Future Rich Future Rich

In today’s episode, CFP Barbara Ginty interviews the lovely Caroline!
Caroline is 36, lives in Colorado with her husband, and works in the financial industry. They have one child and a baby on the way. She has a healthy budget but worries that she and her husband didn’t do enough in their 20s. She wants to ensure that they're doing all the right things now that their family is growing and their budget has become more complicated.
In this episode they discuss...
The differences between a 401A and 403B What a 72T is when it comes to early withdrawals from 401Ks and other early retirement rules Housing goals when retiring early How much you should have in your emergency fund with a growing family 
*FYI! This episode will be split into two parts! Pt. 1 is Episode 201, which was released last week on 5/19/23.
Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly support the podcast, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.
Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!
Download a free guide today to help plan your financial future!
Follow us on Instagram
Follow us on TikTok
Visit the Future Rich Podcast website for Financial Freebies and Classes!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

In today’s episode, CFP Barbara Ginty interviews the lovely Caroline!
Caroline is 36, lives in Colorado with her husband, and works in the financial industry. They have one child and a baby on the way. She has a healthy budget but worries that she and her husband didn’t do enough in their 20s. She wants to ensure that they're doing all the right things now that their family is growing and their budget has become more complicated.
In this episode they discuss...
Separating funds with partnersBudgeting for childcare  What happens when you max out FICA tax  Planning for house renovations IRS limits with 401Ks and IRAs... and more!
*FYI! This episode will be split into two parts! Pt 2 will be released next Friday. 
Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly support the podcast, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.
Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!
Download a free guide today to help plan your financial future!
Follow us on Instagram
Follow us on TikTok
Visit the Future Rich Podcast website for Financial Freebies and Classes!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

On this week's episode of Future Rich, Barbara Ginty interviews COO and Founder of Lifestyle Design Company, Owl & Key, Krista Franks!
Krista Franks left her 9 to 5 at a Digital Agency startup after the realization that she wasn't going to make it to 60 if she kept killing herself (from a stress, health, and relationship standpoint) over a job that was barely paying her a living wage.
She then decided to center her life around what matters most and just do more of what she loves. From there, she and her husband Phil created Owl & Key after nearly a decade of their own deep inner work and transformational lifestyle design.
In this episode, Krista and Barb discuss…
Krista’s inspiring journey to becoming an entrepreneurWhy you should be investing more in your relationships and lifestyleThe different types of “currency” in lifestyle design... And so much more!
Buy Krista's book HERE.
Learn more about Owl & Key HERE.
Follow Owl & Key on Instagram HERE.
Listen to Krista and Frank's Podcast UNLOCKED HERE.

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly support the podcast, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.
Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!
Download a free guide today to help plan your financial future!
Follow us on Instagram
Follow us on TikTok
Visit the Future Rich Podcast website for Financial Freebies and Classes!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

In today’s solo episode, CFP Barbara Ginty discusses the ever-evolving bank industry failures AND the topic of AI taking over the workforce. Are you worried about AI taking over your job? Will AI take over the financial industry? What do you think about ChatGPT? Listen to find out what Barbara's opinion on AI is.
Here are some links for you to learn more about FDIC Deposit Insurance: 
FDIC Deposit Insurance FAQsDeposit Insurance at a Glance PDFAre My Deposit Accounts Insured by the FDIC? 
Here is the link to the Business Insider Article about the 10 roles that AI is most likely to replace.
Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly support the podcast, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.
Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!
Download a free guide today to help plan your financial future!
Follow us on Instagram
Follow us on TikTok
Visit the Future Rich Podcast website for Financial Freebies and Classes!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

In today’s episode, CFP Barbara Ginty interviews the lovely Lola!
Lola is 30 going on 31, lives in the Seattle area with her husband, and is a Disease Biology Scientist working at a Biotech Company. She's done a great job at sorting out her finances through both the low and the high-paying periods of her life.
Barbara and Lola discuss...
Her transition from living on very little in grad school to having a healthy incomeHer goal to increase her retirement savings Her student loan situation and how much she should focus on paying them off
Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly support the podcast, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.
Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!
Download a free guide today to help plan your financial future!
Follow us on Instagram
Follow us on TikTok
Visit the Future Rich Podcast website for Financial Freebies and Classes!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

On this week's episode of Future Rich, Barbara Ginty interviews Executive Coach, Speaker, and Author, Regan Walsh! 
For over a decade, Regan has guided leaders from Nike to Wallstreet and has worked with change agents across Fortune 500 companies including JPMorgan, Nationwide, Freddie Mac and more. She is also an NYU Certified Executive Coach and a contributor to Forbes and Harvard Business Review.
In 2021, Regan released her debut memoir, Heart Boss, which details how she created a life she loves and how you can too!
In this episode, Regan and Barb discuss…
Which financial decisions Regan made early on in her career that gave her the courage to leave a job that was making her miserable What the top questions you should ask yourself are if you’re feeling stuck in your current professional position What professionally dating is and how to do it Why if you’re not changing your situation, you’re choosing your situation 
And so much more! 

Buy Regan’s book HERE.
Learn more about Regan HERE.
Follow Regan on Instagram HERE.

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly support the podcast, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.
Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!
Download a free guide today to help plan your financial future!
Follow us on Instagram
Follow us on TikTok
Visit the Future Rich Podcast website for Financial Freebies and Classes!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.