Debt Rebel | ADHD Budgeting, Debt Payoff, Personal Finance for Working Moms

Jewlz The Budget Nerd | ADHD Money Coach, Debt Payoff Expert
  • 5.0 (16)
  • How To
  • Updated Weekly

Feeling like your paycheck disappears before the month is over? Tired of arguing about money, relying on credit cards, or wondering where all your money went? You're in the right place. The Debt Rebel Podcast is for busy parents--especially overwhelmed working moms, ADHD moms, and families who are ready to stop living paycheck to paycheck, pay off debt, and finally feel confident with money. I'm Jewlz The Budget Nerd, a Certified Financial Coach, Economics graduate, ADHDer, and mom who, alongside my husband, paid off over $107,000 in consumer detb without winning the lottery or making six figures overnight. I know what it's like to feel overwhelmed by bills, stress, and financial guilt--and I also know that lasting change comes from simple systems you can actually stick with. This podcast is for you if you find yourself asking questions such as: How to stick to a budget with ADHD? What triggers impulse spending? What is financial anxiety? How can I stop fighting with my spouse about money? How can I raise financially independent children? Do other people with ADHD struggle with debt? What are some life hacks for people with ADHD? What happens if I forget to pay bills? How can I heal my money trauma? Is it better to use a credit card or a debit card? How much should I have in emergency savings? How do I force myself to stick to a budget? Does ADHD cause overspending? Whether you're just getting started with budgeting, working through a debt payoff journey, trying to simplify your finances with ADHD, or looking for practical personal finance tips that fit real life, you'll find encouragement, actionable strategies, and plenty of "you can do this" moments. No shame. No complicated spreadsheets (unless that's your jam!) No perfection required. Just simple, practical budgeting advice, debt payoff strategies, ADHD money management tips and financial coaching designed for real families with busy lives. If you're ready to stop surviving payday to payday and start building a life with more financial peace, margin and freedom, hit Follow and join the Debt Rebel community. New episodes every week. Learn more about Jewlz at https://www.jewlzthebudgetnerd.com/

  1. 2d ago

    Financial Stress & ADHD Brains | Why Criticism Triggers Shame | 132

    When you have ADHD, financial feedback triggers shame—even helpful guidance feels like judgment. In this episode, discover why adult ADHD money problems intensify with criticism, how neurodivergent brains process guidance differently, and the nervous-system reframe that unlocks shame-free debt payoff. Learn concrete techniques to separate shame from actionable money coaching, then break the cycle sabotaging your budgeting efforts. Learn more about working with Jewlz The Budget Nerd Follow Jewlz on Threads

  2. Aug 18

    Impulse Spending ADHD | Stop Shame, Start Pausing | 131

    ADHD money decisions and impulse spending aren't willpower failures—they're about understanding your brain's wiring. In this episode, Jewlz reveals the neurobiology behind overspending, shares pause-before-purchase strategies proven for ADHD brains, and shows you how to spot your personal spending leaks without shame or deprivation. Discover the friction tactics and routines that help you stay confident in your financial choices. Send Jewlz a question on Speakpipe Learn more about working with Jewlz The Budget Nerd Follow Jewlz on Threads

  3. Aug 11

    ADHD-Friendly Car Buying | How to Budget & Avoid This Common Money Trap Spending | 130

    Can I afford this new car? How much are the monthly payments? A $22,000 used car can easily become a $30,000 decision once you factor in taxes, registration, insurance, fuel, maintenance, tires, brakes, and unexpected repairs. And if you're shopping for a car while managing ADHD, decision fatigue can make the whole process even harder. It's easy to focus on one number—the monthly payment—and overlook the bigger financial picture. In this episode, Jewlz The Budget Nerd breaks down the true cost of buying and owning a used car, including the hidden expenses that can derail your budget after you drive off the lot. You'll learn: Why asking "Can I afford the payment?" isn't enoughThe hidden costs you need to consider before buyingWhy stretching out a car loan can cost you moreWhy a pre-purchase inspection can save you thousandsHow to build a repair fund before buying the vehicleHow to determine whether a vehicle actually fits your family's budgetWhat Jewlz learned the hard way after buying more car than her family could comfortably afford Because the goal isn't simply to find a reliable car. It's to find a car that fits your family's needs AND your financial goals. Before you shop, spend 15 minutes figuring out what the car will actually cost you—not just what it costs to buy it. And if you want help creating a complete plan before your next vehicle purchase, check out the Alliance Coaching Membership and the used-car workshop inside the membership. Follow Jewlz on Threads

  4. Aug 4

    Hidden Back-to-School Costs | ADHD-Friendly Family Finance | 129

    How can you support your ADHD child during back to school season without the added financial stress? Back-to-school budgeting often ignores the sneaky expenses that blow up family finances. From hidden sports fees to forgotten class supplies, impulse spending ADHD, and the dopamine-driven "school supply haul," we're breaking down what families actually forget—and giving you money management for families strategies to catch spending leaks before August hits. Jewlz shares practical ADHD-friendly tactics to plan realistically without shame. Key Takeaways ✔ School expenses don't end after supply shopping. ✔ ADHD tax expenses are predictable—even if the exact timing isn't. ✔ Replacements are a budgeting category, not a personal failure. ✔ Small savings buffers prevent big financial stress. If you're tired of feeling like every surprise expense throws your entire budget off track, grab my free ADHD-Friendly Paycheck Planner. Ready to upgrade your whole financial experience? The Alliance Coaching Membership is for you! Follow Jewlz on Threads

    Hidden Back-to-School Costs | ADHD-Friendly Family Finance | 129

  5. Jul 28

    Your ADHD Money Management Style | Pick the Right Budget System 128

    ADHD money management doesn't have a one-size-fits-all solution—but your brain has a specific executive function style that works best with either digital trackers or cash envelopes. In this episode, Jewlz breaks down the real science behind why one budgeting system fails you while another sticks, and how to finally choose a method that matches YOUR neurodivergent wiring, not drains it. Discover which approach suits your dopamine needs, working memory, and attention span—then actually keep using it. Key Takeaways There is no universal best budgeting tool.Consistency matters more than complexity.Your budgeting system should match your habits.Choose a tool you'll use on difficult days.Your system can change as your life changes.ADHD brains thrive with simple, supportive routines—not perfection. Learn more about the Alliance Coaching Membership: https://www.jewlzthebudgetnerd.com/membership Follow Jewlz The Budget Nerd on Threads: https://www.threads.com/@jewlzthebudgetnerd

    Your ADHD Money Management Style | Pick the Right Budget System 128

  6. Jul 21

    ADHD Budgeting Tips for Social Events | Say No Without Shame | 127

    Stop saying yes to social events that sabotage your ADHD money management and debt payoff goals. Jewlz walks you through guilt-free scripts and boundary-setting strategies for girls' nights, birthday parties, and family events—so you can protect both your budget and your peace without sacrificing relationships. Learn the real words busy moms with ADHD actually need to say no. 🎧 Work With Jewlz The Budget Nerd: Ready to stop living paycheck to paycheck and finally feel in control of your money? Whether you need personalized support, accountability, or a simple system that actually works with your ADHD brain, I've got you covered. 💰 1:1 Private Coaching – Personalized coaching to help you create a plan, pay off debt, and build lasting financial confidence. 🤝 Alliance Coaching Membership – Monthly coaching, community, and accountability to help you stay consistent. 🛒 Grocery Reset Playbook – Learn how to cut your grocery bill without living on ramen. ➡️ Learn more: https://www.jewlzthebudgetnerd.com/services Follow Jewlz on Threads: https://www.threads.com/@jewlzthebudgetnerd

    ADHD Budgeting Tips for Social Events | Say No Without Shame | 127

  7. Jul 18

    Stop Feeling Shameful About Your Money | Financial Support for ADHD Brains

    Why is managing money with ADHD so challenging? How do I fix it? Why can't I stick to a budget? I've asked myself all those questions and many more. Pop in your earbuds and check out this award-winning podcast hosted by Julian Kohlbrand, better known as Jewlz The Budget Nerd. With my husband, I eliminated over $107k of debt even though I have a degree in Economics and "should know better". I specialize in helping ADHD financial planning because it's different than planning money for the neurotypical mind! Book Your Borrow My Brain Session: Book Here Learn More About The Alliance Coaching Membership Follow Jewlz The Budget Nerd on Threads: https://www.threads.com/@jewlzthebudgetnerd

    Stop Feeling Shameful About Your Money | Financial Support for ADHD Brains

  8. Jul 16 ·  Bonus

    BONUS: Money Problems or Nervous System Problems? A Conversation with Katherine Connolly

    Sneak peek of a conversation I had on Somatics Tools for Neurodiverse Families podcast ,hosted by Katherine Connolly, recently that I think you might enjoy. Katherine Connolly is a Neuroaffirming Somatic Clinical Counsellor (RCC, CCC), Craniosacral Therapist, and founder of gloWithin™. As a ND mom raising a ND family, she has brought deep lived experience to supporting sensitive and ND families and individuals since 2011. Katherine’s work sits at the intersection of nervous system development, Adaptive Masking™ and Embodied Safety™, helping you raise safe, confident children.Full episode here: https://youtu.be/e6b8mfWhGPY?si=Af2B5jxbks-RopuG Download Katie's free resource on What To Do When Nothing Works: https://glowithin.ca/parenting-neurodiverse-or-highly-sensitive-child Neuroaffirming clinical counselling, somatic clinical counselling, Katherine Connolly clinical counsellor

    BONUS: Money Problems or Nervous System Problems? A Conversation with Katherine Connolly
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About

Feeling like your paycheck disappears before the month is over? Tired of arguing about money, relying on credit cards, or wondering where all your money went? You're in the right place. The Debt Rebel Podcast is for busy parents--especially overwhelmed working moms, ADHD moms, and families who are ready to stop living paycheck to paycheck, pay off debt, and finally feel confident with money. I'm Jewlz The Budget Nerd, a Certified Financial Coach, Economics graduate, ADHDer, and mom who, alongside my husband, paid off over $107,000 in consumer detb without winning the lottery or making six figures overnight. I know what it's like to feel overwhelmed by bills, stress, and financial guilt--and I also know that lasting change comes from simple systems you can actually stick with. This podcast is for you if you find yourself asking questions such as: How to stick to a budget with ADHD? What triggers impulse spending? What is financial anxiety? How can I stop fighting with my spouse about money? How can I raise financially independent children? Do other people with ADHD struggle with debt? What are some life hacks for people with ADHD? What happens if I forget to pay bills? How can I heal my money trauma? Is it better to use a credit card or a debit card? How much should I have in emergency savings? How do I force myself to stick to a budget? Does ADHD cause overspending? Whether you're just getting started with budgeting, working through a debt payoff journey, trying to simplify your finances with ADHD, or looking for practical personal finance tips that fit real life, you'll find encouragement, actionable strategies, and plenty of "you can do this" moments. No shame. No complicated spreadsheets (unless that's your jam!) No perfection required. Just simple, practical budgeting advice, debt payoff strategies, ADHD money management tips and financial coaching designed for real families with busy lives. If you're ready to stop surviving payday to payday and start building a life with more financial peace, margin and freedom, hit Follow and join the Debt Rebel community. New episodes every week. Learn more about Jewlz at https://www.jewlzthebudgetnerd.com/

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