ADU Real Estate

Stephanie Gutierrez

Steph's Podcast  is a place where we will share all things real estate, specifically ADUs & Multifamily. From past client's sharing their experiences to local businesses, entrepreneurship , & mindset. A look into perspectives within the real estate space to collectively educate and impact our communities. I hope that these shared stories & perspective's on this podcast resonates with many of you. Most importantly we're here to have fun so let’s go!Follow me on Instagram@stephsellsadus@the_ADU_play@gg_Investments_ Check out my website: www.adugginvestments.org

  1. FEB 26

    EP 92: SB1123, ADU Stacking & the Future of Scalable Middle Housing with Jared Jones

    In this episode, I sit down with Jared Jones — real estate investor, developer, and co-owner of Power of 2 Realty and Middle Housing Partners — to break down what’s really happening in small-lot development, middle housing, and scalable density in today’s market. With over 1,200 transactions, 450+ flips, 600+ developed doors, and more than $200M in managed real estate assets, Jared shares what it actually takes to build at scale — and why new housing legislation like SB1123 is changing the game for investors and developers. We dive into: • Why investors are excited about starter-home and build-to-rent micro developments  • SB1123 explained — small-lot subdivisions, sellability, and market impact  • How to stack ADU laws and housing bills to unlock density  • Utility delays, TA letters, and real-world legislative bottlenecks  • Why passive investors often outperform active operators  • Compressing development timelines to unlock massive value  • How Jared is building AI systems to automate real estate development  • Why defining your “why” matters before you scale This episode is a masterclass on modern development strategy — blending policy, systems, financing, and technology to create scalable middle housing in a market that desperately needs it. If you're serious about ADUs, small-lot subdivisions, build-to-rent, or long-term development plays, this is a conversation you don’t want to miss. @stephsellsADUs adugginvestments.org

    58 min
  2. JAN 14

    EP 90 How to Finance SB9 & ADU Projects with Nancy Kenny

    In this episode, Steph sits down with Nancy Kenny, a construction-focused loan officer with over 40 years of lending experience, to break down one of the most misunderstood topics in California real estate: how ADUs and SB9 projects are actually financed. Many homeowners and investors assume there’s a special “ADU loan” or “SB9 loan” that exists behind the scenes. The truth? These projects are financed using traditional and non-traditional construction, renovation, and investor loan programs and knowing how to structure them correctly makes all the difference. Nancy shares: Why there is no ADU-specific loan (and what lenders really use instead)How renovation HELOCs, construction loans, and investor programs fund ADUsHow appraisers determine after-repair value (ARV) for ADU propertiesWhy SB9 projects are often easier to finance and appraise than traditional ADUsReal-world examples showing how ADUs can turn a single-family home into a cash-flowing assetWhat lenders look for when evaluating ADU and SB9 feasibilityWhy ADUs and lot splits are becoming essential to making California real estate pencilWe also discuss what’s coming next including potential Fannie Mae and Freddie Mac updates, upcoming educational events and why building the right ADU-focused team is critical for success. Whether you’re a homeowner looking to add income, or an investor exploring ADUs and SB9 strategies for 2026 and beyond, this episode delivers practical insights you can actually use. Connect with Nancy: Website: https://vintagelending.com/ Email:  nancy@vintagelending.com IG: https://www.instagram.com/nancykennyloans/ Connect with me: 📧 stephanie@adugginvestments.org Website: www.adugginvestments.org Youtube: www.youtube.com/@stephsellADU Instagram: @StephSellsADUs

    29 min
  3. 12/05/2025

    EP 89 Zoning Expert ➡️ ADU Strategist | Joshua's Take with Joshua Bennett

    In Episode 89 of the Steph Sells ADUs podcast, Steph sits down with Joshua Bennett - U.S. Army veteran, land use planner, and founder of ADU Wizard to unpack what’s really working in the ADU world right now. Joshua shares his journey from government planner to national ADU strategist, where he reviewed zoning, land use, environmental regulations, and critical areas for residential projects. That hands-on experience revealed a massive knowledge gap for homeowners looking to build ADUs which ultimately led him to start his own consulting business and later partner with LuxMod Homes to expand scalable, panelized housing solutions across the U.S. In this episode, you’ll learn: Why so many homeowners get stalled by zoning and conditional use permitsHow ADUs are shaping the future of housing nationwideWhy panelized and steel-frame builds are gaining momentumHow boomers can leverage ADUs for downsizing and rental incomeThe growing labor gap in the construction tradesWhy California is setting the national standard for ADU developmentJoshua also discusses how prefabricated and modular ADUs can reduce build time, labor costs, and long-term maintenance while still achieving top-tier property values. Whether you’re a homeowner, investor, builder, or housing advocate, this episode is packed with insight on how ADUs can solve housing challenges and unlock long-term wealth. 🎧 Tune in now to hear Joshua’s take on the future of housing, zoning and scalable ADU development. Connect with Joshua: Website: https://www.theaduwizard.com/ Instagram: https://www.instagram.com/theaduwizard/ Facebook: https://www.facebook.com/ADUWizardofficial Linkedin:https://www.linkedin.com/in/joshua-bennett-aduwizard/ Connect with me: 📧 stephanie@adugginvestments.org Website: www.adugginvestments.org Youtube: www.youtube.com/@stephsellADU Instagram: @StephSellsADUs

    36 min
  4. 10/31/2025

    EP 88 - How to ADU with Ryan O'Connell

    In this power-packed episode, I sit down with Ryan O’Connell, founder of How To ADU and one of California’s leading voices in housing reform. Ryan manages a 200K+ member community helping homeowners, investors and professionals navigate the ever-changing world of ADUs and SB 9 development. Together, I and Ryan break down the newest California housing bills, from SB 1211 and AB 253 to SB 489 and explain how they reshape the ADU landscape for 2026 and beyond. They dive deep into: 🏗️ How the new third-party plan check law empowers homeowners to bypass city delays 🏠 Why ADUs and JADUs are finally gaining parity under state law ⚡ How to leverage SB 9, AB 1033 and other middle-housing bills for more units and higher ROI 📜 The growing role of HCD oversight and what it means for local cities 💡 Why transparency and accountability are the biggest wins for investors this year Whether you’re a homeowner planning your first backyard home, a multifamily investor scaling your portfolio or an ADU consultant navigating new policies, this episode is your roadmap to staying ahead of the curve. 🎧 Tune in, geek out and learn how to ADU smarter not harder. Connect with Ryan: Website: https://www.how-to-adu.com/ IG:https://www.instagram.com/ryanohousing/ ===== Connect with me: Connect with me: 📧 stephanie@adugginvestments.org Website: www.adugginvestments.org Youtube: www.youtube.com/@stephsellADU Instagram: @StephSellsADUs

    46 min
  5. 10/24/2025

    EP 87 The Art of Light | Creating Spaces that Heal & Inspire

    In this illuminating episode, Steph sits down with Agapeh Allahverdi, award-winning lighting and interior designer, to explore how light shapes the way we feel, heal and live within our spaces. 🌞💡 From circadian lighting and color temperature to creating cohesive design between your main home and ADU, this episode dives deep into how thoughtful lighting design can elevate well-being, improve sleep, and even attract the right tenants or buyers. Agapeh shares how she blended physics, interior design, and art to “paint with light,” plus her firsthand experience designing and living in her own ADU in Los Angeles - a story that will inspire any homeowner or investor looking to build mindfully and intentionally. You’ll learn: ✨ The science behind tunable white and dim-to-warm lighting ✨ How lighting influences mood, energy, and performance ✨ Why layered lighting (ambient, task, accent, and decorative) creates balance and flow ✨ Tips for cohesive design between ADUs and main homes ✨ The power of landscape and water lighting to expand and calm a space If you’ve ever walked into a room and thought “something feels off,” this episode will show you why and how to fix it. Connect with Agapeh:  Website:www.agapehlighting.com IG: @AgapeLighting ========= Connect with me: 📧 stephanie@adugginvestments.org Website: www.adugginvestments.org Youtube: www.youtube.com/@stephsellADU Instagram: @StephSellsADUs

    42 min

About

Steph's Podcast  is a place where we will share all things real estate, specifically ADUs & Multifamily. From past client's sharing their experiences to local businesses, entrepreneurship , & mindset. A look into perspectives within the real estate space to collectively educate and impact our communities. I hope that these shared stories & perspective's on this podcast resonates with many of you. Most importantly we're here to have fun so let’s go!Follow me on Instagram@stephsellsadus@the_ADU_play@gg_Investments_ Check out my website: www.adugginvestments.org