In this episode of the Doctors Investor Club Podcast, part of the Physician’s Wealth Framework Series, I expose the biggest lie high‑income professionals are sold: that income equals wealth. Despite earning $400K, $800K, or even $1M+ per year, many physicians and dentists remain financially stuck — trapped in delayed earnings, linear income dependence, and golden handcuffs. This episode reveals why true freedom comes from ownership, cash flow, and leverage, not salary. 🔑 What You’ll Learn: Why high income ≠ wealth — and the illusion keeping doctors stuckThe hidden traps of delayed earning, linear income, and outsourced financial decisionsHow wealthy families build freedom through ownership, equity, and systemsThe 3 “games” physicians unknowingly play: earn‑spend‑repeat, accumulate‑and‑pray, or cash flow‑and‑controlWhy most doctors are stuck in games 1 or 2, while the wealthy intentionally play Game 33 actionable moves to start shifting today: audit your dependency, increase your deal IQ, and change your circleHow proximity and peer groups accelerate financial breakthroughsThe mindset shift from comfort to freedom, and from income to wealth⏱ Timestamps: 00:00 – Intro 00:15 – The question every high‑income doctor must face 00:44 – The illusion: income equals wealth 01:02 – The reality of a doctor’s financial life 01:47 – Golden handcuffs explained 02:11 – The math of income dependence 02:44 – How ultra‑wealthy families think differently 03:10 – Poor/middle class vs. wealthy family strategies 03:46 – The 3 financial games physicians play 04:44 – Moving from income to wealth: 3 steps 05:41 – The power of proximity and peer groups 06:02 – Comfort vs. freedom vs. wealth 06:09 – Preview of Episode 3: Money as a system 💥 About Doctor’s Investor Club: The Doctor’s Investor Club is a free, doctors‑only community for MDs, DOs, and dentists. With live events, AI‑powered deal analysis, and private forums, it’s where physicians learn, connect, and invest like insiders. ⚡ Like, Subscribe & Share Inspired by this episode? Drop a comment, hit subscribe, and share it with a fellow physician ready to invest smarter and live freer. 🎟 Join the Movement 👉 DoctorsInvestorClub.com – Free to sign up. Get VIP membership when you refer 3 other doctors or dentists. 🌐 Connect with Dr. Kyle Stephenson on social media to stay updated on expert insights and strategies, and schedule your personalized consultation today to start building your path to financial freedom: 🔍 Instagram: @dr.kylestephenson 🔍 LinkedIn: Kyle Stephenson, D.O. 🔍 Facebook: Kyle Stephenson 🔍 Website: www.joinlegacyrx.com 🔍 Schedule a call & access resources: https://linktr.ee/kylestephenson Network and Learn with Millionaires and Industry Leaders this October 24-25, 2025 → https://link.joinlegacyrx.com/widget/form/SZpeggmkXmXlDWnGtO9Ilink.joinlegacyrx.com If you want to learn more about Infinite Banking Concept, click below: http://beyourownbank.com/ks Don't miss out on the opportunity to transform your financial future. Subscribe now and start your journey towards financial wellness with Dr. Kyle Stephenson! 💼