Creative Finance Playbook

Jenn and Joe

Welcome to the Creative Finance Playbook Podcast. In real estate, creative financing is a non-traditional means of buying real estate. The goal of creative financing is generally to purchase or finance a property, with the buyer using as little of their own money as possible. The purpose of our CFP is to share with real estate buyers/investors what we do in real estate. As always, we recommend hiring a your own attorney and CPA for all of your real estate needs.

  1. 8H AGO

    EP. 184: How to Find Motivated Sellers FAST (2026 Real Estate Guide)

    Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠ Want motivated seller leads without cold calling? 💰 This is how real estate investors are getting deals in 2026. James is a real estate investor and entrepreneur who got his start in creative finance—learning how to structure deals when money, credit, or banks weren’t the solution. Today, he runs PropertyLeads.com, helping thousands of investors generate consistent seller leads and turn marketing into a repeatable growth engine. In this episode, we break down how to actually get seller leads, close deals, and win in today’s market. What You’ll Learn: How to get seller leads (FREE + paid) Why inbound leads outperform cold calling Lead QUALITY vs VOLUME explained Why speed-to-lead matters How to convert “retail sellers” into deals Why follow-up wins deals Every seller starts at FULL PRICE… But the deal happens in the follow-up and strategy. Want help closing deals? Call/Text: 813-365-7307 ► Come to our next Free Live Workshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/liveworkshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Learn How To Generate Free Off Market Leads & Talk To Sellers (Free Guide) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/score-free-leads?utm_source=zoom&utm_campaign=freeleads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Join Our Free Facebook Group & Connect with Us and Our Community: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Follow Us on Instagram for Real-Time Tips & Updates: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/creativefinanceplaybook/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Like Our Facebook Page to Stay Updated:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/CFPlaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Subscribe to Our YouTube Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🔌 STAY CONNECTED & SUBSCRIBE 🔌 Instagram: @creativefinanceplaybook Facebook: Creative Finance Playbook YouTube: Creative Finance Playbook ➖➖➖➖➖➖➖➖➖➖➖➖➖➖  DISCLAIMER We’re Jenn and Joe Delle Fave, here to share our real estate journey. While we’re not CPAs, lawyers, or financial advisors, we are experienced full-time investors who love sharing what we've learned. Always consult professionals before making major financial decisions. Our goal is to inspire, guide, and help you take control of your financial future!

    25 min
  2. APR 3

    EP. 183: From Wall Street to 2,500+ Deals (No Tenants, No Headaches)

    Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠ What if you could build real estate wealth… without tenants, maintenance, or headaches? In this episode of Creative Finance Playbook, Michael Poggi shares how he went from Wall Street stockbroker to completing over 2,500 real estate deals—and why he chose land investing as his primary strategy. After working with high-net-worth clients, he discovered: Most millionaires invest 90–95% of their wealth in real estate—not stocks. That realization changed everything. Instead of chasing volatile markets, he focused on: ✔ Affordable vacant land ✔ Resort communities with high growth potential ✔ Passive income through seller financing In this episode, you’ll learn: 🏡 Why land investing is one of the simplest strategies 🏡 How to buy land for $10K–$20K and sell for double or triple 🏡 How to get paid TWICE (profit + interest income) 🏡 Why “no tenants, no toilets” changes everything 🏡 How to use self-directed IRAs for tax-free growth 🏡 The ad strategy that generated massive demand Michael has helped over 4,000 investors build passive income using this model—simple, scalable, and low stress. Join our FREE community: CreativeFinancePlaybook.com Subscribe for weekly real estate & wealth-building content ► Come to our next Free Live Workshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/liveworkshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Learn How To Generate Free Off Market Leads & Talk To Sellers (Free Guide) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/score-free-leads?utm_source=zoom&utm_campaign=freeleads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Join Our Free Facebook Group & Connect with Us and Our Community: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Follow Us on Instagram for Real-Time Tips & Updates: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/creativefinanceplaybook/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Like Our Facebook Page to Stay Updated:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/CFPlaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Subscribe to Our YouTube Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🔌 STAY CONNECTED & SUBSCRIBE 🔌 Instagram: @creativefinanceplaybook Facebook: Creative Finance Playbook YouTube: Creative Finance Playbook ➖➖➖➖➖➖➖➖➖➖➖➖➖➖  DISCLAIMER We’re Jenn and Joe Delle Fave, here to share our real estate journey. While we’re not CPAs, lawyers, or financial advisors, we are experienced full-time investors who love sharing what we've learned. Always consult professionals before making major financial decisions. Our goal is to inspire, guide, and help you take control of your financial future!

    21 min
  3. MAR 27

    EP. 182: Live Seller Call in Front of a Room Full of Investors?!

    Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/ How to Find Motivated Sellers Without Cold Calling (Creative Finance Strategy) Most new real estate investors don’t fail because they’re lazy. They fail because they’re doing the wrong activities with the wrong support. In this Creative Finance Playbook episode, Jenn & Joe Delle Fave sit down with Heather & Devin — two action-takers who were grinding through 200–300 cold calls a day, chasing unmotivated leads, and getting almost no traction. Then everything changed. After joining the Creative Finance Playbook community, they stopped wasting time on low-quality leads and started building a real system for attracting motivated sellers, qualifying leads, and getting live support when it mattered most. In this episode, you’ll learn: 🏠 Why cold calling burns out so many new investors 🏠 The difference between unmotivated leads and real seller opportunities 🏠 Why speed to lead matters in real estate 🏠 How community and coaching can accelerate your first deal 🏠 What happens when action-takers finally get the right system If you’re tired of spinning your wheels, wasting time on dead leads, or trying to figure out creative finance alone… this episode will show you a better way. Subscribe for weekly real estate investing training. 👉 Join our FREE community at CreativeFinancePlaybook.com ► Come to our next Free Live Workshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/liveworkshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Learn How To Generate Free Off Market Leads & Talk To Sellers (Free Guide) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/score-free-leads?utm_source=zoom&utm_campaign=freeleads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Join Our Free Facebook Group & Connect with Us and Our Community: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Follow Us on Instagram for Real-Time Tips & Updates: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/creativefinanceplaybook/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Like Our Facebook Page to Stay Updated:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/CFPlaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Subscribe to Our YouTube Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🔌 STAY CONNECTED & SUBSCRIBE 🔌 Instagram: @creativefinanceplaybook Facebook: Creative Finance Playbook YouTube: Creative Finance Playbook ➖➖➖➖➖➖➖➖➖➖➖➖➖➖  DISCLAIMER We’re Jenn and Joe Delle Fave, here to share our real estate journey. While we’re not CPAs, lawyers, or financial advisors, we are experienced full-time investors who love sharing what we've learned. Always consult professionals before making major financial decisions. Our goal is to inspire, guide, and help you take control of your financial future!

    26 min
  4. MAR 27

    EP. 181: The Truth About Success Nobody Tells You (Cody Hofhine)

    Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/ How do you go from making $19,000 a year… to building multiple multi-million dollar businesses? In this episode of the Creative Finance Playbook, Cody Hofhine shares the real story behind his success—and it’s not what most people think. Before the success, there was struggle. Cody was working hard, but still broke. With two kids at home, he faced one of the hardest moments of his life—coming home to his wife trying to decide whether to pay the mortgage or buy food. That moment changed everything. Instead of chasing more strategies, Cody focused on something deeper—personal growth. In this episode, you’ll learn: 🏠 Why personal development is the foundation of success 🏠 How Cody went from broke to building 8 multi-million dollar businesses 🏠 The mindset shift that changed his financial future 🏠 Why investing in yourself is the highest ROI move 🏠 How to break out of survival mode and start building real wealth Success isn’t about knowing everything… It’s about becoming someone who can handle everything. If you’re feeling stuck, overwhelmed, or unsure of your next step—this episode will give you clarity and direction. 👉 Join our FREE community: CreativeFinancePlaybook.com Subscribe for weekly real estate & wealth-building content ► Book a call with Joe if you are interested in our coaching program ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.CreativeFinancePlaybook.com/coaching⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Come to our next Free Live Workshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/liveworkshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Learn How To Generate Free Off Market Leads & Talk To Sellers (Free Guide) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/score-free-leads?utm_source=zoom&utm_campaign=freeleads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Join Our Free Facebook Group & Connect with Us and Our Community: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Follow Us on Instagram for Real-Time Tips & Updates: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/creativefinanceplaybook/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Like Our Facebook Page to Stay Updated:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/CFPlaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Subscribe to Our YouTube Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🔌 STAY CONNECTED & SUBSCRIBE 🔌 Instagram: @creativefinanceplaybook Facebook: Creative Finance Playbook YouTube: Creative Finance Playbook ➖➖➖➖➖➖➖➖➖➖➖➖➖➖  DISCLAIMER We’re Jenn and Joe Delle Fave, here to share our real estate journey. While we’re not CPAs, lawyers, or financial advisors, we are experienced full-time investors who love sharing what we've learned. Always consult professionals before making major financial decisions. Our goal is to inspire, guide, and help you take control of your financial future!

    40 min
  5. MAR 13

    EP. 180: How to Make Money in Real Estate Without Buying Houses

    Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/ Most entrepreneurs think success means grinding harder. Rafael Cortez says that’s the fastest path to burnout. In this episode of the Creative Finance Playbook, Jenn & Joe Delle Fave sit down with Phoenix real estate investor, broker, and organizational psychologist Rafael Cortez to break down what actually builds long-term wealth in real estate. With experience in over 1,200 real estate deals since 2009, Rafael shares how he transitioned from firefighter to full-time entrepreneur — and why hustle is only a season, not a business strategy. Inside this episode, you’ll learn: • What real estate wholesaling actually is • How to make money in real estate without owning property • Why systems create freedom (not grind) • The entrepreneur mindset required to scale • How to automate, delegate, and elevate the right way If you want to build wealth through creative finance, wholesaling, fix & flip, or real estate investing — without burning out — this conversation is packed with strategy and mindset shifts. 👉 Subscribe for weekly real estate investing training Join our FREE community at CreativeFinancePlaybook.com ► Book a call with Joe if you are interested in our coaching program ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.CreativeFinancePlaybook.com/coaching⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Come to our next Free Live Workshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/liveworkshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Learn How To Generate Free Off Market Leads & Talk To Sellers (Free Guide) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/score-free-leads?utm_source=zoom&utm_campaign=freeleads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Join Our Free Facebook Group & Connect with Us and Our Community: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Follow Us on Instagram for Real-Time Tips & Updates: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/creativefinanceplaybook/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Like Our Facebook Page to Stay Updated:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/CFPlaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Subscribe to Our YouTube Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🔌 STAY CONNECTED & SUBSCRIBE 🔌 Instagram: @creativefinanceplaybook Facebook: Creative Finance Playbook YouTube: Creative Finance Playbook ➖➖➖➖➖➖➖➖➖➖➖➖➖➖  DISCLAIMER We’re Jenn and Joe Delle Fave, here to share our real estate journey. While we’re not CPAs, lawyers, or financial advisors, we are experienced full-time investors who love sharing what we've learned. Always consult professionals before making major financial decisions. Our goal is to inspire, guide, and help you take control of your financial future!

    33 min
  6. MAR 6

    EP. 179: How Busy Couples Break Into Real Estate Investing

    Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/ Can you really buy real estate with no marketing budget and a full-time job? This episode proves you can. In this LIVE Creative Finance Playbook workshop, Jenn & Joe Delle Fave sit down with Luke — a full-time W2 employee, husband, and brand-new investor — who just got his first wholesale deal under contract. No massive marketing budget. No quitting his job. No perfect timing. Luke shares how he overcame analysis paralysis, started generating Facebook leads, and connected with a highly motivated retiring landlord ready to sell fast. This deal? $35,000 purchase price. Over $100,000 ARV potential. Inside this episode, you’ll learn: 🏠How beginners can find off-market deals 🏠 Why community accelerates success 🏠 How to generate leads using FREE Facebook marketing 🏠 How to move forward even when you feel stuck 🏠 Why consistency beats perfection If you want to invest in real estate while working full time, build wealth without banks, and break into creative finance — this episode is your starting point. Subscribe for weekly real estate investing training. 👉 Join our FREE community at CreativeFinancePlaybook.com ► Book a call with Joe if you are interested in our coaching program ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.CreativeFinancePlaybook.com/coaching⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Come to our next Free Live Workshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/liveworkshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Learn How To Generate Free Off Market Leads & Talk To Sellers (Free Guide) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/score-free-leads?utm_source=zoom&utm_campaign=freeleads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Join Our Free Facebook Group & Connect with Us and Our Community: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Follow Us on Instagram for Real-Time Tips & Updates: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/creativefinanceplaybook/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Like Our Facebook Page to Stay Updated:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/CFPlaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Subscribe to Our YouTube Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🔌 STAY CONNECTED & SUBSCRIBE 🔌 Instagram: @creativefinanceplaybook Facebook: Creative Finance Playbook YouTube: Creative Finance Playbook ➖➖➖➖➖➖➖➖➖➖➖➖➖➖  DISCLAIMER We’re Jenn and Joe Delle Fave, here to share our real estate journey. While we’re not CPAs, lawyers, or financial advisors, we are experienced full-time investors who love sharing what we've learned. Always consult professionals before making major financial decisions. Our goal is to inspire, guide, and help you take control of your financial future!

    12 min
  7. FEB 27

    EP. 178: From Navy Officer to Real Estate Developer (Zero Experience)

    Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/ If you’re stuck consuming content instead of doing deals… James shares the exact mindset + systems that helped him go from beginner investor to leading one of Tampa’s biggest real estate communities. In this episode of the Creative Finance Playbook, Jenn & Joe Delle Fave sit down with Tampa real estate entrepreneur James Lascara — founder of Lascara Real Estate, Poseidon 25 Developments, and the Elite Investor community — to break down how he transitioned from active-duty Navy to full-time real estate developer. James shares how house hacking, passive investing, and strategic land acquisition led him into real estate development — even without being a general contractor. Inside this episode, you’ll learn: • How to transition from W2 income into real estate investing • Why being “busy” can hurt your leadership and business growth • How to structure profitable development deals • The importance of process optimization and scalability • How networking and real estate meetups create real deal flow If you want to build wealth through real estate investing, development, or creative finance — without relying solely on banks — this episode is packed with real strategy. Subscribe for weekly real estate investing education. 👇 Watch the full episode now — then comment “TAMPA” and we’ll drop the key takeaways + resources. ► Book a call with Joe if you are interested in our coaching program ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.CreativeFinancePlaybook.com/coaching⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Come to our next Free Live Workshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/liveworkshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Learn How To Generate Free Off Market Leads & Talk To Sellers (Free Guide) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/score-free-leads?utm_source=zoom&utm_campaign=freeleads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Join Our Free Facebook Group & Connect with Us and Our Community: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Follow Us on Instagram for Real-Time Tips & Updates: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/creativefinanceplaybook/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Like Our Facebook Page to Stay Updated:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/CFPlaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Subscribe to Our YouTube Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🔌 STAY CONNECTED & SUBSCRIBE 🔌 Instagram: @creativefinanceplaybook Facebook: Creative Finance Playbook YouTube: Creative Finance Playbook ➖➖➖➖➖➖➖➖➖➖➖➖➖➖  DISCLAIMER We’re Jenn and Joe Delle Fave, here to share our real estate journey. While we’re not CPAs, lawyers, or financial advisors, we are experienced full-time investors who love sharing what we've learned. Always consult professionals before making major financial decisions. Our goal is to inspire, guide, and help you take control of your financial future!

    28 min
  8. FEB 20

    EP. 177: How Busy Professionals Build Wealth Without Quitting Their Job

    Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/ Most W2 employees say they’re “too busy” to invest in real estate. Carlos works full time, has a family, and still scaled to 10 properties — without banks, without massive capital, and without burning out. In this LIVE Creative Finance Playbook workshop, Jenn & Joe Delle Fave sit down with Carlos — a full-time W2 executive, husband, father, and real estate investor — who built a 10-property portfolio while working 60–80 hours per week. No quitting his job. No excuses. No waiting for the “perfect time.” Carlos breaks down exactly how he uses creative finance, lead generation, and simple daily systems to buy real estate without relying on traditional banks or massive capital. From seller financing to low-interest subject-to deals, he shares how consistency and process beat overwhelm every time. You’ll learn: 🏠 How to generate leads while working full time 🏠 How to structure creative finance deals 🏠Why process > motivation 🏠 How to buy newer homes without heavy renovations 🏠 How to scale without burning out If you want to build wealth through real estate investing without banks, without perfect credit, and without quitting your job — this episode is your blueprint. Subscribe for weekly real estate investing training 👉 Join our FREE community at CreativeFinancePlaybook.com ► Book a call with Joe if you are interested in our coaching program ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.CreativeFinancePlaybook.com/coaching⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Come to our next Free Live Workshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/liveworkshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Learn How To Generate Free Off Market Leads & Talk To Sellers (Free Guide) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/score-free-leads?utm_source=zoom&utm_campaign=freeleads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Join Our Free Facebook Group & Connect with Us and Our Community: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Follow Us on Instagram for Real-Time Tips & Updates: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/creativefinanceplaybook/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Like Our Facebook Page to Stay Updated:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/CFPlaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ► Subscribe to Our YouTube Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🔌 STAY CONNECTED & SUBSCRIBE 🔌 Instagram: @creativefinanceplaybook Facebook: Creative Finance Playbook YouTube: Creative Finance Playbook ➖➖➖➖➖➖➖➖➖➖➖➖➖➖  DISCLAIMER We’re Jenn and Joe Delle Fave, here to share our real estate journey. While we’re not CPAs, lawyers, or financial advisors, we are experienced full-time investors who love sharing what we've learned. Always consult professionals before making major financial decisions. Our goal is to inspire, guide, and help you take control of your financial future!

    20 min
4.6
out of 5
10 Ratings

About

Welcome to the Creative Finance Playbook Podcast. In real estate, creative financing is a non-traditional means of buying real estate. The goal of creative financing is generally to purchase or finance a property, with the buyer using as little of their own money as possible. The purpose of our CFP is to share with real estate buyers/investors what we do in real estate. As always, we recommend hiring a your own attorney and CPA for all of your real estate needs.

You Might Also Like