The Mortgage Update with Dan Frio Podcast

The Mortgage Update with Dan Frio Podcast

The Mortgage Update with Dan Frio brings you straight talk on mortgage rates, housing market trends, and economic news that impacts every homeowner and homebuyer. Dan Frio has been one of the nation’s top mortgage advisors for over 30 years, helping thousands of families buy, refinance, and build wealth through real estate. A graduate of West Virginia University with a degree in Economics, Dan combines academic insight with decades of hands-on lending experience. Beyond the mortgage world, he’s also a well-known radio personality and YouTube host with millions of views, trusted for making complex financial topics simple and actionable. Each episode covers what you need to know right now: 📊 Mortgage Rate Watch — where rates are today and where they may be heading 🏡 Homebuyer Strategies — down payment assistance, first-time buyer programs, and VA/FHA updates 🔍 Market Insights — housing inventory, Fed decisions, and economic data shaping affordability 💡 Money Moves — refinancing, credit tips, and wealth-building strategies Whether you’re a first-time homebuyer, seasoned homeowner, or real estate professional, this podcast is your go-to resource to stay ahead of the market and make smarter financial decisions. 📞 To speak with Dan personally, call (844) 775-LOAN 📧 Email: Dan@TheRateUpdate.com 🌐 Visit: www.TheRateUpdate.com

  1. The Economic Snapshot Nobody's Talking About — Treasury, Jobs, and Your Rate

    15H AGO

    The Economic Snapshot Nobody's Talking About — Treasury, Jobs, and Your Rate

    Stop guessing from headlines.We pull live pricing from 30+ lenders to show what YOU actually qualify for, plus lock vs float guidance and full market breakdowns (Fed, CPI, Jobs, MBS, 10-Year Treasury). Transparent. Accurate. No hype. 🔔 Get Your Rate & Alerts RateWatch 2.0 — Get notified when your target rate hits👉 https://TheRateUpdate.com/ratewatch Free Mortgage Strategy Call👉 https://shorturl.at/SCIGL Ask Dan a Mortgage Question👉 https://TheRateUpdate.com/ask-dan 🧮 Mortgage Calculators Affordability👉 https://friodan.gumroad.com/l/lyxvnp Refinance & Debt Consolidation👉 https://friodan.gumroad.com/l/ovwvug Cost-of-Waiting™👉 https://friodan.gumroad.com/l/rjtvn 🏡 Apply with the TRU Mortgage Team One Application • One Credit Pull • 30+ Lenders Compete👉 https://257781.my1003app.com/246527/register 📺 Follow The Rate Update YouTube — https://www.youtube.com/@TheRateUpdate Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio X — https://twitter.com/therateupdate ⚖️ Compliance Dan Frio | NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp The views and opinions expressed are solely those of the host and do not reflect the views, policies, or positions of PBT Bancorp or any affiliated entities.Content is for educational and entertainment purposes only and is not financial, legal, or investment advice.

    12 min
  2. Supreme Court vs Trump: Tariffs Could Decide Mortgage Rates for 2026

    20H AGO

    Supreme Court vs Trump: Tariffs Could Decide Mortgage Rates for 2026

    🏦 YOUR REAL MORTGAGE RATE — Stop guessing from headlines.We pull live pricing from 30+ lenders to show what YOU actually qualify for, plus lock vs float guidance and full market breakdowns (Fed, CPI, Jobs, MBS, 10-Year Treasury). Transparent. Accurate. No hype. 🔔 Get Your Rate & Alerts RateWatch 2.0 — Get notified when your target rate hits👉 https://TheRateUpdate.com/ratewatch Free Mortgage Strategy Call👉 https://shorturl.at/SCIGL Ask Dan a Mortgage Question👉 https://TheRateUpdate.com/ask-dan 🧮 Mortgage Calculators Affordability👉 https://friodan.gumroad.com/l/lyxvnp Refinance & Debt Consolidation👉 https://friodan.gumroad.com/l/ovwvug Cost-of-Waiting™👉 https://friodan.gumroad.com/l/rjtvn 🏡 Apply with the TRU Mortgage Team One Application • One Credit Pull • 30+ Lenders Compete👉 https://257781.my1003app.com/246527/register 📺 Follow The Rate Update YouTube — https://www.youtube.com/@TheRateUpdate Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio X — https://twitter.com/therateupdate ⚖️ Compliance Dan Frio | NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp The views and opinions expressed are solely those of the host and do not reflect the views, policies, or positions of PBT Bancorp or any affiliated entities.Content is for educational and entertainment purposes only and is not financial, legal, or investment advice.

    10 min
  3. Producer Inflation Is “Hot, Hot, Hot” — Fed Rate Cuts in Jeopardy | Mortgage Rates React

    1D AGO

    Producer Inflation Is “Hot, Hot, Hot” — Fed Rate Cuts in Jeopardy | Mortgage Rates React

    Stop guessing from headlines. We pull live pricing from 30+ lenders to show what YOU actually qualify for, plus lock vs float guidance and full market breakdowns: Federal Reserve CPI & PPI inflation Jobs data Mortgage-backed securities (MBS) 10-Year Treasury yields Transparent. Accurate. No hype. 🔔 Get Your Rate & Alerts RateWatch 2.0 — Get notified when your target rate hits 👉 https://TheRateUpdate.com/ratewatchFree Mortgage Strategy Call 👉 https://shorturl.at/SCIGLAsk Dan a Mortgage Question 👉 https://TheRateUpdate.com/ask-dan🧮 Mortgage Calculators Affordability Calculator 👉 https://friodan.gumroad.com/l/lyxvnpRefinance & Debt Consolidation Analyzer 👉 https://friodan.gumroad.com/l/ovwvugCost-of-Waiting™ Calculator 👉 https://friodan.gumroad.com/l/rjtvn🏡 Apply with the TRU Mortgage Team One Application • One Credit Pull • 30+ Lenders Compete 👉 https://257781.my1003app.com/246527/register📺 Follow The Rate Update YouTube 👉 https://www.youtube.com/@TheRateUpdateInstagram 👉 https://instagram.com/therateupdateTikTok 👉 https://tiktok.com/@therateupdateFacebook 👉 https://facebook.com/therateupdateLinkedIn 👉 https://www.linkedin.com/in/danfrioX (Twitter) 👉 https://twitter.com/therateupdate⚖️ Compliance Dan Frio | NMLS #246527 Equal Housing Lender TRU Mortgage Team / PBT Bancorp The views and opinions expressed are solely those of the host and do not reflect the views, policies, or positions of PBT Bancorp or any affiliated entities. Content is for educational and entertainment purposes only and is not financial, legal, or investment advice.

    8 min
  4. “Are We Getting Screwed? Bank Profits Surge While Homeowners Overpay — Refinance Now?

    1D AGO

    “Are We Getting Screwed? Bank Profits Surge While Homeowners Overpay — Refinance Now?

    🏦 YOUR REAL MORTGAGE RATE — REVEALED LIVE Stop guessing from headlines.We pull live pricing from 30+ lenders to show what YOU actually qualify for, plus lock vs float guidance and full market breakdowns (Fed, CPI, Jobs, MBS, 10-Year Treasury). Transparent. Accurate. No hype. 🔔 Get Your Rate & Alerts RateWatch 2.0 — Get notified when your target rate hits👉 https://TheRateUpdate.com/ratewatch Free Mortgage Strategy Call👉 https://shorturl.at/SCIGL Ask Dan a Mortgage Question👉 https://TheRateUpdate.com/ask-dan 🧮 Mortgage Calculators Affordability👉 https://friodan.gumroad.com/l/lyxvnp Refinance & Debt Consolidation👉 https://friodan.gumroad.com/l/ovwvug Cost-of-Waiting™👉 https://friodan.gumroad.com/l/rjtvn 🏡 Apply with the TRU Mortgage Team One Application • One Credit Pull • 30+ Lenders Compete👉 https://257781.my1003app.com/246527/register 0:45 – Bank Profits vs Homeowner Pain2:10 – Why Interest Rates Are Still So High3:45 – Why So Many Homeowners Are Rushing to Refinance5:10 – What Most People Are Missing About Their Mortgage6:40 – How Much Can You Really Save by Refinancing?8:05 – The Biggest Refinance Mistakes to Avoid9:20 – Credit Cards, Debt, and Why Banks Charge So Much10:15 – What You Should Do Right Now10:50 – Final Thoughts + How to Get Help 📺 Follow The Rate Update YouTube — https://www.youtube.com/@TheRateUpdate Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio X — https://twitter.com/therateupdate ⚖️ Compliance Dan Frio | NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp The views and opinions expressed are solely those of the host and do not reflect the views, policies, or positions of PBT Bancorp or any affiliated entities.Content is for educational and entertainment purposes only and is not financial, legal, or investment advice.

    12 min
  5. We Broke Down 2026 Mortgage Rates LIVE — Here’s What Matters

    2D AGO

    We Broke Down 2026 Mortgage Rates LIVE — Here’s What Matters

    🏦 YOUR REAL MORTGAGE RATE — REVEALED LIVE! Stop guessing based on headlines.Every week we pull live, real-time pricing from 30+ lenders to show you exactly what YOU can qualify for. Transparent. Accurate. No hype.Just the truth homeowners, homebuyers, and professionals need. ✔️ Live real-time mortgage rates✔️ What YOU qualify for based on today’s market✔️ Lock vs Float guidance✔️ Fed • CPI • Jobs • MBS • 10-Yr Treasury explained✔️ Daily pricing shifts broken down simply✔️ Live viewer scenario pricing + education 🔔 GET HELP & TOOLS 🔹 RateWatch 2.0 — Get Alerts When Your Target Rate Hits👉 https://TheRateUpdate.com/ratewatch 🔹 Book a Free Consultation👉 https://shorturl.at/SCIGL 🔹 Ask Dan Your Mortgage Question👉 https://TheRateUpdate.com/ask-dan 🧮 FREE & PREMIUM CALCULATORS Affordability Calculator #1 Calculatorhttps://friodan.gumroad.com/l/lyxvnp 🔹 TRU Refinance & Debt Consolidation Analyzer👉 https://friodan.gumroad.com/l/ovwvug 🔹 TRU Cost-of-Waiting™ Calculator👉 https://friodan.gumroad.com/l/rjtvn 🏡 APPLY WITH THE TRU MORTGAGE TEAM One Application. One Credit Pull. 30+ Lenders Compete For You.👉 https://257781.my1003app.com/246527/register 🔔 FOLLOW FOR DAILY RATE UPDATES YouTube — https://www.youtube.com/@TheRateUpdate Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio Twitter/X — https://twitter.com/therateupdate 🏦 ABOUT DAN FRIO 35+ years of mortgage expertise.Helping homeowners, buyers, and real estate professionals win with clarity, transparency, and experience. ⚖️ COMPLIANCE & DISCLAIMER NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp The views shared are personal opinions and educational commentary and do not necessarily represent the views of PBT Bancorp or its affiliates. Content is for educational and entertainment purposes only and is not financial, legal, investment, or trading advice. Always consult a qualified professional regarding your specific situation.

    26 min
  6. Good Inflation News… Bad Mortgage News — What Today’s CPI Means for Rates

    2D AGO

    Good Inflation News… Bad Mortgage News — What Today’s CPI Means for Rates

    🏦 YOUR REAL MORTGAGE RATE — REVEALED LIVE! Stop guessing based on headlines.Every week we pull live, real-time pricing from 30+ lenders to show you exactly what YOU can qualify for. Transparent. Accurate. No hype.Just the truth homeowners, homebuyers, and professionals need. ✔️ Live real-time mortgage rates✔️ What YOU qualify for based on today’s market✔️ Lock vs Float guidance✔️ Fed • CPI • Jobs • MBS • 10-Yr Treasury explained✔️ Daily pricing shifts broken down simply✔️ Live viewer scenario pricing + education 🔔 GET HELP & TOOLS 🔹 RateWatch 2.0 — Get Alerts When Your Target Rate Hits👉 https://TheRateUpdate.com/ratewatch 🔹 Book a Free Consultation👉 https://shorturl.at/SCIGL 🔹 Ask Dan Your Mortgage Question👉 https://TheRateUpdate.com/ask-dan 🧮 FREE & PREMIUM CALCULATORS Affordability Calculator #1 Calculatorhttps://friodan.gumroad.com/l/lyxvnp 🔹 TRU Refinance & Debt Consolidation Analyzer👉 https://friodan.gumroad.com/l/ovwvug 🔹 TRU Cost-of-Waiting™ Calculator👉 https://friodan.gumroad.com/l/rjtvn 🏡 APPLY WITH THE TRU MORTGAGE TEAM One Application. One Credit Pull. 30+ Lenders Compete For You.👉 https://257781.my1003app.com/246527/register 🔔 FOLLOW FOR DAILY RATE UPDATES0:00 – Introduction  1:20 – Topic A  3:45 – Example/Case Study  6:10 – Key Takeaways  9:30 – Conclusion YouTube — https://www.youtube.com/@TheRateUpdate Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio Twitter/X — https://twitter.com/therateupdate 🏦 ABOUT DAN FRIO 35+ years of mortgage expertise.Helping homeowners, buyers, and real estate professionals win with clarity, transparency, and experience. ⚖️ COMPLIANCE & DISCLAIMER NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp The views shared are personal opinions and educational commentary and do not necessarily represent the views of PBT Bancorp or its affiliates. Content is for educational and entertainment purposes only and is not financial, legal, investment, or trading advice. Always consult a qualified professional regarding your specific situation.

    13 min
  7. Trump: ‘If the Court Blocks Tariffs We’re Screwed’ — Mortgage Rates in the Crosshairs”

    3D AGO

    Trump: ‘If the Court Blocks Tariffs We’re Screwed’ — Mortgage Rates in the Crosshairs”

    🏦 YOUR REAL MORTGAGE RATE — REVEALED LIVE! Stop guessing based on headlines.Every week we pull live, real-time pricing from 30+ lenders to show you exactly what YOU can qualify for. Transparent. Accurate. No hype.Just the truth homeowners, homebuyers, and professionals need. ✔️ Live real-time mortgage rates✔️ What YOU qualify for based on today’s market✔️ Lock vs Float guidance✔️ Fed • CPI • Jobs • MBS • 10-Yr Treasury explained✔️ Daily pricing shifts broken down simply✔️ Live viewer scenario pricing + education 🔔 GET HELP & TOOLS 🔹 RateWatch 2.0 — Get Alerts When Your Target Rate Hits👉 https://TheRateUpdate.com/ratewatch 🔹 Book a Free Consultation👉 https://shorturl.at/SCIGL 🔹 Ask Dan Your Mortgage Question👉 https://TheRateUpdate.com/ask-dan 🧮 FREE & PREMIUM CALCULATORS 🔹 TRU Refinance & Debt Consolidation Analyzer👉 https://friodan.gumroad.com/l/ovwvug 🔹 TRU Cost-of-Waiting™ Calculator👉 https://friodan.gumroad.com/l/rjtvn 🏡 APPLY WITH THE TRU MORTGAGE TEAM One Application. One Credit Pull. 30+ Lenders Compete For You.👉 https://257781.my1003app.com/246527/register 🔔 FOLLOW FOR DAILY RATE UPDATES00:00 Introduction00:30 Key Topic #1 — [Main Point / Hook]02:15 Discussion / Breakdown04:00 Key Topic #2 — [Next Concept]06:10 Example / Case Study08:05 Q&A / Common Questions09:50 Summary & Takeaways11:00 Final Thoughts / Call to Action YouTube — https://www.youtube.com/@TheRateUpdate Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio Twitter/X — https://twitter.com/therateupdate 🏦 ABOUT DAN FRIO 35+ years of mortgage expertise.Helping homeowners, buyers, and real estate professionals win with clarity, transparency, and experience. ⚖️ COMPLIANCE & DISCLAIMER NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp The views shared are personal opinions and educational commentary and do not necessarily represent the views of PBT Bancorp or its affiliates. Content is for educational and entertainment purposes only and is not financial, legal, investment, or trading advice. Always consult a qualified professional regarding your specific situation.

    11 min
  8. Buy a Home With a Mortgage Rate 2% Lower — Here’s How

    4D AGO

    Buy a Home With a Mortgage Rate 2% Lower — Here’s How

    🏦 YOUR REAL MORTGAGE RATE — REVEALED LIVE! Stop guessing based on headlines.Every week we pull live, real-time pricing from 30+ lenders to show you exactly what YOU can qualify for. Transparent. Accurate. No hype.Just the truth homeowners, homebuyers, and professionals need. ✔️ Live real-time mortgage rates✔️ What YOU qualify for based on today’s market✔️ Lock vs Float guidance✔️ Fed • CPI • Jobs • MBS • 10-Yr Treasury explained✔️ Daily pricing shifts broken down simply✔️ Live viewer scenario pricing + education 🔔 GET HELP & TOOLS 🔹 RateWatch 2.0 — Get Alerts When Your Target Rate Hits👉 https://TheRateUpdate.com/ratewatch 🔹 Book a Free Consultation👉 https://shorturl.at/SCIGL 🔹 Ask Dan Your Mortgage Question👉 https://TheRateUpdate.com/ask-dan 🧮 FREE & PREMIUM CALCULATORS (TRU tools — use Promo Code DAN for FREE access) 🔹 TRU Refinance & Debt Consolidation Analyzer👉 https://friodan.gumroad.com/l/ovwvug 🔹 TRU Cost-of-Waiting™ Calculator👉 https://friodan.gumroad.com/l/rjtvn 🏡 APPLY WITH THE TRU MORTGAGE TEAM One Application. One Credit Pull. 30+ Lenders Compete For You.👉 https://257781.my1003app.com/246527/register 🔔 FOLLOW FOR DAILY RATE UPDATES YouTube — https://www.youtube.com/@TheRateUpdate Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio Twitter/X — https://twitter.com/therateupdate 🏦 ABOUT DAN FRIO 35+ years of mortgage expertise.Helping homeowners, buyers, and real estate professionals win with clarity, transparency, and experience. ⚖️ COMPLIANCE & DISCLAIMER NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp The views shared are personal opinions and educational commentary and do not necessarily represent the views of PBT Bancorp or its affiliates. Content is for educational and entertainment purposes only and is not financial, legal, investment, or trading advice. Always consult a qualified professional regarding your specific situation.

    5 min
4.1
out of 5
17 Ratings

About

The Mortgage Update with Dan Frio brings you straight talk on mortgage rates, housing market trends, and economic news that impacts every homeowner and homebuyer. Dan Frio has been one of the nation’s top mortgage advisors for over 30 years, helping thousands of families buy, refinance, and build wealth through real estate. A graduate of West Virginia University with a degree in Economics, Dan combines academic insight with decades of hands-on lending experience. Beyond the mortgage world, he’s also a well-known radio personality and YouTube host with millions of views, trusted for making complex financial topics simple and actionable. Each episode covers what you need to know right now: 📊 Mortgage Rate Watch — where rates are today and where they may be heading 🏡 Homebuyer Strategies — down payment assistance, first-time buyer programs, and VA/FHA updates 🔍 Market Insights — housing inventory, Fed decisions, and economic data shaping affordability 💡 Money Moves — refinancing, credit tips, and wealth-building strategies Whether you’re a first-time homebuyer, seasoned homeowner, or real estate professional, this podcast is your go-to resource to stay ahead of the market and make smarter financial decisions. 📞 To speak with Dan personally, call (844) 775-LOAN 📧 Email: Dan@TheRateUpdate.com 🌐 Visit: www.TheRateUpdate.com

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