Future Rich with Barbara Ginty, CFP®

Future Rich
  • 4.8 (102)
  • INVESTING
  • UPDATED WEEKLY

By 2030, women will control more wealth than most countries' GDP, yet women still don't talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money -- how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.

  1. 319. The Raw Insight Into Closing a Business with Jaclyn Tracy

    5D AGO

    319. The Raw Insight Into Closing a Business with Jaclyn Tracy

    Happy Friday, Future Rich Fam! In this episode, host Barbara Ginty is joined by entrepreneur Jaclyn Tracy, founder of Sistain, about her journey building a non-toxic home goods marketplace, the challenges she faced throughout the entire process, and the lessons she learned from closing Sistain. The conversation delves into... The importance of truly understanding the financials in a small businessThe impact of market timingThe emotional toll of entrepreneurshipThe significance of building a strong business model alongside a brand... and so much more! Check out Jaclyn's Substack here. Follow Jaclyn on Instagram here. If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more. DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen!  #FutureRichPodcast **All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! Subscriptions are FREE! Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands

    50 min

  2. APR 24

    318. Joan "Planning for Aging Parents and Their Financial Needs"

    Happy Friday! This week on the podcast, we have a great episode with our lovely guest, Joan! Joan is 33 years old, lives in Southern California with her partner, and works in supply chain management for clothing companies. She recently got a raise and now makes $95K per year. Joan has a travel fund and a brokerage account for investments. She and her partner are savers and have similar mindsets when it comes to finances. Joan is worried about her parents and what their financial needs will be as they age. Barb and Joan discuss... The complexities of estate planningThe difference between a Roth IRA and a Roth 401kHow estate planning can protect assets from long-term care costsNavigating Long-Term Care Conversations...and more! If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more. 💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast **All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! Subscriptions are FREE! Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands

    52 min

  3. APR 17

    317. Jane Follow Up "Changing Careers at 40 with $2 Million Saved"

    In this episode of Future Rich, Barbara follows up with Jane from episode 265 of the pod to discuss Jane's financial journey as she approaches her 40th birthday. Jane is still considering leaving her position in sales two years after her first conversation with Barbara, but this time she has $2 million saved in combined assets with her husband, including their retirement accounts, a high-yield savings account, and a brokerage account. They still have minimal debt, with only mortgages and a car payment. Barb and Jane discuss... Jane's current financial situation, including income, savings, and debtJane's plans to leave her corporate job and the implications of that decisionBudgeting for a single incomeThe importance of flexibility when making life pivotsLifestyle changes when cutting an income in half with two small children and two houses... and more! If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more. 💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast **All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! Subscriptions are FREE! Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands

    46 min

  4. APR 10

    316. Start-ups and Financial Scams with Ashley of Higher Innovation

    Happy Friday, Future Rich Fam! In this episode, host Barbara Ginty is joined by expert guest and Co-Founder of Higher Innovation, Ashley Ciccel, to discuss the alarming rise of financial scams targeting startups, particularly those with female founders. Ashley shares her personal experience with a potential scam, highlighting key red flags and the need for gut checks in decision-making. Barb and Ashley also discuss... The challenges of fundraisingThe sophistication of scammers The importance of due diligence and networkingThe vulnerability of startups in the current financial landscape Strategies for protection against scams... and more! Check out Higher Innovation here. Follow Higher Innovation on Instagram here. If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more. 💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast **All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! Subscriptions are FREE! Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands

    40 min

  5. APR 3

    315. Roxanne "The Stigma and Shame Behind Having Debt"

    Happy Friday! This week on the podcast, we have a really special episode with our lovely guest, Roxanne! Roxanne is 39 years old, lives in Los Angeles, CA, and works in the entertainment industry in marketing. She lives with her partner who has been struggling to keep a steady income in the film industry for the past few years. Despite their relatively low rent, they're struggling to make ends meet on Roxanne's 75K per year income. Barb and Roxanne discuss... The challenges of managing expenses in a high-cost cityThe impact of job instability on incomeThe importance of teamwork in addressing financial issuesThe need for open discussions about money in relationships Creative solutions to improve financial stability... and more! If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more. 💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast **All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! Subscriptions are FREE! Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands

    52 min
  6. 314. Sandy "You'll Have 2 Million Dollars by the Time You're 40!"

    MAR 27

    314. Sandy "You'll Have 2 Million Dollars by the Time You're 40!"

    Happy Friday Future Rich fam! This week on the pod we have the wonderful Sandy! Sandy is 35 years old, lives in Brooklyn, NY, and works at a Systems Admin Tech company. She recently got a 30% raise at her work! Sandy has big goals for financial independence and is well on her way there with 40k in her emergency funds and almost 1 million dollars in retirement savings. Barb and Sandy discuss... How she got her recent salary increaseLiving expenses in New York CityStrategies for maximizing retirement contributionsThe pros and cons of real estate investment... and more! If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more. 💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast **All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! Subscriptions are FREE! Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands

    46 min
  7. 313. Egg Freezing and IVF: A Candid Conversation with Ali Prato

    MAR 20

    313. Egg Freezing and IVF: A Candid Conversation with Ali Prato

    Happy Friday Future Rich fam! This week, we have a special crossover episode for you! Barbara sits down with Author and Founder of the Infertile AF Group, Ali Prato to discuss her deeply personal fertility journey — and to talk honestly about the emotional and financial realities of IVF.  They discuss... Barbara's personal fertility journeyAli's secondary infertility and IVF journeyCommon misconceptions about fertility and the emotional challenges women faceSocietal pressures for women to start a familyThe logistics involved with egg freezingThe emotional rollercoaster that comes with fertility treatmentsThe financial aspect of fertility treatments... and so much more! Ali Prato is an award-winning journalist and mama-of-two who went through secondary infertility, IUIs, IVF, depression, grief, and relationship issues. She is the founder of Infertile AF Group, a leading fertility media, community, and partnerships platform trusted by patients, clinics, and healthtech companies across the reproductive health ecosystem. Check out Ali's website here. Listen to Ali's podcast here. Check out Ali's Children's Book Series about IVF, IUI and Family Building Through Assisted Reproductive Technology  If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more. 💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast **All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! Subscriptions are FREE! Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands

    59 min

  8. MAR 13

    312. Navigating the Non-Deductible IRA

    Happy Friday Future Rich fam! In this week's shorter topic-focused episode of Future Rich, Certified Financial Planner Barbara Ginty continues to discuss the fundamentals of Individual Retirement Accounts (IRAs), this time focusing on Non-Deductible IRAs. Barbara provides an in-depth explanation of the often-overlooked non-deductible IRA. She discusses...   Their mechanicsThe eligibility criteriaTheir contribution limitsThe importance of tracking contributions to avoid tax complications We hope you enjoy these shorter topic-focused episodes! Our full-length guest and expert episodes will return on March 20th. If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more. 💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast **All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! Subscriptions are FREE! Subscribe to our YouTube Follow us on TikTok Follow us on Instagram Visit the Future Rich Podcast website for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands

    9 min
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4.8
out of 5
102 Ratings

About

By 2030, women will control more wealth than most countries' GDP, yet women still don't talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money -- how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.

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