9 episodes

There’s a massive student loan crisis in America. Millions have found themselves buried beneath a mountain of debt. This podcast series explores the lies we believe about college and digs into the soaring cost of tuition and the predatory nature of the student loan industry. Listen and subscribe to learn how to pay for college without debt or know if college is even the right choice for you. More at www.BorrowedFuture.com.

Borrowed Future Ramsey Solutions

    • News
    • 4.9, 6K Ratings

There’s a massive student loan crisis in America. Millions have found themselves buried beneath a mountain of debt. This podcast series explores the lies we believe about college and digs into the soaring cost of tuition and the predatory nature of the student loan industry. Listen and subscribe to learn how to pay for college without debt or know if college is even the right choice for you. More at www.BorrowedFuture.com.

    Ep 8: Own Your Future: A Life Without Student Loan Debt

    Ep 8: Own Your Future: A Life Without Student Loan Debt

    In this must-listen season finale, we take a look at practical things students can do to graduate from college debt free. You’ll hear the surprising truth about how working through college affects your grades, how budgeting can improve your college experience and protect your future, and the best-kept secrets on how to save money on meal plans, living expenses, and textbooks. Will you borrow against your future in the form of student loans, or will you own it?

    • 57 min
    Ep 7: How to Pay For College Without Student Loans

    Ep 7: How to Pay For College Without Student Loans

    No matter how much or how little money you have, it is possible to pay for college without student loans. And it all starts with changing your mindset. In this episode of Borrowed Future, you’ll hear from college guidance counselors as they explain how to find good, affordable schools and apply for the billions of dollars in unclaimed scholarships. You’ll also hear from Dave Ramsey, Mark Cuban, and Rachel Cruze explain how student loan debt can delay major life events.

    • 1 hr 3 min
    Ep 6: Don’t Bank on Student Loan Forgiveness

    Ep 6: Don’t Bank on Student Loan Forgiveness

    Less than 1% of applicants get their college debt forgiven, so the current student loan forgiveness program is an epic failure. Politicians are making big promises on how they will forgive student loans, but where will that 2 trillion dollars come from? According to Dave Ramsey, Seth Frotman, Seth Godin, Mark Cuban and others, there’s no magic bullet to solve this crisis. 

    • 39 min
    Ep 5: Sallie Mae is Not Your Friend

    Ep 5: Sallie Mae is Not Your Friend

    When it comes to the student loan debt crisis, there’s a lot of blame to go around. In this episode we’ll take a look at the history of the government-backed student loan industry, how Sallie Mae became a player, and how student loans have led to soaring college costs. You’ll also hear how double-digit interest rates, subprime loans and large student loan repayments have led millions of borrowers into default and forbearance.

    • 45 min
    Ep 4: How Student Loans Ruined My Life

    Ep 4: How Student Loans Ruined My Life

    Student loan debt is ruining people’s lives. In this episode, you’ll hear the heartbreaking stories of real people who feel the crushing weight of student loan repayments. You’ll hear about the dark and predatory underbelly of the student loan industry and how compounding interest rates screw people over from Seth Frotman—the whistle blower who brought to light the predatory practices of the student loan industry. You’ll also hear from Dave Ramsey, Seth Godin, and Anthony ONeal.

    • 45 min
    Ep 3: What College Should You Go To? Avoiding the Traps of Higher Education

    Ep 3: What College Should You Go To? Avoiding the Traps of Higher Education

    Are we lying to kids when we tell them they have to go to college to be successful? College is not for everyone and some people would be happier working jobs that don’t require a degree. College choices are often based on marketing that preys on emotions, causing students to pick a campus with a lazy river over the one they can actually afford. But when you pick a college for the wrong reasons and take out student loans to do it, you can be screwed.

    • 54 min

Customer Reviews

4.9 out of 5
6K Ratings

6K Ratings

ajdnjf ,

Need an episode on what to do if you are in the middle of college

I got no help with college expenses and I went to an expensive private college my freshman college. After listening to Ramsey podcast, I moved home and went to a state school and payed half in cash and half in federal loans. I have a 27,000$ student loan from Wells Fargo from my freshman year and I’m trying to get out of this large amount of debt. I am in my bachelors for mechanical engineering.

STEVEL1003 ,

Together, We Can Raise the No Debt Generation

Fantastic pod! I felt everything from listening to heartbreak to listening to a woman feeling like she was at the end of her road. This pod is haunting, but it also is redeeming. So much knowledge can be learned by investing the time to listen to these teachings and real-life heartache of several voices heard across the episodes.

I’m thankful to be nearing three years removed from my final student loan payment, and I know these principles work. I can never thank everyone involved at Ramsey Solutions enough for their tireless work and the willingness to change countless lives. You are all amazing, and I’m hopeful I’ll have an opportunity to be part of the team one day! If that doesn’t happen, the teachings will always stick with me and I will share it all with as many people who will listen as possible!

As the title says, I want to be part of “Together, we can raise the no debt generation!”

jkelley105 ,

Engaging Series

A great balance between learning about the scope of the overall student debt crisis, people’s stories surviving student debt, and practical wisdom for how to avoid student debt for yourself/children.

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