Centsational Women Investing: Personal Finance, Wealth & ETF Investing for European Women

Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey, Martin Lewis, Ramit Sethi, Mel Robbins, Warren Buffett, Ray Dalio, Charlie Munger, Bill Ackman, Ray Dalio, Benjamin Graham, Peter Lynch, Brené Brown, Morgan H
  • 5.0 (4)
  • Investing
  • Updated Biweekly

Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start.  Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here!  Investing is only for rich men in suits… right? LOL. Nope. Not here. Whether you:   - Don’t know what a portfolio is - Feel intimidated by the word “investing” and by the whole process - Or secretly worry you’re “just not a money person”… You’re in the right place. I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English with zero shame, spreadsheets, or stress. I didn’t grow up knowing any of this. Even during my early years as an investment banker, I was terrified to invest my own €1,000 despite managing millions for clients. But that’s when I started. Slowly, awkwardly, imperfectly. Now? I built a 7-figures portfolio and as the founder of Centsational Women (#1 Investing Academy for Women in Europe) I’ve helped hundreds of European women grow their money with confidence no finance degree (or spreadsheets) required. If you’ve ever thought:   “I’m too behind…” “I’m bad with numbers…” “Investing isn’t for someone like me…” Press play — and get ready to prove yourself wrong. We’ll prove you wrong (and you’ll thank us later). 🎧 Ready to take the first step?Join my free investing workshop, made for women in Europe who are ready to stop Googling and start growing. 👉 👉 Click HERE to save your spot instantly  Legal disclaimer Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website. 

  1. 1d ago

    246. Financial Freedom: Can't Afford to Leave? Then You Never Chose to Stay

    Send us Fan Mail There's money in your life that one person doesn't know about. Maybe it's a savings account. Maybe it's a number you quietly round down when someone asks. This week at the Money & Martinis table, the doors are closed and nobody is judging. We open up secret accounts, hidden savings and the exit plans so many women keep without ever saying them out loud. We want to know what that money is guarding you from. In this episode, you'll discover: Why your body might want a hidden account even in a relationship you trust, and the family history that could be driving the urgeWhere healthy financial privacy ends and secrecy starts eating away at a relationshipThe emergency fund mistake couples make that leaves one partner unable to stand on her own two feetThe role you may have slipped into around money without noticing, and why it hands your future to someone elseWhat surfaces in a marriage once one partner starts learning to investListen now. Support the show 🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop  🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.  About the show Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.  This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...

  2. 4d ago

    245. Portfolio Mistake: Your Bank Called You Diversified. You Bought the Same Thing 20 Times

    Send us Fan Mail Markets keep breaking records. You opened your app, and your number barely moved. You did everything right. You spread your money across funds. Your bank told you that you were well diversified. You believed them. This week, we open up a portfolio that looks perfect on paper and ask the one question your bank statement will never answer for you. You'll also find out what your bank advisor has in common with Francesca's first boyfriend. If you own more than a handful of funds and you're not sure what's inside them, press play before you touch anything. Support the show 🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop  🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.  About the show Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.  This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...

  3. Sep 24

    244. Ask for It or Stay Broke: DO THIS INSTEAD

    Send us Fan Mail You've been treating "no" like a verdict on you. It isn't. It's just the first move in a conversation you keep walking away from too early. This week on The Ask, all four of us are unpacking what actually happens when you hear no, and why it costs you so much more than the moment itself. What rejection does in your body long after the word is saidHow women who ask for a living hear a no completely differently than you do,The no that once nearly rerouted one of our entire careersThe reframe that turns "no" from a closed door into information you can actually useEvery no you've never risked hearing has already cost you something. Book a call with our team and let's find out what it's cost you, and what the next ask could hand you instead. Support the show 🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop  🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.  About the show Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.  This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...

  4. Sep 21

    243. Being "Up" Doesn't Mean You're Winning: Your 3% 'Win' Could Be Costing You Money

    Send us Fan Mail You open the app. You see green. Your shoulders drop, relieved. You move on with your day. But a positive number, on its own, tells you nothing. In this episode: Why the return you're proud of could already be underperforming with zero way of knowing itThe one thing that decides whether "up" means you actually won, or just got luckyWhy "just wait it out" isn't always the right instinct when you're downThe tool every Centsational student learns to build for herself because your statement was never built to answer thisIf you've ever felt fine about a return and wondered whether you should feel more than fine, this one's for you. Support the show 🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop  🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.  About the show Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.  This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...

  5. Sep 17

    241. What You're Calling Depression Might Just Be Your Bank Account

    Send us Fan Mail "I just need to find a way to make more money." That's the sentence she kept repeating to the people trying to help her. They wanted to give her a pill. Over martinis, all four of us go there: the blurry, uncomfortable line between financial stress and something you'd actually get medicated for. One of us tells the story of the year she lived on £30 a week and watched herself disappear and what actually turned it around (spoiler: it wasn't therapy). We also get into the ten years it can take to realize the voice telling you you're "less than" is lying, what really shifts the moment a woman becomes the bigger earner, and why handing kids money they've actually earned changes everything about how they spend it. In this episode: Why so many "depressive episodes" are really unpaid invoices in disguiseThe uncomfortable thing that happens in a relationship the moment she starts making moreWhat kids do with money once they've had to work for it (it's not what you'd guess)Why you don't need anyone's permission to take your next financial stepYou don't need your partner on board for this one. You need an hour, and the right information. Ready to stop waiting for permission? Book a free call with our team or watch our free Investing Workshop — link below.  Support the show 🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop  🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.  About the show Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.  This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...

  6. Sep 14

    241. THIS Is Why Your Watch Collection Isn't a Portfolio.

    Send us Fan Mail One brand controls almost half of an entire multi-billion dollar market. Numbers like that make anything feel bulletproof. They're not.  In this episode, you'll discover: The real market share numbers behind the three biggest watch brands, and how much more concentrated that market actually is than you'd guessWhy "rare and desirable" and "good investment" are not the same test, even when it feels like they should beThe one question that separates a collector from an investor, and why almost nobody asks it before they buyIf you've ever called a luxury purchase "an investment" to make yourself feel better about buying it, this episode either gives you permission to keep believing that, or takes it away for good. Support the show 🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop  🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.  About the show Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.  This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...

  7. Sep 10

    240. Investing Delay: The "I'll Start When Things Calm Down" Excuse Costing You Over €1,000,000 (Do THIS Instead)

    Send us Fan Mail "I'll start when things calm down." You've said it. Maybe you're saying it right now. This week on The Centsational Aperitivo, the team goes after that sentence and doesn't let it off easy. In this episode: We run the actual numbers on what "waiting a few years" really costs you by retirementThe gap between starting now and starting later will make you rethink every "not yet”What actually counts as "not ready" versus what's just a comfortable excuse, and why every year you wait doesn't come back, no matter what the market does.Ready to stop waiting for calm?  Support the show 🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop  🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.  About the show Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.  This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...

  8. Sep 7

    239. Portfolio Withdrawal Mystery: Why Her Balance Looked Untouched Months After Pulling Out Thousand

    Send us Fan Mail A student of us called Francesca convinced her bank had made a mistake. She'd pulled a real amount of money out of her portfolio months earlier, and when she checked her balance, it looked exactly the same. Nobody made an error, and the truth behind it is more useful than any banking glitch could ever be. You'll learn: Why a real withdrawal can seem to disappear from your balance within months, and what has to be true for that to happenThe difference between having money invested and having an actual plan, and why most people only ever build the first oneWhat's really happening in your body the moment before you click confirm on a withdrawal, and why that feeling isn't a flawWhat it takes to build a portfolio that lets you use your money now without losing the future you're buildingListen now! Support the show 🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop  🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.  About the show Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.  This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...

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Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start.  Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here!  Investing is only for rich men in suits… right? LOL. Nope. Not here. Whether you:   - Don’t know what a portfolio is - Feel intimidated by the word “investing” and by the whole process - Or secretly worry you’re “just not a money person”… You’re in the right place. I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English with zero shame, spreadsheets, or stress. I didn’t grow up knowing any of this. Even during my early years as an investment banker, I was terrified to invest my own €1,000 despite managing millions for clients. But that’s when I started. Slowly, awkwardly, imperfectly. Now? I built a 7-figures portfolio and as the founder of Centsational Women (#1 Investing Academy for Women in Europe) I’ve helped hundreds of European women grow their money with confidence no finance degree (or spreadsheets) required. If you’ve ever thought:   “I’m too behind…” “I’m bad with numbers…” “Investing isn’t for someone like me…” Press play — and get ready to prove yourself wrong. We’ll prove you wrong (and you’ll thank us later). 🎧 Ready to take the first step?Join my free investing workshop, made for women in Europe who are ready to stop Googling and start growing. 👉 👉 Click HERE to save your spot instantly  Legal disclaimer Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website. 

Information

  • Creator
    Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey, Martin Lewis, Ramit Sethi, Mel Robbins, Warren Buffett, Ray Dalio, Charlie Munger, Bill Ackman, Ray Dalio, Benjamin Graham, Peter Lynch, Brené Brown, Morgan H
  • Years Active
    2023 - 2026
  • Episodes
    246
  • Rating
    Clean
  • Copyright
    © 2026 Centsational Women Investing: Personal Finance, Wealth & ETF Investing for European Women
  • Show Website
    Centsational Women Investing: Personal Finance, Wealth & ETF Investing for European Women

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