Financially Free Era by SLP Wealth

Meagan McGuire
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  • How To
  • Updated Weekly

Are you looking to grow your wealth, achieve financial freedom, and spend lavishly on what brings you joy? Join Meagan McGuire, CFP®, ChFC®, CSLP®, Partner & Co-Founder of SLP Wealth, a fiduciary financial planning and coaching firm dedicated to helping everyday people take control of their financial future. We've helped clients manage student loan debt totaling over $4 billion and saving them a projected $569 million. Everyone should have access to the tools needed for long-term financial success, no matter where they are in their financial journey.

  1. 4d ago

    The Wealth Gap We Found in Our Survey

    You can have a six-figure salary, max out your 401k, and still fall behind on building wealth. The big difference comes down to habits, not just income or discipline. If you’re a physician, dentist, or veterinarian, this episode unpacks how your investment moves, student loan strategy, and even your skepticism around financial advice can impact your actual net worth year over year. You’ll be able to figure out whether working with a planner is actually worth the fee for you, see how your wealth growth stacks up, and learn what changes will get you to your goals faster. Key moments: (03:05) Confidence gap: why clients feel more certain about reaching financial goals (07:02) Roth IRA and brokerage contributions, and who actually follows through (09:53) Median investment balances: how habits drive wealth differences, not income (18:16) Wealth growth beyond frugality: spending more, still saving more (32:16) Making real changes: why one-time plans rarely deliver follow-through Resources mentioned: SLP Wealth YouTube channelHello Nectarine ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  2. Sep 25

    Building Wealth Without Losing Yourself

    You’ve spent months obsessing over spreadsheets and feeling guilty about every nonessential purchase, and you still wake up exhausted. You know how to optimize your investments and minimize your tax bill. None of that matters if you have no energy left to enjoy it. We get into balancing cash flow and wellness, why not every “frivolous” expense is wasteful, and the money moves that protect your peace of mind now. You’ll learn how to evaluate self-care spending and which insurance strategies protect your capacity to live the life you’re building. Key moments: (07:06) The question to ask before you cut any expense (17:51) The hidden bill for doing everything yourself (28:31) When and why to get disability insurance early in your career (34:01) Redefining wealth around capacity, energy, and time (44:18) Give the inheritance now and watch them enjoy it Resources mentioned: The Seven Principles for Making Marriage WorkFSA StoreConsumption Smoothing blog post ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  3. Sep 18

    Your Money Doesn't Live in Silos

    You sit down to finally tackle your student loans, get hyper-focused, and pick what feels like the best plan. But if you make that call in a vacuum, you could miss out on thousands in tax credits, jeopardize your Roth IRA eligibility, or set yourself up for a cash-flow crunch. Learn how to spot siloed thinking, connect your financial choices, and ask the right questions before locking in a decision that will echo across your entire financial life. Key moments: (06:14) Student loan decisions can impact taxes, investments, and cash flow (13:30) Roth IRA limits under married filing separately, and the backdoor fix (18:44) Asset location, investment strategy, and overall investment risk (26:21) Cognitive biases that trap you into siloed thinking (32:21) Why most advisors only give advice from their own silo ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  4. Sep 11

    Finance Buzzword Glossary: Finance Speak, Translated

    When your CPA tells you to “write it off,” or your financial advisor starts celebrating your portfolio’s “tax efficiency,” do you actually know what they mean? Jargon gets tossed around like everyone already understands it, but not understanding buzzword advice can cost you real money in bigger tax bills or lost opportunities. You’ll learn what common finance and student loan buzzwords really mean, which ones actually matter to your plan, and how to ask better questions so you don’t get lost in word salad. Key moments: (00:00) “Write-offs” and what you really save on business expenses (08:27) Tax implications of property depreciation (11:13) Asset location versus asset allocation, and which one impacts your taxes (16:28) The myth of passive income if you’re a real estate investor or side hustler (22:26) What loan forgiveness is (and isn’t), and how programs like PSLF and IDR work (30:32) Buzzword Rapid Fire Resources mentioned: Roth IRA income limits for 2026PSLF & IDR forgiveness informationPSLF Buyback ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  5. Sep 4

    When Should You Actually Sell an Investment?

    You’ve spent years building up your investment accounts, carefully choosing low-cost index funds, maybe picking up some stock along the way. Now you’re eyeing those balances for a home, time off work, or another real goal — but no one ever talked you through how to sell. For professionals with meaningful brokerage balances or anyone sitting on big gains, knowing when and how to sell is just as critical as what you buy. We walk through reasons you might sell (and when you definitely shouldn’t), how to avoid costly tax mistakes, and exactly what to check before you cash out. You’ll walk away knowing how to use your money for real-life goals, not just “one day” statements. Key moments: (06:23) Selling isn't failure when your goals or timeline change (09:45) Evaluating investment positions (18:57) Capital gains taxes in brokerage accounts (26:55) Using specific identification for tax benefits (48:06) Seven questions to ask before selling investments ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  6. Aug 28

    Your Brokerage Account Is NOT Your Retirement Account

    If you think of your brokerage account as just a place for leftover savings, or consider it “retirement, but with more taxes,” let’s rethink that. I explain why brokerage accounts are the most versatile tool in your financial plan and share real strategies for using brokerage funds for everything from early retirement to career breaks. You’ll also learn practical ways to avoid the most common investment mistakes professionals make with taxable accounts. Key moments: (03:24) What really sets brokerage accounts apart (06:54) Smart uses for brokerage dollars: travel, business, and flexibility (13:44) Common brokerage account mindsets (and pitfalls to avoid) (20:15) How to clarify the job of every dollar you save ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  7. Aug 21

    Do You Need a Financial Planner or a Marriage Counselor?

    Money and relationships are tangled together in more ways than one, and it's often the money conversations (or lack thereof) that fuel resentment or miscommunication. We dive into when a financial planner can do more for your relationship than marriage counseling, where the two overlap, and why pairing both can pay off during big life transitions, career moves, or spending conflicts. You'll learn when it's time to bring in a third party, the warning signs your money "arguments" aren't really about money, and how financial check-ins can stop problems before they spiral, regardless of your relationship status. Key moments: (02:57) Why a financial planner can be the "secret weapon" for marriage, with real-life examples (07:10) How a third-party advisor defused long-standing money conflicts and helped both partners get what they wanted (29:00) When financial planning is proactive (not just problem-solving), and how to recognize when partnership issues run deeper than spreadsheets (37:30) Clear signals for when to call a financial planner, a marriage counselor — or both ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

  8. Aug 14

    The Case for a Simpler Financial Life

    Money can be a source of joy, but it’s also a major drain on your mental energy — especially when your financial life is cluttered with too many accounts, endless “shoulds,” and a never-ending stream of opinions from social media. We walk through why real financial freedom is often about subtraction, not stacking on more apps, strategies, or gurus. You’ll learn how to clear financial clutter, set boundaries with notifications, and reclaim your headspace so you can actually enjoy the life you’re building. We also cover how simplifying your systems (whether it’s closing an old brokerage account or muting the noise online) can help you feel more present, creative, and confident in the choices you make with your money. Key moments: (05:12) Consolidating and simplifying accounts to free up mental energy (08:01) The hidden cost of constant financial app notifications (and how I handle them) (13:11) How the “shoulds” you pick up from social media undermine your priorities (29:07) A practical approach to reducing complexity in your budgeting and check-ins ⬇️ Download our free financial independence with student loans calculator. There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free! Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify, or Amazon MusicLeave an honest review on Apple Podcasts SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice. SLP Wealth, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission. Subscription does not imply any level of skill or training. This content is intended for general information, educational, or entertainment purposes only and should not be construed as investment advice.

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About

Are you looking to grow your wealth, achieve financial freedom, and spend lavishly on what brings you joy? Join Meagan McGuire, CFP®, ChFC®, CSLP®, Partner & Co-Founder of SLP Wealth, a fiduciary financial planning and coaching firm dedicated to helping everyday people take control of their financial future. We've helped clients manage student loan debt totaling over $4 billion and saving them a projected $569 million. Everyone should have access to the tools needed for long-term financial success, no matter where they are in their financial journey.

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