The Real Investment Show Podcast

Lance Roberts
  • 4.7 (56)
  • Business News
  • Updated Daily

It's a show about life, markets, sweat-equity, and the pursuit of wealth in a capitalist market.

  1. 21h ago

    8-7-26 Aging in Place - What to Consider

    8-7-26 Aging in Place - What to Consider More Americans want to age in place, but is staying in your home the best financial and lifestyle decision? Richard Rosso & Jonathan McCarty explore the real costs, benefits, and planning strategies behind one of retirement's biggest decisions. We discuss how neighborhoods, community connections, and changing retirement goals influence aging in place, while comparing the costs of home modifications with assisted living. We also examine emerging technologies—including AI companions, telehealth, smart-home monitoring, and wearable devices—that are reshaping independent living for older adults. Topics include long-term care planning, reverse mortgages and HECMs, Social Security and Medicare decisions, accommodating live-in caregivers, home safety upgrades, mental fitness, and why some older Boomers are choosing larger homes rather than downsizing. Whether you're planning for yourself or helping aging parents, this conversation offers practical financial insights for making informed decisions before a crisis forces your hand. 0:00 INTRO 0:19 - Aging Place Rationale & Evolution 2:30 - Neighborhoods & Community Spirit 5:29 - Progression of Goal Shifting 6:43 - Financial Guide - Aging in Place 10:52 - Eliminating Risks at Home 14:55 - Is Remaining at Home less Expensive than Assisted Living? 18:27 - Preparing for One vs Two Aging in Place: Future Technology 19:40 - The Demographics of AI Companions 20:15 - Surveillance Technology 22:36 -Children's Awareness of Long Term Care Coverage 23:27 - Home Bidets 25:11 - Understanding the trends & technology of Aging in Place 26:02 - Accommodating live-in caregivers 27:05 - Older Boomers Buying Bigger Homes trend 28:53 - After dinner dominos, cards, Mahjong, & Bingo 32:38 - Things to do for mental acuity - Elder Tech: Door Dash, Uber, Aura ring, etc. 35:44 - New Longevity Calculators & Telehealth 37:30 - Renovation vs Relocation 39:12 - Paying for the modifications - reverse mortgages & HECM's 41:04 - Smart decisions for SS & Medicare Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/H03YeyoVCkk ------- Articles mentioned in this report: "RIA E-Guide Library: Aging in Place" https://realinvestmentadvice.com/ria-e-guide-library/ -------- Watch our previous show, "The 60/40 Portfolio Is Not Dead" https://youtube.com/live/9KGokK9tGuA ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Medicare Planning: Everything You Need to Know Before You Enroll," Thursday, August 20, 2026: https://streamyard.com/watch/Qjx33M2tS4i4 --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementPlanning #AgingInPlace #LongTermCare #PersonalFinance #Retirement

  2. 1d ago

    8-6-26 Hidden AI Debt: Is the Risk Overblown?

    Has Wall Street been looking at hyperscaler debt all wrong? Lance Roberts & Michael Lebowitz examine claims that the "hidden debt" of AI hyperscalers has surged to $1.65 trillion through off-balance-sheet obligations, including long-term leases and infrastructure commitments. But does that mean the AI investment thesis is breaking down? We'll separate the headlines from the fundamentals by comparing the financial strength of Microsoft, Amazon, Alphabet, Meta, and Oracle. While hidden obligations deserve attention, not all debt carries the same risk, and not every hyperscaler should be viewed through the same lens. 0:00 INTRO 1:02 - ISM Looking Good, MFG at 4-year High 4:13 - Markets Take a Rest - time to rebalance? 9:27 - Forward Returns After Breakout to New Highs 14:04 - Open Source AI vs Closed Source AI 17:18 - Who Benefits, Regardless of Source? (Who is the common denominator?) 22:31 - Hyperscaler Bear Porn - Look at the debt 24:53 - A Basket of Hyperscalers Does Not an Index Make 27:35 - What Does "Off Balance Sheet" Mean? (There Are Three Types) 28:27 - Data Center Leasing 30:32 - Joint Ventures 30:55 - Chip Leasing 35:20 - Listen to the Markets 38:34 - Busting Narratives; don't believe the hype Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/HeU8LWC2rfo?feature=share ------- Articles mentioned in this report: "Palantir Earnings Provide Hope For The Software Sector" https://realinvestmentadvice.com/resources/blog/palantir-earnings-provide-hope-for-the-software-sector/ "Hidden Debt: Is Our Hyperscaler Thesis Wrong – Part 2" https://realinvestmentadvice.com/resources/blog/hidden-debt-is-our-hyperscaler-thesis-wrong-part-2/ "Carnage In Hyperscaler Credit: Really?" https://realinvestmentadvice.com/resources/blog/carnage-in-hyperscaler-credit-really/ -------- Watch today's "Before the Bell" premarket commentary, "Time to Rebalance?" https://youtu.be/y7Er-AsOkFc ------- Watch our previous show, "Q&A Wednesday: Market Questions Answered" https://youtube.com/live/9KGokK9tGuA ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Medicare Planning: Everything You Need to Know Before You Enroll," Thursday, August 20, 2026: https://streamyard.com/watch/Qjx33M2tS4i4 --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #PortfolioManagement #RiskManagement #MarketOutlook #ArtificialIntelligence #Technology #FinancialPlanning

  3. 1d ago

    8-6-26 Time to Rebalance? | Before the Bell

    The S&P 500 has broken out to fresh all-time highs after months of consolidation, triggering a new momentum buy signal. But after one of the strongest five-day rallies since April 2025, should investors keep buying, or start taking profits? In today's Before the Bell, we discuss why this is an ideal time to review your portfolio's risk, rebalance strategically, and trim oversized winners. We explain why rebalancing shouldn't be mechanical, how to distinguish quality companies from long-term laggards, and why understanding why a stock is underperforming matters just as much as its valuation. We also examine surging call-option activity, declining volatility, and why a healthy pullback would be normal after such a powerful advance. Learn how disciplined profit-taking and thoughtful portfolio management can help reduce stress during the market's next consolidation or correction. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/y7Er-AsOkFc --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #PortfolioManagement #RiskManagement #MarketOutlook

  4. 2d ago

    8-5-26 Q&A Wednesday: Market Questions Answered

    It's Q&A Wednesday, and we're answering your live chat questions on today's biggest investing, market, and economic topics. With the S&P 500 near record highs after weeks of consolidation, investors are asking what comes next. Is this breakout sustainable, or are markets setting up for another bout of volatility? Lance Roberts & Danny Ratliff discuss market leadership, interest rates, inflation, AI, bonds, portfolio positioning, retirement planning, and whatever else is on your mind. 0:00 INTRO 1:01 - AMD, Eli Lilly Earnings & Markets' New High 2:49 - Strait of Hormuz/Iran & Headlines 4:24 - Economic Data Weakens - JOLTS report 5:11 - The Thing About Consolidations & Breakouts 7:54 - Interest rates about to trigger bond buy signal 10:00 - Coffee & Keeping Lance Around 10:51 - Market Behavior & Investment Sentiment 12:19 - Core CPI vs Fed Funds Rate: Is the Fed wrong or the bond market wrong? 15:47 - Using Stablecoin to purchase international stocks 18:05 - Options strategies on parabolic moves 19:00 - US Debt Clock composition & Gold Purchases 23:16 - Will Yield Curve Control be eventually implemented? 24:50 - Is this a good week to rebalance? 27:18 - Investing in broad-market ETF's via SEP IRA 31:27 - Preferred Bonds vs Corp Bonds, & 60/40 Allocations 34:15 - Why you need inflation (why we invest) 39:28 - Understanding what you're buying (bonds) 42:17 - Emerging Market equities concentrated in PVR, VALE? 42:45 - Off balance Sheet AI Debt 43:14 - US purchase of Yen - a form of yield curve control? 46:49 - Traditional Pension + SS = ratio for equities? 48:25 - Two Types of Debt Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/HeU8LWC2rfo?feature=share ------- Articles mentioned in this report: "Bonds In Your Portfolio: Why Ditching Them Is The Wrong Move" https://realinvestmentadvice.com/resources/blog/bonds-in-your-portfolio-why-ditching-them-is-the-wrong-move/ "AI Bear Case: What Skeptics Get Right And Wrong" https://realinvestmentadvice.com/resources/blog/ai-bear-case-what-skeptics-get-right-and-wrong/ "The Momentum Crash: Is It Over?" https://realinvestmentadvice.com/resources/blog/the-momentum-crash-is-it-over/ -------- Watch today's "Before the Bell" premarket commentary, "New Highs, Now What?" https://youtu.be/K0SaWvIeYkQ ------- Watch our previous show, "The 60/40 Portfolio Is Not Dead" https://youtube.com/live/9KGokK9tGuA ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #Investing #Bonds #MarketOutlook FinancialPlanning #MarketOutlook

  5. 2d ago

    8-5-26 New Highs, Now What? | Before the Bell

    The S&P 500 has broken out to a new all-time high after months of sideways consolidation, but does that mean investors should immediately buy? Lance Roberts explains how consolidations work, why sideways markets can resolve overbought conditions without a major correction, and why patience may be rewarded after a breakout. We also discuss why a short-term pullback toward the breakout level could create a better entry point while preserving the current momentum buy signal. Plus, we examine the bond market as falling Treasury yields move closer to triggering a buy signal, despite ongoing concerns about inflation and oil prices. Before chasing new highs, understand what the technicals are signaling about stocks, bonds, interest rates, and where the next opportunity may develop. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/K0SaWvIeYkQ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #Investing #Bonds #MarketOutlook

  6. 3d ago

    8-4-26 The 60/40 Portfolio Is Not Dead

    Is the classic 60/40 portfolio really obsolete, or are investors making a costly mistake by abandoning bonds? Lance Roberts & Jon Penn examine why fixed income still plays a critical role in portfolio construction, risk management, and long-term wealth preservation. We'll discuss why bonds remain valuable despite recent volatility, how they can improve diversification, and why chasing all-equity returns may expose investors to unnecessary risk. If you've been told that "bonds are dead," this conversation offers a different perspective backed by history and current market conditions. 0:00 INTRO 1:12 - Space-X First Report Preview 4:16 - Market Consolidation Continues 6:00 - Sometimes the Best Thing to Do is Nothing 8:57 - Space-X Options? 9:44 - 60/40 Portfolio is Dead? 13:41 - The Case Against Bonds 19:16 - Correlation Matters 24:09 Why Gold Does Not Belong in Bond Side of Portfolio 28:07 - Why We Own Certain Assets 31:02 - Understanding Beta 36:11 - Never Look at Bonds as a Hedge for Inflation 38:35 - Investing when it's "Safe" 39:36 - Inflation is not a Bad Thing 44:50 - Own Bonds, not ETF's Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/9KGokK9tGuA ------- Articles mentioned in this report: "Bonds In Your Portfolio: Why Ditching Them Is The Wrong Move" https://realinvestmentadvice.com/resources/blog/bonds-in-your-portfolio-why-ditching-them-is-the-wrong-move/ "AI Bear Case: What Skeptics Get Right And Wrong" https://realinvestmentadvice.com/resources/blog/ai-bear-case-what-skeptics-get-right-and-wrong/ "The Momentum Crash: Is It Over?" https://realinvestmentadvice.com/resources/blog/the-momentum-crash-is-it-over/ -------- Watch today's "Before the Bell" premarket commentary, "Markets Defy the Breakdown" https://youtu.be/Op2rlRHPdaU ------- Watch our previous show, "The Momentum Crash: Is It Over?" https://youtube.com/live/XLZMmL1p-H0 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #Investing #TechnicalAnalysis #RiskManagement #Bonds #PortfolioManagement #RetirementPlanning #AssetAllocation

  7. 3d ago

    8-4-26 Markets Defy the Breakdown | Before the Bell

    The S&P 500 has once again proven why emotional investing rarely pays off. After briefly breaking below the 50-day moving average and triggering bearish headlines, the market quickly reversed, reclaimed key technical levels, and is now back within striking distance of new all-time highs. In today's Before the Bell, we examine why this prolonged consolidation continues to frustrate investors, what the latest earnings from Palantir, Microsoft, Amazon, and chip stocks could mean for the AI trade, and why a new momentum buy signal may be close to triggering. We also discuss the seasonal headwinds of August and September, elevated oil prices, fading summer trading volume, and the improving earnings outlook that continues to support stock prices. Is this finally the breakout investors have been waiting for, or just another head fake inside a frustrating trading range? Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/Op2rlRHPdaU --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #Investing #AIStocks #MarketOutlook

  8. 4d ago

    8-3-26 The Momentum Crash: Is It Over?

    Momentum stocks have suffered one of the sharpest reversals in years, leaving investors wondering whether the worst is behind us or if another leg lower is still ahead. Lance Roberts looks at what caused the momentum crash, why crowded trades can unwind so quickly, and whether the recent rebound is signaling a durable recovery or simply a temporary relief rally. We'll also discuss what history suggests about momentum reversals, portfolio diversification, risk management, and the technical signals investors should watch before increasing exposure to high-growth stocks. 0:00 INTRO 1:01 - Markets End a Negative July 4:42 - Maybe Not the Buy-the-Dip Opportunity 11:10 - Is the Momentum Crash Over? 17:06 - The Retail Side of Levered Trade 21:09 - The Cap-ex Spend is Real 22:39 - Proportion of S&P 500 Co's Beating Earnings Estimates 26:15 - Is the Correction Over? 29:35 - Bet on Nothing - Trade on Environment You're Given 33:58 - Sector Analysis 35:38 - The AI Bear Case - Three Arguments 39:26 - Hyperscaler Cap-Ex 41:38 - Circular Financing Myth 44:33 - Is AI Revenue Fake? 46:50 - Positioning for Either Outcome Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/XLZMmL1p-H0 ------- Articles mentioned in this report: "AI Bear Case: What Skeptics Get Right And Wrong" https://realinvestmentadvice.com/resources/blog/ai-bear-case-what-skeptics-get-right-and-wrong/ "The Momentum Crash: Is It Over?" https://realinvestmentadvice.com/resources/blog/the-momentum-crash-is-it-over/ -------- Watch today's "Before the Bell" premarket commentary, "Market Bounce or More Chop?" https://youtu.be/gGQUeec8J9w ------- Watch our previous show, "Mid-Year Financial Checklist" https://youtube.com/live/2oESMTD2Cqg?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #Investing #TechnicalAnalysis #RiskManagement #MomentumInvesting #MarketOutlook

See All (2K)

4.7
out of 5
56 Ratings

About

It's a show about life, markets, sweat-equity, and the pursuit of wealth in a capitalist market.

Information

You Might Also Like