The Payments Shed

Grant Evans and Justin Hanna

Welcome to The Payments Shed, the podcast where payments, fintech and business leaders share the ideas shaping the future of commerce. Hosted by Grant Evans, Justin Hanna, Sarah Stapp, Kara Parkey, Liam Gray, Jasmine Chana, Jason Heister and Rogier Rouppe van der Voort, our team has held leadership roles at Global Payments, Worldpay, PayPal, Braintree, Aeropay, MX, Coast, AFT, VGS, Checkout.com, Plaid and PCN. Join a community of 200k+ LinkedIn followers and 350k+ YouTube subscribers for practical insights, honest conversations and strategies from the people building the future of business.

  1. 2d ago

    Ep. 175 - The Hidden Engine: Cloud, Instant Payments and the Infrastructure Powering the Financial System, with Form3

    In the latest episode of The Payments Shed Podcast, filmed live from our London studio, Grant Evans and Justin Hanna are joined by Mike Walters, CEO of Form3, for a conversation exploring the invisible infrastructure powering the global financial system, why instant payments are becoming the new normal and how cloud technology, operational resilience and emerging payment rails are reshaping banking. Mike takes us inside the engine room of modern payments, exploring the critical role Form3 plays in helping banks and fintechs move money securely and reliably at scale. While much of the industry's attention focuses on customer experiences and new payment methods, the infrastructure underneath rarely gets the recognition it deserves. They discuss the risks of legacy systems, the consequences of outages and why modernisation is becoming increasingly important. The conversation turns to the global acceleration of instant payments. From Faster Payments in the UK to Pix in Brazil and UPI in India, real-time infrastructure is transforming how money moves. But when instant becomes an expectation rather than a differentiator, where do banks and fintechs compete next? Grant, Justin and Mike explore the opportunities around data, programmability, customer experience and new financial services. A major focus is cloud technology and operational resilience. As a cloud-native payments provider, Form3 operates at the intersection of modern infrastructure and critical banking services. Mike explores cloud concentration risk, the implications of relying on major technology providers and how regulatory frameworks such as DORA are influencing the industry's approach to resilience. The discussion then shifts to stablecoins and their potential impact on traditional banking. Are stablecoins a threat to existing payment networks, an opportunity for banks to develop new services or another rail that will coexist with established infrastructure? They examine the role of regulation, the challenges of adoption and what financial institutions should be considering today. Grant, Justin and Mike also look ahead to the next wave of payments infrastructure innovation, including artificial intelligence, greater programmability and the technologies that could reshape financial services over the coming years. Will modern infrastructure level the playing field between incumbents and challengers, or strengthen the position of established institutions? Plus, Mike takes on The Payments Shed's legendary Shelf of Shame, challenging one of the industry's biggest misconceptions about payments infrastructure. *** The Payments Shed Podcast is sponsored by Cyclops. Cyclops helps payments companies offer crypto acceptance, stablecoin settlement and payouts through one unified infrastructure platform. Find out more: ⁠https://cyclops.finance/⁠ The Payments Shed Podcast is sponsored by Salesloft. Salesloft uses agentic AI to turn buyer, conversation, deal and forecast data into clear actions that help revenue teams sell smarter. Find out more: ⁠https://www.salesloft.com⁠ The Payments Shed Podcast is sponsored by Mastercard Open Finance. Mastercard Open Finance enables businesses to use consumer-permissioned financial data to create more connected and personalised financial experiences. Find out more: ⁠https://www.mastercard.com/global/en/business/open-finance.html⁠ The Payments Shed Podcast is partnered with PCN. PCN is a global boutique recruitment agency connecting leading talent and businesses across fintech, cybersecurity, SaaS, e-commerce and Salesforce. Find out more: ⁠https://teampcn.com/⁠ Disclaimer: Views expressed are those of The Payments Shed Podcast hosts and guests, not their respective employers. Nothing discussed constitutes investment, legal, tax or financial advice.

    Ep. 175 - The Hidden Engine: Cloud, Instant Payments and the Infrastructure Powering the Financial System, with Form3
  2. 3d ago

    Ep. 174 - From the Racecourse to the Boardroom: Compliance, Grit and Team USA, with Highwater Bound, live from Money 20/20 USA 2026

    In the latest episode of The Payments Shed Podcast, filmed live from Money20/20 USA 2026 in Las Vegas, Justin Hanna is joined by Daniel Weiss, CEO of Highwater Bound Capital and Compliance, for a special conversation exploring the realities of fintech licensing and compliance, the lessons learned from building and selling a successful business, and what competing as a Team USA triathlete can teach you about leadership, resilience and entrepreneurship. Daniel takes us inside the journey from founding Chartwell Compliance to building Highwater Bound, reflecting on what motivated him to return to entrepreneurship after successfully exiting his previous business. Having experienced the industry from both sides of the table, including his time following Chartwell's acquisition by MVB, Daniel brings a perspective on the challenges fintech businesses face when navigating regulation, licensing and the complexities of working with financial institutions. A major focus is Highwater Bound's shared-risk, success-based pricing model, which challenges the traditional consultancy approach. Rather than relying entirely on conventional fee structures, Daniel explores the thinking behind aligning his business's commercial success with client outcomes, why he is prepared to put his own fees on the line and what this approach could mean for fintech companies seeking specialist regulatory support. But this conversation goes well beyond financial services. As a current Team USA triathlete, Daniel brings the discipline, endurance and competitive mindset of elite sport into the boardroom. Justin explores how the demands of training and competing at an international level influence Daniel's approach to running a business, overcoming setbacks and maintaining the determination required to succeed as an entrepreneur. One of the more unusual aspects of Daniel's leadership approach is taking his teams to historic battlefields including Gettysburg, Antietam and Normandy. Justin and Daniel explore why these locations provide such powerful lessons in leadership, decision-making, teamwork and accountability, and what modern business leaders can learn from some of history's most challenging moments. Plus, Daniel takes on The Payments Shed's legendary Shelf of Shame, challenging the compliance shortcuts that fintech businesses continue to take and why some of the industry's bad habits deserve to be left behind. Recorded live at Money20/20 USA 2026, this special episode brings together fintech, entrepreneurship, elite sport and leadership to explore what it really takes to build a successful business. From navigating regulatory complexity to competing for Team USA, Daniel's story offers a different perspective on the discipline, resilience and mindset required to succeed both on and off the racecourse. *** The Payments Shed Podcast is sponsored by Cyclops. Cyclops helps payments companies offer crypto acceptance, stablecoin settlement and payouts through one unified infrastructure platform. Find out more: https://cyclops.finance/ The Payments Shed Podcast is sponsored by Salesloft. Salesloft uses agentic AI to turn buyer, conversation, deal and forecast data into clear actions that help revenue teams sell smarter. Find out more: https://www.salesloft.com The Payments Shed Podcast is sponsored by Mastercard Open Finance. Mastercard Open Finance enables businesses to use consumer-permissioned financial data to create more connected and personalised financial experiences. Find out more: https://www.mastercard.com/global/en/business/open-finance.html The Payments Shed Podcast is partnered with PCN. PCN is a global boutique recruitment agency connecting leading talent and businesses across fintech, cybersecurity, SaaS, e-commerce and Salesforce. Find out more: https://teampcn.com/ Disclaimer: Views expressed are those of The Payments Shed Podcast hosts and guests, not their respective employers. Nothing discussed constitutes investment, legal, tax or financial advice.

    Ep. 174 - From the Racecourse to the Boardroom: Compliance, Grit and Team USA, with Highwater Bound, live from Money 20/20 USA 2026
  3. 4d ago

    Ep. 173 - From Marketplaces to AI Agents: Why Trust Is Becoming the New Payments Infrastructure, with Trustap's Conor Lyden

    In the latest episode of The Payments Shed Podcast, Grant Evans and Jasmine Chana are joined by Conor Lyden, Founder & CEO of Trustap, for a conversation exploring why trust is becoming one of the most important foundations of modern commerce, how transaction protection is evolving beyond marketplaces and what happens when AI agents start buying and selling on our behalf. Conor takes us inside the story behind Trustap and its journey from marketplace payments to global transaction protection. Built around solving the trust challenges that exist between buyers and sellers, Trustap now supports transactions across hundreds of marketplaces in more than 100 countries. From escrow and milestone-based payments to identity verification and dispute resolution, they explore why moving money is only one part of creating a secure transaction, and what marketplaces have historically got wrong when it comes to protecting both sides of a deal. The conversation then turns to Trustap's expansion into ecommerce, and why the business believes its experience in marketplace transactions can translate into a much broader opportunity. Conor explains the thinking behind entering the ecommerce payments market, how merchant transactions introduce different risks and expectations, and what the team has had to rethink when moving beyond its original peer-to-peer model. A major focus is the rise of agentic commerce and the challenges of trusting AI agents to transact autonomously. As artificial intelligence moves beyond product discovery and recommendations into actually making purchases, agreeing terms and completing transactions, the question of trust becomes significantly more complicated. What happens when the buyer is no longer a human but software acting on someone's behalf? And who takes responsibility when an autonomous transaction goes wrong? Conor also introduces Trustap Index, the company's approach to making marketplace listings transactable by AI agents. They explore what infrastructure is required to enable agents to interact with marketplaces, why transaction protection could become a critical component of the emerging agentic economy and whether the payments industry is underestimating how quickly autonomous commerce could become mainstream. The discussion then shifts to PSD3 and the next wave of European payments regulation. With changes to fraud liability, authentication and payment security on the horizon, Grant, Jasmine and Conor examine what the evolving regulatory landscape could mean for marketplaces, ecommerce businesses and payment providers. Plus, Conor takes on The Payments Shed's legendary Shelf of Shame, challenging one of the longstanding practices or assumptions in payments and marketplace trust that he'd happily leave behind. The Payments Shed Podcast is sponsored by Cyclops. Cyclops helps payments companies offer crypto acceptance, stablecoin settlement and payouts through one unified infrastructure platform. Find out more: https://cyclops.finance/ The Payments Shed Podcast is sponsored by Salesloft. Salesloft uses agentic AI to turn buyer, conversation, deal and forecast data into clear actions that help revenue teams sell smarter. Find out more: https://www.salesloft.com The Payments Shed Podcast is sponsored by Mastercard Open Finance. Mastercard Open Finance enables businesses to use consumer-permissioned financial data to create more connected and personalised financial experiences. Find out more: https://www.mastercard.com/global/en/business/open-finance.html The Payments Shed Podcast is partnered with PCN. PCN is a global boutique recruitment agency connecting leading talent and businesses across fintech, cybersecurity, SaaS, e-commerce and Salesforce. Find out more: https://teampcn.com/ Disclaimer: Views expressed are those of The Payments Shed Podcast hosts and guests, not their respective employers. Nothing discussed constitutes investment, legal, tax or financial advice.

    Ep. 173 - From Marketplaces to AI Agents: Why Trust Is Becoming the New Payments Infrastructure, with Trustap's Conor Lyden
  4. 6d ago

    Ep. 172 - Break the Bundle: Why Merchants Are Building Their Own Payments Stack, with Evervault

    Should you build your own payments stack?Merchants usually hear one of two answers. Use one big PSP for everything, or use an orchestrator with dozens of PSPs underneath.Shane Curran thinks more merchants should own it themselves.In this episode of The Payments Shed Podcast, Sarah Stapp is joined by Shane Curran, Founder and CEO at Evervault, to take the other side of the orchestration versus ownership debate.Shane explains why orchestrators struggle in smaller local markets, how cross-border fees can turn a few basis points into 2% or 3%, and why he would add PSPs one country at a time.They discuss:• What Evervault does, and the story behind the name• Winning Ireland's top science prize as a teenager, then leaving college after three days• Growing up in developer chat rooms, and how security caught his interest• Why card payments are where Evervault spends most of its time• The cost of a card data breach• Where orchestration platforms fall short on flexibility and control• Why orchestrators end up looking like PSPs• How Tebex brought its payment performance in Brazil back in line• Why global merchants want more control over their infrastructure• Regulation, sovereignty and domestic processing• Cross-border fees versus domestic interchange• Picking a primary PSP, then working through markets one by one• The infrastructure decision Shane would put on the Shelf of ShameShane on why the orchestration model is hard to sustain:"In the long run, it's just really hard to build an orchestration platform because you're basically building a PSP without the money movement."His advice is to build in-house from day one, because many companies end up making that move eventually.🎧 Watch the full episode of The Payments Shed Podcast to hear the complete conversation with Shane Curran, Founder and CEO at Evervault, hosted by Sarah Stapp. *** The Payments Shed Podcast is sponsored by Cyclops. Cyclops helps payments companies offer crypto acceptance, stablecoin settlement and payouts through one unified infrastructure platform. Find out more: https://cyclops.finance/ The Payments Shed Podcast is sponsored by Salesloft. Salesloft uses agentic AI to turn buyer, conversation, deal and forecast data into clear actions that help revenue teams sell smarter. Find out more: https://www.salesloft.com The Payments Shed Podcast is sponsored by Mastercard Open Finance. Mastercard Open Finance enables businesses to use consumer-permissioned financial data to create more connected and personalised financial experiences. Find out more: https://www.mastercard.com/global/en/business/open-finance.html The Payments Shed Podcast is partnered with PCN. PCN is a global boutique recruitment agency connecting leading talent and businesses across fintech, cybersecurity, SaaS, e-commerce and Salesforce. Find out more: https://teampcn.com/ Disclaimer: Views expressed are those of The Payments Shed Podcast hosts and guests, not their respective employers. Nothing discussed constitutes investment, legal, tax or financial advice.

    Ep. 172 - Break the Bundle: Why Merchants Are Building Their Own Payments Stack, with Evervault
  5. 6d ago

    Ep. 171 - What Merchants Will Demand From Payments in 2027, with payabl, live from Money 20/20 USA 2026

    In the latest episode of The Payments Shed Podcast, filmed live from Money20/20 USA 2026 in Las Vegas, Sarah Stapp is joined by Ugne Buraciene, Group CEO of payabl., for a special Walk & Talk exploring why payments have become increasingly complicated for merchants, how expectations of payment providers are evolving and why the next big opportunity in payments innovation could be everything that happens after checkout. For years, merchants have been encouraged to adopt more payment methods, integrate additional providers and introduce new technologies to improve performance. But has all that choice actually made payments harder to manage? Ugne takes us inside the growing complexity of the modern payments ecosystem, exploring how fragmented infrastructure, multiple relationships and disconnected financial tools can create operational challenges for businesses trying to scale. The conversation then turns to the shift towards more connected and consolidated payment solutions. With payabl.one bringing acquiring, business accounts and cards together into a single platform, Sarah and Ugne explore why merchants may increasingly favour simplicity and integration over managing multiple specialist providers. They discuss the commercial and operational benefits of bringing financial capabilities together and whether the industry's traditional best-of-breed approach is beginning to lose its appeal. A major focus is what merchants will actually expect from their payment providers in 2027. Simply processing transactions is no longer enough for businesses operating across multiple markets, currencies and sales channels. Sarah and Ugne also unpack the changing relationship between merchants and payment providers. As businesses demand more sophisticated financial capabilities, the role of the payment provider is expanding beyond transaction processing. The discussion then shifts to one of the most overlooked areas of payments innovation: everything that happens after checkout. While much of the industry's attention has traditionally focused on payment acceptance, conversion rates and the customer experience, merchants face an entirely different set of challenges once a transaction has been completed. They also explore where merchants should focus their attention to make the biggest operational improvements. With so many moving parts across the payments lifecycle, identifying the right priorities can be difficult. Plus, Ugne takes on The Payments Shed's legendary Shelf of Shame, challenging one of the persistent frustrations in merchant payments that the industry should have addressed long ago. *** The Payments Shed Podcast is sponsored by Cyclops. Cyclops helps payments companies offer crypto acceptance, stablecoin settlement and payouts through one unified infrastructure platform. Find out more: https://cyclops.finance/ The Payments Shed Podcast is sponsored by Salesloft. Salesloft uses agentic AI to turn buyer, conversation, deal and forecast data into clear actions that help revenue teams sell smarter. Find out more: https://www.salesloft.com The Payments Shed Podcast is sponsored by Mastercard Open Finance. Mastercard Open Finance enables businesses to use consumer-permissioned financial data to create more connected and personalised financial experiences. Find out more: https://www.mastercard.com/global/en/business/open-finance.html The Payments Shed Podcast is partnered with PCN. PCN is a global boutique recruitment agency connecting leading talent and businesses across fintech, cybersecurity, SaaS, e-commerce and Salesforce. Find out more: https://teampcn.com/ Disclaimer: Views expressed are those of The Payments Shed Podcast hosts and guests, not their respective employers. Nothing discussed constitutes investment, legal, tax or financial advice.

    Ep. 171 - What Merchants Will Demand From Payments in 2027, with payabl, live from Money 20/20 USA 2026
  6. 6d ago

    Ep. 170 - When Merchants Can Switch: What Makes a Payments Business Defensible? With Oceanpayment, live from Money 20/20 USA 2026

    In the latest episode of The Payments Shed Podcast, filmed live from Money20/20 USA 2026 in Las Vegas, Kara Parkey is joined by Dan Owens, Chief Strategy Officer at Oceanpayment, for a special Walk & Talk exploring how payment orchestration is reshaping the relationship between merchants and payment providers, why traditional merchant loyalty is being challenged and what it really takes to build a defensible payments business. For years, payment service providers and acquirers have relied on deep technical integrations to build long-term merchant relationships. But as orchestration platforms make it easier for merchants to connect with multiple providers through a single integration, the competitive landscape is changing. Dan takes us inside the evolving role of PSPs within the orchestration ecosystem, exploring why providers are increasingly looking to orchestration platforms as a route to distribution and how they can distinguish genuine new business opportunities from simply migrating existing transaction volumes. The conversation then turns to one of the biggest questions facing payment providers: are merchants becoming less sticky? Historically, the complexity and cost of switching payment providers created a natural barrier to merchant churn. With orchestration removing much of that friction, Kara and Dan explore what actually keeps merchants loyal when changing providers becomes easier, and whether performance, commercial value and service quality are replacing technical integration as the foundations of long-term relationships. A major focus is the difference between being connected to a merchant and being chosen to process their transactions. Kara and Dan also unpack what makes a payments business genuinely defensible in an increasingly competitive market. As merchants gain greater flexibility and control over their payment infrastructure, providers need to demonstrate why they deserve transaction volume rather than relying on the difficulty of switching. The discussion then shifts to Oceanpayment's OP Link proposition and the opportunity to simplify payments for international travellers visiting mainland China. With China's digital payments ecosystem heavily centred around local wallets, Western visitors can face challenges accessing familiar payment experiences. Plus, Dan returns to The Payments Shed's legendary Shelf of Shame. Having previously challenged the industry's use of the term "alternative payment methods", he turns his attention to the orchestration ecosystem and what the industry continues to get wrong as merchants gain more control over their payment choices. *** The Payments Shed Podcast is sponsored by Cyclops. Cyclops helps payments companies offer crypto acceptance, stablecoin settlement and payouts through one unified infrastructure platform. Find out more: https://cyclops.finance/ The Payments Shed Podcast is sponsored by Salesloft. Salesloft uses agentic AI to turn buyer, conversation, deal and forecast data into clear actions that help revenue teams sell smarter. Find out more: https://www.salesloft.com The Payments Shed Podcast is sponsored by Mastercard Open Finance. Mastercard Open Finance enables businesses to use consumer-permissioned financial data to create more connected and personalised financial experiences. Find out more: https://www.mastercard.com/global/en/business/open-finance.html The Payments Shed Podcast is partnered with PCN. PCN is a global boutique recruitment agency connecting leading talent and businesses across fintech, cybersecurity, SaaS, e-commerce and Salesforce. Find out more: https://teampcn.com/ Disclaimer: Views expressed are those of The Payments Shed Podcast hosts and guests, not their respective employers. Nothing discussed constitutes investment, legal, tax or financial advice.

    Ep. 170 - When Merchants Can Switch: What Makes a Payments Business Defensible? With Oceanpayment, live from Money 20/20 USA 2026
  7. 6d ago

    Ep. 169 - Raising a Financially Smarter Generation: Building GoHenry and the Case for Financial Education, with goHenry Founder and CEO Louise Hill

    When did you first learn how money works? For most of us it wasn't at school. Children pick up money habits early, yet many still leave school without being taught how to manage it. And the first real lesson often comes on a credit card in their twenties. So how do you teach a nine-year-old to earn, save, spend and give? In this episode of The Payments Shed Podcast, Grant Evans and Justin Hanna are joined by Louise Hill, Founder and CEO of GoHenry, to talk about building the youth fintech category and her campaign for financial education in schools. Louise explains how GoHenry got past the assumption that kids can't have debit cards, why she asks her team to see the exact clause whenever someone says the rules forbid something, and what she learned when her own name kept appearing on the company's list of single points of failure. They discuss: • Launching early ecommerce sites for Next Directory, John Lewis and Debenhams • The personal problem behind founding GoHenry in 2012 • Convincing banks, regulators and card schemes that kids' cards were a real market• Raising money through crowdfunding on Crowdcube • Expanding to the US, acquiring Pixpay and merging with Acorns • Moving from COO to CEO • Why so many children still leave school without money skills • The campaign for compulsory financial education in UK primary schools • Making financial education engaging with Money Missions • The role parents play in kids' money habits • Kids' side hustles and the youth economy • What still needs to change for women in fintech leadership • The two money myths Louise puts on the Shelf of Shame Louise also has a simple case for letting kids handle real money early: "Better a £5 mistake aged eight than a £5,000 mistake on the credit card aged 28." You aren't going to want to miss this amazing episode! ***The Payments Shed Podcast is sponsored by Cyclops. Cyclops helps payments companies offer crypto acceptance, stablecoin settlement and payouts through one unified infrastructure platform. Find out more: ⁠https://cyclops.finance/⁠ The Payments Shed Podcast is sponsored by Salesloft. Salesloft uses agentic AI to turn buyer, conversation, deal and forecast data into clear actions that help revenue teams sell smarter. Find out more: ⁠https://www.salesloft.com⁠ The Payments Shed Podcast is sponsored by Mastercard Open Finance. Mastercard Open Finance enables businesses to use consumer-permissioned financial data to create more connected and personalised financial experiences. Find out more: ⁠https://www.mastercard.com/global/en/business/open-finance.html⁠ The Payments Shed Podcast is partnered with PCN. PCN is a global boutique recruitment agency connecting leading talent and businesses across fintech, cybersecurity, SaaS, e-commerce and Salesforce. Find out more: ⁠https://teampcn.com/⁠ Disclaimer: Views expressed are those of The Payments Shed Podcast hosts and guests, not their respective employers. Nothing discussed constitutes investment, legal, tax or financial advice.

    Ep. 169 - Raising a Financially Smarter Generation: Building GoHenry and the Case for Financial Education, with goHenry Founder and CEO Louise Hill
  8. 6d ago

    Ep. 168 - One Rail, One Price: Taking the Credential out of Payments, with Mica, live from Money 20/20 USA 2026

    In the latest episode of The Payments Shed Podcast, filmed live from Money20/20 USA 2026 in Las Vegas, Sarah Stapp is joined by Mike Ward, CEO of Mica, for a special conversation exploring why the payments industry continues to operate across fragmented rails, whether stablecoins really solve the problems they're promising to fix and why the future of payments could look very different if we rethink how transactions are authorised and priced. From traditional cards and bank accounts to stablecoins, loyalty points and digital wallets, the payments ecosystem has become increasingly complex. Every new way to pay seems to introduce another integration, another set of rules and another layer of cost. Mike takes us inside Mica's vision for bringing different forms of value together through a single payment rail, challenging the assumption that every payment method needs its own dedicated infrastructure. The conversation begins with the growing fragmentation of payments infrastructure. Sarah and Mike explore why the industry continues to build separate systems for different types of value and whether stablecoins genuinely address the challenges of speed, fraud and flexibility. They also unpack Mica's Multi-Tender approach, examining how a consumer could combine loyalty points, coupons and a debit card within a single authorisation rather than treating each as a separate transaction. A major focus is the idea of removing reusable payment credentials from the authorisation process altogether. Card numbers, tokens, vaults and the infrastructure required to protect sensitive credentials have become fundamental parts of the modern payments ecosystem. Sarah and Mike also tackle the evolving relationship between banks, stablecoins and emerging payment infrastructure. While stablecoins are often positioned as an alternative to traditional financial institutions, Mica is exploring a model that keeps issuers involved in the payment journey. The conversation then turns to one of the industry's most established commercial models: percentage-based transaction pricing. Why should a £2,000 purchase cost significantly more to authorise than a £100 transaction when the underlying technical process may be largely the same? They also examine who benefits from the existing pricing model and where resistance to change might emerge. As merchants continue to scrutinise payment acceptance costs, Sarah and Mike discuss whether separating transaction value from processing fees could fundamentally change the economics of payments, and what it would take for a different commercial model to gain traction. Plus, Mike takes on The Payments Shed's legendary Shelf of Shame, challenging one of the industry's longstanding approaches to payment authorisation that he believes deserves to be left behind. *** The Payments Shed Podcast is sponsored by Cyclops. Cyclops helps payments companies offer crypto acceptance, stablecoin settlement and payouts through one unified infrastructure platform. Find out more: https://cyclops.finance/ The Payments Shed Podcast is sponsored by Salesloft. Salesloft uses agentic AI to turn buyer, conversation, deal and forecast data into clear actions that help revenue teams sell smarter. Find out more: https://www.salesloft.com The Payments Shed Podcast is sponsored by Mastercard Open Finance. Mastercard Open Finance enables businesses to use consumer-permissioned financial data to create more connected and personalised financial experiences. Find out more: https://www.mastercard.com/global/en/business/open-finance.html The Payments Shed Podcast is partnered with PCN. PCN is a global boutique recruitment agency connecting leading talent and businesses across fintech, cybersecurity, SaaS, e-commerce and Salesforce. Find out more: https://teampcn.com/ Disclaimer: Views expressed are those of The Payments Shed Podcast hosts and guests, not their respective employers. Nothing discussed constitutes investment, legal, tax or financial advice.

    Ep. 168 - One Rail, One Price: Taking the Credential out of Payments, with Mica, live from Money 20/20 USA 2026

About

Welcome to The Payments Shed, the podcast where payments, fintech and business leaders share the ideas shaping the future of commerce. Hosted by Grant Evans, Justin Hanna, Sarah Stapp, Kara Parkey, Liam Gray, Jasmine Chana, Jason Heister and Rogier Rouppe van der Voort, our team has held leadership roles at Global Payments, Worldpay, PayPal, Braintree, Aeropay, MX, Coast, AFT, VGS, Checkout.com, Plaid and PCN. Join a community of 200k+ LinkedIn followers and 350k+ YouTube subscribers for practical insights, honest conversations and strategies from the people building the future of business.

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