Expat on a Budget

Kimberly Anne
  • 5.0 (2)
  • PLACES & TRAVEL
  • UPDATED WEEKLY

Want to live abroad on a budget? Join solo female expat Kimberly Anne as she shares personal stories, practical tips, and inspiration for living your best life. Whether you're curious about Portugal, traveling Europe affordably, or embracing minimalism, Kimberly's upbeat, solution-focused approach will inspire you. expatonabudget.substack.com

  1. OCT 17

    Podcast Ep040: Why Moving Abroad NOW Beats Waiting for “The Right Time”

    You can also find a video of this podcast on YouTube if you’d rather watch there 😃 The original article 👇🏽👇🏽👇🏽 Thank you so much for listening! My podcasts and articles here on Substack will always remain FREE. I will not put them behind a paywall. If you don’t want to become a paid subscriber but enjoyed this episode, I’d be every so grateful if you’d buy me a coffee as a one time donation. Regardless, I’m thrilled you’re here! Are you planning a move abroad or do you want to explore the possibilities? I have many offerings! Resources: * Conquer Your Fears article and podcast episode. * Language Learning article and podcast episode. * Ready to Leave the U.S. and Move Abroad? Here’s Why Comfort Might Be Your Biggest Block article and podcast episode and YouTube video. * Finding Community article, podcast and YouTube (they’re all a bit different). * Moving Solo article, podcast and YouTube (different than the article or pod). * Reinventing Yourself After 50, 60, 70... and beyond article. Reflective Questions to Challenge Your Timeline * If not now, when? What would have to change for you to finally move? * What are you really afraid of? Is it failure, loss, the unknown? * How would you feel if you never did it? * What do you stand to gain if you go? What do you stand to lose if you don’t? * What’s the worst that could happen—and could you handle it? * What’s the best that could happen? My Class teaches you how to move abroad on a budget! Click here to learn more! **I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad! —If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson! —I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600. —Are you interested in being (or finding) a petsitter? I recommend Trusted Housesitters. I’ve use them on multiple occasions with wonderful results! —I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code! —I use Safety Wing for my travel medical insurance abroad. You can check them out here. —For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year. —I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me. —If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription. If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on Substack The How to Live Abroad Publication is here. * Part 1—Want to move abroad? Start here! * Part 2—Conquer your fears about moving abroad! * Part 3—12 Minimizing Mistakes Part 1 * Part 4—12 Minimizing Mistakes Part 2 * Part 5—A Personal Case study (re: Minimizing) * Part 6—Your Move Abroad: The Ultimate Checklist * My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here! If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out.. * Cost of living: Article here * Healthcare (or lack thereof) here. * Safety—article here. * Polarization—too much hate and anger * Community * Values: : this one! :) Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below. If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend.  Your support (in all ways) is greatly appreciated!  You can find my old/er podcast (live your dream and how to travel full time) here on my website **Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!! ***Original podcast music by: Lucian Meisler —Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne ***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

    34 min
  2. Your Expat Life Podcast with Special Guest - Kimberly Anne (Expat on a Budget)

    OCT 15

    Your Expat Life Podcast with Special Guest - Kimberly Anne (Expat on a Budget)

    Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

    59 min
  3. Podcast Ep039: Is Moving to Portugal The Dream You Think It Is?

    AUG 16

    Podcast Ep039: Is Moving to Portugal The Dream You Think It Is?

    You can also find a video of this podcast on YouTube if you’d rather watch there 😃 The original article 👇🏽👇🏽👇🏽 Thank you so much for listening! My podcasts and articles here on Substack will always remain FREE. I will not put them behind a paywall. If you don’t want to become a paid subscriber but enjoyed this episode, I’d be every so grateful if you’d buy me a coffee as a one time donation. Regardless, I’m thrilled you’re here! My DIY Class teaches you how to move abroad on a budget! Click here to learn more! **I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad! —If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson! —I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600. —Are you interested in being (or finding) a petsitter? I recommend Trusted Housesitters. I’ve use them on multiple occasions with wonderful results! —I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code! —I use Safety Wing for my travel medical insurance abroad. You can check them out here. —For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year. —I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me. —If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription. If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on Substack The How to Live Abroad Publication is here. * Part 1—Want to move abroad? Start here! * Part 2—Conquer your fears about moving abroad! * Part 3—12 Minimizing Mistakes Part 1 * Part 4—12 Minimizing Mistakes Part 2 * Part 5—A Personal Case study (re: Minimizing) * Part 6—Your Move Abroad: The Ultimate Checklist * My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here! If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out.. * Cost of living: Article here * Healthcare (or lack thereof) here. * Safety—article here. * Polarization—too much hate and anger * Community * Values: : this one! :) Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below. If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend.  Your support (in all ways) is greatly appreciated!  You can find my old/er podcast (live your dream and how to travel full time) here on my website **Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!! ***Original podcast music by: Lucian Meisler —Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne ***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

    22 min
  4. Podcast Ep038: Portugal Expat Life: Why Adaptability is Key

    AUG 1

    Podcast Ep038: Portugal Expat Life: Why Adaptability is Key

    You can also find a video of this podcast on YouTube if you’d rather watch there 😃 The original article 👇🏽👇🏽👇🏽 Thank you so much for listening! My podcasts and articles here on Substack will always remain FREE. I will not put them behind a paywall. If you don’t want to become a paid subscriber but enjoyed this episode, I’d be every so grateful if you’d buy me a coffee as a one time donation. Regardless, I’m thrilled you’re here! Resources * Internations Expat City Ranking 2024 * Why Comfort is Key to Moving Abroad Article * Language Learning Article * Learn How to Meditate Article * How to FindCommunity Abroad Article * How to be an Ethical Expat Article * Moving Solo Article * Healthcare in Portugal Article * Solo Greek Birthday Vacation Article * Expat on a Budget’s Archives My DIY Class teaches you how to move abroad on a budget! Click here to learn more! I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad! —If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson! —I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600. —I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code! —I use Safety Wing for my travel medical insurance abroad. You can check them out here. —For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year. —I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me. —If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription. If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on Substack The How to Live Abroad Publication is here. * Part 1—Want to move abroad? Start here! * Part 2—Conquer your fears about moving abroad! * Part 3—12 Minimizing Mistakes Part 1 * Part 4—12 Minimizing Mistakes Part 2 * Part 5—A Personal Case study (re: Minimizing) * Part 6—Your Move Abroad: The Ultimate Checklist * My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here! If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out.. * Cost of living: Article here * Healthcare (or lack thereof) here. * Safety—article here. * Polarization—too much hate and anger * Community * Values: : this one! :) Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below. If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend.  Your support (in all ways) is greatly appreciated!  You can find my old/er podcast (live your dream and how to travel full time) here on my website **Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!! ***Original podcast music by: Lucian Meisler —Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne ***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

    44 min
  5. Moving to Portugal from USA: Kimberly Anne expatonabudget did it solo, sight unseen, and without a support group, you’re invited to our livestream

    JUL 23

    Moving to Portugal from USA: Kimberly Anne expatonabudget did it solo, sight unseen, and without a support group, you’re invited to our livestream

    Mary Bartnikowski and I had a wonderful live chat on Monday!! For anyone who may have missed it and is interested in watching, here it is 🥰🤗 For those of you who don’t know Mary, you simply must! She’s more proof that you’re never too old to be a full time traveler! At 69, Mary is a fearless, solo, digital nomad and professional photographer. We can all learn oodles from this amazing woman! Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

    1h 1m
  6. Podcast Ep037: Ready to Leave the U.S. and Move Abroad? Here’s Why Comfort Might Be Your Biggest Block

    JUL 15

    Podcast Ep037: Ready to Leave the U.S. and Move Abroad? Here’s Why Comfort Might Be Your Biggest Block

    You can also find a video of this podcast on YouTube if you’d rather watch there 😃 The original article 👇🏽👇🏽👇🏽 Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below. Questions for You to Think/Journal About * What does comfort mean to you? Is it physical, emotional, or something else entirely? * Are you truly “comfortable” where you are now, or are you just afraid of losing what feels familiar? * What’s one thing you’re holding onto that’s keeping you from moving abroad? Is it really as important as it feels? * What’s one area of your life where comfort has turned into stagnation? * If you could redefine comfort, what would it look like in a new, unfamiliar place? * What scares you most about leaving your comfort zone to move abroad? * What’s the worst thing that could happen if you gave up your current comforts to live your dream? And what’s the best thing that could happen? * What’s one small step you can take today to get closer to your dream of moving abroad? * Do you believe it’s possible to feel “comfortable” in discomfort? Why or why not? * What’s one fear about moving abroad that feels tied to your attachment to comfort? * If someone told you that staying comfortable would eventually lead to regret, would you still choose it? My DIY Class teaches you how to move abroad on a budget! Click here to learn more! I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad! —If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson! —I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600. —I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code! —I use Safety Wing for my travel medical insurance abroad. You can check them out here. —For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year. —I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me. —If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription. If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on Substack The How to Live Abroad Publication is here. * Part 1—Want to move abroad? Start here! * Part 2—Conquer your fears about moving abroad! * Part 3—12 Minimizing Mistakes Part 1 * Part 4—12 Minimizing Mistakes Part 2 * Part 5—A Personal Case study (re: Minimizing) * Part 6—Your Move Abroad: The Ultimate Checklist * My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here! If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out.. * Cost of living: Article here * Healthcare (or lack thereof) here. * Safety—article here. * Polarization—too much hate and anger * Community * Values: : this one! :) Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below. If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend.  Your support (in all ways) is greatly appreciated!  You can find my old/er podcast (live your dream and how to travel full time) here on my website **Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!! ***Original podcast music by: Lucian Meisler —Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne ***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

    19 min
  7. Podcast Ep036: Moving Abroad Solo—A Short Essay

    JUL 5

    Podcast Ep036: Moving Abroad Solo—A Short Essay

    You can read the original article here! Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below. SHOW NOTES: * Ethical Expating * My bio * Moving with animals * Community Article and Podcast My DIY Class teaches you how to move abroad on a budget! Click here to learn more! I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad! —If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson! —I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600. —I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code! —I use Safety Wing for my travel medical insurance abroad. You can check them out here. —For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year. —I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me. —If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription. If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on Substack The How to Live Abroad Publication is here. * Part 1—Want to move abroad? Start here! * Part 2—Conquer your fears about moving abroad! * Part 3—12 Minimizing Mistakes Part 1 * Part 4—12 Minimizing Mistakes Part 2 * Part 5—A Personal Case study (re: Minimizing) * Part 6—Your Move Abroad: The Ultimate Checklist * My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here! If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out.. * Cost of living: Article here * Healthcare (or lack thereof) here. * Safety—article here. * Polarization—too much hate and anger * Community * Values: : this one! :) Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below. If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend.  Your support (in all ways) is greatly appreciated!  You can find my old/er podcast (live your dream and how to travel full time) here on my website **Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!! ***Original podcast music by: Lucian Meisler —Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne ***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

    14 min
  8. Podcast Ep035: Moving Abroad: How Expats Shape, or Shatter, Local Communities

    JUN 19

    Podcast Ep035: Moving Abroad: How Expats Shape, or Shatter, Local Communities

    You can read the original article here! Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below. SHOW NOTES: * Language Learning Article or Podcast Episode. * Funny Language Mistakes Article (accidentally asking for a dick) * Dr. CK | Beyond Borders 🛫 * My journals/planners * Greece travelogue * Tanessa Shears The Freedom Diaries * My bio * Colonization My Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more! I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad! * Consulting Information: what I can help you with. * Work with me! I offer á la carte consults and affordable packages! * My Class: Walks you through ways to move abroad on a budget! —If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson! —I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600. —I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code! —I use Safety Wing for my travel medical insurance abroad. You can check them out here. —For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year. —I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me. —If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription. If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on Substack The How to Live Abroad Publication is here. * Part 1—Want to move abroad? Start here! * Part 2—Conquer your fears about moving abroad! * Part 3—12 Minimizing Mistakes Part 1 * Part 4—12 Minimizing Mistakes Part 2 * Part 5—A Personal Case study (re: Minimizing) * Part 6—Your Move Abroad: The Ultimate Checklist * My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here! If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out.. * Cost of living: Article here * Healthcare (or lack thereof) here. * Safety—article here. * Polarization—too much hate and anger * Community * Values: : this one! :) Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below. If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend.  Your support (in all ways) is greatly appreciated!  You can find my old/er podcast (live your dream and how to travel full time) here on my website **Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!! ***Original podcast music by: Lucian Meisler —Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne ***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

    29 min
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Ratings & Reviews

5
out of 5
2 Ratings

About

Want to live abroad on a budget? Join solo female expat Kimberly Anne as she shares personal stories, practical tips, and inspiration for living your best life. Whether you're curious about Portugal, traveling Europe affordably, or embracing minimalism, Kimberly's upbeat, solution-focused approach will inspire you. expatonabudget.substack.com

Information

  • Creator
    Kimberly Anne
  • Years Active
    2023 - 2025
  • Episodes
    42
  • Rating
    Clean
  • Copyright
    © Kimberly Anne
  • Show Website
    Expat on a Budget

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