Divorce Rich with Jacki Roessler, CDFA

Jacqueline Roessler, CDFA
  • 5.0 (7)
  • SELF-IMPROVEMENT
  • UPDATED SEMIWEEKLY

Welcome to the Divorce Rich Podcast! Join your host,  highly sought-after speaker and experienced Certified Divorce Financial Analyst, Jacki Roessler, CDFA in this engaging  and down to earth show.  Along with her guests, Jacki offers clear and detailed advice to improve your financial decisions before, during and after divorce so you can survive divorce rich! New episodes are posted every  Thursday!  You can reach Jacki through her Michigan-based firm, Roessler Divorce Consulting, located at 600 S. Adams, Suite 300, Birmingham, MI 48009 or by email at jacqueline@roesslerdivorce.com.

  1. The "Hot Stock Problem": When One Investment Dominates your Divorce

    5H AGO

    The "Hot Stock Problem": When One Investment Dominates your Divorce

    Send us Fan Mail One stock can quietly take over your entire financial life and divorce forces you to make a decision before you feel ready. When a concentrated stock position grows out of employer equity, a hot tip, or a long run of gains, it can look like the easiest asset on the spreadsheet. We see the opposite: it can be the riskiest, most emotional, and most misunderstood part of the divorce settlement. We walk through why concentration risk matters more during divorce than almost any other life moment. Diversification is not just an investing buzzword here, it is protection against extreme volatility exposure and bad timing. We also dig into the practical fight that shows up at the table: one spouse wants to hold for future growth while the other wants stability now, and neither view is “wrong” until you run the numbers against real life cash flow needs. Then we get specific about the money details that change outcomes, especially cost basis and capital gains taxes. A large stock position with a low cost basis can carry a big tax bill under the surface, so a million dollar asset may not be a million dollars after tax. From there, we lay out three settlement paths: sell and split the cash, divide shares in kind, or let one spouse keep the stock while the other takes offsetting assets, as long as risk and taxes are properly considered. Center for Financial PlanningStriving to Improve Lives Through Financial Planning Done Right! https://www.centerfinplan.com/DAWNDivorce Attorneys for Women: Michigan's Original Divorce Attorneys for MichiganDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case. The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

    26 min
  2. Stop Letting Chatbots Negotiate Your Divorce

    MAR 26

    Stop Letting Chatbots Negotiate Your Divorce

    Send us Fan Mail AI is already sitting at the negotiation table in divorce, whether we want it there or not and that’s exactly why we wanted this conversation. I’m joined by Jamie Lima, a financial planner, certified divorce financial analyst, and software developer who’s building Secure Split to modernize how divorce professionals and clients handle the money side of a case. We get honest about the downside first: AI hallucinations and misinformation. When someone is overwhelmed and searching for certainty, a confident-sounding answer from a chatbot can feel like truth, even when it ignores state rules, county-to-county differences, and the reality that most divorces settle through negotiation. Jamie shares why prompting matters, why citations and controlled sources matter, and why AI is not the same thing as a search engine. Then we dig into what AI can do well in divorce financial planning: streamline data gathering, reduce manual entry mistakes, and help professionals build clearer scenarios faster. Jamie walks me through Secure Split’s approach to case management, secure client data collection, and an embedded AI assistant called Casey that can explain what you’re seeing on screen, guide workflows, and help generate scenarios based on the facts in the file. We also talk about the consumer version and why educational tools still need guardrails that steer people back to qualified legal and financial advice. Finally, our mailbag tackles a question I hear all the time: should you take a pension buyout or keep lifetime income? I explain how pension valuation works, why assumptions drive the number, and how side-by-side projections help you compare outcomes without letting emotion run the decision. Subscribe for more practical divorce money guidance, share this with someone who needs clarity, and leave a review so more people can find the show. To learn more about Secure Split, click https://essentials.securesplit.com/To schedule an introductory call with Jacki, click https://calendly.com/roessler-jacki/30min?month=2024-03 Center for Financial PlanningStriving to Improve Lives Through Financial Planning Done Right! https://www.centerfinplan.com/DAWNDivorce Attorneys for Women: Michigan's Original Divorce Attorneys for MichiganDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case. The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

    30 min
  3. Divorce Rich Book Club: Leah Hadley, CDFA, on Intentional Money

    MAR 12

    Divorce Rich Book Club: Leah Hadley, CDFA, on Intentional Money

    Send us Fan Mail Leah Hadley’s Intentional Money invites women to rethink their relationship with money and build wealth in a way that supports the life they truly want. Drawing from years of experience helping women navigate career shifts, divorce, caregiving, and reinvention, Hadley introduces the Intentional Money Method™—a framework built on clarity, values, mindset, strategy, action, and support. Instead of chasing someone else’s definition of financial success, readers learn how to align earning, spending, saving, investing, and giving with what matters most. Through relatable stories and practical guidance, Intentional Money helps women move from financial anxiety and avoidance to confidence and purpose. This empowering guide shows how small, intentional choices can create stability, freedom, and peace—so money becomes a tool for living well, not a source of pressure. To purchase Leah's book, click the link below! https://amzn.to/4rjYubz To find Leah online, use the links below. The  Empowered Sisterhood:https://www.watchherthrive.co/empowered-sisterhoodWatch Her Thrive You Tube channel: https://www.youtube.com/@watchherthriveWatch Her Thrive on IG: https://www.instagram.com/watchherthriveIntentional Divorce Solutions:Website: Center for Financial PlanningStriving to Improve Lives Through Financial Planning Done Right! https://www.centerfinplan.com/DAWNDivorce Attorneys for Women: Michigan's Original Divorce Attorneys for MichiganDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case. The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

    34 min
  4. Divorce, Taxes & the Big Beautiful Bill: What Changes Now? with Michael Brocavich, CFP®, MBA

    MAR 5

    Divorce, Taxes & the Big Beautiful Bill: What Changes Now? with Michael Brocavich, CFP®, MBA

    Send us Fan Mail Taxes changed, and so did the playbook for anyone navigating divorce, parenting costs, or retirement income. We sat down with Michael Brocavich, CFP, MBA Partner and Director of Financial Planning at the Center for Financial Planning in Southfield, Michigan, to break down what actually matters: permanent lower brackets, a larger standard deduction, a new “senior bonus,” and how credits can put cash back in your pocket when money feels tight. To reach out to Michael,  24800 Denso Drive, Suite 300 Southfield, MI 48033 Phone: 248.948.7900 or 800.621.1338 Fax: 248.948.1008 Via email; michael.brocavich@centerfinplan.comTo schedule a consult with Jacki, click the following link https://calendly.com/roessler-jacki/30min?month=2026-03To learn more about IRS Regulation 72t (waiver of 10% early withdrawal penalty on retirement accounts), click the following link https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-exceptions-to-tax-on-early-distributions Center for Financial PlanningStriving to Improve Lives Through Financial Planning Done Right! https://www.centerfinplan.com/DAWNDivorce Attorneys for Women: Michigan's Original Divorce Attorneys for MichiganDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case. The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

    40 min
  5. Divorce, Decoded: Collaborative Divorce Explored with Siedah Spencer-Ardis, MA, LMFT & Alisa Peskin-Shepherd, Esq.

    FEB 19

    Divorce, Decoded: Collaborative Divorce Explored with Siedah Spencer-Ardis, MA, LMFT & Alisa Peskin-Shepherd, Esq.

    Send us Fan Mail In this episode of the Divorce Rich Podcast, part of our Divorce, Decoded mini-series, we take a strategic look at collaborative divorce — a private, team-based alternative to traditional litigation. Joined by Siedah Spencer-Ardis and Alisa Peskin-Shepherd, Esq., we explore how the collaborative law process works, who it may be appropriate for, and how it compares to other divorce options. Designed for individuals seeking informed decision-making, this conversation highlights key considerations for privacy, team support, and long-term co-parenting outcomes. Whether you’re exploring alternatives to court or simply want clarity on your options, this episode provides expert insights on Collaborative Divorce as a strong option for your case.  Click Here to register for a free consultation with a Collaborative Divorce Professional, https://collaborativedivorcecalifornia.com/dwrw/To connect with or learn more about Siedah Spencer-Ardis, click here https://focustherapyclinic.com/staff/siedah-spencer-ardis-ma-lmft-clinical-director/To connect with or learn more about Alisa Peskin-Shepherd and Transitions Legal, click here https://transitionslegal.com/about/alisa-peskin-shepherd/Center for Financial PlanningStriving to Improve Lives Through Financial Planning Done Right! https://www.centerfinplan.com/DAWNDivorce Attorneys for Women: Michigan's Original Divorce Attorneys for MichiganDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case. The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

    33 min
  6. Post-Divorce Investing Strategy for 2026 with Angela Palacios, CFP®, AIF®

    FEB 12

    Post-Divorce Investing Strategy for 2026 with Angela Palacios, CFP®, AIF®

    Send us Fan Mail Markets keep shouting; our plan gets quieter. We bring on Angela Palacios, Partner and Chief Investment Officer at the Center for Financial Planning, to translate noisy headlines into steady, real-world steps for anyone rebuilding finances after a divorce. From interest rates and mortgages to taxes and risk, we focus on choices that protect your present and grow your future. We start by grounding the investment outlook in fundamentals. After a volatile stretch, both stocks and bonds showed surprising resilience, reminding us that corporate earnings, consumer strength, and employment drive long-term returns more than breaking news. We unpack how potential rate cuts may filter into mortgage costs and why timing a home decision is less important than building a runway of six to twenty-four months of cash. That buffer buys peace of mind and avoids panic selling. Next, we get practical with portfolio building blocks. Bonds offer scheduled income and lower volatility for mid-term needs, while stocks fuel long-term growth and protect purchasing power. We explain how to match money to time—now, soon, and later—so market dips don’t derail essential spending. We tackle common post-divorce questions: Should you liquidate investments to pay off the mortgage? What’s the tax impact of rebalancing after a strong year? How do you reset risk tolerance when your income and responsibilities change? If you’re ready to feel in control of your money, follow the show, share this episode with a friend who needs it, and leave a quick review telling us your top financial question post-divorce. Your feedback shapes future conversations and helps more people find the guidance they need. RSVP by February 18 2026: To hear Angela speak on February 25, 2026 about the 2026 Economic and  Investment Outlook in person at the Great Lakes Culinary Institute in Southfield, CLICK HERE to register https://lp.constantcontactpages.com/ev/reg/xt2germ/lp/bd4e0ed9-1f5c-4a7a-9d2c-0830d4f7d69a Center for Financial PlanningStriving to Improve Lives Through Financial Planning Done Right! https://www.centerfinplan.com/DAWNDivorce Attorneys for Women: Michigan's Original Divorce Attorneys for MichiganDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case. The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

    37 min

  7. FEB 9

    “I Just Want to Be Done"—and Why That’s the Most Dangerous Mindset in Divorce

    Send us Fan Mail Ever felt the surge of “I just want to be done” and almost signed away your future for a little quiet? We’ve been there with countless clients, and today we walk through how to turn that burnout into smarter, calmer decisions that protect your long-term peace. We talk strategy, not slogans: how to slow down without stalling, how to see numbers instead of noise, and how to finish wisely so you’re not paying for quick relief with decades of regret. We also unpack the house dilemma—the powerful urge to keep it at any cost. We break down the real math: maintenance, taxes, insurance, repairs, and the emotional premium we pay for “stability.” You’ll learn to compare scenarios like keeping the home, downsizing later, or setting a cash reserve, and how those choices change net worth and breathing room over time.  If you’re ready to trade panic for a plan—quantify tradeoffs, set pre-commitment rules, and keep your energy for the parts that truly matter—this conversation is for you. Subscribe, share with a friend who needs clarity, and leave a review to help more people find the guidance they deserve. Click HERE to schedule an initial complementary consult with Jacki, https://calendly.com/roessler-jacki/30min?month=2026-02To learn more about the difference between the marginal and effective tax rate, click HERE https://www.investopedia.com/ask/answers/082614/whats-difference-between-tax-rate-and-tax-bracket.asp Center for Financial PlanningStriving to Improve Lives Through Financial Planning Done Right! https://www.centerfinplan.com/DAWNDivorce Attorneys for Women: Michigan's Original Divorce Attorneys for MichiganDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case. The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

    24 min
  8. Are You Ready for Your First Meeting with Your Divorce Attorney with Family Law Attorney, Jorin Rubin, Esq.

    JAN 30

    Are You Ready for Your First Meeting with Your Divorce Attorney with Family Law Attorney, Jorin Rubin, Esq.

    Send us Fan Mail Divorce feels like someone shuffled your entire life and told you to play the next hand perfectly. We walk you through the first moves that matter most: which documents to gather, how to build a simple but powerful budget, and how to choose an attorney whose strengths match your case and county. Family law attorney Joran Rubin joins us to share what impresses counsel in the first meeting, why three years of tax returns reveal more than you think, and how a budget becomes the backbone of support discussions and housing decisions. We dig into messy realities too. What if there’s debt you never saw? We unpack how courts look at purpose and timing, and why a roof loan differs from a secret vacation. We talk strategy around mediation and trial prep, and why preparing like you’ll litigate often leads to faster, smarter settlements. If your finances are complex—business ownership, RSUs, nonqualified deferred comp—we explain how to vet experts who won’t learn on your dime and who can translate complexity into clear choices. To schedule a call with Jorin Rubin, Esq., click HERE https://rubinframpton.com/jorin-g-rubin/Want more of Jorin's tips and advice? Find her on TikTok at JayattorneyTo schedule an initial call with Jacki to see if you're a good fit for her CDFA services, CLICK HERE https://calendly.com/roessler-jacki/30min?month=2024-03Center for Financial PlanningStriving to Improve Lives Through Financial Planning Done Right! https://www.centerfinplan.com/DAWNDivorce Attorneys for Women: Michigan's Original Divorce Attorneys for MichiganDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case. The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

    31 min
See All (66)

5
out of 5
7 Ratings

About

Welcome to the Divorce Rich Podcast! Join your host,  highly sought-after speaker and experienced Certified Divorce Financial Analyst, Jacki Roessler, CDFA in this engaging  and down to earth show.  Along with her guests, Jacki offers clear and detailed advice to improve your financial decisions before, during and after divorce so you can survive divorce rich! New episodes are posted every  Thursday!  You can reach Jacki through her Michigan-based firm, Roessler Divorce Consulting, located at 600 S. Adams, Suite 300, Birmingham, MI 48009 or by email at jacqueline@roesslerdivorce.com.

Information

You Might Also Like