Financially Free Era by SLP Wealth

Meagan McGuire
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Are you looking to grow your wealth, achieve financial freedom, and spend lavishly on what brings you joy? Join Meagan McGuire, CFP®, ChFC®, CSLP®, Partner & Co-Founder of SLP Wealth, a fiduciary financial planning and coaching firm dedicated to helping everyday people take control of their financial future. We've helped clients manage student loan debt totaling over $4 billion and saving them a projected $569 million. Everyone should have access to the tools needed for long-term financial success, no matter where they are in their financial journey.

  1. 1d ago

    When Paying Your Mortgage Could Beat Wall Street

    If you’re a physician couple or another high-income professional staring down a mortgage rate north of 7%, that non-deductible portion of your home loan could be costing you as much as a credit card would. Deciding whether to pay it down early is more than a math problem, especially when you balance taxes, liquidity and your personal goals. You’ll learn how to run the actual numbers, what trade-offs matter most (both financial and relational), and how to decide if putting extra cash toward your mortgage fits into your bigger financial plan. Key moments: (00:00) How non-deductible mortgage interest can add up for high earners (03:05) Why pre-tax yield comparisons matter when deciding to pay down your loan (06:06) The role of liquidity needs before you make an extra mortgage payment (07:22) Deciding between mortgage paydown and investing in tax-advantaged accounts (09:18) Getting your spouse or partner on board with financial priorities Resource mentioned: Doctor Mortgage Marketplace ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  2. Oct 23

    Why Hiring Household Help Is an Incredible Investment

    If you’re a physician, dentist, or working parent staring down a $5,000-a-month daycare bill, the idea of spending even more for a house manager or cleaner can feel impossible. But skipping the extra help is often the costlier mistake: lost career growth, strained relationships, and burnout that’s hard to recover from. You’ll learn how to reframe household help as an investment in your human capital, smarter ways to approach the “we can’t afford it” debate with your partner, and how to make balanced choices in a high-income, high-expense life stage without guilt. Key moments: (00:00) Why being resistant to hiring help is often about guilt or deeper fears (04:39) How emotional baggage, not just finances, delays asking for more support (05:43) Most families underestimate future wealth while overestimating ongoing expenses (08:43) Viewing household help as an investment in your marriage, not a failure (09:49) Having the real conversation behind “we can’t afford it” and making practical tradeoffs ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  3. Oct 16

    How to Find Financial Confidence and Stop Comparing

    If you’re a high-earning professional — physician, dentist, vet, anyone in a peer group with big goals and bigger pressures — it’s easy to feel behind, even if the numbers say you’re doing well. Seeing other people’s pay raises, houses or vacation highlight reels can nudge you off track, making you question your own decisions or chase goals that don’t fit your values. This episode is about how to recognize those moments, clarify your priorities and build a financial plan grounded in what truly matters to you. We unlock tools to identify when comparison is steering your money choices, ways to avoid common traps, and specific questions to ask next time you’re not sure if a goal is really yours. Key moments: (05:08) How social media creates a 24/7 “comparison trap” around money and lifestyle (07:07) Four specific comparison traps that drive financial decisions you might later regret (14:55) Why you don’t see the full picture of anyone’s finances (the comparison game is rigged) (20:16) Defining what money should do for you, then building your own financial scorecard (26:51) Ways to stop feeding the comparison game and set boundaries with people or apps ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  4. Oct 9

    Your Financial Era: What to Focus on in Your 20s, 30s & 40s

    You never have just one financial question. In your 20s, you might be figuring out how a Roth IRA actually works, or deciding between padding your emergency fund and opening a brokerage account. In your 30s, the stakes jump: daycare, mortgages, taxes, and retirement suddenly compete for the same dollar, sometimes all in the same week. By your 40s, you might be staring down retirement and feeling like catch-up mode is the only mode. If you’ve ever thought “Am I behind?” or wondered what you should focus on now that life feels ten times more complicated than it did ten years ago, this episode is for you, especially if you’re a high-earning professional or juggling student loans and family priorities. You’ll learn how to focus on the decisions that move the needle for your stage of life, how to avoid the trap of comparison, and what “enough” looks like when your circumstances change. Key moments: (06:42) Best investment in your 20s, and why building financial habits beats early investing (13:37) How social media drives lifestyle creep and makes “keeping up” harder (23:16) Competing priorities in your 30s: the right way to make trade-offs with limited dollars (32:34) Homeownership for millennials: why buying is not always “building wealth” (46:12) Starting from scratch in your 40s, and how to make up lost ground without shame Resources mentioned: Monarch Money ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  5. Oct 2

    The Wealth Gap We Found in Our Survey

    You can have a six-figure salary, max out your 401k, and still fall behind on building wealth. The big difference comes down to habits, not just income or discipline. If you’re a physician, dentist, or veterinarian, this episode unpacks how your investment moves, student loan strategy, and even your skepticism around financial advice can impact your actual net worth year over year. You’ll be able to figure out whether working with a planner is actually worth the fee for you, see how your wealth growth stacks up, and learn what changes will get you to your goals faster. Key moments: (03:05) Confidence gap: why clients feel more certain about reaching financial goals (07:02) Roth IRA and brokerage contributions, and who actually follows through (09:53) Median investment balances: how habits drive wealth differences, not income (18:16) Wealth growth beyond frugality: spending more, still saving more (32:16) Making real changes: why one-time plans rarely deliver follow-through Resources mentioned: SLP Wealth YouTube channelHello Nectarine ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  6. Sep 25

    Building Wealth Without Losing Yourself

    You’ve spent months obsessing over spreadsheets and feeling guilty about every nonessential purchase, and you still wake up exhausted. You know how to optimize your investments and minimize your tax bill. None of that matters if you have no energy left to enjoy it. We get into balancing cash flow and wellness, why not every “frivolous” expense is wasteful, and the money moves that protect your peace of mind now. You’ll learn how to evaluate self-care spending and which insurance strategies protect your capacity to live the life you’re building. Key moments: (07:06) The question to ask before you cut any expense (17:51) The hidden bill for doing everything yourself (28:31) When and why to get disability insurance early in your career (34:01) Redefining wealth around capacity, energy, and time (44:18) Give the inheritance now and watch them enjoy it Resources mentioned: The Seven Principles for Making Marriage WorkFSA StoreConsumption Smoothing blog post ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  7. Sep 18

    Your Money Doesn't Live in Silos

    You sit down to finally tackle your student loans, get hyper-focused, and pick what feels like the best plan. But if you make that call in a vacuum, you could miss out on thousands in tax credits, jeopardize your Roth IRA eligibility, or set yourself up for a cash-flow crunch. Learn how to spot siloed thinking, connect your financial choices, and ask the right questions before locking in a decision that will echo across your entire financial life. Key moments: (06:14) Student loan decisions can impact taxes, investments, and cash flow (13:30) Roth IRA limits under married filing separately, and the backdoor fix (18:44) Asset location, investment strategy, and overall investment risk (26:21) Cognitive biases that trap you into siloed thinking (32:21) Why most advisors only give advice from their own silo ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  8. Sep 11

    Finance Buzzword Glossary: Finance Speak, Translated

    When your CPA tells you to “write it off,” or your financial advisor starts celebrating your portfolio’s “tax efficiency,” do you actually know what they mean? Jargon gets tossed around like everyone already understands it, but not understanding buzzword advice can cost you real money in bigger tax bills or lost opportunities. You’ll learn what common finance and student loan buzzwords really mean, which ones actually matter to your plan, and how to ask better questions so you don’t get lost in word salad. Key moments: (00:00) “Write-offs” and what you really save on business expenses (08:27) Tax implications of property depreciation (11:13) Asset location versus asset allocation, and which one impacts your taxes (16:28) The myth of passive income if you’re a real estate investor or side hustler (22:26) What loan forgiveness is (and isn’t), and how programs like PSLF and IDR work (30:32) Buzzword Rapid Fire Resources mentioned: Roth IRA income limits for 2026PSLF & IDR forgiveness informationPSLF Buyback ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

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About

Are you looking to grow your wealth, achieve financial freedom, and spend lavishly on what brings you joy? Join Meagan McGuire, CFP®, ChFC®, CSLP®, Partner & Co-Founder of SLP Wealth, a fiduciary financial planning and coaching firm dedicated to helping everyday people take control of their financial future. We've helped clients manage student loan debt totaling over $4 billion and saving them a projected $569 million. Everyone should have access to the tools needed for long-term financial success, no matter where they are in their financial journey.

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