New Money New Problems Podcast

NewMoneyNewProblems.com | New Money Solutions for New Money Problems
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Negotiating compensation. Purchasing your first investment property. Helping your family with money. The highs and lows of entrepreneurship. New money leads to new problems that require new solutions. The NEW MONEY NEW PROBLEMS PODCAST tackles the financial topics our listeners are navigating for the first time, providing the expertise, interviews and resources for them to do so successfully.

  1. 5h ago ·  Video

    Finding Free Money You Didn't Know You Had

    EPISODE RESOURCES Check out our episode on PMI National Association of Unclaimed Property Administrators Retirement Savings Lost and Found Database Workers Owed Wages Database Mortgage Insurance Premium Refund Database Find Your Money Online: Unclaimed Property, PMI Refunds, Unpaid Wages & Lost 401(k)s Brenton opens the New Money, New Problems podcast by sharing recent heavy travel and an upcoming trip to São Paulo, Brazil to speak on building a digital footprint and niche as a financial advisor, thanking listeners for enabling the opportunity. He then explains legitimate ways to find money owed to you online, organized by where you’ve lived, worked, and how you live. He highlights state unclaimed property divisions for refunds like utilities or insurance reimbursements, noting claims may be larger than displayed and can include overlooked life insurance benefits. He discusses removing or refunding mortgage insurance premiums (PMI), including requesting removal at 80% loan-to-value, using appraisals after home value increases, or refinancing. He covers searching for unpaid wages and locating forgotten employer retirement accounts via a Department of Labor site, and suggests reviewing subscriptions with tools like Rocket Money or Monarch and reselling valuable unused clothing or shoes. 00:00 Free Money Intro 00:45 Host Update Thanks 02:43 Unclaimed Property Basics 05:49 PMI Refunds Removal 10:59 Unpaid Wages Old 401k 13:59 Subscriptions Reselling 16:23 Wrap Up Next Week Support the show

    Finding Free Money You Didn't Know You Had

  2. Sep 4 ·  Video

    Nipsey Hussle, Estate Planning and The Trusted Esquire

    Estate Planning Starts Sooner Than You Think: Wills, Trusts, Incapacity, and Protecting Family Wealth EPISODE RESOURCES The Law Office of Sheuvaun Vernon Connect With Her Online! Host Brenton Harrison welcomes estate planning attorney Sheuvan Vernon (The Trusted Esquire), founder of the Law Office of Sheuvaun Vernon serving New York and New Jersey, to discuss how estate planning begins earlier than most people expect and intersects with every life stage. Using public examples like Chadwick Boseman and Nipsey Hussle, they explain common misconceptions (estate planning is only for older people, only a will is needed, trusts are only for the rich) and emphasize planning for incapacity through HIPAA authorizations, healthcare proxies, and powers of attorney. They outline needs across ages: at 18, parents lose automatic authority; in the 20s–30s, relationships, beneficiary forms, prenups, and guardianship become key; for parents, trusts can prevent an ex from controlling a minor child’s inheritance; in midlife, wills vs revocable living trusts, funding trusts, probate privacy, and Medicaid planning risks arise; in later years, documents should be reviewed for life changes, divorce, retirement, and long-term care. Vernon advises finding a trusted professional and shares how to contact her. 00:00 Estate Planning Matters 02:26 Meet The Trusted Esquire 04:17 Why Community Wealth 06:03 Common Estate Myths 08:06 Turning 18 Changes Everything 12:30 Mid 20s Money Moves 15:50 Prenups And Planning 18:50 Kids Guardians Trusts 21:24 Wills Vs Trusts 25:50 Medicaid Sandwich Generation 29:11 Retirement Plan Checkup 31:55 First Steps And Finding Help 34:05 Where To Find Shevonne Support the show

  3. Aug 28 ·  Video

    (A Ton of) STUDENT LOAN UPDATES | Lost PSLF Credits, RAP Woes & More

    EPISODE RESOURCES Updated Payment Guidance from Department of Ed Federal Student Loan Updates: MOHELA Default Letters, IDR Recertification Tips, New On‑Time Rules, PSLF Tracker Issues, Borrowing Limits Lawsuit, and PSLF Buyback Progress In this episode, we share major federal student loan updates, focusing on errors and rule changes affecting forgiveness and repayment. MOHELA mistakenly sent default-risk notices to thousands of borrowers who were current. With income recertification restarting after the 2020 pause, we share alternate forms of documentation that might be preferable to a tax return. Under the One Big Beautiful Bill Act, the grace period for on-time payments is removed for IDR and PSLF credit, creating concerns about weekends and autopay timing; Repayment Assistance Plan borrowers also risk losing interest subsidy and $50 principal reduction if late, and guidance suggests extra payments may disrupt subsidies. The PSLF tracker temporarily disappeared and some counts were reduced, potentially correcting prior adjustment-era credits. A lawsuit has temporarily paused lower graduate borrowing limits, and PSLF Buyback processing appears to be improving after streamlining to a button-based application. 00:00 Student Loan News Intro 00:44 Back in Studio Updates 02:15 MOHELA Default Letter Error 03:37 Recertify Income Smartly 07:45 Grace Period Removed Shock 10:43 RAP Subsidy and Extra Pay 13:58 PSLF Tracker Disappears 18:11 Borrowing Limits Lawsuit 20:22 PSLF Buyback Speeds Up 21:57 Wrap Up and Next Steps Support the show

  4. Aug 21 ·  Video

    Can You Turn Down $191,000 For Your Child? | Trump Accounts

    Trump Accounts Explained: Pros, Cons, and Whether Politics Should Matter In this episode we cover Trump Accounts, launched July 2026, which offer a $1,000 initial contribution for children born January 1, 2025–December 31, 2028. Brenton discusses the political and moral hesitation some parents feel, especially for marginalized communities. For those interested, we cover how to open the account current custody options, investment limitations, tax features and more. We then compare the functionality of the Trump Account to other accounts commonly used to save for children's futures: a custodial IRA, Uniform Gift to Minors Accounts, brokerage accounts and a 529 savings plan. 00:00 Can You Turn Down 191K 00:47 Back to School Chaos 01:33 What Are Trump Accounts 02:21 Politics and Parenting Pressure 05:33 Dave Ramsey Clips 07:13 How to Open and Invest 08:57 Comparing Kids Savings Options 11:34 Limits and Tax Basics 17:18 Withdrawals and Ownership Rules 21:54 Messenger vs Message Wrap Up 24:01 Compound Interest Reality Check 25:21 Final Takeaways Support the show

  5. Aug 7 ·  Video

    Your AmEx Platinum Card Is Destroying You

    Why the Amex Platinum and Chase Sapphire Reserve May Not Be Worth It (and How to Get Out of the Trap) In this episode, we explain why premium rewards cards like the AmEx Platinum and Chase Sapphire Reserve can be a costly trap, especially for high-income earners who may feel less urgency about carrying balances. Citing research that rewards incentives increase spending and debt, we argue that multipliers often push luxury purchases whose rewards don’t cover the added cost. We review rising annual fees (Amex Platinum $895 plus $195 per authorized user; Chase Sapphire Reserve $795 plus nearly $200 per user), show how sign-up bonuses require high spend, and note that redeeming points for cash can be low-value (Chase ~1¢ per point; Amex ~0.6¢). Using an Amex Platinum example, we demonstrate how credits and points may still deliver limited net value after fees and overspending. In the second half, we give tips to listeners who realize they've fallen into the trap but desperately want to escape. 00:00 Premium Card Myth 00:46 Show Intro and Updates 01:26 Why Premium Cards Trap 03:46 High Income Debt Risk 05:31 Multipliers and Overspending 07:26 Signup Bonus Pressure 09:19 Points Cash Value Reality 12:18 Amex Annual Value Breakdown 14:59 Rescue Plan Basics 16:52 Downgrade Without New Cards 18:15 Exit Strategy and Credit 20:24 Wrap Up and Next Week Support the show

    Your AmEx Platinum Card Is Destroying You

  6. Jul 31 ·  Video

    What It's Like To Be "The One With The Money"

    When You’re the One in the Family Who “Has the Money”: Boundaries, Planning, and Real Stories This week we join you from Maryland to share an episode on what it’s like to be the family member who “has the money". Brenton draws on what he observed with his parents and why it shaped New Money New Problems’ focus on high earners building wealth. Based on a Pew Research Center study, at least 70% if high-income households African American households and immigrants of any income help their extended family with money. We offer tools on communication and “scripting” to set giving boundaries, budgeting for family support, adjusting emergency reserves, and considering insurance needs (life, disability, long-term care). We also covers estate planning and property issues (POAs, wills, inheritance conflicts, trustees, custody roles) and the emotional toll and money disorders. In the second half of the episode, we share community stories describing the responsibility, saving pressure, feeling taken advantage of, guilt, marital strain, and perceived entitlement that comes from being the one with money. 0:00 — Intro & episode teaser0:46 — Welcome & episode overview (Brazil trip, why this topic matters)6:58 — Establishing when, why, and how you give to family12:31 — Estate planning and property management19:04 — Sponsor break / newsletter signup19:26 — Community Q1: How being "the one with money" impacts wealth-building23:42 — Community Q3: Negative experiences with extended family/spouse25:10 — Community Q4: Is your family "off-base" about you and money?28:07 — Wrap-up & closingSupport the show

    What It's Like To Be "The One With The Money"

  7. Jul 24 ·  Video

    Family And Money Are Still Tough To Separate

    How Childhood Trauma Shapes Money Disorders (Throwback Episode) This week we post a throwback wayyy back to the second New Money New Problems episode to set up a forthcoming discussion about being the only person in a family who “has money”. In the replay, we discuss how “money disorders” are foundational to understanding wealth building and reference a CNN article by Jean Sahadi on how early traumas and financially volatile childhoods can imprint adult money behaviors. Drawing from Brad and Ted Klontz’s book Mind Over Money, we talk through three examples relevant to first-generation high earners: financial denial (money avoidance), overspending (money worship), and financial infidelity (relational).  00:37 Why Money Stories Matter 02:41 Replay Begins Episode Setup 03:53 CNN Article Early Trauma 05:25 What Are Money Disorders 07:33 Money Avoidance Financial Denial 09:24 Money Worship Overspending 11:14 Relational Disorder Financial Infidelity 13:18 Break And Gap Finder 14:04 Confronting Your Money Disorder 14:49 My Trigger Workaholism Support the show

    Family And Money Are Still Tough To Separate

  8. Jul 17 ·  Video

    You May Need To Lease Your Next Car

    How Leases Work and Who Should Consider Them In this episode, we explain how car leasing works , comparing it to other overstated money “rules” like avoiding PMI on a home loan. We breaks down the elements of a lease payment: depreciation, interest, and taxes, and end-of-lease options such as walking away or a trade-in. We offer decision rules based on residual versus fair market value and highlights benefits like warranty coverage and sometimes included maintenance.  We then outline who leasing may fit: certain students, people who switch cars every 3–5 years (especially luxury vehicles, trucks, and SUVs), low-mileage drivers without cash to buy, and those with competing financial priorities. 00:00 Leasing Car Myth 01:09 Why Rules Stick 02:51 Lease Basics 04:48 Fees And Limits 06:14 End Of Lease Options 10:36 Walk Buy Or Trade 12:39 Ownership Cost Tradeoffs 15:09 Ad Break 16:19 Who Should Lease 18:27 Luxury And Trucks 20:12 Low Mileage Priorities 21:50 Personal Example 22:58 Wrap Up Takeaways Support the show

    You May Need To Lease Your Next Car
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Negotiating compensation. Purchasing your first investment property. Helping your family with money. The highs and lows of entrepreneurship. New money leads to new problems that require new solutions. The NEW MONEY NEW PROBLEMS PODCAST tackles the financial topics our listeners are navigating for the first time, providing the expertise, interviews and resources for them to do so successfully.

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  • Creator
    NewMoneyNewProblems.com | New Money Solutions for New Money Problems
  • Years Active
    2022 - 2026
  • Episodes
    201
  • Rating
    Clean
  • Copyright
    © 2026 New Money New Problems Podcast
  • Show Website
    New Money New Problems Podcast

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