The Millionaires in Medicine Show

Kristin Burton, MPAS, PA-C, CAQ-HM, CPAAPA
  • 5.0 (25)
  • Investing
  • Updated Weekly

Millionaires in Medicine is the personal finance and investing podcast for physician assistants/associates (PAs), nurse practitioners (NPs), and pharmacists (PharmDs) who want to build wealth without burnout or finance-bro fluff. Hosted by Kristin Burton, a critical care & cardiology PA who became a self-made millionaire at 31, each episode covers student loan strategy, salary negotiation and career moves, investing for financial independence, and simple money systems that work for real clinician schedules so your income turns into options, time, and freedom.

  1. 3d ago

    How a Nurse Bought a 36-Lot Mobile Home Park for $250,000 (With Almost No Money Down)

    If you've ever felt like you're earning a great income but still feel trapped by it (unable to take a month off, unable to slow down) this book is your roadmap for turning clinical income into real wealth and real freedom. 👉 Buy it here: https://www.millionairesinmedicine.com/pabook What if the six-figure paycheck you've worked so hard for is actually the thing keeping you stuck? In this episode, Kristin sits down with Tim Woodbridge, former registered nurse turned mobile home park investor and founder of WCG Investments, to talk about how he went from working 44-hour nursing weeks to building a 30-park, 1,400+ pad portfolio across the Southeast — and why so many high-earning physicians and clinicians still feel like they have zero financial freedom. Tim breaks down exactly how he got started in mobile home park investing with no real estate experience, how he financed his first $250,000 park acquisition, and why he went years without taking a single paycheck from his own deals. He and Kristin also dig into the "golden handcuffs" trap — why clinicians earning $100k or $700k a year can feel equally unable to step away from work, and what it actually takes to build a life where your money works for you instead of the other way around. Inside, you'll hear: How Tim transitioned from bedside nursing into mobile home park investing with zero real estate backgroundThe real numbers behind his first mobile home park deal — purchase price, financing, and partner structureWhy "imperfect action" beats waiting for the perfect plan when you're starting a new investing ventureHow long it actually took before his mobile home parks generated real cash flowWhy affordable housing and mobile home parks can be a recession-resistant, cash-flowing asset classThe difference between owning tenant-occupied vs. park-owned mobile homesHow to know whether active investing (like Tim did) or passive LP syndication investing is the right fit for your lifestyleWhy high income without financial margin can trap even top-earning physicians in the "golden handcuffs"Ready for a real plan for your income, debt, and investing? Apply to join the MiM Coaching Program here: https://www.millionairesinmedicine.com/coach Resources / links Facebook: https://www.facebook.com/tim.woodbridge.54Instagram: https://www.instagram.com/tim.woodbridge/Business Website: https://wcginvestments.com/Apply to join the MiM Coaching Program: https://www.millionairesinmedicine.com/coachThe PA Millionaire Path on Amazon: https://www.millionairesinmedicine.com/pabookDisclaimer The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

    How a Nurse Bought a 36-Lot Mobile Home Park for $250,000 (With Almost No Money Down)

  2. Jul 14

    The Hidden Fees Draining Your Retirement Account — And How to Fix It This Week

    The PA Millionaire Path is officially out! If you've ever felt like you're earning a great income but still losing money to fees you didn't even know you were paying, this book is your roadmap for turning PA income into real wealth — the right way. 👉 Buy it here: https://www.millionairesinmedicine.com/pabook Is your money actively managed or passively invested — and do you even know the difference? If you had to pause and think, you're not alone. Most PAs, NPs, pharmacists, and physicians have never asked that question, and it's quietly costing them tens of thousands, sometimes hundreds of thousands, of dollars in fees and underperformance. In this solo episode, Kristin breaks down the active vs. passive investing debate — one of the most misunderstood (and most expensive) topics in personal finance for medical professionals. Using a real client story about a pharmacist who was unknowingly paying a 5% total fee drag on her portfolio, Kristin walks through exactly why high-cost actively managed funds so often underperform low-cost index funds and ETFs, and what that means for your 401k, Roth IRA, or brokerage account. Inside, you'll hear: The real difference between active and passive investing (and why it's not the same as active vs. passive income)How expense ratios quietly eat into your investment returns year after yearWhy actively managed mutual funds underperform their benchmark 80–93%+ of the timeThe "superstock phenomenon" — why a small handful of stocks drive almost all stock market gainsWhy John Bogle's advice to "buy the haystack, not the needle" still holds up decades laterHow AUM fees plus high expense ratios can silently disqualify you from safe withdrawal rate research like the Trinity StudyThree simple steps to audit your own investment fees this weekIf you've ever wondered whether your financial advisor's fees are "normal," or you're not sure what's actually inside your 401k or Roth IRA, this episode will change how you look at your investment statements. Ready for a real plan for your income, debt, and investing? Apply to join the MiM Coaching Program here: https://www.millionairesinmedicine.com/coach Resources / links Book an application call: https://www.millionairesinmedicine.com/coach The PA Millionaire Path: https://www.millionairesinmedicine.com/pabook Disclaimer The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

    The Hidden Fees Draining Your Retirement Account — And How to Fix It This Week

  3. Jul 7

    Earn $300K working 2.5 days per week

    The PA Millionaire Path is officially out! If you’ve ever felt like you’re earning a great income but still barely keeping up, this book is your roadmap for turning PA income into real wealth. 👉 Buy it here: https://www.millionairesinmedicine.com/pabook Aesthetic medicine is one of the most common side hustles clinicians ask about — but the logistics can feel overwhelming fast. How do you get trained? Who covers malpractice? Where do the products come from? What about state rules, documentation, patient payments, marketing, and actually getting paid? In this episode, Kristin sits down with Dr. Sarah Allen, founder and Chief Medical Officer of Skin Clique, to talk about how PAs, NPs, pharmacists, and physicians can explore aesthetic and wellness medicine in a safer, more supported way. Inside, you’ll hear: How Dr. Allen went from academic medicine to building Skin CliqueWhy aesthetic medicine can be a flexible income stream for cliniciansWhat training, mentorship, malpractice, EMR, and product support can look likeWhy state rules matter more than most people realizeHow GLP-1s and skin health are changing the aesthetics landscapeWhat 1099 income can unlock for clinicians from a tax and retirement planning perspectiveWhy this type of side hustle can feel different from just picking up another shiftIf you’ve ever thought, “I’d love to get into aesthetics, but I have no idea where to start,” this episode will help you understand what’s possible. Want a real plan for your income, debt, and investing — not random tips? Book your application here: https://www.millionairesinmedicine.com/coach Skin Clique: https://www.skinclique.com Dr. Sarah Allen on: Instagram: https://www.instagram.com/theskinclique/ TikTok: https://www.tiktok.com/@theskinclique Facebook: https://www.facebook.com/theskincliqueThe Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

    Earn $300K working 2.5 days per week

  4. Jun 30

    Investment Fees Are Quietly Costing Clinicians Millions: Expense Ratios, AUM Fees & Fee Drag

    The PA Millionaire Path is officially out. If you’ve ever felt like you’re earning a great income but still barely keeping up, this book is your roadmap for turning PA income into real wealth. 👉 Buy it here: https://www.millionairesinmedicine.com/pabook Two medical professionals can earn the same salary, invest the same amount, start at the same age… and still end up with a million-dollar difference in retirement. The difference? Fees. In this episode, Kristin breaks down the hidden investing fees that quietly drain retirement accounts for PAs, NPs, PharmDs, physicians, and other medical professionals — especially inside 401(k)s, HSAs, and financial advisor-managed accounts. This isn’t about stock picking, market timing, or complicated investing strategies. It’s about understanding the one thing you can actually control: your fee burden. Inside, you’ll hear: What expense ratios are and why they matterHow actively managed mutual funds can quietly eat into your returnsWhy AUM fees can feel “free” even when they cost you hundreds of thousandsHow fee stacking happens when advisor fees and expensive funds overlapWhy every extra 1% in fees can add years to your working lifeA simple weekend fee audit you can do inside your 401(k), HSA, IRA, or brokerage accountIf you’ve never checked what your investments actually cost, this episode will help you understand what to look for and why it matters so much. Want a real plan for your income, debt, and investing — not random tips? Book your application with the Millionaires in Medicine Team here: https://www.millionairesinmedicine.com/coach Disclaimer The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

    Investment Fees Are Quietly Costing Clinicians Millions: Expense Ratios, AUM Fees & Fee Drag

  5. Jun 23

    Why Most Couples Get Money Conflicts Wrong — And How to Fix It

    Buy Kristin’s book on Amazon The PA Millionaire Path is here! If you’ve ever felt like you’re earning a great income but still barely keeping up, this book is your roadmap for turning PA income into real wealth. 👉 Buy it here: https://www.millionairesinmedicine.com/pabook Money fights usually aren’t just about the spreadsheet. In this episode, Kristin sits down with Dr. Jenny Olson, Assistant Professor of Marketing at Indiana University’s Kelley School of Business, to talk about how couples actually navigate money: joint accounts, separate finances, spender/saver dynamics, income differences, debt, and financial infidelity. If you and your partner have ever had the “should we combine finances?” conversation, avoided a money talk because it felt too loaded, or wondered why one of you saves while the other spends, this episode gives you the research-backed language to make the conversation less tense and more productive. Inside, you’ll hear: What the research says about joint vs separate bank accountsWhy savers and spenders often end up togetherHow to talk about money without turning it into a character attackWhat happens when one partner earns more or brings more debtWhy financial infidelity is more common than most couples realizeHow to plan better money conversations with your partnerWhy “we” language matters when you’re building a financial life togetherGuest Dr. Jenny Olson is an Assistant Professor of Marketing at Indiana University’s Kelley School of Business. Her research focuses on consumer financial decision-making, romantic couples and money, financial infidelity, and how people perceive spending, saving, and purchases. Her work has been published in peer-reviewed journals and featured by outlets including The Wall Street Journal and Forbes. What you’ll learn Why joint accounts may help preserve relationship quality over timeHow transparency can create better shared financial goalsWhy “spender” and “saver” labels can become harmful when they turn moralisticHow to approach unequal income or unequal debt as a teamWhat financial infidelity actually meansWhy planned money conversations tend to go better than surprise onesHow to make money talks feel less like conflict and more like connection✅ Book a call with the MiM Team If money feels tense because your income, debt, and investing plan are not fully aligned yet, don’t keep guessing. Book an application call with the Millionaires in Medicine Team here: https://www.millionairesinmedicine.com/coach Resources / links Dr. Jenny Olson’s website: http://www.jennyginolson.com/ Dr. Jenny Olson's Linkedin: https://www.linkedin.com/in/jennyginolson/ The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

    Why Most Couples Get Money Conflicts Wrong — And How to Fix It

  6. Jun 16

    RAP Plan Explained: The New Income-Driven Repayment Plan Starting July 1, 2026

    The RAP plan (Repayment Assistance Plan) goes live July 1, 2026 — and if you have federal student loans, you need to know what this changes. In this episode, Kristin sits down with Kaitlin Hile (PharmD, BCCP) to break down what RAP is, how it works, and how to know whether it’s actually the right income-driven repayment plan for your situation (especially if you’ve been on SAVE or were planning to use SAVE). Inside, you’ll hear: What RAP replaces and why payments may look different than SAVEThe simple way RAP payments are calculated (and why AGI strategy matters)Who may be better served by a different IDR option depending on when they borrowedThe big tradeoff to understand before you commit to an income-driven path long-termWhat to do now so you’re not scrambling when July 1 hitsWhat you’ll learn RAP plan basics + what changes July 1, 2026RAP payment calculation overview (AGI + household factors)RAP vs “new IBR” considerations for certain borrowersHow to think about IDR plans in the context of your broader strategy (PSLF vs taxable forgiveness vs repayment)✅ Book a call (MiM Team) If you’re not 100% sure which repayment path you’re on (or what the total cost will be), don’t guess. Book an application call with the Millionaires in Medicine Team here: https://www.millionairesinmedicine.com/coach ✅ Buy Kristin’s book The PA Millionaire Path is officially out. If you’ve ever felt like you’re earning a great income but still barely keeping up, this book is your roadmap for turning PA income into real wealth. 👉 Buy it here: https://www.millionairesinmedicine.com/pabook Disclaimer The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

    RAP Plan Explained: The New Income-Driven Repayment Plan Starting July 1, 2026

  7. Jun 9

    W2 vs 1099 for PAs: The Real Pros/Cons + What No One Plans For

    A lot of surgical PAs are quietly asking the same question: Is there a way to earn more and build real flexibility… without leaving the OR? In this episode, Kristin sits down with Dan Payson, founder of All Star Surgical, to break down what it actually looks like for surgical PAs to go independent (1099), how the pay structures work, and what you need in place so the extra income doesn’t turn into chaos—especially on taxes and backend systems. Inside, you’ll hear: The difference between “freelancing” and building a real surgical PA businessHow independent surgical PA pay is often structured (and what makes rates vary)The biggest blind spot that blows up 1099 income (and how to avoid it)What it takes to be successful outside your “home hospital” comfort zoneWhy backend infrastructure matters as much as clinical skillWant to know if your current income plan is leaving money on the table?Book an application call with the Millionaires in Medicine Team and we’ll assess where you are, identify the biggest gap, and outline what coaching would change for your situation: https://www.millionairesinmedicine.com/coach If you’re a PA thinking about going 1099, here’s the real question: Will the extra income actually turn into wealth… or just a bigger, messier version of your current life? That’s exactly why I wrote The PA Millionaire Path — because most PAs don’t need “more hustle.” We need a real system for what happens after you earn more: how you structure income, handle debt, and invest in a way that actually builds freedom. 👉 Grab The PA Millionaire Path on Amazon here: https://www.amazon.com/dp/B0GW8SXJ5R (If you’ve ever felt like you’re earning a solid income but still barely keeping up, start there.) Guest Dan Payson — founder of All Star Surgical, helping surgical PAs create more income flexibility through independent work and backend support. Links: All Star Surgical: https://allstarssurgical.com/ Dan on LinkedIn: https://www.linkedin.com/company/all-stars-surgical-assist/ Disclaimer The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

    W2 vs 1099 for PAs: The Real Pros/Cons + What No One Plans For

  8. Jun 2

    Graduated PA School… Now What? The 3–6 Month Money Gap No One Warns You About

    If you’re graduating soon (or you just did) and you’re staring at your bank account wondering how you’re going to make the next few months work — this episode is for you. Kristin breaks down the “no man’s land” between graduation and your first paycheck: boards, licensure, credentialing delays, moving costs, DEA fees… and how people accidentally start their career buried in credit card debt before they even earn real PA income. Inside, you’ll hear: The real timeline of the gap (and why it’s often 3–6 months)How to budget the gap the right way (so you know the number you need)What expenses to plan for beyond rent (boards, license, DEA, admin fees)How to negotiate reimbursements into your contract (and what to get in writing)The biggest trap that ruins your first year financially (and better options to bridge the gap)Why “reward travel” needs to be budget travel right now (not bougie travel)If you know a new grad PA about to hit this window, share this episode with them. If you’re bridging the gap with credit cards (or want a cleaner monthly payment), Doc2Doc has personal loans built for healthcare providers. Check your rate in minutes (no impact to your credit score): Check out Doc2Doc here: https://partner.doc2doclending.com/nurses-apps/millionaires-in-medicine As a Millionaires in Medicine member, fund your Doc2Doc loan by July 31 and receive an exclusive $150 Amazon gift card as a special member benefit. Want a real plan for your income, debt, and investing, not random tips? Book an application call with the Millionaires in Medicine Team here: https://www.millionairesinmedicine.com/coach The PA Millionaire Path is officially out on Amazon. If you’ve ever felt like you’re earning a great income but still barely keeping up, this book is your roadmap for turning PA income into real wealth. 👉 Buy it here: https://www.amazon.com/dp/B0GW8SXJ5R Disclaimer The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

    Graduated PA School… Now What? The 3–6 Month Money Gap No One Warns You About
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About

Millionaires in Medicine is the personal finance and investing podcast for physician assistants/associates (PAs), nurse practitioners (NPs), and pharmacists (PharmDs) who want to build wealth without burnout or finance-bro fluff. Hosted by Kristin Burton, a critical care & cardiology PA who became a self-made millionaire at 31, each episode covers student loan strategy, salary negotiation and career moves, investing for financial independence, and simple money systems that work for real clinician schedules so your income turns into options, time, and freedom.

Information

  • Creator
    Kristin Burton, MPAS, PA-C, CAQ-HM, CPAAPA
  • Years Active
    2026
  • Episodes
    26
  • Rating
    Clean
  • Copyright
    © Millionaires in Medicine
  • Show Website
    The Millionaires in Medicine Show

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