Future Rich with Barbara Ginty, CFP®

Future Rich
  • 4.8 (102)
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By 2030, women will control more wealth than most countries' GDP, yet women still don't talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money -- how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.

  1. 5H AGO

    "The Desire of FIRE aka Financial Independence Retire Early" THROWBACK 191 with Nora

    Happy Friday Future Rich Fam! We hope you're all having a very happy New Year! Today, we're sharing our most popular THROWBACK episode #191 with our lovely guest Nora. We will have new episodes in February! Nora is a super humble Software Administrator from Eastern PA. She is only 34 years old, has already paid off her house, and is completely debt-free. In this episode, Barbara and Nora discuss... Long-term financial planningBarbara's suggestions for Nora to get the biggest bang for her buck from a tax standpoint.Sneaking a Roth IRA inside of a 401kNon-retirement savings accountsThe FIRE movement If you'd like to be a guest on the podcast, we are looking specifically for women in their 50s and 60s who want to discuss their personal finances and have questions about retirement planning, social security, and more. 💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast **All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! Subscriptions are FREE! Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands

    53 min
  2. 308. Redefining Power: Navigating Finances in Relationships with Heather and Douglas Bonaparth

    11/28/2025

    308. Redefining Power: Navigating Finances in Relationships with Heather and Douglas Bonaparth

    Happy Friday Future Rich Fam! 💸 This week, we have an extra special episode with expert guests, Heather and Douglas Bonaparth! Heather is the Director of Business and Legal Affairs at Bone Fide Wealth, LLC. She writes on love, money, family & fairness. She has written for CNBC, theSkimm, Insider, Scary Mommy, and more. Douglas is a CFP® and the President at Bone Fide Wealth, LLC. Douglas also serves on the advisory councils for CNBC and Investopedia. He has been featured in The New York Times, The Wall Street Journal, Barron’s, and more.  Douglas and Heather co-authored Money Together, available wherever you buy books! Get more info here. In Money Together, Heather and Douglas Boneparth help couples in every era of their lives approach money with greater fairness, sustainability, respect, and love.  In this episode, Heather and Douglas talk about their personal path to working together, starting "The Joint Account" Newsletter, and writing Money Together. They also discuss: Redefining power in relationshipsWhy you don't have to take away power from your partnerWhy personal growth is essential for career successHow gender still plays a crucial role in leadership dynamicsWhy collaboration in relationships can lead to greater empowerment.Why support systems are vital for professional growthWhy ambition should be embraced, not shamed Follow Doug here. Follow Heather here. Subscribe to "The Joint Account" here. This is our last episode of the 2025 season of Future Rich Podcast! Thank you all so much for listening over the years! We can't wait to be back in February 2026 with all new episodes! If you'd like to be a guest on the podcast, we are looking specifically for women in their 50s and 60s who want to discuss their personal finances and have questions about retirement planning, social security, and more. 💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast **All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! We have free subscriptions and paid subscriptions.  Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands

    43 min

  3. 11/21/2025

    307. The Cost of Egg Freezing and Season 9 Wrap!

    Happy Friday Future Rich Fam! 💸 This week, we're wrapping up the 2025 season of Future Rich Podcast! Thank you all so much for listening over the years! We can't wait to be back in February 2026 with all new episodes! If you'd like to be a guest on the podcast, we are looking specifically for women in their 50s and 60s who want to discuss their personal finances and have questions about retirement planning, social security, and more. 💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast 🔍 In this episode, Barbara also covers: How IVF and egg freezing can be financially planned for and prioritized.Why understanding insurance plans is crucial for managing healthcare costs.Cash payments can sometimes be cheaper than using insurance.Why planning for fertility treatments should be part of financial planning. **All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! We have free subscriptions and paid subscriptions.  Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands

    15 min

  4. 11/14/2025

    306. Fertility and Finances from Freezing Eggs to Making Embryos

    Happy Friday Future Rich Fam! 💸 This week's solo episode is a little different as Barbara Ginty, CFP discusses her personal fertility journey with egg freezing and IVF. If you haven't listened to episode #45 of the podcast, you should either before or after this episode so you can hear Barbara from six years ago discuss her journey in real time, including all of the nitty-gritty details!  🔍 In this episode, Barbara also covers: The importance of financial planning and maintaining a robust emergency fund during these expensive life phasesThe benefits of 529 plans for saving for children's educationThe evolving landscape of maternity and paternity leave policies If you have any further questions on Barbara's fertility journey, DM us on Instagram (@futurerichpodcast) 💌 **All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! We have free subscriptions and paid subscriptions.  In the next season of Future Rich, we’re bringing you even more REAL guest stories about personal finance AND diving deeper into retirement planning, social security, and more. Got burning questions about retirement? Or want to be an anonymous guest on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you! 💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands

    29 min

  5. 11/07/2025

    305 - Shelby Pt. 2 "You have to cut something!"

    In this episode of Future Rich, host Barbara Ginty continues her conversation with Shelby, a 55-year-old government employee, about her financial situation, including income, expenses, retirement planning, and debt management.  In this episode, Barbara gives Shelby some hard-to-hear, but necessary advice: her budget needs to get under control! Listen to learn what Barbara's tips are for Shelby to get started on paying off her debt effectively and why creating an emergency fund is essential for her financial security. *This is part two of a two-part episode; part one aired on all major podcast platforms last Friday, 10/31. *All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! We have free subscriptions and paid subscriptions.  This season of Future Rich we’re bringing you even more REAL guest stories about personal finance AND diving deeper into retirement planning. Got burning questions about retirement? Or want to be an anonymous guest on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you! 💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands

    30 min

  6. 10/31/2025

    304. Shelby Pt. 1 "Getting Out of the Credit Card Debt Cycle"

    Happy Halloween! In this episode of Future Rich, host Barbara Ginty speaks with Shelby, a 55-year-old government employee, about her financial situation, including income, expenses, retirement planning, and debt management.  Shelby shares insights into... Her family's financial habitsHer goal to get out of credit card debt The importance of budgeting *This is part one of a two-part episode; part two will be available on all major podcast platforms next Friday, 11/7. *All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! We have free subscriptions and paid subscriptions.  This season of Future Rich we’re bringing you even more REAL guest stories about personal finance AND diving deeper into retirement planning. Got burning questions about retirement? Or want to be an anonymous guest on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you! 💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands

    39 min

  7. 10/27/2025

    303. Zoe PT. 2 "How to Get Rid of Your Credit Card Debt"

    In this episode of Future Rich, host Barbara Ginty speaks with Zoe, a 34-year-old mental health therapist living in Florida with her husband and their five-year-old daughter. Barb provides Zoe with a plan to eliminate her credit card debt and offers her some advice on whether or not she should go back to school and take on more student loan debt with the potential to make more money in the future... Listen to find out what Barb's advice is, it might suprise you! *This is part two of a two-part episode; part one aired on October 17th! *All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! We have free subscriptions and paid subscriptions.  This season of Future Rich we’re bringing you even more REAL guest stories about personal finance AND diving deeper into retirement planning. Got burning questions about retirement? Or want to be an anonymous guest on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you! 💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands

    43 min
  8. 302. Zoe PT. 1 "Student Loans Are Predatory!"

    10/17/2025

    302. Zoe PT. 1 "Student Loans Are Predatory!"

    In this episode of Future Rich, host Barbara Ginty speaks with Zoe, a 34-year-old mental health therapist living in Florida with her husband and their five-year-old daughter. They discuss... Zoe's income and business structure shifting from an LLC to an S-CorpCredit Card DebtStudent Loan Debt... and more! *This is part one of a two-part episode; part two will be available on all major podcast platforms next Friday, 10/24. *All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! We have free subscriptions and paid subscriptions.  This season of Future Rich we’re bringing you even more REAL guest stories about personal finance AND diving deeper into retirement planning. Got burning questions about retirement? Or want to be an anonymous guest on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you! 💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands

    49 min
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4.8
out of 5
102 Ratings

About

By 2030, women will control more wealth than most countries' GDP, yet women still don't talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money -- how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.

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