New Money New Problems Podcast

NewMoneyNewProblems.com | New Money Solutions for New Money Problems
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Negotiating compensation. Purchasing your first investment property. Helping your family with money. The highs and lows of entrepreneurship. New money leads to new problems that require new solutions. The NEW MONEY NEW PROBLEMS PODCAST tackles the financial topics our listeners are navigating for the first time, providing the expertise, interviews and resources for them to do so successfully.

  1. 4d ago ·  Video

    What It's Like To Be "The One With The Money"

    When You’re the One in the Family Who “Has the Money”: Boundaries, Planning, and Real Stories This week we join you from Maryland to share an episode on what it’s like to be the family member who “has the money". Brenton draws on what he observed with his parents and why it shaped New Money New Problems’ focus on high earners building wealth. Based on a Pew Research Center study, at least 70% if high-income households African American households and immigrants of any income help their extended family with money. We offer tools on communication and “scripting” to set giving boundaries, budgeting for family support, adjusting emergency reserves, and considering insurance needs (life, disability, long-term care). We also covers estate planning and property issues (POAs, wills, inheritance conflicts, trustees, custody roles) and the emotional toll and money disorders. In the second half of the episode, we share community stories describing the responsibility, saving pressure, feeling taken advantage of, guilt, marital strain, and perceived entitlement that comes from being the one with money. 0:00 — Intro & episode teaser0:46 — Welcome & episode overview (Brazil trip, why this topic matters)6:58 — Establishing when, why, and how you give to family12:31 — Estate planning and property management19:04 — Sponsor break / newsletter signup19:26 — Community Q1: How being "the one with money" impacts wealth-building23:42 — Community Q3: Negative experiences with extended family/spouse25:10 — Community Q4: Is your family "off-base" about you and money?28:07 — Wrap-up & closingSupport the show

    What It's Like To Be "The One With The Money"

  2. Jul 24 ·  Video

    Family And Money Are Still Tough To Separate

    How Childhood Trauma Shapes Money Disorders (Throwback Episode) This week we post a throwback wayyy back to the second New Money New Problems episode to set up a forthcoming discussion about being the only person in a family who “has money”. In the replay, we discuss how “money disorders” are foundational to understanding wealth building and reference a CNN article by Jean Sahadi on how early traumas and financially volatile childhoods can imprint adult money behaviors. Drawing from Brad and Ted Klontz’s book Mind Over Money, we talk through three examples relevant to first-generation high earners: financial denial (money avoidance), overspending (money worship), and financial infidelity (relational).  00:37 Why Money Stories Matter 02:41 Replay Begins Episode Setup 03:53 CNN Article Early Trauma 05:25 What Are Money Disorders 07:33 Money Avoidance Financial Denial 09:24 Money Worship Overspending 11:14 Relational Disorder Financial Infidelity 13:18 Break And Gap Finder 14:04 Confronting Your Money Disorder 14:49 My Trigger Workaholism Support the show

    Family And Money Are Still Tough To Separate

  3. Jul 17 ·  Video

    You May Need To Lease Your Next Car

    How Leases Work and Who Should Consider Them In this episode, we explain how car leasing works , comparing it to other overstated money “rules” like avoiding PMI on a home loan. We breaks down the elements of a lease payment: depreciation, interest, and taxes, and end-of-lease options such as walking away or a trade-in. We offer decision rules based on residual versus fair market value and highlights benefits like warranty coverage and sometimes included maintenance.  We then outline who leasing may fit: certain students, people who switch cars every 3–5 years (especially luxury vehicles, trucks, and SUVs), low-mileage drivers without cash to buy, and those with competing financial priorities. 00:00 Leasing Car Myth 01:09 Why Rules Stick 02:51 Lease Basics 04:48 Fees And Limits 06:14 End Of Lease Options 10:36 Walk Buy Or Trade 12:39 Ownership Cost Tradeoffs 15:09 Ad Break 16:19 Who Should Lease 18:27 Luxury And Trucks 20:12 Low Mileage Priorities 21:50 Personal Example 22:58 Wrap Up Takeaways Support the show

    You May Need To Lease Your Next Car

  4. Jul 10 ·  Video

    You May Already Invest In SpaceX...Could That Be A Problem?

    You Might Already Own SpaceX: How IPOs, Index Rules, and Heavy Weightings Can Increase Portfolio Risk In this episode, we explains how investors may already own SpaceX through index funds and 401(k)s, even without knowing it. Using SpaceX’s IPO as a case study, we distinguish stock exchanges (NYSE/Nasdaq) from stock indices (S&P 500, Nasdaq 100, FTSE Russell, MSCI ACWI), how each makes money (fees, data, licensing), and how index inclusion rules work (longevity, availability/float, profitability, location/industry). We then discuss the larger issue in the increasing concentration and interconnection among top tech/“Mag Seven” firms, making major indices less diversified than many assume. 00:00 SpaceX In Your Portfolio 00:48 Holiday Highs And Lows 01:50 Why SpaceX IPO Matters 03:50 Stock Exchange Basics 06:04 Stock Index Explained 09:09 S&P 500 Inclusion Rules 10:38 Indices Bend For SpaceX 13:23 How You Already Own It 14:42 Break And Gap Finder 15:51 Hidden Risk In Indices 16:49 Mag Seven Connections 18:51 Weighting And Concentration 21:50 Risk Tolerance Reality Check 22:47 Do Your Homework Closing Support the show

    You May Already Invest In SpaceX...Could That Be A Problem?

  5. Jun 26 ·  Video

    When Roth Accounts Are The Wrong Choice

    Who Should Avoid Roth Retirement Accounts? Key Scenarios Where Pre-Tax May Win Join us from our new recording studio as we explain when Roth retirement account benefits like tax-free withdrawals and no required minimum distributions, are not ideal for everyone. We contrast Roth versus pre-tax taxation timing and outlines cases where Roth contributions may be disadvantageous. Scenarios include people currently in much higher tax situations than they expect in retirement, those likely to move from high-tax states to lower-tax states in retirement and borrowers on federal income-driven student loan repayment who can lower payments via pre-tax contributions. Tune in and see if a Roth is right for you (or not)! 00:00 Roth Hype vs Reality 00:14 Show Intro and New Studio 01:51 Why This Roth Episode 03:06 Roth vs Pretax Basics 05:31 High Taxes Now 10:07 Retire to Lower Tax State 12:17 Newsletter Break 12:35 Student Loans and AGI 13:57 Cash Flow Crunch 16:19 Near Retirement Medicare Traps 18:34 When You Have Other Assets 20:01 Wrap Up and Thanks Support the show

    When Roth Accounts Are The Wrong Choice

  6. Jun 19

    The #1 Question Before Making A Home Down Payment

    Mortgage Recasting 101 In this episode, we discuss the most important question one can ask when determining their home down payment: “Can this mortgage be recast?” Using a $500,000 home example, Brenton explains amortization schedules and how recasting works: after a lump-sum principal payment, the lender recalculates the payment to keep the original payoff timeline while lowering monthly payments. We cover scenarios where recasting makes sense, questions to consider, and the opportunity costs of giving up large sums for a 20% down payment. 00:00 Down Payment Dilemma 01:05 Home Buying Season 01:59 Why Smaller Down 04:49 Ask About Recasting 05:04 Amortization Basics 09:20 Recast Example Numbers 11:13 Break And Promo 12:23 PMI And Affordability 15:14 Investing Opportunity Cost 17:51 Final Takeaways Support the show

    The #1 Question Before Making A Home Down Payment

  7. Jun 12

    Busting Student Loan Myths Before July 1st

    EPISODE RESOURCES Escape Student Loan Debt Podcast July 1 Deadline Changes, SAVE Ending, New Borrowing Caps, and Myth-Busting In this episode we explore major federal student loan changes tied to the key July 1 deadline and dispels common myths about what's to come. Key updates include new borrowing caps for Parent PLUS loans and the important distinction between a "standard" graduate student and a "professional" student. A new income-driven option, the Repayment Assistance Plan, arrives July 1, while PAYE and ICR will be phased out by July 1, 2028. Parent PLUS borrowers can lose access to IDR and PSLF after July 1 without required steps, and any new Parent PLUS borrowing after July 1 removes IDR/PSLF eligibility. SAVE is ending, with a 90-day window starting July 1 to choose a new plan. Consolidation must be completed and disbursed before July 1, and unnecessary consolidation can erase forgiveness credit. The episode also covers plan-switching credit rules, exemptions for already-enrolled students from new caps, and pending lawsuits challenging PSLF employer restrictions and graduate borrowing limits. 00:00 July 1st Changes Overview 02:11 New Borrowing Limits 04:27 New Repayment Plans 06:46 SAVE Plan Deadline 10:18 Consolidation and PSLF Risks 11:41 Parent PLUS Myth Busting 14:46 SAVE Letters and Timing 16:24 PAYE and IBR Updates 19:35 RAP Credit Transfer Rules 21:33 New Loans Change Eligibility 22:38 Borrowing Limits Exemptions 23:09 Lawsuits and Final Takeaways Support the show

    Busting Student Loan Myths Before July 1st

  8. Jun 5

    10 Things I’d Do If I Had to Start Over Financially

    10 Things I’d Do If I Had to Start Over Financially and Professionally In this episode, Brenton shares what he would do if he had to start over at ground zero in a new city with no money or relationships, inspired by a recent article about financial advice for Gen Z. He covers 10 steps he feels would give him a leg up, from collecting and organize email addresses, to prioritizing accessible capital over retirement funds. He then talks about wider a transferable skill set as a “generalist specialist” in an AI-disrupted economy and the dangers of comparing yourself to others. 00:00 Starting Over Blueprint 00:10 Podcast Intro 00:48 Why This Episode 02:50 Build Your Email List 05:24 Prioritize Accessible Cash 08:16 Lock In Insurance Early 09:04 Rent Or Buy Commitment 12:08 Rental Property All In 13:09 Learn Taxes Fast 14:42 Avoid Student Debt 17:58 Public Presence And Side Income 20:06 Generalist Specialist Career 22:16 Keep Your Focus 22:50 Wrap Up And Call In Support the show

    10 Things I’d Do If I Had to Start Over Financially
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About

Negotiating compensation. Purchasing your first investment property. Helping your family with money. The highs and lows of entrepreneurship. New money leads to new problems that require new solutions. The NEW MONEY NEW PROBLEMS PODCAST tackles the financial topics our listeners are navigating for the first time, providing the expertise, interviews and resources for them to do so successfully.

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  • Creator
    NewMoneyNewProblems.com | New Money Solutions for New Money Problems
  • Years Active
    2022 - 2026
  • Episodes
    196
  • Rating
    Explicit
  • Copyright
    © 2026 New Money New Problems Podcast
  • Show Website
    New Money New Problems Podcast

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