The Money Doctors

Bongiorno Group

The Money Doctors is a fortnightly podcast series offering conversations on financial wealth and money matters for Australian medical and dental professionals. This podcast is proudly brought to you by leading financial services organisation the Bongiorno Group. The general advice in this series has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of this advice before acting on it. If this general advice relates to acquiring a financial product, you should obtain a Product disclosure Statement before deciding to acquire the product.

  1. Sep 28

    Still No Offer: An Update on Vic Doctors’ Wage Negotiations

    Pay disputes rarely stall before the first offer, yet that is the situation facing doctors in Victoria's public hospitals. Despite months of bargaining and escalating industrial action, the State Government has still not tabled a wage offer.  John Ryan, Senior Workplace Relations Adviser with AMA Victoria and Industrial Officer with ASMOF Victoria, joins Anneliese Shortt, Marketing and Communications Director at the Bongiorno Group, to explain how the dispute reached this point.  John outlines why doctors are seeking the same 28 per cent increase granted to nurses, a deal that has left some entry-level nurses earning more than entry-level doctors. He warns of the long-term risks to recruitment and retention, explains why Government funding holds the key to a resolution, and details the four-hour stop-work across 30 health services, including how patient safety will be protected.  The Money Doctors is proudly brought to you by leading financial services organisation the Bongiorno Group, the preferred tax and accounting partner for the Australian Medical Association Victoria and the Victorian & Tasmanian Regional Alliance Partner of the Australian Orthopaedic Association.   For more information, please call 03 9863 3111 or visit https://bongiorno.com.au/  This general advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of this advice before acting on it. If this general advice relates to acquiring a financial product, you should obtain a Product Disclosure Statement before deciding to acquire the product.  See omnystudio.com/listener for privacy information.

  2. Sep 21

    Auctions, Reserves and the New Rules of Buying Property in Victoria

    Off-market deals now account for up to half of all property sales in Melbourne's most sought-after suburbs, and the way auctions are run is about to change dramatically. Harrison Kelly, Director at HMK Buyer's Advocate, joins the Bongiorno Group’s Matt Homewood and Jack Will to break down the current spring property market.  Since May's budget changes to capital gains tax and negative gearing, investor confidence has dropped sharply while stock levels have shrunk, pushing more vendors toward private, off-market sales.  Harrison explains how buyers can access these hidden listings, why auction clearance rates have fallen to historic lows, and what upcoming reforms — including mandatory reserve price disclosure seven days before auction — will mean for transparency. He also shares his read on which Melbourne pockets are thriving, which are struggling, and why both upgraders and first-home buyers may be looking at a rare window of opportunity.  HMK Buyers Advocate https://www.hmkbuyersadvocate.com.au/    The Money Doctors is proudly brought to you by leading financial services organisation the Bongiorno Group, the preferred tax and accounting partner for the Australian Medical Association Victoria and the Victorian & Tasmanian Regional Alliance Partner of the Australian Orthopaedic Association.  For more information, please call 03 9863 3111 or visit https://bongiorno.com.au/  This general advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of this advice before acting on it. If this general advice relates to acquiring a financial product, you should obtain a Product Disclosure Statement before deciding to acquire the product.   See omnystudio.com/listener for privacy information.

  3. Sep 7

    The Financial Complexities of Aged Care: A Specialist's View

    A mistake families make with aged care planning is waiting until a parent is already in permanent care to seek advice — by then, the decisions can be nearly impossible to walk back.  That's according to Shaun Ganguly of Aged Care Financial Planning, who explains the three pillars his team handles for families: facilitation with aged care providers, Centrelink means-testing and entitlements, and financial strategy around the family home, super and other assets.  He joins Maddison Price, Head of Wealth at the Bongiorno Group, to unpack why even high-net-worth families who miss out on the age pension can still lose out on valuable entitlements if paperwork isn't lodged correctly, and how working alongside other financial professionals helps take the emotional load off families during one of the most stressful transitions they'll face.  The Money Doctors is proudly brought to you by leading financial services organisation the Bongiorno Group, the preferred tax and accounting partner for the Australian Medical Association Victoria and the Victorian & Tasmanian Regional Alliance Partner of the Australian Orthopaedic Association.  For more information, please call 03 9863 3111 or visit https://bongiorno.com.au/  This general advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of this advice before acting on it. If this general advice relates to acquiring a financial product, you should obtain a Product Disclosure Statement before deciding to acquire the product.  See omnystudio.com/listener for privacy information.

  4. Aug 24

    Medico-Legal Work: Opportunities for Today's Doctors

    Medico-legal work is no longer just for doctors nearing retirement. Today, it's becoming a flexible, rewarding career path for specialists at every stage of their profession. Justin Bradley, CEO of Melbourne-based Atlas Medicorp, explains to Nick Fennessy, Director at the Bongiorno Group, why demand for medico-legal services is growing and how the industry is changing.  Justin explains how technology and AI are streamlining the reporting process, what makes a high-quality medico-legal report, and why more doctors are choosing this work to create greater flexibility, diversify their careers, and boost their income.  Atlas Medicorp https://atlasmedicorp.com/  The Money Doctors is proudly brought to you by leading financial services organisation the Bongiorno Group, the preferred tax and accounting partner for the Australian Medical Association Victoria and the Victorian & Tasmanian Regional Alliance Partner of the Australian Orthopaedic Association.   For more information, please call 03 9863 3111 or visit https://bongiorno.com.au/  This general advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of this advice before acting on it. If this general advice relates to acquiring a financial product, you should obtain a Product Disclosure Statement before deciding to acquire the product. See omnystudio.com/listener for privacy information.

  5. Aug 10

    Disability Insurance: Getting It Right Before You Need It

    Total and Permanent Disability (TPD) insurance provides a safety net for medical professionals facing serious injury or illness — but navigating a claim isn't always straightforward. In this episode, Matt Andrews discusses the current TPD claims landscape, key trends insurers are seeing, and what claimants need to know before lodging a claim.  Matt Andrews is a Partner and Head of the Superannuation and Insurance practice at Zaparas Lawyers. He is joined by Yanish Geerdharry, Head of Risk Advisory Services at the Bongiorno Group.  They discuss the differences between default superannuation cover and tailored retail policies, typical waiting periods before a claim can be made, time limits for disputing a declined claim, and the implications of non-disclosure and misrepresentation at the point of application — including how pre-existing conditions are treated differently across policy types.  Zaparas Lawyers https://zaparaslaw.com.au/  The Money Doctors is proudly brought to you by leading financial services organisation the Bongiorno Group, the preferred tax and accounting partner for the Australian Medical Association Victoria and the Victorian & Tasmanian Regional Alliance Partner of the Australian Orthopaedic Association.  For more information, please call 03 9863 3111 or visit https://bongiorno.com.au/  This general advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of this advice before acting on it. If this general advice relates to acquiring a financial product, you should obtain a Product Disclosure Statement before deciding to acquire the product.  See omnystudio.com/listener for privacy information.

  6. Jul 13

    How to Structure Your Investments PART 2: Individual vs Trust Ownership

    In part two of this series on investment structures, the Bongiorno Group’s Ricky Caldow and Mitch McKeown examine company structures and superannuation.  Companies can provide asset protection and tax deferral opportunities, while also outlining the limitations, including the absence of capital gains tax discounts and the complexities involved in accessing profits personally.  Superannuation, remains one of Australia’s most tax-effective investment environments. They explore contribution strategies, retirement planning, self-managed super funds, and the common mistakes they see from high-income professionals who neglect superannuation during their peak earning years.  The Money Doctors is proudly brought to you by leading financial services organisation the Bongiorno Group, the preferred tax and accounting partner for the Australian Medical Association Victoria and the Victorian & Tasmanian Regional Alliance Partner of the Australian Orthopaedic Association.  For more information, please call 03 9863 3111 or visit https://bongiorno.com.au/  This general advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of this advice before acting on it. If this general advice relates to acquiring a financial product, you should obtain a Product Disclosure Statement before deciding to acquire the product.  See omnystudio.com/listener for privacy information.

  7. Jun 29

    How to Structure Your Investments PART 1: Individual vs Trust Ownership

    The structure used to hold an investment can have a significant long-term impact on tax, flexibility, asset protection and wealth creation outcomes. Two people can invest in exactly the same asset and achieve very different financial results simply because of how those investments were structured from the beginning.  In the first of this two-part series, Ricky Caldow and Mitch McKeown, Directors of the Bongiorno Group, explore two of the most common investment structures: individual ownership and trust structures.  They explain how each structure works, the tax implications involved, when trusts may provide greater flexibility, and why early planning is critical before investment portfolios begin to grow.  The Money Doctors is proudly brought to you by leading financial services organisation the Bongiorno Group, the preferred tax and accounting partner for the Australian Medical Association Victoria and the Victorian & Tasmanian Regional Alliance Partner of the Australian Orthopaedic Association.   For more information, please call 03 9863 3111 or visit https://bongiorno.com.au/  This general advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of this advice before acting on it. If this general advice relates to acquiring a financial product, you should obtain a Product Disclosure Statement before deciding to acquire the product.  See omnystudio.com/listener for privacy information.

About

The Money Doctors is a fortnightly podcast series offering conversations on financial wealth and money matters for Australian medical and dental professionals. This podcast is proudly brought to you by leading financial services organisation the Bongiorno Group. The general advice in this series has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of this advice before acting on it. If this general advice relates to acquiring a financial product, you should obtain a Product disclosure Statement before deciding to acquire the product.

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