There’s a massive student loan crisis in America. Millions have found themselves buried beneath a mountain of debt. This podcast series explores the lies we believe about college and digs into the soaring cost of tuition and the predatory nature of the student loan industry. Listen and subscribe to learn how to pay for college without debt or know if college is even the right choice for you. More at www.BorrowedFuture.com.
Own Your Future: A Life Without Student Loan Debt
In this must-listen season finale, we take a look at practical things students can do to graduate from college debt free. You’ll hear the surprising truth about how working through college affects your grades, how budgeting can improve your college experience and protect your future, and the best-kept secrets on how to save money on meal plans, living expenses, and textbooks. Will you borrow against your future in the form of student loans, or will you own it?
How to Pay For College Without Student Loans
No matter how much or how little money you have, it is possible to pay for college without student loans. And it all starts with changing your mindset. In this episode of Borrowed Future, you’ll hear from college guidance counselors as they explain how to find good, affordable schools and apply for the billions of dollars in unclaimed scholarships. You’ll also hear from Dave Ramsey, Mark Cuban, and Rachel Cruze explain how student loan debt can delay major life events.
Don’t Bank on Student Loan Forgiveness
Less than 1% of applicants get their college debt forgiven, so the current student loan forgiveness program is an epic failure. Politicians are making big promises on how they will forgive student loans, but where will that 2 trillion dollars come from? According to Dave Ramsey, Seth Frotman, Seth Godin, Mark Cuban and others, there’s no magic bullet to solve this crisis.
Sallie Mae is Not Your Friend
When it comes to the student loan debt crisis, there’s a lot of blame to go around. In this episode we’ll take a look at the history of the government-backed student loan industry, how Sallie Mae became a player, and how student loans have led to soaring college costs. You’ll also hear how double-digit interest rates, subprime loans and large student loan repayments have led millions of borrowers into default and forbearance.
How Student Loans Ruined My Life
Student loan debt is ruining people’s lives. In this episode, you’ll hear the heartbreaking stories of real people who feel the crushing weight of student loan repayments. You’ll hear about the dark and predatory underbelly of the student loan industry and how compounding interest rates screw people over from Seth Frotman—the whistle blower who brought to light the predatory practices of the student loan industry. You’ll also hear from Dave Ramsey, Seth Godin, and Anthony ONeal.
What College Should You Go To? Avoiding the Traps of Higher Education
Are we lying to kids when we tell them they have to go to college to be successful? College is not for everyone and some people would be happier working jobs that don’t require a degree. College choices are often based on marketing that preys on emotions, causing students to pick a campus with a lazy river over the one they can actually afford. But when you pick a college for the wrong reasons and take out student loans to do it, you can be screwed.
Customer ReviewsSee All
Well worth your time!
Eye Opening! As parents of a high schooler this has completely changed our approach to applying and attending college. Like it or not, colleges are big businesses that have been funded by our government’s borrowing policies. The absurdity must end!
Dave is disgusting
Dave Ramsey pretends to be a Christian but ignores what the Bible teaches about money. The Bible condemns the wealthy for the way they profit from the poor (he buys million dollar houses off of all you people in debt and people who are struggling because they are poor due to a capitalistic society) and it talks A LOT about forgiveness of debt. Get your financial advice from anyone else. If you look at the way he treats and pays his employees and especially women this will tell you all you need to know.
This is a must listen for everyone in this planet. Idc if you’re old or young, black or white, rich or poor, in debt or not. Listen to these 8 episodes and shape your future and those around you.