Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans
  • 4.6 (309)
  • How To
  • Updated Semiweekly

***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

  1. 16h ago

    How This Single Mom Stopped Using Credit Cards and Paid Off $31K of Debt With a Simple Budget System | 575

    Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! When Sarah first found Financial Coaching for Women, one phrase stopped her in her tracks: "You make good money but have nothing to show for it." As a single mom, Sarah felt like she should have been further ahead financially. She was earning more than ever before, but still felt stuck. Credit cards, unexpected expenses, and a lack of a clear system kept her spinning her wheels. Fast forward less than a year and Sarah has: ✅ Paid off nearly $32,000 of debt ✅ Stopped using credit cards completely ✅ Built multiple savings buckets ✅ Nearly paid off her home ✅ Created a financial future she's excited about In this episode, Sarah shares exactly what changed, why the Budget Besties system finally clicked for her, and how she's teaching her 10-year-old daughter lessons about money that she wishes she had learned earlier. If you've ever felt like you're making good money but can't seem to get ahead, this episode is for you. In This Episode We Discuss:Why traditional budgeting methods never worked for SarahThe simple checking account change that transformed her spendingHow savings buckets helped her stay out of debtPaying off nearly $32,000 in less than a yearBecoming mortgage-free and what that means for her futureWhy credit cards kept pulling her back into debtTeaching kids healthy money habitsThe emotional cost of using debtWhy budgeting is a journey, not a quick fix Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

    28 min

  2. 2d ago

    Where Is All My Money Going? How One Mom Found $1,000 Extra 💸 | 574

    Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! What happens when you finally see all of your finances in one place? In this episode, Michelle from Budget Besties Office Hours shares the story of a military mom facing a huge overseas move, major life changes, and overwhelming financial stress. After listening to the podcast and joining Office Hours, she jumped into the Simplified Budget System and quickly discovered: ✅ An extra $1,000 a month she didn't realize she had ✅ Over $200 a month in unused subscriptions ✅ A plan to save more than $3,000 before her move ✅ Room in the budget to cash flow a Disney cruise ✅ The peace of mind that comes from knowing exactly where your money is going If you've ever felt overwhelmed by your finances, worried about a big life change, or wished you could stop keeping everything in your head, this episode is for you. In This Episode We Talk About:Why seeing your budget on one page changes everythingHow mock budgets help you prepare for major life transitionsThe power of the 90-day reviewFinding money that's already in your budgetWhy "math is facts" can calm financial anxietyHow Office Hours helps women get unstuck fasterThe connection between growth and getting uncomfortableTeaching healthy money habits to the next generation Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

    20 min

  3. 4d ago

    Get Out of Debt Faster: The Simple Debt Payoff Plan That Finally Works | 573

    Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! If you're tired of sending your hard-earned money to credit cards, loans, and debt payments every month, this episode is for you. In this episode, we're talking about what getting out of debt really looks like, common mistakes people make, and how to create a plan that helps you keep more of your money. Because the goal isn't just making payments forever. The goal is getting your money back. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

    13 min

  4. May 29

    How to Decide Between Paying Off Debt or Building Your Savings | 572

    Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! In today’s episode, we’re answering YOUR money questions in real time. No prep. No scripts. Just honest conversations about budgeting, debt, savings buckets, and figuring out what actually matters most in your season of life. We’re talking through: Should you put extra money toward debt or savings?What savings buckets matter most right now?How do you know if you have a spending problem or an income problem?What if your budget feels tight no matter what you do?How to make realistic budget decisions for YOUR family Plus, we share stories from real clients navigating debt payoff, bonuses, big families, and making intentional choices with their money. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

    18 min

  5. May 27

    How to Simplify Your Budget With Separate Accounts, Automation and Your Bank App | Reair: Ambitious Time Management Strategies for Working Moms with Kristen Edwards | 571

    Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Check out ths reair from our friend Kristen's Podcast: Ambitious Time Management: Strategies for Working Moms Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

    23 min

  6. May 25

    Make Your June 2026 Budget with Us: A Step-by-Step Monthly Money Plan | 570

    Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Have you made your June budget yet? In this episode, we’re walking you through exactly how to build your monthly budget from start to finish. We’re covering how to close out May correctly, update your real numbers, plan for spending, organize your bills, set up savings buckets, and figure out how much extra you actually have to throw at debt. This is the exact process we use with our clients to stop the paycheck-to-paycheck cycle and finally feel organized with money. Grab your budget, your laptop, or a notebook and make June’s budget with us while you listen! Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

    19 min

  7. May 22

    How to Stop Pop-Up Expenses From Derailing Your Budget | 569

    Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Jen is tired of feeling like every paycheck is already spent before it even hits the account. Between dance competitions, surprise expenses, kids’ needs, and trying to “make it work,” she feels stuck in the constant cycle of hoping there’s enough money to cover everything. In this coaching session, we walk Jen through the very first steps to stop winging it and finally create a simple system for her money. We talk about: Why your bills account should become your main accountHow to stop using “hopeful numbers” instead of real numbersThe easiest way to separate bills from spendingWhat to do when unexpected expenses keep popping upWhy getting everything on ONE piece of paper changes everythingHow to talk to your spouse about money when things feel tenseWhy savings buckets help with all those “random” expensesSnowball vs avalanche debt payoff methodsThe truth about living paycheck to paycheck If you’ve ever thought: “Why do we make decent money but still feel broke?” …this episode is for you. 💛 Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

    22 min

  8. May 20

    Making Good Money but Stuck in Credit Card Debt? How This Couple Avoided Debt Consolidation | 568

    Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Caroline and AJ both booked a free call… without knowing the other one had already done it. That’s how ready they were for change. 🙌 They were working full time, running a growing wedding photography business on nights and weekends, and still wondering: Why isn’t the money stacking up?Why are we still in debt?Why does this feel so stressful? They were doing all the “right” things. Good jobs. Successful side hustle. Working nonstop. But no system. No plan. Just winging it. Until they found the podcast episode on debt consolidation… and everything clicked. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

    28 min
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***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

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