrets to build a better financial foundation for your business and your life. Tune in for informative conversation about keeping your finances organized and not wasting your well-earned money.

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