Annuity Insights

annuityinsights

Produced by The American College of Financial Services, in partnership with New York Life Retail Annuities. Annuity Insights - Season 2: Women and Wealth is a special season created for financial professionals, featuring expert guests from across the industry on the realities shaping women’s financial lives and retirement outcomes. Hosted by Michael Finke, PhD, each episode pairs research-backed insights with practical planning approaches advisors can apply in client conversations. Topics across the season include guaranteed income strategies and income floor planning, Social Security timing, longevity and care risks, and actionable planning guardrails, brought to life through real-world scenarios such as caregiving, divorce, widowhood, solo retirement, and health/care planning.  Additional resources for Season 2 are available at www.nylannuities.com/annuityinsights  Annuity Insights is produced and owned by The American College of Financial Services with generous support from New York Life Insurance and Annuity Corporation (“NYLIAC”), A Delaware Corporation. Information is believed accurate as of the time of recording (February-April 2026) but is subject to change (taxes, legal, rates, etc.).  

  1. 22H AGO

    Annuity Insights: Women and Wealth — Life Transitions and Protection: How Advisors Plan Through Divorce, Loss, and Reset

    Produced by The American College of Financial Services, in partnership with New York Life Annuities.   From divorce and death and widowhood and job loss, many unexpected life transitions can affect your clients’ financial situation. Planning for such changes in advance is an essential part of a sound strategy. In this episode, Michael Finke, Stephen Vinson, and Jodi Krausman discuss how advisors can prepare clients for major transitions by building more adaptable plans, thinking through income replacement needs, and addressing the financial and emotional realities that come with loss, divorce, and reset.  Our experts examine survivor income planning, tax bracket changes, Social Security implications, workplace benefit gaps, and protection planning strategies to help advisors create a practical “keep-the-lights-on” approach for clients facing uncertainty. The conversation also highlights why involving both spouses, using clear action steps, and planning before a disruption happens can make every other financial decision easier in emotionally difficult moments.  Access the Women & Wealth Advisor Toolkit: https://www.nylannuities.com/annuityinsights   Presented By:  Michael Finke, PhD, CFP®, Professor of Wealth Management, The American College of Financial Services  Stephen Vinson, Head of Sales, West Central Zone, New York Life Insurance  Featuring:  Jodi Krausman, PhD, CPA, CFP®, PMP®, Assistant Professor and MSFP Program Director, The American College of Financial Services.  Annuity Insights is produced and owned by The American College of Financial Services with generous support from New York Life Insurance and Annuity Corporation (“NYLIAC”), A Delaware Corporation. Information is believed accurate as of the time of recording (February-April 2026) but is subject to change (taxes, legal, rates, etc.).

    33 min

  2. APR 29

    Annuity Insights: Women and Wealth — Caregiving and Career Gaps: How Advisors Stabilize Income During Interruptions

    Produced by The American College of Financial Services, in partnership with New York Life Annuities.   How can financial advisors prepare clients for caregiving responsibilities that disrupt earnings, savings, and long-term retirement planning? In this episode, host Michael Finke and guests Kaylee Ranck and Jen McCauley-Weiss explore caregiving and financial planning through the realities women often face, including lost income, career interruptions, and the emotional trade-offs that can reshape a family’s plan.  From emergency reserves and paid leave considerations to long-term care conversations and guaranteed income strategies, this discussion gives financial professionals a practical framework for income stabilization during interruptions. The episode focuses on how advisors can raise the topic earlier and help clients plan before caregiving decisions become crisis decisions.  Access the Women & Wealth Advisor Toolkit: https://www.nylannuities.com/annuityinsights   Presented By:  Michael Finke, PhD, CFP®, Professor of Wealth Management, The American College of Financial Services  Jen McCauley-Weiss, Vice President of Retail Annuities Marketing & Annuity Services, New York Life   Featuring:  Kaylee Ranck, PhD, Research Director, The American College Center for Women in Financial Services  Annuity Insights is produced and owned by The American College of Financial Services with generous support from New York Life Insurance and Annuity Corporation (“NYLIAC”), A Delaware Corporation. Information is believed accurate as of the time of recording (February-April 2026) but is subject to change (taxes, legal, rates, etc.).

    33 min

  3. APR 8

    Annuity Insights: Women and Wealth — Getting Paid to Wait: How Advisors Support Social Security Timing Decisions

    Produced by The American College of Financial Services, in partnership with New York Life Annuities.   How do advisors help clients make smarter Social Security timing decisions - especially when longevity, survivor income, and household earnings histories are all in play? In this episode, our host Michael Finke and guests Brian Doherty, and Dana Anspach explore how claiming strategy can shape retirement income security, with a particular focus on the decisions that matter most for women.  From survivor benefits and joint life expectancy to bridge strategies and guaranteed income floors with annuities, this conversation gives financial professionals a practical framework for supporting Social Security timing decisions within a broader retirement income plan.  Access the Women & Wealth Advisor Toolkit Presented By:  Michael Finke, PhD, CFP®, Professor of Wealth Management, The American College of Financial Services  Featuring:  Brian Doherty, Author and Expert on Social Security, President of Filtech  Dana Anspach, CFP®, RMA®, Founder & CEO, Sensible Money  Annuity Insights is produced and owned by The American College of Financial Services with generous support from New York Life Insurance and Annuity Corporation (“NYLIAC”), A Delaware Corporation. Information is believed accurate as of the time of recording (February-April 2026) but is subject to change (taxes, legal, rates, etc.).

    27 min

  4. MAR 26

    Annuity Insights: Women and Wealth — What the Research Tells Advisors and How to Respond

    Produced by The American College of Financial Services, in partnership with New York Life Annuities.   What do five years of women & wealth research actually tell financial advisors — and are they listening? In this kickoff episode, Michael Finke, Theresa Gralinski, and Jean Chatzky unpack the data behind women's retirement planning and what it means for how advisors show up, communicate, and build lasting client relationships.   From the four key client segments to the growing demand for women advisors, this episode gives financial professionals a research-backed conversation framework to strengthen every client engagement.  Access the Women & Wealth Advisor Toolkit: https://www.nylannuities.com/annuityinsights   Annuity Insights is produced and owned by The American College of Financial Services with generous support from New York Life Insurance and Annuity Corporation (“NYLIAC”), A Delaware Corporation. Information is believed accurate as of the time of recording (February-April 2026) but is subject to change (taxes, legal, rates, etc.).

    30 min

  5. 07/21/2025

    The Power of Annuities: Behaviors That Drive Retirement Confidence

    In this episode, we look at public confidence in annuity products, including how they are perceived by consumers and the press and why they may be more useful than many are led to believe. In addition, we examine how using annuities can help advisors and clients formulate more positive financial behaviors. Presented By: Michael Finke, PhD, CFP®, Professor of Wealth Management, The American College of Financial Services Featuring: Matthew Wion, Senior Vice President & Head of Retail Annuities, New York Life Insurance Company Jean Chatzky, Host, HerMoney Podcast; Education Fellow, Alliance for Lifetime Income

    28 min

  6. 06/27/2025

    Understanding How Lifetime Withdrawal Benefits Work

    In this episode, we examine the fundamental math behind how annuities work — specifically focusing on their lifetime withdrawal benefits and the best ways to maximize their potential. The discussion also covers connections of annuities with insurance, working with wholesalers to develop future plans, liability potential, and more. Presented By: Michael Finke, PhD, CFP®, Professor of Wealth Management, The American College of Financial Services Featuring: Matt Williams, Vice President & Head of Annuity Product Development, New York Life Insurance Company Branislav Nikolic, Managing Director & Head of Insurance, The Index Standard

    32 min

  7. 06/11/2025

    Annuities from an Actuary’s Point of View

    In this episode, we examine the value and uses of annuities from an actuarial perspective, taking into account life expectancies, time horizons, and best product solutions for a wide array of potential clients. We also look at what the future may hold for annuity products that can be tailored and marketed to the needs of clients at different stages of life. Presented By: Michael Finke, PhD, CFP®, Professor of Wealth Management, The American College of Financial Services Featuring: Kelli Faust, FSA, MAAA, Corporate Vice President & Actuary, New York Life Insurance Company David Blanchett, PhD, MSFS, CFA, CLU®, ChFC®, CFP®, Adjunct Professor of Wealth Management, The American College of Financial Services

    34 min

  8. 06/10/2025

    The Ins and Outs of Annuity Taxation

    In this episode, we dive deep into the fundamental and advanced principles surrounding annuity taxation and how it can impact the decisions both you and your clients make. This includes ideal times to begin taking distributions, managing premiums and expectations, beneficiary endorsements, and more. Presented By: Michael Finke, PhD, CFP®, Professor of Wealth Management, The American College of Financial Services Featuring: Steve Parrish, JD, RICP®, CLU®, ChFC®, AEP®, Professor of Practice, The American College of Financial Services Justin Bateman, Corporate Vice President of Advanced Income Solutions — Product Development, New York Life Insurance Company

    45 min
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Ratings & Reviews

5
out of 5
2 Ratings

About

Produced by The American College of Financial Services, in partnership with New York Life Retail Annuities. Annuity Insights - Season 2: Women and Wealth is a special season created for financial professionals, featuring expert guests from across the industry on the realities shaping women’s financial lives and retirement outcomes. Hosted by Michael Finke, PhD, each episode pairs research-backed insights with practical planning approaches advisors can apply in client conversations. Topics across the season include guaranteed income strategies and income floor planning, Social Security timing, longevity and care risks, and actionable planning guardrails, brought to life through real-world scenarios such as caregiving, divorce, widowhood, solo retirement, and health/care planning.  Additional resources for Season 2 are available at www.nylannuities.com/annuityinsights  Annuity Insights is produced and owned by The American College of Financial Services with generous support from New York Life Insurance and Annuity Corporation (“NYLIAC”), A Delaware Corporation. Information is believed accurate as of the time of recording (February-April 2026) but is subject to change (taxes, legal, rates, etc.).  

Information

  • Creator
    annuityinsights
  • Years Active
    2025 - 2026
  • Episodes
    14
  • Rating
    Clean
  • Copyright
    © Copyright 2025 All rights reserved.
  • Show Website
    Annuity Insights

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