Centsational Women Investing

Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey, Martin Lewis, Ramit Sethi, Mel Robbins, Warren Buffett, Ray Dalio, Charlie Munger, Bill Ackman, Ray Dalio, Benjamin Graham, Peter Lynch, Brené Brown, Morgan H

Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start.  Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here!  Investing is only for rich men in suits… right? LOL. Nope. Not here. Whether you:   - Don’t know what a portfolio is - Feel intimidated by the word “investing” and by the whole process - Or secretly worry you’re “just not a money person”… You’re in the right place. I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English with zero shame, spreadsheets, or stress. I didn’t grow up knowing any of this. Even during my early years as an investment banker, I was terrified to invest my own €1,000 despite managing millions for clients. But that’s when I started. Slowly, awkwardly, imperfectly. Now? I built a 7-figures portfolio and as the founder of Centsational Women (#1 Investing Academy for Women in Europe) I’ve helped hundreds of European women grow their money with confidence no finance degree (or spreadsheets) required. If you’ve ever thought:   “I’m too behind…” “I’m bad with numbers…” “Investing isn’t for someone like me…” Press play — and get ready to prove yourself wrong. We’ll prove you wrong (and you’ll thank us later). 🎧 Ready to take the first step?Join my free investing workshop, made for women in Europe who are ready to stop Googling and start growing. 👉 👉 Click HERE to save your spot instantly  Legal disclaimer Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website. 

  1. 1D AGO

    181. Why Avoiding Market Volatility Is Destroying Your Wealth (And What to Do Instead)

    Ever felt like a financial genius one day… and completely questioned your life choices the next time the market dropped? If you’re a woman investing in Europe and market swings make you anxious, this episode will completely change the way you see volatility. You’ll discover: 1️⃣ The real difference between volatility and actual risk and why confusing the two costs women long-term wealth. 2️⃣ Why market downturns historically increase future expected returns (yes, really). 3️⃣ The mindset shift that transforms you from a reactive investor into a confident long-term wealth builder. 🎧 Press play and start building the kind of confidence that doesn’t disappear when the market moves. 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. FREE Investing Workshop – A 75-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising, it’s a practical, pressure-free conversation to help you move forward.⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C. Send a text Support the show 🌐 Let’s Stay Connected Our Website Follow us on Instagram Follow us on TikTok Follow us on LinkedIn Follow us on YouTube

    10 min
  2. 5D AGO

    180. Why You’re More Afraid to Lose Than Excited to Win — And How That Hurts Women’s Investing Confidence

    Why does losing €20 feel worse than finding €20 feels good even though the math is the same? Here’s what you’ll take away from this episode: A clear, no-fluff breakdown of loss aversion (minus the PhD-level jargon)Real-world examples of how it affects your money decisions — from the gym to the stock marketA step-by-step mindset shift so you can invest smarter, with less fear and more freedom🎧 Ready to stop letting fear run your finances? Listen to this episode and reclaim your power with money starting today. 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. FREE Investing Workshop – A 75-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising, it’s a practical, pressure-free conversation to help you move forward.⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C. Send a text Support the show 🌐 Let’s Stay Connected Our Website Follow us on Instagram Follow us on TikTok Follow us on LinkedIn Follow us on YouTube

    8 min
  3. FEB 9

    179. How to Choose the Right Brokerage for Tax Optimization (And Avoid Costly Mistakes)

    If you’re a woman building wealth through investing, the platform you choose could either simplify your financial life… or cost you thousands over time. Most new investors are sold flashy apps and zero-fee trades. But no one talks about the hidden costs: tax chaos, paperwork nightmares, and platforms that don’t support your local tax advantages. In this episode, we break it all down you’ll learn: The 3 critical factors that make or break a brokerage for long-term tax optimizationWhy many “popular” platforms don’t support women’s investing needs A practical checklist to choose the right brokerage (and avoid being trapped later)🎧 Listen now to protect your money and invest smarter, starting with your very first click 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. FREE Investing Workshop – A 75-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising, it’s a practical, pressure-free conversation to help you move forward.⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C. Send a text Support the show 🌐 Let’s Stay Connected Our Website Follow us on Instagram Follow us on TikTok Follow us on LinkedIn Follow us on YouTube

    11 min
  4. FEB 5

    178. 6 Subtle Signs You’re Facing Economic Abuse — Even In ‘Good’ Relationships

    What if financial control looked… loving? Has anyone ever told you, “You don’t need to work I’ve got you”? It sounds sweet, even supportive — but in today’s episode, we explore when that dynamic crosses into economic abuse. Here’s what you’ll learn: 6 red flags of economic abuse — even when your partner seems “nice”Why financial clarity = power (and how to start getting both)The first steps to take if you feel like money is being used against you You deserve financial sovereignty. Listen now to learn how to protect your power and your peace. 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. FREE Investing Workshop – A 75-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising, it’s a practical, pressure-free conversation to help you move forward.FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control.FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet: The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever.⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C. Send us a text Support the show 🌐 Let’s Stay Connected Our Website Follow us on Instagram Follow us on TikTok Follow us on LinkedIn Follow us on YouTube

    9 min
  5. FEB 2

    177. Why Your Heart Rate Might Matter More Than the Stock Price

    Are you watching the market or just watching your anxiety rise? If checking your portfolio gives you heart palpitations, this episode is for you. Because the real risk in investing isn’t the number on the screen… it’s how you respond when things get uncertain. In this episode, you’ll learn: The difference between volatility, risk, and your personal capacity to handle bothHow to stop mistaking market noise for real financial dangerA simple framework to align your investments with your actual life not your fearsYou don’t need to be fearless to be a confident investor. You just need to know the difference between a risky market and a risky mindset. 🎧 Listen now to start building an investment strategy that supports your goals and your peace of mind. 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. FREE Investing Workshop – A 75-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising, it’s a practical, pressure-free conversation to help you move forward.FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control.FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever.⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C. Send us a text Support the show 🌐 Let’s Stay Connected Our Website Follow us on Instagram Follow us on TikTok Follow us on LinkedIn Follow us on YouTube

    11 min
  6. JAN 29

    176. Think You’re Not Ready to Invest? That’s Exactly When You Should Start

    Think you need thousands to start investing? Most women believe investing is only for the wealthy but that mindset is costing them years of growth. The truth? Compounding doesn’t reward big starts. It rewards early, consistent ones. This episode unpacks how starting with as little as €10 a week can completely change your financial future and why that’s especially powerful for women who’ve been excluded from wealth-building conversations for far too long. In this episode, you’ll discover: How compounding works and why time matters more than moneyThe exact amount you need to start investing Why small, consistent investing is more effective than big, inconsistent effortsIf you’ve been waiting to feel “ready,” this is your sign. Press play and learn how to start building wealth even if you’re starting small. 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. FREE Investing Workshop – A 75-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising, it’s a practical, pressure-free conversation to help you move forward.FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control.FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever.⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C. Send us a text Support the show 🌐 Let’s Stay Connected Our Website Follow us on Instagram Follow us on TikTok Follow us on LinkedIn Follow us on YouTube

    7 min
  7. JAN 26

    175. Should You Hire a Financial Advisor If You're a Woman Starting to Invest?

    Should you hire a financial advisor or is that just what everyone tells you to do? If you’re a woman who wants to start investing but feels unsure about doing it alone, this episode is made for you. In this episode, you’ll learn: When hiring a financial advisor actually makes sense and when it doesn’tWhy financial education beats expensive advice every time (especially for women)A simple 4-step method to manage your money and invest on your own without overwhelm🎧 Hit play to find out whether you really need a financial advisor and what to do instead if you're ready to invest on your own terms. 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. FREE Investing Workshop – A 75-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising, it’s a practical, pressure-free conversation to help you move forward.FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control.FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever.⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C. Send us a text Support the show 🌐 Let’s Stay Connected Our Website Follow us on Instagram Follow us on TikTok Follow us on LinkedIn Follow us on YouTube

    10 min
  8. JAN 22

    174. The Budget Mistake Too Many Women Investors Make — And Why It Costs More Than Money

    Are you investing your time, energy, or even money but still feel like your financial future isn’t really yours? If you’re a woman building wealth, you’ve probably been told to focus on investing strategies or income goals. But there’s one powerful tool most women overlook: a personal spending budget. Not a spreadsheet. A boundary. In this episode, we break down the unseen connection between budgeting, autonomy, and long-term investing success for women — especially in relationships. You’ll hear why financial freedom starts with reclaiming ownership over your money… even (and especially) when you’re not the one earning it all. You’ll learn: Why many smart, ambitious women avoid budgeting — and how it leads to financial dependencyHow to reframe a personal budget as a tool of power, not restrictionWhat financial freedom actually looks like when you’re investing in yourself firstThis episode is a must-listen for any woman investing in her future — emotionally, legally, and financially. 🎧 Hit play now and take back ownership of your financial freedom. 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. FREE Investing Workshop – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising, it’s a practical, pressure-free conversation to help you move forward.FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control.FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever.⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C. Send us a text Support the show 🌐 Let’s Stay Connected Our Website Follow us on Instagram Follow us on TikTok Follow us on LinkedIn Follow us on YouTube

    7 min

Trailer

5
out of 5
4 Ratings

About

Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start.  Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here!  Investing is only for rich men in suits… right? LOL. Nope. Not here. Whether you:   - Don’t know what a portfolio is - Feel intimidated by the word “investing” and by the whole process - Or secretly worry you’re “just not a money person”… You’re in the right place. I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English with zero shame, spreadsheets, or stress. I didn’t grow up knowing any of this. Even during my early years as an investment banker, I was terrified to invest my own €1,000 despite managing millions for clients. But that’s when I started. Slowly, awkwardly, imperfectly. Now? I built a 7-figures portfolio and as the founder of Centsational Women (#1 Investing Academy for Women in Europe) I’ve helped hundreds of European women grow their money with confidence no finance degree (or spreadsheets) required. If you’ve ever thought:   “I’m too behind…” “I’m bad with numbers…” “Investing isn’t for someone like me…” Press play — and get ready to prove yourself wrong. We’ll prove you wrong (and you’ll thank us later). 🎧 Ready to take the first step?Join my free investing workshop, made for women in Europe who are ready to stop Googling and start growing. 👉 👉 Click HERE to save your spot instantly  Legal disclaimer Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website. 

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