The Clever Girls Know Podcast With Bola Sokunbi

Clever Girl Finance

The Clever Girls Know Podcast is brought to you by Clever Girl Finance, one of the largest personal finance media/education platforms for women in the U.S. that empowers women to ditch debt, save money and build real wealth in order to live life on their own terms! Hosted by founder and CEO of Clever Girl Finance, Bola Sokunbi, the podcast shares open and honest conversations with real women at different stages of their financial and life journeys to inspire and motivate other women on their own journeys too! Get the Clever Girl Finance Roadmap today! It's completely free! Plus get our free budgeting & debt prioritization worksheets too: https://www.clevergirlfinance.com/financial-roadmap/

  1. 408: The High 5 Banking Method - A Simple System to Organize Your Money and Thrive Through Life's Challenges

    47M AGO

    408: The High 5 Banking Method - A Simple System to Organize Your Money and Thrive Through Life's Challenges

    ❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe On this episode of the podcast, we're joined by Sahirenys Pierce—financial wellness educator, author, and creator of The High 5 Banking Method—to talk about how a deeply personal family health crisis reshaped the way she approached money. When Sahirenys learned that her son had a heart defect and would need open-heart surgery at just six months old, she realized her finances needed more clarity, structure, and resilience. That experience led her to develop the High 5 Banking Method, a simple yet powerful system designed to help women and families organize their money, reduce financial stress, and build stability even when life throws unexpected challenges their way. In this conversation, Sahirenys shares practical tools and mindset shifts to help you feel more confident, prepared, and in control of your finances. What Sahirenys Discussed on the Podcast: Her background and what inspired her to create The High 5 Banking Method. How her son's health crisis sparked a complete shift in how she managed money. What the High 5 Banking Method is and how it works in everyday life. How the method simplifies budgeting and reduces financial overwhelm. The purpose of the 2 checking + 3 savings account structure and how it helps prevent overdrafts and overspending. How to use the "Cut, Keep, or Reduce" (CKR) strategy to reset spending habits. The 2-Week Gap Strategy and how it helps break the paycheck-to-paycheck cycle. How to run "All Hands" family money meetings to keep everyone aligned. Why this system works especially well for first-generation wealth builders and families navigating financial uncertainty. How her approach meets people where they are—even if they feel like money systems aren't designed for them. AND SO MUCH MORE   How to Keep Up With Sahirenys: Instagram: @poisedfinancelifestyle Website: thepoisedlifestyle.com   More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance

    59 min
  2. You Might Also Like: On Purpose with Jay Shetty

    57M AGO · BONUS

    You Might Also Like: On Purpose with Jay Shetty

    Introducing Jefferson Fisher: The #1 Communication Mistake People Make in Arguments (Do THIS Before You Respond to Instantly Lower Tension) from On Purpose with Jay Shetty. Follow the show: On Purpose with Jay Shetty Today, Jay sits down with communication expert Jefferson Fisher to explore why the conversations we avoid often shape our lives the most. Drawing from his experience as a trial lawyer turned teacher, Jefferson shares a powerful truth: communication isn’t about winning arguments, it’s about building peace. When we learn to face difficult conversations head on with clarity, courage, and compassion we stop people-pleasing, reconnect with who we truly are, and create deeper, more honest relationships. Avoidance may feel safer in the moment, but it always comes at a cost. Together, Jay and Jefferson unpack why so many conflicts spiral, not because of what’s said, but because of what’s heard. From romantic relationships to family dynamics, they reveal how most arguments are really about the need to feel understood, valued, and safe. Jefferson shares simple yes transformative tools, like asking “What did you hear?” or pausing to breathe before responding, that help slow heated moments and turn reaction into connection. He explains that true emotional intelligence is the ability to repair quickly, validate feelings without needing to agree, and choose understanding over defensiveness. In this interview, you'll learn: How to Face Difficult Conversations Without Fear How to Say the Hard Thing Without Starting a Fight How to Stay Calm When You Feel Triggered How to Make Someone Feel Understood Without Agreeing How to Repair a Conversation After You Mess Up How to Slow Down Arguments Before They Escalate How to Build Deeper Relationships Through Better Conversations Every honest sentence, every pause to breathe, every moment you choose understanding over reaction is a step toward a more peaceful life. Growth doesn’t come from avoiding what’s hard, it comes from meeting it with intention, patience, and compassion. Get your own copy of Jefferson’s latest book, The Next Conversation: Argue Less, Talk More  With Love and Gratitude, Jay Shetty JAY’S DAILY WISDOM DELIVERED STRAIGHT TO YOUR INBOX Join 900,000+ readers discovering how small daily shifts create big life change with my free newsletter. Subscribe here.  Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast  What We Discuss: 00:00 Intro 01:11 How Good Communication Creates a Life of Peace 02:14 Why Facing Difficult Conversations Changes Everything 04:53 Your Fear of Upsetting Others Is Valid 06:45 The Biggest Communication Mistake We All Make 09:45 Can You Actually Change Someone’s Mind? 12:31 How to Reach Someone Who Refuses to Communicate 16:17 Winning Arguments Should Never Be the Goal 19:43 What to Do When Your Partner Triggers You 21:21 The Patience Required to Create Real Connection 25:42 How Should I Respond to the Silent Treatment? 30:13 The Clearest Sign Someone Doesn’t Truly Care 32:10 When a Relationship May Be Beyond Repair 35:00 Why Radical Honesty Strengthens Relationships 38:03 When Your Partner Can’t Handle the Hard Conversations 41:31 The Small Moments Where Repair Gets Missed 44:20 Do You Feel Judged by Your Parents? 51:53 How to Say No Without Feeling Guilty 55:14 How to Stop Saying Things You Don’t Mean 58:04 Setting Boundaries That Actually Stick  01:00:37 What to Do When a Coworker Keep Interrupting You 01:03:15 Overexplaining Undermines Your Confidence 01:06:06 Breaking the Us vs. Them Mentality 01:11:25 Jefferson on Final Five Episode Resources: Website | https://www.jeffersonfisher.com/   Instagram | https://www.instagram.com/jefferson_fisher/  YouTube | https://www.youtube.com/channel/UCXjnpu6lK0HoUyOMh2ZBwhQ  TikTok | https://www.tiktok.com/@justaskjefferson   Facebook | https://www.facebook.com/justaskjefferson/   X | https://x.com/jefferson_fishr  LinkedIn | https://www.linkedin.com/in/jeffersonfisher/ See omnystudio.com/listener for privacy information. DISCLAIMER: Please note, this is an independent podcast episode not affiliated with, endorsed by, or produced in conjunction with the host podcast feed or any of its media entities. The views and opinions expressed in this episode are solely those of the creators and guests. For any concerns, please reach out to team@podroll.fm.

  3. 407: From $0 to Millionaire: What My Immigrant Parents Taught Me About Money

    5D AGO

    407: From $0 to Millionaire: What My Immigrant Parents Taught Me About Money

    New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to pre-order now What can having immigrant parents teach you about building wealth?  I'm sharing the powerful money lessons my immigrant parents taught me, lessons that shaped my mindset, my career, and ultimately helped me build wealth. Success doesn't always start with money. Sometimes it starts with resilience, sacrifice, and the lessons passed down from the people who raised you (Note: that doesn't only mean your parents). My parents didn't give me a trust fund. But they gave me something far more valuable: discipline, perseverance, and the belief that financial freedom is possible, even when you start with nothing. As the daughter of first-generation immigrants, I watched my parents break barriers, start over in a new country, and build a life through education, sacrifice, and determination.  Those experiences shaped how I think about money, success, and legacy.  What I share: The money lessons I learned growing up in an immigrant household How my parents' sacrifices shaped my mindset about wealth Why financial freedom is about more than just money The importance of building generational impact and legacy Why wealth is possible even if you didn't grow up with money Whether you're building wealth from scratch, breaking generational cycles, or creating a new financial path for your family, this conversation is for you. Your background does not determine your financial future.   More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance

    16 min
  4. 406: The Excuses We Can't Afford, The Mistakes & The Truth About Becoming a Millionaire | Fo Alexander interviews Bola Sokunbi

    6D AGO

    406: The Excuses We Can't Afford, The Mistakes & The Truth About Becoming a Millionaire | Fo Alexander interviews Bola Sokunbi

    New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to pre-order now In this candid interview, Fo Alexander of Mama & Money sits down with Bola Sokunbi—founder of Clever Girl Finance and author of the new book, Clever Girl Millionaire, to uncover the unfiltered truth about building wealth. They dive deep into the excuses that keep us stuck in "survival mode," the expensive setbacks we are too ashamed to talk about (like Bola's massive 401(k) and wedding expense mistakes!), and the practical steps required to move from financial stability to serious abundance. If you have ever felt "behind" or overwhelmed by the pressure of perfect financial timelines, this conversation is for you.   FO AND BOLA DISCUSSED: Why your financial comeback matters more than your setback, and why you cannot shame yourself into wealth. Why it is never too late to start building your legacy. The Excuses We Can't Afford: How to pivot from fear-based saving (safety) to asset-based growth (freedom). The 4 Pillars of Prosperity: A realistic breakdown of Earned Income, Investing, Real Estate, and Entrepreneurship.   CONNECT WITH FO ALEXANDER: On YouTube: https://www.youtube.com/@MamaNMoney Via her website: https://mamaandmoney.com/   More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance

    44 min
  5. 405: How To Save Money On A Low Income (Realistic Strategies That Work)

    MAR 3

    405: How To Save Money On A Low Income (Realistic Strategies That Work)

    New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to pre-order now If you've ever thought, "How am I supposed to save money when I barely make enough to cover my bills?", this podcast episode is for you. Saving money on a low income can feel impossible. Rent, groceries, debt, childcare — it adds up fast. But here's the truth: you can start building savings, even if it's just $5 at a time. On this episode, I'm walking you through realistic, practical ways to save money on a tight budget, without shame, without skipping meals, and without feeling deprived.   YOU'LL LEARN: How to start an emergency fund on a low income How to automate tiny savings transfers How to save money when living paycheck to paycheck Simple ways to cut expenses without extreme restriction How to create extra income with micro side hustles  How to stay motivated when savings feel slow  Building financial security isn't about big deposits. It's about consistency and strategy. Even small amounts saved can create real peace of mind.   More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance

    15 min
  6. 404: How to Recover From Money Mistakes and Forgive Your Financial Past

    MAR 3

    404: How to Recover From Money Mistakes and Forgive Your Financial Past

    New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to pre-order now If you've ever maxed out a credit card, drained your savings, avoided budgeting, or stayed in a bad financial situation longer than you should have, you're not alone. On this episode, I'm sharing exactly how to recover from money mistakes and forgive your financial past so you can move forward with clarity, confidence, and peace. Financial shame keeps so many women stuck. But here's the truth: You are not your money mistakes. You are not behind. And it is absolutely possible to rebuild your finances - no matter where you're starting from. YOU'LL LEARN: How to process financial regret in a healthy way  How to stop replaying past money mistakes How to separate your identity from your financial decisions Practical steps to start rebuilding your finances today  How to shift from guilt to growth  AND SO MUCH MORE Whether you're recovering from credit card debt, overspending, drained savings, or poor financial decisions, this is your turning point.  If you're ready to start fresh, take one small step today. Open a savings account. Make a payment. Create a simple budget. Progress, not perfection, builds wealth.   More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance

    11 min
  7. 403: How Brittany Crushed Her $39K Debt in 8 Months

    FEB 25

    403: How Brittany Crushed Her $39K Debt in 8 Months

    New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to pre-order now On this episode of the podcast, we're joined by Brittany Charles, better known as Mrs. Fiscally Responsible, to talk about how she and her husband paid off $39,000 in debt in just 8 months—and turned that experience into a proven roadmap for others. As a personal finance coach and founder of Fiscally Responsible, Brittany helps women ditch debt, take control of their cash flow, and build sustainable wealth using simple, repeatable systems. She shares the mindset shifts, sacrifices, and accountability strategies that fueled her rapid payoff, along with the practical framework she now teaches her growing community to help them do the same.   What Brittany Discussed on the Podcast: How she became Mrs. Fiscally Responsible and the story behind the brand. The turning point that pushed her and her husband to fully commit to their debt-free journey. The biggest mindset shifts and sacrifices required during their 8-month payoff period. A breakdown of her specific debt payoff strategies and systems. The framework she created to help others replicate her results. How to move forward when debt feels overwhelming and impossible to tackle. The powerful role of accountability in accelerating financial progress. One thing she would do differently—and one thing she's glad she did exactly right. How becoming debt-free transformed her emotionally, mentally, and financially. Her clever girl superpower. Where to connect with her and learn more about her debt payoff framework.   How to Keep Up With Brittany: Instagram: @mrs.fiscallyresponsible Website: fiscally-responsible.com   More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance

    52 min

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About

The Clever Girls Know Podcast is brought to you by Clever Girl Finance, one of the largest personal finance media/education platforms for women in the U.S. that empowers women to ditch debt, save money and build real wealth in order to live life on their own terms! Hosted by founder and CEO of Clever Girl Finance, Bola Sokunbi, the podcast shares open and honest conversations with real women at different stages of their financial and life journeys to inspire and motivate other women on their own journeys too! Get the Clever Girl Finance Roadmap today! It's completely free! Plus get our free budgeting & debt prioritization worksheets too: https://www.clevergirlfinance.com/financial-roadmap/

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